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HIGH FIVES as of 17 January 2011
| Standard Variable Rates |
| 1. 7.04% – AFM |
| 2. 7.08% – Bluegum |
| 3. 7.09% – Adelaide bank |
| 4. 7.10% – FirstMac |
| 5. 7.14% – Home Loans Ltd |
| Basic Variable Rates |
| 1. 6.97% – Newcastle Permanent |
| 2. 7.02% – AMP |
| 3. 7.03% – Heritage |
| 4. 7.08% – Bluegum |
| 5. 7.09% – Adelaide Bank |
| Line of Credit Rates |
| 1. 7.23% – Bluegum |
| 2. 7.25% – AFM |
| 3. 7.34% – Home Loans Ltd |
| 4. 7.51% – Heritage |
| 5. 7.57% – Newcastle Permanent |
| 1 Year Intro (Variable) |
| 1. 6.58% – NAB |
| 2. 6.67% – Newcastle Permanent |
| 3. 6.70% – BankWest |
| 4. 6.82% – AMP |
| 5. 6.99% – CBA |
| 1 Year Intro (Fixed) |
| 1. 6.64% – NAB |
| 2. 6.84% – Suncorp |
| 3. 6.87% – AMP |
| 4. 6.94% – CBA, St George |
| 5. 7.29% – BankWest |
| NOTE: Where a lender only provides one variable rate this will be included in both SVR and BASIC LOANS. Special campaign/offer rate is excluded |
| 1 Year Fixed Rates |
| 1. 6.79% – The Rock |
| 2. 6.85% – Heritage |
| 3. 6.89% – ING Direct |
| 4. 6.94% – Homeside, Newcastle Permanent |
| 5. 6.99% – ANZ |
| 2 Year Fixed Rates |
| 1. 6.89% – The Rock |
| 2. 6.99% – ING Direct |
| 3. 7.04% – Bluegum |
| 4. 7.05% – Heritage |
| 5. 7.19% – Homeside, ANZ, Newcastle Permanent |
| 3 Year Fixed Rates |
| 1. 6.99% – The Rock |
| 2. 7.15% – Heritage |
| 3. 7.22% – Citibank |
| 4. 7.29% – Homeside |
| 5. 7.30% -ING Direct |
| 4 Year Fixed Rates |
| 1. 7.59% – Citbank |
| 2. 7.69% – Homeside, Newcastle Permanent, ING Direct, ANZ |
| 3. 7.70% – Bluegum |
| 4. 7.74% – CBA, BankWest |
| 5. 7.84% – St.George |
| 5 Year Fixed Rates |
| 1. 7.64% – Citibank |
| 2. 7.65% – Heritage |
| 3. 7.69% – The Rock |
| 4. 7.74% – ANZ, BankWest, Homeside, Newcastle Permanent |
| 5. 7.79% – CBA, Suncorp, ING Direct |
| NOTE: Rates used are for standard Fixed Rates only. Does not include Proffesional Pack Discounts or Special Offers. |
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