Compare Home Loans & Mortgage Rates, Online Mortgage & Interest Rate Comparison

Basic Search
Advanced Search

Loan Amount
Bank
Optional: Compare Your Exisitng Loan
Your Lender
Your Loan

Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

Loan Type

Repayments

Purpose

Miscellaneous

Term for Fixed Rates
Loan Amount
Loan to Value Ratio
Bank

	Weekly
	Fortnightly
	Monthly
	Salary Crediting
	Interest Only for Investment
	Interest Only for Owner Occupied
	Total Cost (Number of Years)

	Owner Occupied
	Investment
	Refinance
	Owner Builder?
	Vacant Land?
	Lo-Doc?

	Line Of Credit
	100% Offset
	Extra Repayments?
	Redraw
	Capitalise Interest?
	Bridging?
	Company
	Trust

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	My Refund
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		My Refund
	Classic - Special Offer Classic Package LVR <=80%	5.19	5.19	-	0	-	-	-	7,583	$104,563	$1,622
	Premium Select Home Loan <= 80% LVR - Nil App Fee	5.24	5.24	-	0	-	-	-	7,593	$105,128	$1,247
	Discount Variable	5.19	5.23	-	0	-	-	-	7,583	$105,200	$1,372
	Classic Fixed Rate - Classic Package LVR <=80%	5.29	5.26	4.95	12	4.99	4.99	5.69	7,602	$105,203	$1,622
	Premium Select Home Loan <= 80% LVR	5.24	5.26	-	0	-	-	-	7,593	$105,423	$1,247
	Alliance Option Pro Pack <75%	5.16	5.46	5.16	0	-	-	-	7,578	$105,535	$1,622
	Mortgage Simplifier - Smartpack <80% 250k - < $500k	5.23	5.26	-	0	-	-	-	7,591	$105,569	$1,497
	Orange Advantage - Orange Advantedge <=80% < $500k	5.23	5.41	-	0	-	-	-	7,591	$106,065	$1,497
	Optimum Line of Credit - Special Offer Optimum LOC Package LVR <=80%	5.19	5.55	-	0	-	-	-	7,583	$106,553	$1,622
	Premium Home Loan - Special Offer Optimum Package LVR <=80%	5.19	5.55	-	0	-	-	-	7,583	$106,553	$1,622
	Classic - Classic Package LVR <=80%	5.29	5.29	-	0	-	-	-	7,602	$106,563	$1,622
	Alliance Option Fixed <50% Pro Pack	5.31	5.59	5.07	12	5.04	5.27	5.65	7,605	$106,890	$1,622
	Complete Option - Complete PP	5.25	5.55	-	0	-	-	-	7,594	$106,950	$1,622
	Standard Fixed Rates - Mortgage Plus >$150K LVR <=70%	5.24	5.55	5.05	6	4.99	4.89	5.35	7,593	$107,020	$1,622
	$250K < Homeplus < $499,999 - Nil App Fee	5.30	5.41	-	0	-	-	-	7,604	$107,100	$1,622
	Offset Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%	5.24	5.56	-	0	-	-	-	7,593	$107,100	$1,622
	Variable Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%	5.24	5.56	-	0	-	-	-	7,593	$107,100	$1,622
	Premium Select Home Loan > 80% LVR - Nil App Fee	5.34	5.34	-	0	-	-	-	7,611	$107,128	$1,247
	Fixed Rate - Optimum Package LVR <=80%	5.29	5.62	4.95	12	4.99	4.99	5.69	7,602	$107,193	$1,622
	Complete Option	5.35	5.35	-	0	-	-	-	7,613	$107,300	$1,622
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	My Refund
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	My Refund

Lender	Product Name	Redraw	Redraw Fee	Minimum redraw	Partial Offset	100% Offset	Portable
	Classic - Special Offer Classic Package LVR <=80%		0.00	0.00
	Premium Select Home Loan <= 80% LVR - Nil App Fee		50.00	1,000.00
	Discount Variable		20.00	100.00
	Classic Fixed Rate - Classic Package LVR <=80%		0.00	0.00
	Premium Select Home Loan <= 80% LVR		50.00	1,000.00
	Alliance Option Pro Pack <75%		0.00	0.00
	Mortgage Simplifier - Smartpack <80% 250k - < $500k		0.00	0.00
	Orange Advantage - Orange Advantedge <=80% < $500k		0.00	0.00
	Optimum Line of Credit - Special Offer Optimum LOC Package LVR <=80%		0.00	0.00
	Premium Home Loan - Special Offer Optimum Package LVR <=80%		0.00	0.00
	Classic - Classic Package LVR <=80%		0.00	0.00
	Alliance Option Fixed <50% Pro Pack		0.00	0.00
	Complete Option - Complete PP		0.00	100.00
	Standard Fixed Rates - Mortgage Plus >$150K LVR <=70%		0.00	0.00
	$250K < Homeplus < $499,999 - Nil App Fee		0.00	2,000.00
	Offset Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%		0.00	0.00
	Variable Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%		0.00	0.00
	Premium Select Home Loan > 80% LVR - Nil App Fee		50.00	1,000.00
	Fixed Rate - Optimum Package LVR <=80%		0.00	0.00
	Complete Option		0.00	100.00
Lender	Product Name	Redraw	Redraw Fee	Minimum redraw	Partial Offset	100% Offset	Portable

Lender	Product Name	Upfront Fees		Annual Fee	Monthly Fee
Lender	Product Name	App.	Construction Fee	Annual Fee	Monthly Fee	Discharge Fee	Early Exit Fee	Product Switch Fee
	Classic - Special Offer Classic Package LVR <=80%	0.00	0.00	0.00	0.00	400.00		0.00
	Premium Select Home Loan <= 80% LVR - Nil App Fee	0.00	0.00	0.00	0.00	328.00		495.00
	Discount Variable	600.00	470.00	0.00	0.00	200.00		0.00
	Classic Fixed Rate - Classic Package LVR <=80%	0.00	0.00	0.00	0.00	400.00		0.00
	Premium Select Home Loan <= 80% LVR	295.00	0.00	0.00	0.00	328.00		495.00
	Alliance Option Pro Pack <75%	0.00	300.00	330.00	0.00	0.00		0.00
	Mortgage Simplifier - Smartpack <80% 250k - < $500k	499.00	0.00	0.00	0.00	250.00		250.00
	Orange Advantage - Orange Advantedge <=80% < $500k	0.00	0.00	199.00	0.00	250.00		0.00
	Optimum Line of Credit - Special Offer Optimum LOC Package LVR <=80%	0.00	0.00	398.00	0.00	400.00		0.00
	Premium Home Loan - Special Offer Optimum Package LVR <=80%	0.00	0.00	398.00	0.00	400.00		0.00
	Classic - Classic Package LVR <=80%	0.00	0.00	0.00	0.00	400.00		0.00
	Alliance Option Fixed <50% Pro Pack	0.00	300.00	330.00	0.00	0.00		0.00
	Complete Option - Complete PP	0.00	0.00	330.00	0.00	300.00		350.00
	Standard Fixed Rates - Mortgage Plus >$150K LVR <=70%	0.00	0.00	350.00	0.00	300.00		300.00
	$250K < Homeplus < $499,999 - Nil App Fee	0.00	300.00	0.00	10.00	300.00		0.00
	Offset Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%	0.00	0.00	350.00	0.00	300.00		0.00
	Variable Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%	0.00	0.00	350.00	0.00	300.00		0.00
	Premium Select Home Loan > 80% LVR - Nil App Fee	0.00	0.00	0.00	0.00	328.00		495.00
	Fixed Rate - Optimum Package LVR <=80%	0.00	0.00	398.00	0.00	400.00		0.00
	Complete Option	0.00	0.00	0.00	0.00	300.00		350.00
Lender	Product Name	Upfront Fees		Annual Fee	Monthly Fee
Lender	Product Name	App.	Construction Fee	Annual Fee	Monthly Fee	Discharge Fee	Early Exit Fee	Product Switch Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner Occupied	Max LVR Investment	Max LVR Refinance
	Classic - Special Offer Classic Package LVR <=80%	150000	30	90	90	90
	Premium Select Home Loan <= 80% LVR - Nil App Fee	200000	30	80	80	80
	Discount Variable	150000	30	95	95	90
	Classic Fixed Rate - Classic Package LVR <=80%	150000	30	90	90	90
	Premium Select Home Loan <= 80% LVR	200000	30	80	80	80
	Alliance Option Pro Pack <75%	50000	30	75	75	75
	Mortgage Simplifier - Smartpack <80% 250k - < $500k	50000	30	97	97	92
	Orange Advantage - Orange Advantedge <=80% < $500k	50000	30	97	97	92
	Optimum Line of Credit - Special Offer Optimum LOC Package LVR <=80%	150000	30	90	90	90
	Premium Home Loan - Special Offer Optimum Package LVR <=80%	150000	30	90	90	90
	Classic - Classic Package LVR <=80%	150000	30	90	90	90
	Alliance Option Fixed <50% Pro Pack	50000	30	90	90	90
	Complete Option - Complete PP	50000	30	92	92	90
	Standard Fixed Rates - Mortgage Plus >$150K LVR <=70%	50000	30	90	90	90
	$250K < Homeplus < $499,999 - Nil App Fee	250000	30	95	95	90
	Offset Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%	150000	30	90	90	90
	Variable Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%	150000	30	90	90	90
	Premium Select Home Loan > 80% LVR - Nil App Fee	200000	30	97	97	92
	Fixed Rate - Optimum Package LVR <=80%	150000	30	90	90	90
	Complete Option	50000	30	92	92	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner Occupied	Max LVR Investment	Max LVR Refinance

Lender	Product Name	Branch	ATM	Australia Post	Phone	Internet	BPay	Cheque Book
	Classic - Special Offer Classic Package LVR <=80%
	Premium Select Home Loan <= 80% LVR - Nil App Fee
	Discount Variable
	Classic Fixed Rate - Classic Package LVR <=80%
	Premium Select Home Loan <= 80% LVR
	Alliance Option Pro Pack <75%
	Mortgage Simplifier - Smartpack <80% 250k - < $500k
	Orange Advantage - Orange Advantedge <=80% < $500k
	Optimum Line of Credit - Special Offer Optimum LOC Package LVR <=80%
	Premium Home Loan - Special Offer Optimum Package LVR <=80%
	Classic - Classic Package LVR <=80%
	Alliance Option Fixed <50% Pro Pack
	Complete Option - Complete PP
	Standard Fixed Rates - Mortgage Plus >$150K LVR <=70%
	$250K < Homeplus < $499,999 - Nil App Fee
	Offset Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%
	Variable Mortgage Plus >$150K - Mortgage Plus >$150K LVR <=70%
	Premium Select Home Loan > 80% LVR - Nil App Fee
	Fixed Rate - Optimum Package LVR <=80%
	Complete Option
Lender	Product Name	Branch	ATM	Australia Post	Phone	Internet	BPay	Cheque Book

COMPARE HOME LOANS

Get Started

Buying Your Next Home

Refinance/Debt Consolidation

About Us

Buying Your First Home

Investment Property

Blog