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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	1.99	1.99	-	0	-	-	-	1,476.48	$20,561	$1,069
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	1.99	1.99	-	0	-	-	-	1,476.48	$20,561	$1,069
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	1.99	2.01	-	0	-	-	-	1,476.48	$20,860	$1,114
	Basic Home Loan (P&I) - Owner Occupied	2.09	2.13	-	0	-	-	-	1,496.55	$22,215	$1,247
	Classic Saver Home Loan Special (P & I) - Owner Occupied	2.07	2.12	-	0	-	-	-	1,492.52	$22,251	$1,069
	Basic Variable (P & I) - Owner Occupied	2.09	2.13	-	0	-	-	-	1,496.55	$22,261	$1,158
	Basic Home Loan Variable (P & I) - Owner Occupied	2.14	2.16	-	0	-	-	-	1,506.64	$22,501	$1,158
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,247
	Simplicity PLUS Variable Special Offer (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,025
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,069
	Flexi First Option Variable Special (P&I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$891
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,069
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,069
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,069
	Basic Variable Loan Special (P&I) - Owner Occupied	2.14	2.18	-	0	-	-	-	1,506.64	$22,738	$1,158
	Basic Variable Loan Special (P&I) - Owner Occupied	2.14	2.18	-	0	-	-	-	1,506.64	$22,738	$1,158
	Orange Advantage Variable (P & I) - Owner Occupied	2.04	2.39	-	0	-	-	-	1,486.49	$22,880	$1,114
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	2.19	2.21	-	0	-	-	-	1,516.77	$23,027	$1,158
	Basic Variable Loan Special (P&I) - Owner Occupied	2.19	2.23	-	0	-	-	-	1,516.77	$23,264	$1,158
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	2.03	2.49	-	0	-	-	-	1,484.49	$23,266	$1,069
	Essential Home Loan (P & I) - Owner Occupied	2.22	2.24	-	0	-	-	-	1,522.87	$23,275	$1,158
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	2.59	2.48	2.19	60	-	-	-	1,516.77	$23,384	$1,069
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	1.99	2.07	2.69	12	2.29	2.24	2.39	1,620.28	$23,474	$1,114
	Basic Variable (P & I) - Investment	2.21	2.25	-	0	-	-	-	1,520.84	$23,524	$1,158
	Base Home Loan Variable Special (P & I) - Owner Occupied	2.29	2.29	-	0	-	-	-	1,537.16	$23,718	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied		20.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied		20.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied		0.00
	Basic Home Loan (P&I) - Owner Occupied		0.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied		0.00
	Basic Variable (P & I) - Owner Occupied		0.00
	Basic Home Loan Variable (P & I) - Owner Occupied		0.00
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied		0.00
	Simplicity PLUS Variable Special Offer (P & I) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied		0.00
	Flexi First Option Variable Special (P&I) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied		0.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied		0.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Orange Advantage Variable (P & I) - Owner Occupied		0.00
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied		0.00
	Essential Home Loan (P & I) - Owner Occupied		0.00
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Basic Variable (P & I) - Investment		0.00
	Base Home Loan Variable Special (P & I) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	299.00	0.00	0.00	250.00
	Basic Home Loan (P&I) - Owner Occupied	603.00	0.00	0.00	350.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied	849.00	0.00	0.00	795.00
	Basic Variable (P & I) - Owner Occupied	649.00	0.00	0.00	350.00
	Basic Home Loan Variable (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	0.00	0.00	0.00	395.00
	Simplicity PLUS Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	160.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Flexi First Option Variable Special (P&I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Orange Advantage Variable (P & I) - Owner Occupied	299.00	299.00	0.00	250.00
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	310.00	395.00	0.00	350.00
	Essential Home Loan (P & I) - Owner Occupied	295.00	0.00	0.00	390.00
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	299.00	0.00	0.00	250.00
	Basic Variable (P & I) - Investment	649.00	0.00	0.00	350.00
	Base Home Loan Variable Special (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	80
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	150000	30	95
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	50000	30	95
	Basic Home Loan (P&I) - Owner Occupied	100000	30	90
	Classic Saver Home Loan Special (P & I) - Owner Occupied	100000	30	80
	Basic Variable (P & I) - Owner Occupied	350000	30	90
	Basic Home Loan Variable (P & I) - Owner Occupied	150000	30	70
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	50000	30
	Simplicity PLUS Variable Special Offer (P & I) - Owner Occupied	50000	30	80
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	70
	Flexi First Option Variable Special (P&I) - Owner Occupied	25000	30	70
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	150000	30	70
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	150000	30	80
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Orange Advantage Variable (P & I) - Owner Occupied	50000	30	80
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	150000	30	80
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	40000	30	80
	Essential Home Loan (P & I) - Owner Occupied	40000	30	90
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	50000	30	95
	Basic Variable (P & I) - Investment	350000	30	80
	Base Home Loan Variable Special (P & I) - Owner Occupied	20000	30	95
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	$1,113.75	$795.54
	Basic Home Loan (P&I) - Owner Occupied	$1,247.40	$891.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied	$1,069.20	$763.71
	Basic Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Home Loan Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	$1,247.40	$891.00
	Simplicity PLUS Variable Special Offer (P & I) - Owner Occupied	$1,024.65	$731.89
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Flexi First Option Variable Special (P&I) - Owner Occupied	$891.00	$636.43
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Orange Advantage Variable (P & I) - Owner Occupied	$1,113.75	$795.54
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	$1,069.20	$763.71
	Essential Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	$1,113.75	$795.54
	Basic Variable (P & I) - Investment	$1,158.30	$827.36
	Base Home Loan Variable Special (P & I) - Owner Occupied	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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