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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
SmartSaver Fixed (P & I) - Owner Occupied 3.99 4.02 3.99 0 3.14 3.24 3.54 0.00 $495 $0
SmartSaver Variable (P & I) - Investment 3.59 3.62 3.59 0 - - - 0.00 $495 $0
SmartSaver Variable (P & I) - Owner Occupied 3.99 4.02 3.99 0 - - - 0.00 $495 $0
**Inactive 03/07/2019**SmartFit Variable **Special**(P & I) - Owner Occupied (Connective Brokers Only) 3.74 3.95 3.74 0 - - - 0.00 $495 $0
SmartFix Fixed (Interest Only) - Investment 3.89 4.10 3.89 0 3.69 3.79 4.09 0.00 $495 $0
SmartSaver Fixed (Interest Only) - Owner Occupied 3.99 4.02 3.99 0 3.64 3.74 4.04 0.00 $495 $0
SmartSaver Variable (Interest Only) - Investment 3.79 3.82 3.79 0 - - - 0.00 $495 $0
SmartFix Fixed (P & I) - Investment 3.89 4.10 3.89 0 3.49 3.59 3.89 0.00 $495 $0
SmartSaver Fixed (Interest Only) - Investment 3.89 3.92 3.89 0 3.64 3.74 4.04 0.00 $495 $0
SmartFit Variable (Interest Only) - Investment 3.79 4.00 3.79 0 - - - 0.00 $495 $0
SmartFit Variable (Interest Only) - Owner Occupied 3.79 4.00 3.79 0 - - - 0.00 $495 $0
SmartSaver Fixed (P & I) - Investment 3.89 3.92 3.89 0 3.44 3.54 3.84 0.00 $495 $0
SmartSaver Variable (Interest Only) - Owner Occupied 3.79 3.82 3.79 0 - - - 0.00 $495 $0
SmartFix Fixed (P & I) - Owner Occupied 3.99 4.20 3.99 0 3.19 3.29 3.59 0.00 $495 $0
SmartFit Variable (P & I) - Owner Occupied 3.99 4.20 3.99 0 - - - 0.00 $495 $0
SmartFix Fixed (Interest Only) - Owner Occupied 3.99 4.20 3.99 0 3.69 3.79 4.09 0.00 $495 $0
SmartFit Variable (P & I) - Investment 3.59 3.81 3.59 0 - - - 0.00 $495 $0
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
SmartSaver Fixed (P & I) - Owner Occupied  0.00  
SmartSaver Variable (P & I) - Investment  0.00  
SmartSaver Variable (P & I) - Owner Occupied  0.00  
**Inactive 03/07/2019**SmartFit Variable **Special**(P & I) - Owner Occupied (Connective Brokers Only)  25.00  
SmartFix Fixed (Interest Only) - Investment   25.00  
SmartSaver Fixed (Interest Only) - Owner Occupied  0.00  
SmartSaver Variable (Interest Only) - Investment  0.00  
SmartFix Fixed (P & I) - Investment   25.00  
SmartSaver Fixed (Interest Only) - Investment  0.00  
SmartFit Variable (Interest Only) - Investment  25.00  
SmartFit Variable (Interest Only) - Owner Occupied  25.00  
SmartSaver Fixed (P & I) - Investment  0.00  
SmartSaver Variable (Interest Only) - Owner Occupied  0.00  
SmartFix Fixed (P & I) - Owner Occupied  25.00  
SmartFit Variable (P & I) - Owner Occupied  25.00  
SmartFix Fixed (Interest Only) - Owner Occupied   25.00  
SmartFit Variable (P & I) - Investment  25.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
SmartSaver Fixed (P & I) - Owner Occupied 495.00  0.00  0.00  325.00 
SmartSaver Variable (P & I) - Investment 495.00  0.00  0.00  325.00 
SmartSaver Variable (P & I) - Owner Occupied 495.00  0.00  0.00  325.00 
**Inactive 03/07/2019**SmartFit Variable **Special**(P & I) - Owner Occupied (Connective Brokers Only) 495.00  0.00  15.00  325.00 
SmartFix Fixed (Interest Only) - Investment 495.00  0.00  15.00  325.00 
SmartSaver Fixed (Interest Only) - Owner Occupied 495.00  0.00  0.00  325.00 
SmartSaver Variable (Interest Only) - Investment 495.00  0.00  0.00  325.00 
SmartFix Fixed (P & I) - Investment 495.00  0.00  15.00  325.00 
SmartSaver Fixed (Interest Only) - Investment 495.00  0.00  0.00  325.00 
SmartFit Variable (Interest Only) - Investment 495.00  0.00  15.00  325.00 
SmartFit Variable (Interest Only) - Owner Occupied 495.00  0.00  15.00  325.00 
SmartSaver Fixed (P & I) - Investment 495.00  0.00  0.00  325.00 
SmartSaver Variable (Interest Only) - Owner Occupied 495.00  0.00  0.00  325.00 
SmartFix Fixed (P & I) - Owner Occupied 495.00  0.00  15.00  325.00 
SmartFit Variable (P & I) - Owner Occupied 495.00  0.00  15.00  325.00 
SmartFix Fixed (Interest Only) - Owner Occupied 495.00  0.00  15.00  325.00 
SmartFit Variable (P & I) - Investment 495.00  0.00  15.00  325.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
SmartSaver Fixed (P & I) - Owner Occupied 10000  30  90 
SmartSaver Variable (P & I) - Investment 10000  30   
SmartSaver Variable (P & I) - Owner Occupied 10000  30  90 
**Inactive 03/07/2019**SmartFit Variable **Special**(P & I) - Owner Occupied (Connective Brokers Only) 10000  30   
SmartFix Fixed (Interest Only) - Investment 10000  30   
SmartSaver Fixed (Interest Only) - Owner Occupied 10000  30  80 
SmartSaver Variable (Interest Only) - Investment 10000  30   
SmartFix Fixed (P & I) - Investment 10000  30   
SmartSaver Fixed (Interest Only) - Investment 10000  30   
SmartFit Variable (Interest Only) - Investment 10000  30  80 
SmartFit Variable (Interest Only) - Owner Occupied 10000  30  80 
SmartSaver Fixed (P & I) - Investment 10000  30  90 
SmartSaver Variable (Interest Only) - Owner Occupied 10000  30  80 
SmartFix Fixed (P & I) - Owner Occupied 10000  30   
SmartFit Variable (P & I) - Owner Occupied 10000  30  90 
SmartFix Fixed (Interest Only) - Owner Occupied 10000  30   
SmartFit Variable (P & I) - Investment 10000  30   
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
SmartSaver Fixed (P & I) - Owner Occupied$0.00  $0.00 
SmartSaver Variable (P & I) - Investment$0.00  $0.00 
SmartSaver Variable (P & I) - Owner Occupied$0.00  $0.00 
**Inactive 03/07/2019**SmartFit Variable **Special**(P & I) - Owner Occupied (Connective Brokers Only)$0.00  $0.00 
SmartFix Fixed (Interest Only) - Investment $0.00  $0.00 
SmartSaver Fixed (Interest Only) - Owner Occupied$0.00  $0.00 
SmartSaver Variable (Interest Only) - Investment$0.00  $0.00 
SmartFix Fixed (P & I) - Investment $0.00  $0.00 
SmartSaver Fixed (Interest Only) - Investment$0.00  $0.00 
SmartFit Variable (Interest Only) - Investment$0.00  $0.00 
SmartFit Variable (Interest Only) - Owner Occupied$0.00  $0.00 
SmartSaver Fixed (P & I) - Investment$0.00  $0.00 
SmartSaver Variable (Interest Only) - Owner Occupied$0.00  $0.00 
SmartFix Fixed (P & I) - Owner Occupied$0.00  $0.00 
SmartFit Variable (P & I) - Owner Occupied$0.00  $0.00 
SmartFix Fixed (Interest Only) - Owner Occupied $0.00  $0.00 
SmartFit Variable (P & I) - Investment$0.00  $0.00 
Lender Product Name Current Customers Refund First Time Customers Refund
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