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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	SmartDoc Fixed (Interest Only) - Owner Occupied (Low Doc)	5.25	5.45	5.25	0	5.35	5.48	5.70	0.00	$495	$0
	SmartSaver Variable (P & I) - Investment	4.74	4.77	4.74	0	-	-	-	0.00	$495	$0
	SmartSaver Variable (P & I) - Owner Occupied	4.39	4.42	4.39	0	-	-	-	0.00	$495	$0
	SmartFix Fixed (Interest Only) - Investment	4.99	5.19	4.99	0	4.45	4.58	4.80	0.00	$495	$0
	SmartDoc Plus Variable (P & I) - Investment (Low Doc)	5.89	6.09	5.89	0	-	-	-	0.00	$495	$0
	SmartSaver Variable (Interest Only) - Investment	4.74	4.77	4.74	0	-	-	-	0.00	$495	$0
	SmartFix Fixed (P & I) - Investment	4.99	5.19	4.99	0	4.45	4.58	4.80	0.00	$495	$0
	SmartDoc Plus Variable (P & I) - Owner Occupied (Low Doc)	5.39	5.59	5.39	0	-	-	-	0.00	$495	$0
	SmartFit Variable (Interest Only) - Investment	4.99	5.19	4.99	0	-	-	-	0.00	$495	$0
	SmartFit Variable (Interest Only) - Owner Occupied	4.49	4.70	4.49	0	-	-	-	0.00	$495	$0
	SmartSaver Variable (Interest Only) - Owner Occupied	4.39	4.42	4.39	0	-	-	-	0.00	$495	$0
	SmartDoc Variable (P & I) - Investment (Low Doc)	5.75	5.95	5.75	0	-	-	-	0.00	$495	$0
	SmartDoc Plus Variable (Interest Only) - Investment (Low Doc)	5.89	6.09	5.89	0	-	-	-	0.00	$495	$0
	SmartDoc Fixed (Interest Only) - Investment (Low Doc)	5.75	5.95	5.75	0	5.45	5.58	5.80	0.00	$495	$0
	SmartDoc Plus Variable (Interest Only) - Owner Occupied (Low Doc)	5.39	5.59	5.39	0	-	-	-	0.00	$495	$0
	SmartFix Fixed (P & I) - Owner Occupied	4.49	4.70	4.49	0	4.35	4.48	4.70	0.00	$495	$0
	SmartDoc Variable (P & I) - Owner Occupied (Low Doc)	5.25	5.45	5.25	0	-	-	-	0.00	$495	$0
	SmartDoc Fixed (P & I) - Owner Occupied (Low Doc)	5.25	5.45	5.25	0	5.35	5.48	5.70	0.00	$495	$0
	SmartFit Variable (P & I) - Owner Occupied	4.49	4.70	4.49	0	-	-	-	0.00	$495	$0
	SmartDoc Variable (Interest Only) - Investment (Low Doc)	5.75	5.95	5.75	0	-	-	-	0.00	$495	$0
	SmartFix Fixed (Interest Only) - Owner Occupied	4.49	4.70	4.49	0	4.35	4.48	4.70	0.00	$495	$0
	SmartDoc Fixed (P & I) - Investment (Low Doc)	5.75	5.95	5.75	0	5.45	5.58	5.80	0.00	$495	$0
	SmartDoc Variable (Interest Only) - Owner Occupied (Low Doc)	5.25	5.45	5.25	0	-	-	-	0.00	$495	$0
	SmartFit Variable (P & I) - Investment	4.99	5.19	4.99	0	-	-	-	0.00	$495	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	SmartDoc Fixed (Interest Only) - Owner Occupied (Low Doc)		25.00
	SmartSaver Variable (P & I) - Investment		0.00
	SmartSaver Variable (P & I) - Owner Occupied		0.00
	SmartFix Fixed (Interest Only) - Investment		25.00
	SmartDoc Plus Variable (P & I) - Investment (Low Doc)		0.00
	SmartSaver Variable (Interest Only) - Investment		0.00
	SmartFix Fixed (P & I) - Investment		25.00
	SmartDoc Plus Variable (P & I) - Owner Occupied (Low Doc)		0.00
	SmartFit Variable (Interest Only) - Investment		25.00
	SmartFit Variable (Interest Only) - Owner Occupied		25.00
	SmartSaver Variable (Interest Only) - Owner Occupied		0.00
	SmartDoc Variable (P & I) - Investment (Low Doc)		25.00
	SmartDoc Plus Variable (Interest Only) - Investment (Low Doc)		0.00
	SmartDoc Fixed (Interest Only) - Investment (Low Doc)		25.00
	SmartDoc Plus Variable (Interest Only) - Owner Occupied (Low Doc)		0.00
	SmartFix Fixed (P & I) - Owner Occupied		25.00
	SmartDoc Variable (P & I) - Owner Occupied (Low Doc)		25.00
	SmartDoc Fixed (P & I) - Owner Occupied (Low Doc)		25.00
	SmartFit Variable (P & I) - Owner Occupied		25.00
	SmartDoc Variable (Interest Only) - Investment (Low Doc)		25.00
	SmartFix Fixed (Interest Only) - Owner Occupied		25.00
	SmartDoc Fixed (P & I) - Investment (Low Doc)		25.00
	SmartDoc Variable (Interest Only) - Owner Occupied (Low Doc)		25.00
	SmartFit Variable (P & I) - Investment		25.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	SmartDoc Fixed (Interest Only) - Owner Occupied (Low Doc)	495.00	0.00	15.00	325.00
	SmartSaver Variable (P & I) - Investment	495.00	0.00	0.00	325.00
	SmartSaver Variable (P & I) - Owner Occupied	495.00	0.00	0.00	325.00
	SmartFix Fixed (Interest Only) - Investment	495.00	0.00	15.00	325.00
	SmartDoc Plus Variable (P & I) - Investment (Low Doc)	495.00	0.00	15.00	325.00
	SmartSaver Variable (Interest Only) - Investment	495.00	0.00	0.00	325.00
	SmartFix Fixed (P & I) - Investment	495.00	0.00	15.00	325.00
	SmartDoc Plus Variable (P & I) - Owner Occupied (Low Doc)	495.00	0.00	15.00	325.00
	SmartFit Variable (Interest Only) - Investment	495.00	0.00	15.00	325.00
	SmartFit Variable (Interest Only) - Owner Occupied	495.00	0.00	15.00	325.00
	SmartSaver Variable (Interest Only) - Owner Occupied	495.00	0.00	0.00	325.00
	SmartDoc Variable (P & I) - Investment (Low Doc)	495.00	0.00	15.00	325.00
	SmartDoc Plus Variable (Interest Only) - Investment (Low Doc)	495.00	0.00	15.00	325.00
	SmartDoc Fixed (Interest Only) - Investment (Low Doc)	495.00	0.00	15.00	325.00
	SmartDoc Plus Variable (Interest Only) - Owner Occupied (Low Doc)	495.00	0.00	15.00	325.00
	SmartFix Fixed (P & I) - Owner Occupied	495.00	0.00	15.00	325.00
	SmartDoc Variable (P & I) - Owner Occupied (Low Doc)	495.00	0.00	15.00	325.00
	SmartDoc Fixed (P & I) - Owner Occupied (Low Doc)	495.00	0.00	15.00	325.00
	SmartFit Variable (P & I) - Owner Occupied	495.00	0.00	15.00	325.00
	SmartDoc Variable (Interest Only) - Investment (Low Doc)	495.00	0.00	15.00	325.00
	SmartFix Fixed (Interest Only) - Owner Occupied	495.00	0.00	15.00	325.00
	SmartDoc Fixed (P & I) - Investment (Low Doc)	495.00	0.00	15.00	325.00
	SmartDoc Variable (Interest Only) - Owner Occupied (Low Doc)	495.00	0.00	15.00	325.00
	SmartFit Variable (P & I) - Investment	495.00	0.00	15.00	325.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	SmartDoc Fixed (Interest Only) - Owner Occupied (Low Doc)	10000	30
	SmartSaver Variable (P & I) - Investment	10000	30
	SmartSaver Variable (P & I) - Owner Occupied	10000	30	90
	SmartFix Fixed (Interest Only) - Investment	10000	30
	SmartDoc Plus Variable (P & I) - Investment (Low Doc)	10000	30
	SmartSaver Variable (Interest Only) - Investment	10000	30
	SmartFix Fixed (P & I) - Investment	10000	30
	SmartDoc Plus Variable (P & I) - Owner Occupied (Low Doc)	10000	30
	SmartFit Variable (Interest Only) - Investment	10000	30	80
	SmartFit Variable (Interest Only) - Owner Occupied	10000	30	70
	SmartSaver Variable (Interest Only) - Owner Occupied	10000	30	70
	SmartDoc Variable (P & I) - Investment (Low Doc)	10000	30
	SmartDoc Plus Variable (Interest Only) - Investment (Low Doc)	10000	30
	SmartDoc Fixed (Interest Only) - Investment (Low Doc)	10000	30
	SmartDoc Plus Variable (Interest Only) - Owner Occupied (Low Doc)	10000	30
	SmartFix Fixed (P & I) - Owner Occupied	10000	30
	SmartDoc Variable (P & I) - Owner Occupied (Low Doc)	10000	30
	SmartDoc Fixed (P & I) - Owner Occupied (Low Doc)	10000	30
	SmartFit Variable (P & I) - Owner Occupied	10000	30	90
	SmartDoc Variable (Interest Only) - Investment (Low Doc)	10000	30
	SmartFix Fixed (Interest Only) - Owner Occupied	10000	30
	SmartDoc Fixed (P & I) - Investment (Low Doc)	10000	30
	SmartDoc Variable (Interest Only) - Owner Occupied (Low Doc)	10000	30
	SmartFit Variable (P & I) - Investment	10000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	SmartDoc Fixed (Interest Only) - Owner Occupied (Low Doc)	$0.00	$0.00
	SmartSaver Variable (P & I) - Investment	$0.00	$0.00
	SmartSaver Variable (P & I) - Owner Occupied	$0.00	$0.00
	SmartFix Fixed (Interest Only) - Investment	$0.00	$0.00
	SmartDoc Plus Variable (P & I) - Investment (Low Doc)	$0.00	$0.00
	SmartSaver Variable (Interest Only) - Investment	$0.00	$0.00
	SmartFix Fixed (P & I) - Investment	$0.00	$0.00
	SmartDoc Plus Variable (P & I) - Owner Occupied (Low Doc)	$0.00	$0.00
	SmartFit Variable (Interest Only) - Investment	$0.00	$0.00
	SmartFit Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	SmartSaver Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	SmartDoc Variable (P & I) - Investment (Low Doc)	$0.00	$0.00
	SmartDoc Plus Variable (Interest Only) - Investment (Low Doc)	$0.00	$0.00
	SmartDoc Fixed (Interest Only) - Investment (Low Doc)	$0.00	$0.00
	SmartDoc Plus Variable (Interest Only) - Owner Occupied (Low Doc)	$0.00	$0.00
	SmartFix Fixed (P & I) - Owner Occupied	$0.00	$0.00
	SmartDoc Variable (P & I) - Owner Occupied (Low Doc)	$0.00	$0.00
	SmartDoc Fixed (P & I) - Owner Occupied (Low Doc)	$0.00	$0.00
	SmartFit Variable (P & I) - Owner Occupied	$0.00	$0.00
	SmartDoc Variable (Interest Only) - Investment (Low Doc)	$0.00	$0.00
	SmartFix Fixed (Interest Only) - Owner Occupied	$0.00	$0.00
	SmartDoc Fixed (P & I) - Investment (Low Doc)	$0.00	$0.00
	SmartDoc Variable (Interest Only) - Owner Occupied (Low Doc)	$0.00	$0.00
	SmartFit Variable (P & I) - Investment	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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