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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	My First Home Loan - Owner Occupied	4.41	4.41	4.41	0	-	-	-	0.00	$0	$0
	Fixed Rate (P & I) - Investment	4.91	4.95	4.91	0	3.28	3.28	3.68	0.00	$600	$0
	Flexi Choice Variable - Investment	4.62	4.66	4.62	0	-	-	-	0.00	$600	$0
	Interest Only Variable - Investment	5.32	5.36	5.32	0	-	-	-	0.00	$600	$0
	Flexi Choice Variable - Owner Occupied	4.62	4.66	4.62	0	-	-	-	0.00	$600	$0
	Solutions Plus Home Loan Variable (Interest Only) - Owner Occupied	4.53	4.85	4.53	0	-	-	-	0.00	$600	$0
	Fixed Rate (Interest Only) - Investment	4.91	4.95	4.91	0	3.47	3.47	3.78	0.00	$600	$0
	Fixed Rate (Interest Only) - Owner Occupied	4.91	4.95	4.91	0	3.45	3.45	3.75	0.00	$600	$0
	Interest Only Variable - Owner Occupied	5.28	5.32	5.28	0	-	-	-	0.00	$600	$0
	Fixed Rate (P & I) - Owner Occupied	4.91	4.95	4.91	0	3.69	3.79	4.49	0.00	$600	$0
	Solutions Plus Home Loan Variable (P & I) - Owner Occupied	4.53	4.85	4.53	0	-	-	-	0.00	$600	$0
	Classic Home Loan (P & I Only) - Investment	3.37	3.43	3.37	0	-	-	-	0.00	$930	$0
	Classic Home Loan Special (P & I Only) - Owner Occupied	3.29	3.37	3.29	0	-	-	-	0.00	$1,260	$0
	Classic Home Loan (P & I Only) - Owner Occupied	3.29	3.39	3.29	0	-	-	-	0.00	$1,650	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	My First Home Loan - Owner Occupied		0.00
	Fixed Rate (P & I) - Investment		0.00
	Flexi Choice Variable - Investment		0.00
	Interest Only Variable - Investment		0.00
	Flexi Choice Variable - Owner Occupied		0.00
	Solutions Plus Home Loan Variable (Interest Only) - Owner Occupied		0.00
	Fixed Rate (Interest Only) - Investment		0.00
	Fixed Rate (Interest Only) - Owner Occupied		0.00
	Interest Only Variable - Owner Occupied		0.00
	Fixed Rate (P & I) - Owner Occupied		0.00
	Solutions Plus Home Loan Variable (P & I) - Owner Occupied		0.00
	Classic Home Loan (P & I Only) - Investment		0.00
	Classic Home Loan Special (P & I Only) - Owner Occupied		0.00
	Classic Home Loan (P & I Only) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	My First Home Loan - Owner Occupied	0.00	0.00	0.00	0.00
	Fixed Rate (P & I) - Investment	600.00	0.00	0.00	0.00
	Flexi Choice Variable - Investment	600.00	0.00	0.00	0.00
	Interest Only Variable - Investment	600.00	0.00	0.00	0.00
	Flexi Choice Variable - Owner Occupied	600.00	0.00	0.00	0.00
	Solutions Plus Home Loan Variable (Interest Only) - Owner Occupied	600.00	300.00	0.00	0.00
	Fixed Rate (Interest Only) - Investment	600.00	0.00	0.00	0.00
	Fixed Rate (Interest Only) - Owner Occupied	600.00	0.00	0.00	0.00
	Interest Only Variable - Owner Occupied	600.00	0.00	0.00	0.00
	Fixed Rate (P & I) - Owner Occupied	600.00	0.00	0.00	0.00
	Solutions Plus Home Loan Variable (P & I) - Owner Occupied	600.00	300.00	0.00	0.00
	Classic Home Loan (P & I Only) - Investment	930.00	0.00	0.00	0.00
	Classic Home Loan Special (P & I Only) - Owner Occupied	1,260.00	0.00	0.00	0.00
	Classic Home Loan (P & I Only) - Owner Occupied	1,650.00	0.00	0.00	0.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	My First Home Loan - Owner Occupied	25000	35
	Fixed Rate (P & I) - Investment	25000	30
	Flexi Choice Variable - Investment	25000	30
	Interest Only Variable - Investment	25000	30
	Flexi Choice Variable - Owner Occupied	25000	30
	Solutions Plus Home Loan Variable (Interest Only) - Owner Occupied	150000	30	80
	Fixed Rate (Interest Only) - Investment	25000	30
	Fixed Rate (Interest Only) - Owner Occupied	25000	30
	Interest Only Variable - Owner Occupied	25000	30
	Fixed Rate (P & I) - Owner Occupied	25000	30
	Solutions Plus Home Loan Variable (P & I) - Owner Occupied	150000	30	60
	Classic Home Loan (P & I Only) - Investment	150000	30
	Classic Home Loan Special (P & I Only) - Owner Occupied	250000	30
	Classic Home Loan (P & I Only) - Owner Occupied	150000	30
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	My First Home Loan - Owner Occupied	$0.00	$0.00
	Fixed Rate (P & I) - Investment	$0.00	$0.00
	Flexi Choice Variable - Investment	$0.00	$0.00
	Interest Only Variable - Investment	$0.00	$0.00
	Flexi Choice Variable - Owner Occupied	$0.00	$0.00
	Solutions Plus Home Loan Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Fixed Rate (Interest Only) - Investment	$0.00	$0.00
	Fixed Rate (Interest Only) - Owner Occupied	$0.00	$0.00
	Interest Only Variable - Owner Occupied	$0.00	$0.00
	Fixed Rate (P & I) - Owner Occupied	$0.00	$0.00
	Solutions Plus Home Loan Variable (P & I) - Owner Occupied	$0.00	$0.00
	Classic Home Loan (P & I Only) - Investment	$0.00	$0.00
	Classic Home Loan Special (P & I Only) - Owner Occupied	$0.00	$0.00
	Classic Home Loan (P & I Only) - Owner Occupied	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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