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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Vital Variable (P & I) - Investment	4.29	4.34	4.29	0	-	-	-	1,977.14	$-399,280	$1,497
	Vital Variable (Interest Only) - Investment	4.59	4.64	4.59	0	-	-	-	2,048.19	$-399,280	$1,497
	VIP Package Variable (Interest Only) - Owner Occupied	4.29	4.34	4.29	0	-	-	-	1,977.14	$-399,280	$1,497
	VIP Package Fixed (Interest Only) - Owner Occupied	4.29	4.34	4.29	0	4.24	4.39	-	1,977.14	$-399,280	$1,497
	VIP Package Fixed (P & I) - Owner Occupied	3.94	3.99	4.14	0	4.24	4.39	-	1,942.09	$-399,280	$1,497
	Standard Variable (P & I) - Owner Occupied	4.49	4.54	4.69	0	-	-	-	2,072.15	$-399,280	$1,497
	VIP Package Fixed (Interest Only) - Investment	4.69	4.74	4.69	0	4.54	4.69	-	2,072.15	$-399,280	$1,497
	VIP Package Variable (P & I) - Owner Occupied	3.94	3.99	4.14	0	-	-	-	1,942.09	$-399,280	$1,497
	Vital Variable (P & I) - Owner Occupied	3.84	3.89	3.84	0	-	-	-	1,872.95	$-399,280	$1,497
	VIP Package Variable (P & I) - Investment	4.39	4.44	4.49	0	-	-	-	2,024.37	$-399,280	$1,497
	Standard Variable (Interest Only) - Investment	4.69	4.74	4.69	0	-	-	-	2,072.15	$-399,280	$1,497
	Standard Variable (P & I) - Investment	4.69	4.74	4.89	0	-	-	-	2,120.48	$-399,280	$1,497
	VIP Package Fixed (P & I) - Investment	4.39	4.44	4.49	0	4.54	4.69	-	2,024.37	$-399,280	$1,497
	Standard Variable (Interest Only) - Owner Occupied	4.49	4.54	4.49	0	-	-	-	2,024.37	$-399,280	$1,497
	Vital Variable (Interest Only) - Owner Occupied	4.19	4.24	4.19	0	-	-	-	1,953.73	$-399,280	$1,497
	VIP Package Variable (Interest Only) - Investment	4.69	4.74	4.69	0	-	-	-	2,072.15	$-399,280	$1,497
	Construction Variable - Owner Occupied	4.49	4.56	4.69	0	-	-	-	2,072.15	$-398,980	$1,497
	Construction Variable - Investment	4.69	4.76	4.89	0	-	-	-	2,120.48	$-398,980	$1,497
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Vital Variable (P & I) - Investment		0.00
	Vital Variable (Interest Only) - Investment		0.00
	VIP Package Variable (Interest Only) - Owner Occupied		0.00
	VIP Package Fixed (Interest Only) - Owner Occupied		0.00
	VIP Package Fixed (P & I) - Owner Occupied		0.00
	Standard Variable (P & I) - Owner Occupied		0.00
	VIP Package Fixed (Interest Only) - Investment		0.00
	VIP Package Variable (P & I) - Owner Occupied		0.00
	Vital Variable (P & I) - Owner Occupied		0.00
	VIP Package Variable (P & I) - Investment		0.00
	Standard Variable (Interest Only) - Investment		0.00
	Standard Variable (P & I) - Investment		0.00
	VIP Package Fixed (P & I) - Investment		0.00
	Standard Variable (Interest Only) - Owner Occupied		0.00
	Vital Variable (Interest Only) - Owner Occupied		0.00
	VIP Package Variable (Interest Only) - Investment		0.00
	Construction Variable - Owner Occupied		0.00
	Construction Variable - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Vital Variable (P & I) - Investment	720.00	0.00	0.00	550.00
	Vital Variable (Interest Only) - Investment	720.00	0.00	0.00	550.00
	VIP Package Variable (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	VIP Package Fixed (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	VIP Package Fixed (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	Standard Variable (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	VIP Package Fixed (Interest Only) - Investment	720.00	0.00	0.00	550.00
	VIP Package Variable (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	Vital Variable (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	VIP Package Variable (P & I) - Investment	720.00	0.00	0.00	550.00
	Standard Variable (Interest Only) - Investment	720.00	0.00	0.00	550.00
	Standard Variable (P & I) - Investment	720.00	0.00	0.00	550.00
	VIP Package Fixed (P & I) - Investment	720.00	0.00	0.00	550.00
	Standard Variable (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Vital Variable (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	VIP Package Variable (Interest Only) - Investment	720.00	0.00	0.00	550.00
	Construction Variable - Owner Occupied	1,020.00	0.00	0.00	550.00
	Construction Variable - Investment	1,020.00	0.00	0.00	550.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Vital Variable (P & I) - Investment	50000	30
	Vital Variable (Interest Only) - Investment	50000	30
	VIP Package Variable (Interest Only) - Owner Occupied	50000	30
	VIP Package Fixed (Interest Only) - Owner Occupied	50000	30
	VIP Package Fixed (P & I) - Owner Occupied	50000	30	80
	Standard Variable (P & I) - Owner Occupied	50000	30	80
	VIP Package Fixed (Interest Only) - Investment	50000	30
	VIP Package Variable (P & I) - Owner Occupied	50000	30	80
	Vital Variable (P & I) - Owner Occupied	50000	30
	VIP Package Variable (P & I) - Investment	50000	30	80
	Standard Variable (Interest Only) - Investment	50000	30
	Standard Variable (P & I) - Investment	50000	30	80
	VIP Package Fixed (P & I) - Investment	50000	30	80
	Standard Variable (Interest Only) - Owner Occupied	50000	30
	Vital Variable (Interest Only) - Owner Occupied	50000	30
	VIP Package Variable (Interest Only) - Investment	50000	30
	Construction Variable - Owner Occupied	50000	30	80
	Construction Variable - Investment	10000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Vital Variable (P & I) - Investment	$1,496.88	$1,069.20
	Vital Variable (Interest Only) - Investment	$1,496.88	$1,069.20
	VIP Package Variable (Interest Only) - Owner Occupied	$1,496.88	$1,069.20
	VIP Package Fixed (Interest Only) - Owner Occupied	$1,496.88	$1,069.20
	VIP Package Fixed (P & I) - Owner Occupied	$1,496.88	$1,069.20
	Standard Variable (P & I) - Owner Occupied	$1,496.88	$1,069.20
	VIP Package Fixed (Interest Only) - Investment	$1,496.88	$1,069.20
	VIP Package Variable (P & I) - Owner Occupied	$1,496.88	$1,069.20
	Vital Variable (P & I) - Owner Occupied	$1,496.88	$1,069.20
	VIP Package Variable (P & I) - Investment	$1,496.88	$1,069.20
	Standard Variable (Interest Only) - Investment	$1,496.88	$1,069.20
	Standard Variable (P & I) - Investment	$1,496.88	$1,069.20
	VIP Package Fixed (P & I) - Investment	$1,496.88	$1,069.20
	Standard Variable (Interest Only) - Owner Occupied	$1,496.88	$1,069.20
	Vital Variable (Interest Only) - Owner Occupied	$1,496.88	$1,069.20
	VIP Package Variable (Interest Only) - Investment	$1,496.88	$1,069.20
	Construction Variable - Owner Occupied	$1,496.88	$1,069.20
	Construction Variable - Investment	$1,496.88	$1,069.20
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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