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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Basic Variable Broker Special (P&I) - Owner Occupied	2.59	2.63	2.59	0	-	-	-	1,599.26	$-399,280	$1,069
	ZIP Home Loan (P & I) - Owner Occupied	2.73	2.77	2.73	0	-	-	-	1,628.73	$-399,280	$1,069
	Offset Variable Broker Special (Interest Only) - Owner Occupied	3.09	3.13	3.09	0	-	-	-	1,705.89	$-399,280	$1,069
	Basic Variable Broker Special (P&I) - Investment	2.84	2.88	2.84	0	-	-	-	1,652.10	$-399,280	$1,069
	Fixed Rate (Interest Only) - Investor	3.52	3.57	3.72	0	3.63	3.19	3.83	1,845.66	$-399,280	$1,069
	Fixed Rate (P & I) - Owner Occupied	3.03	3.07	3.13	0	3.03	3.13	-	1,714.59	$-399,280	$1,069
	Non-resident VIP Variable (Interest Only) - Investment	3.53	3.58	3.53	0	-	-	-	1,802.88	$-399,280	$1,069
	Fixed Rate (P & I) - Owner Occupied	3.03	3.07	3.13	0	-	-	-	1,714.59	$-399,280	$1,069
	Non-resident VIP Variable (P & I) - Investment	3.33	3.37	3.33	0	-	-	-	1,758.44	$-399,280	$1,069
	Fixed Rate (P & I) - Investor	3.23	3.27	3.33	0	3.23	3.33	-	1,758.44	$-399,280	$1,069
	Offset Variable Broker Special (Interest Only) - Investor	3.19	3.23	3.19	0	-	-	-	1,727.68	$-399,280	$1,069
	Offset Variable Broker Special (P&I) - Owner Occupied	2.74	2.78	2.74	0	-	-	-	1,630.85	$-399,280	$1,069
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	2.59	2.63	2.59	0	-	-	-	1,599.26	$-399,280	$1,069
	Basic Variable Broker Special (Interest Only) - Investment	3.04	3.08	3.04	0	-	-	-	1,695.06	$-399,280	$1,069
	Offset Variable Broker Special (P&I) - Investor	2.94	2.98	2.94	0	-	-	-	1,673.50	$-399,280	$1,069
	Fixed Rate (Interest Only) - Owner Occupied	3.42	3.46	3.62	0	3.43	3.09	3.63	1,823.08	$-399,280	$1,069
	Basic Variable Broker Special (Interest Only) - Owner Occupied	2.89	2.93	2.89	0	-	-	-	1,662.78	$-399,280	$1,069
	Fixed Rate (P & I) - Investor	3.23	3.27	3.33	0	-	-	-	1,758.44	$-399,280	$1,069
	Construction Variable - (Interest Only) - Owner Occupied	3.57	3.66	3.77	0	-	-	-	1,857.00	$-398,610	$1,069
	Construction Variable - (Interest Only) - Investment	3.67	3.76	3.87	0	-	-	-	1,879.80	$-398,610	$1,069
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Basic Variable Broker Special (P&I) - Owner Occupied		0.00
	ZIP Home Loan (P & I) - Owner Occupied		0.00
	Offset Variable Broker Special (Interest Only) - Owner Occupied		0.00
	Basic Variable Broker Special (P&I) - Investment		0.00
	Fixed Rate (Interest Only) - Investor		0.00
	Fixed Rate (P & I) - Owner Occupied		0.00
	Non-resident VIP Variable (Interest Only) - Investment		0.00
	Fixed Rate (P & I) - Owner Occupied		0.00
	Non-resident VIP Variable (P & I) - Investment		0.00
	Fixed Rate (P & I) - Investor		0.00
	Offset Variable Broker Special (Interest Only) - Investor		0.00
	Offset Variable Broker Special (P&I) - Owner Occupied		0.00
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied		0.00
	Basic Variable Broker Special (Interest Only) - Investment		0.00
	Offset Variable Broker Special (P&I) - Investor		0.00
	Fixed Rate (Interest Only) - Owner Occupied		0.00
	Basic Variable Broker Special (Interest Only) - Owner Occupied		0.00
	Fixed Rate (P & I) - Investor		0.00
	Construction Variable - (Interest Only) - Owner Occupied		0.00
	Construction Variable - (Interest Only) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Basic Variable Broker Special (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	ZIP Home Loan (P & I) - Owner Occupied	720.00	0.00	0.00	300.00
	Offset Variable Broker Special (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Basic Variable Broker Special (P&I) - Investment	720.00	0.00	0.00	550.00
	Fixed Rate (Interest Only) - Investor	720.00	0.00	0.00	550.00
	Fixed Rate (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	Non-resident VIP Variable (Interest Only) - Investment	720.00	0.00	0.00	550.00
	Fixed Rate (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	Non-resident VIP Variable (P & I) - Investment	720.00	0.00	0.00	550.00
	Fixed Rate (P & I) - Investor	720.00	0.00	0.00	550.00
	Offset Variable Broker Special (Interest Only) - Investor	720.00	0.00	0.00	550.00
	Offset Variable Broker Special (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Basic Variable Broker Special (Interest Only) - Investment	720.00	0.00	0.00	550.00
	Offset Variable Broker Special (P&I) - Investor	720.00	0.00	0.00	550.00
	Fixed Rate (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Basic Variable Broker Special (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Fixed Rate (P & I) - Investor	720.00	0.00	0.00	550.00
	Construction Variable - (Interest Only) - Owner Occupied	1,390.00	0.00	0.00	550.00
	Construction Variable - (Interest Only) - Investment	1,390.00	0.00	0.00	550.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Basic Variable Broker Special (P&I) - Owner Occupied	50000	30
	ZIP Home Loan (P & I) - Owner Occupied	250000	30
	Offset Variable Broker Special (Interest Only) - Owner Occupied	50000	30
	Basic Variable Broker Special (P&I) - Investment	50000	30
	Fixed Rate (Interest Only) - Investor	50000	30	90
	Fixed Rate (P & I) - Owner Occupied	50000	30	80
	Non-resident VIP Variable (Interest Only) - Investment	50000	30
	Fixed Rate (P & I) - Owner Occupied	50000	30	80
	Non-resident VIP Variable (P & I) - Investment	50000	30
	Fixed Rate (P & I) - Investor	50000	30	90
	Offset Variable Broker Special (Interest Only) - Investor	50000	30
	Offset Variable Broker Special (P&I) - Owner Occupied	50000	30
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	50000	30	80
	Basic Variable Broker Special (Interest Only) - Investment	50000	30
	Offset Variable Broker Special (P&I) - Investor	50000	30
	Fixed Rate (Interest Only) - Owner Occupied	50000	30	80
	Basic Variable Broker Special (Interest Only) - Owner Occupied	50000	30
	Fixed Rate (P & I) - Investor	50000	30	90
	Construction Variable - (Interest Only) - Owner Occupied	50000	30	80
	Construction Variable - (Interest Only) - Investment	50000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Basic Variable Broker Special (P&I) - Owner Occupied	$1,069.20	$763.71
	ZIP Home Loan (P & I) - Owner Occupied	$1,069.20	$763.71
	Offset Variable Broker Special (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Basic Variable Broker Special (P&I) - Investment	$1,069.20	$763.71
	Fixed Rate (Interest Only) - Investor	$1,069.20	$763.71
	Fixed Rate (P & I) - Owner Occupied	$1,069.20	$763.71
	Non-resident VIP Variable (Interest Only) - Investment	$1,069.20	$763.71
	Fixed Rate (P & I) - Owner Occupied	$1,069.20	$763.71
	Non-resident VIP Variable (P & I) - Investment	$1,069.20	$763.71
	Fixed Rate (P & I) - Investor	$1,069.20	$763.71
	Offset Variable Broker Special (Interest Only) - Investor	$1,069.20	$763.71
	Offset Variable Broker Special (P&I) - Owner Occupied	$1,069.20	$763.71
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	$1,069.20	$763.71
	Basic Variable Broker Special (Interest Only) - Investment	$1,069.20	$763.71
	Offset Variable Broker Special (P&I) - Investor	$1,069.20	$763.71
	Fixed Rate (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Basic Variable Broker Special (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Fixed Rate (P & I) - Investor	$1,069.20	$763.71
	Construction Variable - (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Construction Variable - (Interest Only) - Investment	$1,069.20	$763.71
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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