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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 4.21 4.61 4.21 0 3.39 3.49 3.49 0.00 $303 $0
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Investment 5.62 5.99 5.62 0 - - - 0.00 $303 $0
Home Loan Plus Variable (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied 2.99 3.42 2.99 0 - - - 0.00 $303 $0
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Owner Occupied 3.71 4.12 3.71 0 2.49 2.49 - 0.00 $303 $0
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 4.21 4.61 4.21 0 3.69 3.79 3.79 0.00 $303 $0
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied 5.01 5.39 5.01 0 - - - 0.00 $303 $0
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Owner Occupied 4.79 5.18 4.79 0 - - - 0.00 $303 $0
Standard Home Loan Plus Fixed (Freedom Package) (FHLDS) (P & I) - Owner Occupied 3.56 3.98 3.56 0 2.69 2.69 2.99 0.00 $303 $0
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied 4.79 5.18 4.79 0 - - - 0.00 $303 $0
Standard Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied 5.51 5.89 5.51 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied 2.99 3.42 2.99 0 2.49 2.49 - 0.00 $303 $0
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Investment 3.19 3.61 3.19 0 - - - 0.00 $303 $0
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied 4.08 4.48 4.08 0 3.29 3.29 3.69 0.00 $303 $0
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) **Special Offer**- Investment 4.21 4.61 4.21 0 2.89 2.89 - 0.00 $303 $0
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) **Special Offer**- Investment 3.29 3.71 3.29 0 - - - 0.00 $303 $0
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 3.71 4.12 3.71 0 3.29 3.29 3.59 0.00 $303 $0
Standard Home Loan Plus Line of Credit (Freedom Package) - Investment 6.03 6.40 6.03 0 - - - 0.00 $303 $0
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Investment 4.21 4.61 4.21 0 2.69 2.69 - 0.00 $303 $0
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 5.84 6.21 5.84 0 - - - 0.00 $303 $0
Basic Home Loan (Interest Only) - Investment 3.14 3.18 3.14 0 - - - 0.00 $603 $0
Basic Home Loan (FHLDS applicants only) (P&I) - Owner Occupied 2.74 2.78 2.74 0 - - - 0.00 $603 $0
Basic Home Loan (P&I) - Investment 2.94 2.98 2.94 0 - - - 0.00 $603 $0
Basic Home Loan (P&I) - Owner Occupied 2.74 2.78 2.74 0 - - - 0.00 $603 $0
Standard Home Loan Plus Variable (P & I) - Owner Occupied 4.79 4.97 4.79 0 - - - 0.00 $903 $0
Standard Home Loan Plus Fixed (Interest Only) - Investment 4.21 4.39 4.21 0 4.79 4.89 4.89 0.00 $903 $0
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Investment  0.00  
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Investment  0.00  
Home Loan Plus Variable (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied  0.00  
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Owner Occupied   0.00  
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment  0.00  
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied  0.00  
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Owner Occupied  0.00  
Standard Home Loan Plus Fixed (Freedom Package) (FHLDS) (P & I) - Owner Occupied  0.00  
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied  0.00  
Standard Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied  0.00  
Home Loan Plus Fixed (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied  0.00  
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Investment   0.00  
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied   0.00  
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) **Special Offer**- Investment  0.00  
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) **Special Offer**- Investment  0.00  
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied  0.00  
Standard Home Loan Plus Line of Credit (Freedom Package) - Investment  0.00  
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Investment  0.00  
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment   0.00  
Basic Home Loan (Interest Only) - Investment   0.00  
Basic Home Loan (FHLDS applicants only) (P&I) - Owner Occupied   0.00  
Basic Home Loan (P&I) - Investment   0.00  
Basic Home Loan (P&I) - Owner Occupied  0.00  
Standard Home Loan Plus Variable (P & I) - Owner Occupied  0.00  
Standard Home Loan Plus Fixed (Interest Only) - Investment   0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Investment 303.00  395.00  0.00  350.00 
Home Loan Plus Variable (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Fixed (Freedom Package) (FHLDS) (P & I) - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied 303.00  395.00  0.00  350.00 
Home Loan Plus Fixed (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Investment 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) **Special Offer**- Investment 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) **Special Offer**- Investment 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Line of Credit (Freedom Package) - Investment 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Investment 303.00  395.00  0.00  350.00 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 303.00  395.00  0.00  350.00 
Basic Home Loan (Interest Only) - Investment 603.00  0.00  0.00  350.00 
Basic Home Loan (FHLDS applicants only) (P&I) - Owner Occupied 603.00  0.00  0.00  350.00 
Basic Home Loan (P&I) - Investment 603.00  0.00  0.00  350.00 
Basic Home Loan (P&I) - Owner Occupied 603.00  0.00  0.00  350.00 
Standard Home Loan Plus Variable (P & I) - Owner Occupied 903.00  0.00  10.00  350.00 
Standard Home Loan Plus Fixed (Interest Only) - Investment 903.00  0.00  10.00  350.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 100000  30  90 
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Investment 100000  30  90 
Home Loan Plus Variable (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied 100000  30  95 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Owner Occupied 100000  30  90 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 100000  30  90 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied 100000  30  80 
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Owner Occupied 100000  30  90 
Standard Home Loan Plus Fixed (Freedom Package) (FHLDS) (P & I) - Owner Occupied 100000  30  95 
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied 100000  30  95 
Standard Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied 100000  30  80 
Home Loan Plus Fixed (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied 100000  30  95 
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Investment 100000  30  75 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied 100000  30  80 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) **Special Offer**- Investment 100000  30  75 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) **Special Offer**- Investment 100000  30  75 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 100000  30  75 
Standard Home Loan Plus Line of Credit (Freedom Package) - Investment 100000  30  90 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Investment 100000  30  80 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 100000  30  90 
Basic Home Loan (Interest Only) - Investment 100000  30  75 
Basic Home Loan (FHLDS applicants only) (P&I) - Owner Occupied 100000  30  95 
Basic Home Loan (P&I) - Investment 100000  30  75 
Basic Home Loan (P&I) - Owner Occupied 100000  30  90 
Standard Home Loan Plus Variable (P & I) - Owner Occupied 10000  30   
Standard Home Loan Plus Fixed (Interest Only) - Investment 10000  30  90 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Investment$0.00  $0.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Investment$0.00  $0.00 
Home Loan Plus Variable (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Owner Occupied $0.00  $0.00 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment$0.00  $0.00 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Fixed (Freedom Package) (FHLDS) (P & I) - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (FHLDS) **Special Offer** - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Variable (Freedom Package) (P & I) **Special Offer** - Investment $0.00  $0.00 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied $0.00  $0.00 
Standard Home Loan Plus Fixed (Freedom Package) (Interest Only) **Special Offer**- Investment$0.00  $0.00 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) **Special Offer**- Investment$0.00  $0.00 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Line of Credit (Freedom Package) - Investment$0.00  $0.00 
Standard Home Loan Plus Fixed (Freedom Package) (P & I) **Special Offer** - Investment$0.00  $0.00 
Standard Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment $0.00  $0.00 
Basic Home Loan (Interest Only) - Investment $0.00  $0.00 
Basic Home Loan (FHLDS applicants only) (P&I) - Owner Occupied $0.00  $0.00 
Basic Home Loan (P&I) - Investment $0.00  $0.00 
Basic Home Loan (P&I) - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Variable (P & I) - Owner Occupied$0.00  $0.00 
Standard Home Loan Plus Fixed (Interest Only) - Investment $0.00  $0.00 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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