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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Options Prime Home Loan (Interest Only) - Investment 6.64 6.65 6.94 0 - - - 2,645.11 $-399,801 $1,069
Options 85% No LMI Home Loan (Interest Only) - Investment 7.89 7.93 7.89 0 - - - 2,904.44 $-399,471 $1,069
Options 85% No LMI Home Loan (P & I) - Owner Occupied 7.49 7.53 7.49 0 - - - 2,794.12 $-399,471 $1,069
Options Quickstart Variable Home Loan (95%-98%) (P & I) - Owner Occupied 6.74 6.78 6.74 0 - - - 2,591.73 $-399,471 $1,069
Options Prime Home Loan (P & I) - Investment 6.64 6.68 6.94 0 - - - 2,645.11 $-399,471 $1,069
Options 85% No LMI Home Loan (P & I) - Investment 7.89 7.93 7.89 0 - - - 2,904.44 $-399,471 $1,069
Options Prime Home Loan (Interest Only) - Owner Occupied 6.44 6.48 6.54 0 - - - 2,538.80 $-399,471 $1,069
Options Prime Home Loan (P & I) - Owner Occupied 6.44 6.48 6.74 0 - - - 2,591.73 $-399,471 $1,069
Flexi Empower Near Prime (P & I) - Investment 7.53 7.73 7.73 0 - - - 2,860.12 $-399,370 $1,069
Flexi Empower Near Prime (Interest Only) - Owner Occupied 7.58 7.78 7.58 0 - - - 2,818.80 $-399,370 $1,069
Flexi Empower Prime (P & I) - Owner Occupied 6.34 6.55 8.19 0 - - - 2,988.21 $-399,370 $1,069
Flexi Empower Near Prime (P & I) - Owner Occupied 7.28 7.48 7.48 0 - - - 2,791.38 $-399,370 $1,069
Flexi Empower Prime (Interest Only) - Owner Occupied 6.54 6.75 6.54 0 - - - 2,538.80 $-399,370 $1,069
Flexi Empower Prime (Interest Only) - Investment 6.99 7.19 8.49 0 - - - 3,072.82 $-399,370 $1,069
Flexi Empower Prime (P & I) - Investment 6.79 6.99 8.29 0 - - - 3,016.32 $-399,370 $1,069
Flexi Empower Near Prime (Interest Only) - Investment 7.83 8.03 8.03 0 - - - 2,943.43 $-399,370 $1,069
Flexi Evergreen Non-Resident (Self-employed) (P & I) - Owner Occupied/Investment 7.24 7.29 7.24 0 - - - 2,725.99 $-399,340 $1,069
Flexi Evergreen Non-Resident (PAYG) (Interest Only) - Owner Occupied/Investment 7.54 7.59 7.54 0 - - - 2,807.82 $-399,340 $1,069
Flexi Evergreen Non-Resident (Self-Employed) (Interest Only) - Owner Occupied/Investment 7.54 7.59 7.54 0 - - - 2,807.82 $-399,340 $1,069
Flexi Evergreen Non-Resident (PAYG) (P & I) - Owner Occupied/Investment 7.24 7.29 7.24 0 - - - 2,725.99 $-399,340 $1,069
Classic Fixed Home Loan (Interest Only) - Investment 7.14 7.53 7.44 0 7.44 7.44 7.44 2,780.44 $-399,151 $1,069
Classic Saver Home Loan (P & I) - Investment 6.74 7.14 6.74 0 - - - 2,591.73 $-399,151 $1,069
Classic Fixed Saver Home Loan (P & I) - Investment 6.74 7.14 6.74 0 6.74 6.74 6.74 2,591.73 $-399,151 $1,069
Options Prime Home Loan (Alt Doc) (Interest Only) - Investment 6.94 7.01 7.94 0 - - - 2,918.34 $-399,071 $1,069
Options Prime Home Loan (Alt Doc) (Interest Only) - Owner Occupied 6.74 6.81 6.89 0 - - - 2,631.73 $-399,071 $1,069
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Options Prime Home Loan (Interest Only) - Investment  0.00  
Options 85% No LMI Home Loan (Interest Only) - Investment  0.00  
Options 85% No LMI Home Loan (P & I) - Owner Occupied  0.00  
Options Quickstart Variable Home Loan (95%-98%) (P & I) - Owner Occupied  0.00  
Options Prime Home Loan (P & I) - Investment  0.00  
Options 85% No LMI Home Loan (P & I) - Investment  0.00  
Options Prime Home Loan (Interest Only) - Owner Occupied   0.00  
Options Prime Home Loan (P & I) - Owner Occupied  0.00  
Flexi Empower Near Prime (P & I) - Investment  0.00  
Flexi Empower Near Prime (Interest Only) - Owner Occupied  0.00  
Flexi Empower Prime (P & I) - Owner Occupied  0.00  
Flexi Empower Near Prime (P & I) - Owner Occupied  0.00  
Flexi Empower Prime (Interest Only) - Owner Occupied  0.00  
Flexi Empower Prime (Interest Only) - Investment  0.00  
Flexi Empower Prime (P & I) - Investment  0.00  
Flexi Empower Near Prime (Interest Only) - Investment  0.00  
Flexi Evergreen Non-Resident (Self-employed) (P & I) - Owner Occupied/Investment  0.00  
Flexi Evergreen Non-Resident (PAYG) (Interest Only) - Owner Occupied/Investment  0.00  
Flexi Evergreen Non-Resident (Self-Employed) (Interest Only) - Owner Occupied/Investment  0.00  
Flexi Evergreen Non-Resident (PAYG) (P & I) - Owner Occupied/Investment  0.00  
Classic Fixed Home Loan (Interest Only) - Investment  0.00  
Classic Saver Home Loan (P & I) - Investment  0.00  
Classic Fixed Saver Home Loan (P & I) - Investment   0.00  
Options Prime Home Loan (Alt Doc) (Interest Only) - Investment   0.00  
Options Prime Home Loan (Alt Doc) (Interest Only) - Owner Occupied  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Options Prime Home Loan (Interest Only) - Investment 199.00  0.00  0.00  300.00 
Options 85% No LMI Home Loan (Interest Only) - Investment 529.00  0.00  0.00  300.00 
Options 85% No LMI Home Loan (P & I) - Owner Occupied 529.00  0.00  0.00  300.00 
Options Quickstart Variable Home Loan (95%-98%) (P & I) - Owner Occupied 529.00  0.00  0.00  300.00 
Options Prime Home Loan (P & I) - Investment 529.00  0.00  0.00  300.00 
Options 85% No LMI Home Loan (P & I) - Investment 529.00  0.00  0.00  300.00 
Options Prime Home Loan (Interest Only) - Owner Occupied 529.00  0.00  0.00  300.00 
Options Prime Home Loan (P & I) - Owner Occupied 529.00  0.00  0.00  300.00 
Flexi Empower Near Prime (P & I) - Investment 630.00  0.00  15.00  550.00 
Flexi Empower Near Prime (Interest Only) - Owner Occupied 630.00  0.00  15.00  550.00 
Flexi Empower Prime (P & I) - Owner Occupied 630.00  0.00  15.00  550.00 
Flexi Empower Near Prime (P & I) - Owner Occupied 630.00  0.00  15.00  550.00 
Flexi Empower Prime (Interest Only) - Owner Occupied 630.00  0.00  15.00  550.00 
Flexi Empower Prime (Interest Only) - Investment 630.00  0.00  15.00  550.00 
Flexi Empower Prime (P & I) - Investment 630.00  0.00  15.00  550.00 
Flexi Empower Near Prime (Interest Only) - Investment 630.00  0.00  15.00  550.00 
Flexi Evergreen Non-Resident (Self-employed) (P & I) - Owner Occupied/Investment 660.00  0.00  0.00  950.00 
Flexi Evergreen Non-Resident (PAYG) (Interest Only) - Owner Occupied/Investment 660.00  0.00  0.00  950.00 
Flexi Evergreen Non-Resident (Self-Employed) (Interest Only) - Owner Occupied/Investment 660.00  0.00  0.00  950.00 
Flexi Evergreen Non-Resident (PAYG) (P & I) - Owner Occupied/Investment 660.00  0.00  0.00  950.00 
Classic Fixed Home Loan (Interest Only) - Investment 849.00  395.00  0.00  795.00 
Classic Saver Home Loan (P & I) - Investment 849.20  395.00  0.00  795.00 
Classic Fixed Saver Home Loan (P & I) - Investment 849.20  395.00  0.00  795.00 
Options Prime Home Loan (Alt Doc) (Interest Only) - Investment 929.00  0.00  0.00  300.00 
Options Prime Home Loan (Alt Doc) (Interest Only) - Owner Occupied 929.00  0.00  0.00  300.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Options Prime Home Loan (Interest Only) - Investment 50000  30  80 
Options 85% No LMI Home Loan (Interest Only) - Investment 50000  30  85 
Options 85% No LMI Home Loan (P & I) - Owner Occupied 50000  30  85 
Options Quickstart Variable Home Loan (95%-98%) (P & I) - Owner Occupied 50000  30  98 
Options Prime Home Loan (P & I) - Investment 50000  30  90 
Options 85% No LMI Home Loan (P & I) - Investment 50000  30  85 
Options Prime Home Loan (Interest Only) - Owner Occupied 50000  30  70 
Options Prime Home Loan (P & I) - Owner Occupied 50000  30  80 
Flexi Empower Near Prime (P & I) - Investment 50000  30  80 
Flexi Empower Near Prime (Interest Only) - Owner Occupied 50000  30  70 
Flexi Empower Prime (P & I) - Owner Occupied 50000  30  70 
Flexi Empower Near Prime (P & I) - Owner Occupied 50000  30  70 
Flexi Empower Prime (Interest Only) - Owner Occupied 50000  30  70 
Flexi Empower Prime (Interest Only) - Investment 50000  30  75 
Flexi Empower Prime (P & I) - Investment 50000  30  70 
Flexi Empower Near Prime (Interest Only) - Investment 50000  30  70 
Flexi Evergreen Non-Resident (Self-employed) (P & I) - Owner Occupied/Investment 150000  30  65 
Flexi Evergreen Non-Resident (PAYG) (Interest Only) - Owner Occupied/Investment 150000  30  65 
Flexi Evergreen Non-Resident (Self-Employed) (Interest Only) - Owner Occupied/Investment 150000  30  70 
Flexi Evergreen Non-Resident (PAYG) (P & I) - Owner Occupied/Investment 150000  30  70 
Classic Fixed Home Loan (Interest Only) - Investment 50000  30  98 
Classic Saver Home Loan (P & I) - Investment 50000  30  80 
Classic Fixed Saver Home Loan (P & I) - Investment 50000  30  80 
Options Prime Home Loan (Alt Doc) (Interest Only) - Investment 50000  30  90 
Options Prime Home Loan (Alt Doc) (Interest Only) - Owner Occupied 50000  30  70 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Options Prime Home Loan (Interest Only) - Investment$1,069.20  $763.71 
Options 85% No LMI Home Loan (Interest Only) - Investment$1,069.20  $763.71 
Options 85% No LMI Home Loan (P & I) - Owner Occupied$1,069.20  $763.71 
Options Quickstart Variable Home Loan (95%-98%) (P & I) - Owner Occupied$1,069.20  $763.71 
Options Prime Home Loan (P & I) - Investment$1,069.20  $763.71 
Options 85% No LMI Home Loan (P & I) - Investment$1,069.20  $763.71 
Options Prime Home Loan (Interest Only) - Owner Occupied $1,069.20  $763.71 
Options Prime Home Loan (P & I) - Owner Occupied$1,069.20  $763.71 
Flexi Empower Near Prime (P & I) - Investment$1,069.20  $763.71 
Flexi Empower Near Prime (Interest Only) - Owner Occupied$1,069.20  $763.71 
Flexi Empower Prime (P & I) - Owner Occupied$1,069.20  $763.71 
Flexi Empower Near Prime (P & I) - Owner Occupied$1,069.20  $763.71 
Flexi Empower Prime (Interest Only) - Owner Occupied$1,069.20  $763.71 
Flexi Empower Prime (Interest Only) - Investment$1,069.20  $763.71 
Flexi Empower Prime (P & I) - Investment$1,069.20  $763.71 
Flexi Empower Near Prime (Interest Only) - Investment$1,069.20  $763.71 
Flexi Evergreen Non-Resident (Self-employed) (P & I) - Owner Occupied/Investment$1,069.20  $763.71 
Flexi Evergreen Non-Resident (PAYG) (Interest Only) - Owner Occupied/Investment$1,069.20  $763.71 
Flexi Evergreen Non-Resident (Self-Employed) (Interest Only) - Owner Occupied/Investment$1,069.20  $763.71 
Flexi Evergreen Non-Resident (PAYG) (P & I) - Owner Occupied/Investment$1,069.20  $763.71 
Classic Fixed Home Loan (Interest Only) - Investment$1,069.20  $763.71 
Classic Saver Home Loan (P & I) - Investment$1,069.20  $763.71 
Classic Fixed Saver Home Loan (P & I) - Investment $1,069.20  $763.71 
Options Prime Home Loan (Alt Doc) (Interest Only) - Investment $1,069.20  $763.71 
Options Prime Home Loan (Alt Doc) (Interest Only) - Owner Occupied$1,069.20  $763.71 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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