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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Classic Fixed Basic SMSF Palladium (NDIS) (Interest Only) - Investment	4.65	5.11	4.65	0	5.55	6.05	6.65	2,062.55	$-398,680	$1,069
	Classic Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	5.45	5.90	5.45	0	-	-	-	2,258.62	$-398,680	$1,069
	Classic Fixed Commercial Premium SMSF Platinum (NDIS) (P & I) - Investment	5.65	6.10	5.65	0	6.65	7.05	7.65	2,308.94	$-398,680	$1,069
	Classic Fixed Basic SMSF Bronze (NDIS) (P & I) - Investment	5.15	5.60	5.15	0	6.15	6.55	7.15	2,184.10	$-398,680	$1,069
	Classic Premium SMSF Palladium (NDIS) (Interest Only) - Investment	4.69	5.15	4.69	0	-	-	-	2,072.15	$-398,680	$1,069
	Classic Fixed Premium SMSF Diamond (NDIS) (P & I) - Investment	4.19	4.66	4.19	0	8.09	8.39	8.59	1,953.73	$-398,680	$1,069
	Classic Basic SMSF Bronze (NDIS) (Interest Only) - Investment	5.45	5.90	5.45	0	-	-	-	2,258.62	$-398,680	$1,069
	Classic Commercial Premium SMSF Silver (NDIS) (P & I) - Investment	5.35	5.80	5.35	0	-	-	-	2,233.65	$-398,680	$1,069
	Classic Fixed Basic SMSF Bronze (NDIS) (Interest Only) - Investment	5.45	5.90	5.45	0	6.45	6.85	7.45	2,258.62	$-398,680	$1,069
	Classic Premium SMSF Bronze (NDIS) (Interest Only) - Investment	5.75	6.19	5.75	0	-	-	-	2,334.29	$-398,680	$1,069
	Classic Basic SMSF Palladium (NDIS) (Interest Only) - Investment	4.65	5.11	4.65	0	-	-	-	2,062.55	$-398,680	$1,069
	Classic Basic SMSF Silver (NDIS) (Interest Only) - Investment	4.55	5.01	4.55	0	-	-	-	2,038.64	$-398,680	$1,069
	Classic Fixed Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	5.45	5.90	5.45	0	6.35	6.85	7.45	2,258.62	$-398,680	$1,069
	Classic Premium SMSF Silver (NDIS) (P & I) - Investment	4.29	4.76	4.29	0	-	-	-	1,977.14	$-398,680	$1,069
	Classic Premium SMSF Platinum (NDIS) (P & I) - Investment	4.59	5.05	4.59	0	-	-	-	2,048.19	$-398,680	$1,069
	Classic Fixed Premium SMSF Platinum (NDIS) (P & I) - Investment	4.59	5.05	4.59	0	8.49	8.79	8.99	2,048.19	$-398,680	$1,069
	Classic Fixed Commercial Basic SMSF Silver (NDIS) (P & I) - Investment	5.05	5.50	5.05	0	6.05	6.45	7.05	2,159.53	$-398,680	$1,069
	Classic Premium SMSF Bronze (NDIS) (P & I) - Investment	5.45	5.90	5.45	0	-	-	-	2,258.62	$-398,680	$1,069
	Classic Fixed Commercial Premium SMSF Diamond (NDIS) (Interest Only) - Investment	5.55	6.00	5.55	0	6.55	6.95	7.55	2,283.72	$-398,680	$1,069
	Classic Fixed Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	4.45	4.91	4.45	0	6.25	6.65	7.25	2,014.88	$-398,680	$1,069
	Classic Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	5.25	5.70	5.25	0	-	-	-	2,208.81	$-398,680	$1,069
	Classic Fixed Commercial Premium SMSF Silver (NDIS) (Interest Only) - Investment	5.65	6.10	5.65	0	6.65	7.05	7.65	2,308.94	$-398,680	$1,069
	Classic Fixed Premium SMSF Silver (NDIS) (P & I) - Investment	4.29	4.76	4.29	0	8.19	8.49	8.69	1,977.14	$-398,680	$1,069
	Classic Basic SMSF Gold (NDIS) (P & I) - Investment	4.45	4.91	4.45	0	-	-	-	2,014.88	$-398,680	$1,069
	Classic Fixed Basic SMSF Palladium (NDIS) (P & I) - Investment	4.35	4.82	4.35	0	5.35	5.75	6.35	1,991.25	$-398,680	$1,069
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Classic Fixed Basic SMSF Palladium (NDIS) (Interest Only) - Investment		0.00
	Classic Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment		0.00
	Classic Fixed Commercial Premium SMSF Platinum (NDIS) (P & I) - Investment		0.00
	Classic Fixed Basic SMSF Bronze (NDIS) (P & I) - Investment		0.00
	Classic Premium SMSF Palladium (NDIS) (Interest Only) - Investment		0.00
	Classic Fixed Premium SMSF Diamond (NDIS) (P & I) - Investment		0.00
	Classic Basic SMSF Bronze (NDIS) (Interest Only) - Investment		0.00
	Classic Commercial Premium SMSF Silver (NDIS) (P & I) - Investment		0.00
	Classic Fixed Basic SMSF Bronze (NDIS) (Interest Only) - Investment		0.00
	Classic Premium SMSF Bronze (NDIS) (Interest Only) - Investment		0.00
	Classic Basic SMSF Palladium (NDIS) (Interest Only) - Investment		0.00
	Classic Basic SMSF Silver (NDIS) (Interest Only) - Investment		0.00
	Classic Fixed Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment		0.00
	Classic Premium SMSF Silver (NDIS) (P & I) - Investment		0.00
	Classic Premium SMSF Platinum (NDIS) (P & I) - Investment		0.00
	Classic Fixed Premium SMSF Platinum (NDIS) (P & I) - Investment		0.00
	Classic Fixed Commercial Basic SMSF Silver (NDIS) (P & I) - Investment		0.00
	Classic Premium SMSF Bronze (NDIS) (P & I) - Investment		0.00
	Classic Fixed Commercial Premium SMSF Diamond (NDIS) (Interest Only) - Investment		0.00
	Classic Fixed Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment		0.00
	Classic Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment		0.00
	Classic Fixed Commercial Premium SMSF Silver (NDIS) (Interest Only) - Investment		0.00
	Classic Fixed Premium SMSF Silver (NDIS) (P & I) - Investment		0.00
	Classic Basic SMSF Gold (NDIS) (P & I) - Investment		0.00
	Classic Fixed Basic SMSF Palladium (NDIS) (P & I) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Classic Fixed Basic SMSF Palladium (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Commercial Premium SMSF Platinum (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Basic SMSF Bronze (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Premium SMSF Palladium (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Premium SMSF Diamond (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Basic SMSF Bronze (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Commercial Premium SMSF Silver (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Basic SMSF Bronze (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Premium SMSF Bronze (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Basic SMSF Palladium (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Basic SMSF Silver (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Premium SMSF Silver (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Premium SMSF Platinum (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Premium SMSF Platinum (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Commercial Basic SMSF Silver (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Premium SMSF Bronze (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Commercial Premium SMSF Diamond (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Commercial Premium SMSF Silver (NDIS) (Interest Only) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Premium SMSF Silver (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Basic SMSF Gold (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
	Classic Fixed Basic SMSF Palladium (NDIS) (P & I) - Investment	1,320.00	395.00	0.00	1,500.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Classic Fixed Basic SMSF Palladium (NDIS) (Interest Only) - Investment	50000	30	70
	Classic Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	50000	30	70
	Classic Fixed Commercial Premium SMSF Platinum (NDIS) (P & I) - Investment	50000	30	80
	Classic Fixed Basic SMSF Bronze (NDIS) (P & I) - Investment	50000	30	65
	Classic Premium SMSF Palladium (NDIS) (Interest Only) - Investment	50000	30	70
	Classic Fixed Premium SMSF Diamond (NDIS) (P & I) - Investment	50000	30	60
	Classic Basic SMSF Bronze (NDIS) (Interest Only) - Investment	50000	30	65
	Classic Commercial Premium SMSF Silver (NDIS) (P & I) - Investment	50000	30	65
	Classic Fixed Basic SMSF Bronze (NDIS) (Interest Only) - Investment	50000	30	65
	Classic Premium SMSF Bronze (NDIS) (Interest Only) - Investment	50000	30	65
	Classic Basic SMSF Palladium (NDIS) (Interest Only) - Investment	50000	30	70
	Classic Basic SMSF Silver (NDIS) (Interest Only) - Investment	50000	30	65
	Classic Fixed Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	50000	30	70
	Classic Premium SMSF Silver (NDIS) (P & I) - Investment	50000	30	65
	Classic Premium SMSF Platinum (NDIS) (P & I) - Investment	50000	30	80
	Classic Fixed Premium SMSF Platinum (NDIS) (P & I) - Investment	50000	30	70
	Classic Fixed Commercial Basic SMSF Silver (NDIS) (P & I) - Investment	50000	30	65
	Classic Premium SMSF Bronze (NDIS) (P & I) - Investment	50000	30	65
	Classic Fixed Commercial Premium SMSF Diamond (NDIS) (Interest Only) - Investment	50000	30	60
	Classic Fixed Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	50000	30	60
	Classic Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	50000	30	60
	Classic Fixed Commercial Premium SMSF Silver (NDIS) (Interest Only) - Investment	50000	30	65
	Classic Fixed Premium SMSF Silver (NDIS) (P & I) - Investment	50000	30	65
	Classic Basic SMSF Gold (NDIS) (P & I) - Investment	50000	30	70
	Classic Fixed Basic SMSF Palladium (NDIS) (P & I) - Investment	50000	30	70
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Classic Fixed Basic SMSF Palladium (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Fixed Commercial Premium SMSF Platinum (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Fixed Basic SMSF Bronze (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Premium SMSF Palladium (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Fixed Premium SMSF Diamond (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Basic SMSF Bronze (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Commercial Premium SMSF Silver (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Fixed Basic SMSF Bronze (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Premium SMSF Bronze (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Basic SMSF Palladium (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Basic SMSF Silver (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Fixed Commercial Basic SMSF Palladium (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Premium SMSF Silver (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Premium SMSF Platinum (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Fixed Premium SMSF Platinum (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Fixed Commercial Basic SMSF Silver (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Premium SMSF Bronze (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Fixed Commercial Premium SMSF Diamond (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Fixed Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Commercial Basic SMSF Diamond (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Fixed Commercial Premium SMSF Silver (NDIS) (Interest Only) - Investment	$1,069.20	$763.71
	Classic Fixed Premium SMSF Silver (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Basic SMSF Gold (NDIS) (P & I) - Investment	$1,069.20	$763.71
	Classic Fixed Basic SMSF Palladium (NDIS) (P & I) - Investment	$1,069.20	$763.71
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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