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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Edge Prime Bridging Loan (P & I) - Investment 7.99 7.99 8.39 0 - - - 3,044.53 $-400,000 $1,158
Edge Residential (Specialist) (Interest Only) - Investment 8.59 8.59 9.34 0 - - - 3,316.82 $-400,000 $1,158
Edge Residential (Specialist Plus) (Alt Doc) (P & I) - Investment 9.94 9.94 10.64 0 - - - 3,700.89 $-400,000 $1,158
Edge Prime Bridging Loan (Interest Only) - Investment 7.99 7.99 8.39 0 - - - 3,044.53 $-400,000 $1,158
Aspire NDIS (Interest Only) - Owner Occupied 6.90 7.26 7.50 0 - - - 2,796.86 $-399,575 $1,158
Aspire NDIS (P & I) - Owner Occupied 6.50 6.87 7.40 0 - - - 2,769.52 $-399,575 $1,158
Aspire NDIS (P & I) - Investment 6.80 7.16 7.40 0 - - - 2,769.52 $-399,575 $1,158
Aspire NDIS (Interest Only) - Investment 7.20 7.56 7.80 0 - - - 2,879.48 $-399,575 $1,158
Premium Variable (85% No LMI) (P & I) - Owner Occupied 7.49 7.53 7.49 0 - - - 2,794.12 $-399,515 $1,158
Premium NZ Borrower (P & I) - Investment 6.64 6.68 6.94 0 - - - 2,645.11 $-399,515 $1,158
Premium Non Genuine Savings Variable (95% to 98%) (P & I) - Owner Occupied 6.74 6.78 6.74 0 - - - 2,591.73 $-399,515 $1,158
Premium Expat Variable (P & I) - Investment 6.64 6.68 6.64 0 - - - 2,565.21 $-399,515 $1,158
Premium Variable (85% No LMI) (P & I) - Investment 7.89 7.93 7.89 0 - - - 2,904.44 $-399,515 $1,158
Premium Standard Variable (Interest Only) - Investment 6.64 6.68 6.94 0 - - - 2,645.11 $-399,515 $1,158
Premium Variable (85% No LMI) (Interest Only) - Investment 7.89 7.93 7.89 0 - - - 2,904.44 $-399,515 $1,158
Premium Expat Variable (Interest Only) - Investment 6.64 6.68 6.64 0 - - - 2,565.21 $-399,515 $1,158
Premium Standard Variable (Interest Only) - Owner Occupied 6.44 6.47 6.54 0 - - - 2,538.80 $-399,515 $1,158
Premium Standard Variable (P & I) - Owner Occupied 6.44 6.47 6.74 0 - - - 2,591.73 $-399,515 $1,158
Premium Standard Variable (P & I) - Investment 6.64 6.68 6.94 0 - - - 2,645.11 $-399,515 $1,158
Premium NZ Borrower (Interest Only) - Investment 6.64 6.68 6.94 0 - - - 2,645.11 $-399,515 $1,158
Edge Highest & Best Use (Unhabitable/Vacant Land) (Interest Only) - Owner Occupied 8.54 8.59 8.54 0 - - - 3,087.00 $-399,405 $1,158
Edge Highest & Best Use (Unhabitable/Vacant Land) (P & I) - Owner Occupied 9.74 9.79 9.74 0 - - - 3,433.68 $-399,405 $1,158
Aspire Variable (P & I) - Investment 6.80 7.18 7.30 0 - - - 2,742.28 $-399,405 $1,158
Edge Prime Vacant Land (Interest Only) - Owner Occupied/Investment 8.14 8.19 8.34 0 - - - 3,030.41 $-399,405 $1,158
Edge Retained Stock <=3 Properties Retained (P & I) - Owner Occupied 8.24 8.29 8.24 0 - - - 3,002.25 $-399,405 $1,158
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Edge Prime Bridging Loan (P & I) - Investment  0.00  
Edge Residential (Specialist) (Interest Only) - Investment  0.00  
Edge Residential (Specialist Plus) (Alt Doc) (P & I) - Investment  0.00  
Edge Prime Bridging Loan (Interest Only) - Investment  0.00  
Aspire NDIS (Interest Only) - Owner Occupied  0.00  
Aspire NDIS (P & I) - Owner Occupied  0.00  
Aspire NDIS (P & I) - Investment  0.00  
Aspire NDIS (Interest Only) - Investment  0.00  
Premium Variable (85% No LMI) (P & I) - Owner Occupied  0.00  
Premium NZ Borrower (P & I) - Investment  0.00  
Premium Non Genuine Savings Variable (95% to 98%) (P & I) - Owner Occupied  0.00  
Premium Expat Variable (P & I) - Investment  0.00  
Premium Variable (85% No LMI) (P & I) - Investment  0.00  
Premium Standard Variable (Interest Only) - Investment  0.00  
Premium Variable (85% No LMI) (Interest Only) - Investment  0.00  
Premium Expat Variable (Interest Only) - Investment  0.00  
Premium Standard Variable (Interest Only) - Owner Occupied  0.00  
Premium Standard Variable (P & I) - Owner Occupied  0.00  
Premium Standard Variable (P & I) - Investment  0.00  
Premium NZ Borrower (Interest Only) - Investment  0.00  
Edge Highest & Best Use (Unhabitable/Vacant Land) (Interest Only) - Owner Occupied  0.00  
Edge Highest & Best Use (Unhabitable/Vacant Land) (P & I) - Owner Occupied  0.00  
Aspire Variable (P & I) - Investment  0.00  
Edge Prime Vacant Land (Interest Only) - Owner Occupied/Investment  0.00  
Edge Retained Stock <=3 Properties Retained (P & I) - Owner Occupied  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Edge Prime Bridging Loan (P & I) - Investment 0.00  0.00  0.00  450.00 
Edge Residential (Specialist) (Interest Only) - Investment 0.00  0.00  0.00  450.00 
Edge Residential (Specialist Plus) (Alt Doc) (P & I) - Investment 0.00  0.00  0.00  450.00 
Edge Prime Bridging Loan (Interest Only) - Investment 0.00  0.00  0.00  450.00 
Aspire NDIS (Interest Only) - Owner Occupied 425.00  395.00  0.00  795.00 
Aspire NDIS (P & I) - Owner Occupied 425.00  395.00  0.00  795.00 
Aspire NDIS (P & I) - Investment 425.00  395.00  0.00  795.00 
Aspire NDIS (Interest Only) - Investment 425.00  395.00  0.00  795.00 
Premium Variable (85% No LMI) (P & I) - Owner Occupied 485.00  0.00  0.00  300.00 
Premium NZ Borrower (P & I) - Investment 485.00  0.00  0.00  300.00 
Premium Non Genuine Savings Variable (95% to 98%) (P & I) - Owner Occupied 485.00  0.00  0.00  300.00 
Premium Expat Variable (P & I) - Investment 485.00  0.00  0.00  300.00 
Premium Variable (85% No LMI) (P & I) - Investment 485.00  0.00  0.00  300.00 
Premium Standard Variable (Interest Only) - Investment 485.00  0.00  0.00  300.00 
Premium Variable (85% No LMI) (Interest Only) - Investment 485.00  0.00  0.00  300.00 
Premium Expat Variable (Interest Only) - Investment 485.00  0.00  0.00  300.00 
Premium Standard Variable (Interest Only) - Owner Occupied 485.00  0.00  0.00  300.00 
Premium Standard Variable (P & I) - Owner Occupied 485.00  0.00  0.00  300.00 
Premium Standard Variable (P & I) - Investment 485.00  0.00  0.00  300.00 
Premium NZ Borrower (Interest Only) - Investment 485.00  0.00  0.00  300.00 
Edge Highest & Best Use (Unhabitable/Vacant Land) (Interest Only) - Owner Occupied 595.00  0.00  0.00  450.00 
Edge Highest & Best Use (Unhabitable/Vacant Land) (P & I) - Owner Occupied 595.00  0.00  0.00  450.00 
Aspire Variable (P & I) - Investment 595.00  395.00  0.00  795.00 
Edge Prime Vacant Land (Interest Only) - Owner Occupied/Investment 595.00  0.00  0.00  450.00 
Edge Retained Stock <=3 Properties Retained (P & I) - Owner Occupied 595.00  0.00  0.00  450.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Edge Prime Bridging Loan (P & I) - Investment 100000  30  75 
Edge Residential (Specialist) (Interest Only) - Investment 100000  30  65 
Edge Residential (Specialist Plus) (Alt Doc) (P & I) - Investment 100000  30  80 
Edge Prime Bridging Loan (Interest Only) - Investment 100000  30  75 
Aspire NDIS (Interest Only) - Owner Occupied 100000  25  80 
Aspire NDIS (P & I) - Owner Occupied 100000  25  60 
Aspire NDIS (P & I) - Investment 100000  25  60 
Aspire NDIS (Interest Only) - Investment 100000  25  80 
Premium Variable (85% No LMI) (P & I) - Owner Occupied 10000  30  85 
Premium NZ Borrower (P & I) - Investment 150000  30  80 
Premium Non Genuine Savings Variable (95% to 98%) (P & I) - Owner Occupied 50000  30  98 
Premium Expat Variable (P & I) - Investment 150000  30  70 
Premium Variable (85% No LMI) (P & I) - Investment 50000  30  85 
Premium Standard Variable (Interest Only) - Investment 100000  30  95 
Premium Variable (85% No LMI) (Interest Only) - Investment 50000  30  85 
Premium Expat Variable (Interest Only) - Investment 150000  30  70 
Premium Standard Variable (Interest Only) - Owner Occupied 100000  30  70 
Premium Standard Variable (P & I) - Owner Occupied 100000  30  80 
Premium Standard Variable (P & I) - Investment 100000  30  95 
Premium NZ Borrower (Interest Only) - Investment 150000  30  95 
Edge Highest & Best Use (Unhabitable/Vacant Land) (Interest Only) - Owner Occupied 100000  30   
Edge Highest & Best Use (Unhabitable/Vacant Land) (P & I) - Owner Occupied 100000  30   
Aspire Variable (P & I) - Investment 100000  30  60 
Edge Prime Vacant Land (Interest Only) - Owner Occupied/Investment 100000  30  65 
Edge Retained Stock <=3 Properties Retained (P & I) - Owner Occupied 100000  30  80 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Edge Prime Bridging Loan (P & I) - Investment$1,158.30  $827.36 
Edge Residential (Specialist) (Interest Only) - Investment$1,158.30  $827.36 
Edge Residential (Specialist Plus) (Alt Doc) (P & I) - Investment$1,158.30  $827.36 
Edge Prime Bridging Loan (Interest Only) - Investment$1,158.30  $827.36 
Aspire NDIS (Interest Only) - Owner Occupied$1,158.30  $827.36 
Aspire NDIS (P & I) - Owner Occupied$1,158.30  $827.36 
Aspire NDIS (P & I) - Investment$1,158.30  $827.36 
Aspire NDIS (Interest Only) - Investment$1,158.30  $827.36 
Premium Variable (85% No LMI) (P & I) - Owner Occupied$1,158.30  $827.36 
Premium NZ Borrower (P & I) - Investment$1,158.30  $827.36 
Premium Non Genuine Savings Variable (95% to 98%) (P & I) - Owner Occupied$1,158.30  $827.36 
Premium Expat Variable (P & I) - Investment$1,158.30  $827.36 
Premium Variable (85% No LMI) (P & I) - Investment$1,158.30  $827.36 
Premium Standard Variable (Interest Only) - Investment$1,158.30  $827.36 
Premium Variable (85% No LMI) (Interest Only) - Investment$1,158.30  $827.36 
Premium Expat Variable (Interest Only) - Investment$1,158.30  $827.36 
Premium Standard Variable (Interest Only) - Owner Occupied$1,158.30  $827.36 
Premium Standard Variable (P & I) - Owner Occupied$1,158.30  $827.36 
Premium Standard Variable (P & I) - Investment$1,158.30  $827.36 
Premium NZ Borrower (Interest Only) - Investment$1,158.30  $827.36 
Edge Highest & Best Use (Unhabitable/Vacant Land) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Edge Highest & Best Use (Unhabitable/Vacant Land) (P & I) - Owner Occupied$1,158.30  $827.36 
Aspire Variable (P & I) - Investment$1,158.30  $827.36 
Edge Prime Vacant Land (Interest Only) - Owner Occupied/Investment$1,158.30  $827.36 
Edge Retained Stock <=3 Properties Retained (P & I) - Owner Occupied$1,158.30  $827.36 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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