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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
  • 3 years
  • 4 years
  • 5 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Optimal Specialist 3 (P & I) - Investment 6.64 7.09 6.64 0 - - - 0.00 $1,560 $0
Optimal Specialist 2 (P & I) - Investment 6.14 6.60 6.14 0 - - - 0.00 $1,560 $0
Optimal Specialist 2 (Interest Only) - Investment 6.69 7.14 6.69 0 - - - 0.00 $1,560 $0
Optimal Specialist 3 (Interest Only) - Investment 7.19 7.64 7.19 0 - - - 0.00 $1,560 $0
Optimal Specialist 2 (P & I) - Owner Occupied 5.49 5.95 5.49 0 - - - 0.00 $1,560 $0
Optimal Specialist 1 (P & I) - Investment 5.64 6.10 5.64 0 - - - 0.00 $1,560 $0
Optimal Specialist 1 (P & I) - Owner Occupied 4.99 5.46 4.99 0 - - - 0.00 $1,560 $0
Optimal Platinum Variable **Special** (Low Doc) (Interest Only) - Investment 3.89 4.38 3.89 0 - - - 0.00 $1,560 $0
Optimal Specialist 3 (P & I) - Owner Occupied 5.99 6.45 5.99 0 - - - 0.00 $1,560 $0
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Investment 3.59 4.08 3.59 0 - - - 0.00 $1,560 $0
Optimal Specialist 1 (Up to $2M) (P & I) - Owner Occupied 4.39 4.87 4.39 0 - - - 0.00 $1,560 $0
Optimal Specialist 1 (Interest Only) - Investment 6.19 6.65 6.19 0 - - - 0.00 $1,560 $0
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Owner Occupied 3.09 3.60 3.09 0 - - - 0.00 $1,560 $0
True Blue Variable **Special Offer**(P & I) - Owner Occupied 2.99 3.21 2.99 0 - - - 0.00 $1,580 $0
True Blue Variable (Interest Only) - Investment 4.02 4.24 4.02 0 - - - 0.00 $1,580 $0
True Blue Variable (P & I) - Investment 3.77 3.99 3.77 0 - - - 0.00 $1,580 $0
True Blue Variable (Interest Only) - Owner Occupied 3.77 3.99 3.77 0 - - - 0.00 $1,580 $0
True Blue Variable (P & I) - Owner Occupied 3.52 3.74 3.52 0 - - - 0.00 $1,580 $0
Bold SMSF Fixed (No Offset) (Interest Only) - Investment 4.97 5.08 4.97 0 6.17 6.54 6.91 0.00 $1,645 $0
Bold SMSF (No Offset) (P & I) - Investment 4.67 4.78 4.67 0 - - - 0.00 $1,645 $0
Bold SMSF (Regional) (With Offset) (P & I) - Investment 4.97 5.08 4.97 0 - - - 0.00 $1,645 $0
Bold SMSF (Regional) (No Offset) (P & I) - Investment 4.87 4.98 4.87 0 - - - 0.00 $1,645 $0
Bold SMSF Fixed (Regional) (No Offset) (Interest Only) - Investment 5.17 5.28 5.17 0 6.37 6.74 7.11 0.00 $1,645 $0
Bold SMSF Fixed (With Offset) (Interest Only) - Investment 4.97 5.08 4.97 0 6.27 6.64 7.01 0.00 $1,645 $0
Bold SMSF (With Offset) (P & I) - Investment 4.77 4.88 4.77 0 - - - 0.00 $1,645 $0
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Optimal Specialist 3 (P & I) - Investment  0.00  
Optimal Specialist 2 (P & I) - Investment  0.00  
Optimal Specialist 2 (Interest Only) - Investment  0.00  
Optimal Specialist 3 (Interest Only) - Investment  0.00  
Optimal Specialist 2 (P & I) - Owner Occupied   0.00  
Optimal Specialist 1 (P & I) - Investment  0.00  
Optimal Specialist 1 (P & I) - Owner Occupied  0.00  
Optimal Platinum Variable **Special** (Low Doc) (Interest Only) - Investment   0.00  
Optimal Specialist 3 (P & I) - Owner Occupied  0.00  
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Investment  0.00  
Optimal Specialist 1 (Up to $2M) (P & I) - Owner Occupied   0.00  
Optimal Specialist 1 (Interest Only) - Investment  0.00  
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Owner Occupied   0.00  
True Blue Variable **Special Offer**(P & I) - Owner Occupied  0.00  
True Blue Variable (Interest Only) - Investment  0.00  
True Blue Variable (P & I) - Investment  0.00  
True Blue Variable (Interest Only) - Owner Occupied  0.00  
True Blue Variable (P & I) - Owner Occupied  0.00  
Bold SMSF Fixed (No Offset) (Interest Only) - Investment  0.00  
Bold SMSF (No Offset) (P & I) - Investment  0.00  
Bold SMSF (Regional) (With Offset) (P & I) - Investment  0.00  
Bold SMSF (Regional) (No Offset) (P & I) - Investment  0.00  
Bold SMSF Fixed (Regional) (No Offset) (Interest Only) - Investment  0.00  
Bold SMSF Fixed (With Offset) (Interest Only) - Investment  0.00  
Bold SMSF (With Offset) (P & I) - Investment  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Optimal Specialist 3 (P & I) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Specialist 2 (P & I) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Specialist 2 (Interest Only) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Specialist 3 (Interest Only) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Specialist 2 (P & I) - Owner Occupied 1,560.00  395.00  0.00  595.00 
Optimal Specialist 1 (P & I) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Specialist 1 (P & I) - Owner Occupied 1,560.00  395.00  0.00  595.00 
Optimal Platinum Variable **Special** (Low Doc) (Interest Only) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Specialist 3 (P & I) - Owner Occupied 1,560.00  395.00  0.00  595.00 
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Specialist 1 (Up to $2M) (P & I) - Owner Occupied 1,560.00  395.00  0.00  595.00 
Optimal Specialist 1 (Interest Only) - Investment 1,560.00  395.00  0.00  595.00 
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Owner Occupied 1,560.00  395.00  0.00  595.00 
True Blue Variable **Special Offer**(P & I) - Owner Occupied 1,580.00  120.00  0.00  375.00 
True Blue Variable (Interest Only) - Investment 1,580.00  120.00  0.00  375.00 
True Blue Variable (P & I) - Investment 1,580.00  120.00  0.00  375.00 
True Blue Variable (Interest Only) - Owner Occupied 1,580.00  120.00  0.00  375.00 
True Blue Variable (P & I) - Owner Occupied 1,580.00  120.00  0.00  375.00 
Bold SMSF Fixed (No Offset) (Interest Only) - Investment 1,645.00  0.00  0.00  895.00 
Bold SMSF (No Offset) (P & I) - Investment 1,645.00  0.00  0.00  895.00 
Bold SMSF (Regional) (With Offset) (P & I) - Investment 1,645.00  0.00  0.00  895.00 
Bold SMSF (Regional) (No Offset) (P & I) - Investment 1,645.00  0.00  0.00  895.00 
Bold SMSF Fixed (Regional) (No Offset) (Interest Only) - Investment 1,645.00  0.00  0.00  895.00 
Bold SMSF Fixed (With Offset) (Interest Only) - Investment 1,645.00  0.00  0.00  895.00 
Bold SMSF (With Offset) (P & I) - Investment 1,645.00  0.00  0.00  895.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Optimal Specialist 3 (P & I) - Investment 50000  30   
Optimal Specialist 2 (P & I) - Investment 50000  30   
Optimal Specialist 2 (Interest Only) - Investment 50000  30   
Optimal Specialist 3 (Interest Only) - Investment 50000  30   
Optimal Specialist 2 (P & I) - Owner Occupied 50000  30   
Optimal Specialist 1 (P & I) - Investment 50000  30  70 
Optimal Specialist 1 (P & I) - Owner Occupied 50000  30   
Optimal Platinum Variable **Special** (Low Doc) (Interest Only) - Investment 50000  30  80 
Optimal Specialist 3 (P & I) - Owner Occupied 50000  30   
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Investment 50000  30  60 
Optimal Specialist 1 (Up to $2M) (P & I) - Owner Occupied 50000  30  60 
Optimal Specialist 1 (Interest Only) - Investment 50000  30  80 
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Owner Occupied 50000  30  80 
True Blue Variable **Special Offer**(P & I) - Owner Occupied 100000  30  80 
True Blue Variable (Interest Only) - Investment 100000  30  85 
True Blue Variable (P & I) - Investment 100000  30  80 
True Blue Variable (Interest Only) - Owner Occupied 100000  30  85 
True Blue Variable (P & I) - Owner Occupied 100000  30  80 
Bold SMSF Fixed (No Offset) (Interest Only) - Investment 100000  30  75 
Bold SMSF (No Offset) (P & I) - Investment 100000  30  80 
Bold SMSF (Regional) (With Offset) (P & I) - Investment 100000  30  60 
Bold SMSF (Regional) (No Offset) (P & I) - Investment 100000  30  60 
Bold SMSF Fixed (Regional) (No Offset) (Interest Only) - Investment 100000  30  60 
Bold SMSF Fixed (With Offset) (Interest Only) - Investment 100000  30  65 
Bold SMSF (With Offset) (P & I) - Investment 100000  30  75 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Optimal Specialist 3 (P & I) - Investment$0.00  $0.00 
Optimal Specialist 2 (P & I) - Investment$0.00  $0.00 
Optimal Specialist 2 (Interest Only) - Investment$0.00  $0.00 
Optimal Specialist 3 (Interest Only) - Investment$0.00  $0.00 
Optimal Specialist 2 (P & I) - Owner Occupied $0.00  $0.00 
Optimal Specialist 1 (P & I) - Investment$0.00  $0.00 
Optimal Specialist 1 (P & I) - Owner Occupied$0.00  $0.00 
Optimal Platinum Variable **Special** (Low Doc) (Interest Only) - Investment $0.00  $0.00 
Optimal Specialist 3 (P & I) - Owner Occupied$0.00  $0.00 
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Investment$0.00  $0.00 
Optimal Specialist 1 (Up to $2M) (P & I) - Owner Occupied $0.00  $0.00 
Optimal Specialist 1 (Interest Only) - Investment$0.00  $0.00 
Optimal Platinum Variable **Special** (Low Doc) (P & I) - Owner Occupied $0.00  $0.00 
True Blue Variable **Special Offer**(P & I) - Owner Occupied$0.00  $0.00 
True Blue Variable (Interest Only) - Investment$0.00  $0.00 
True Blue Variable (P & I) - Investment$0.00  $0.00 
True Blue Variable (Interest Only) - Owner Occupied$0.00  $0.00 
True Blue Variable (P & I) - Owner Occupied$0.00  $0.00 
Bold SMSF Fixed (No Offset) (Interest Only) - Investment$0.00  $0.00 
Bold SMSF (No Offset) (P & I) - Investment$0.00  $0.00 
Bold SMSF (Regional) (With Offset) (P & I) - Investment$0.00  $0.00 
Bold SMSF (Regional) (No Offset) (P & I) - Investment$0.00  $0.00 
Bold SMSF Fixed (Regional) (No Offset) (Interest Only) - Investment$0.00  $0.00 
Bold SMSF Fixed (With Offset) (Interest Only) - Investment$0.00  $0.00 
Bold SMSF (With Offset) (P & I) - Investment$0.00  $0.00 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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