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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Edge Residential (Near Prime) (Interest Only) - Owner Occupied / Investment	4.24	4.30	4.24	0	-	-	-	0.00	$990	$0
	Edge Residential (Near Prime) (P & I) - Owner Occupied / Investment	4.24	4.30	4.24	0	-	-	-	0.00	$990	$0
	Aspire Expat & Visa Holder (Regular) (Construction) (Interest Only) - Owner Occupied	5.55	6.06	5.55	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	5.55	6.06	5.55	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	5.55	6.06	5.55	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Investment	4.75	5.28	4.75	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	4.55	5.09	4.55	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	4.65	5.18	4.65	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	4.95	5.48	4.95	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Investment	5.55	6.06	5.55	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	4.45	4.99	4.45	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	5.25	5.77	5.25	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Investment	5.85	6.36	5.85	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	5.25	5.77	5.25	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Investment	4.35	4.89	4.35	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Owner Occupied	4.25	4.79	4.25	0	-	-	-	0.00	$1,025	$0
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Owner Occupied	4.05	4.60	4.05	0	-	-	-	0.00	$1,025	$0
	Vivid Near Prime Variable (P & I) - Investment	4.68	4.92	4.68	0	-	-	-	0.00	$1,035	$0
	Vivid Near Prime Variable (Interest Only) - Investment	4.98	5.22	4.98	0	-	-	-	0.00	$1,035	$0
	Vivid Prime Variable (Interest Only) - Investment	4.49	4.73	4.49	0	-	-	-	0.00	$1,035	$0
	Vivid Near Prime Variable (P & I) - Owner Occupied	4.53	4.77	4.53	0	-	-	-	0.00	$1,035	$0
	Vivid Prime Variable (Interest Only) - Owner Occupied	3.44	3.69	3.44	0	-	-	-	0.00	$1,035	$0
	Vivid Near Prime Variable (Interest Only) - Owner Occupied	4.43	4.67	4.43	0	-	-	-	0.00	$1,035	$0
	Vivid Prime Variable (P & I) - Owner Occupied	4.74	4.98	4.74	0	-	-	-	0.00	$1,035	$0
	Vivid Prime Variable (P & I) - Investment	4.19	4.44	4.19	0	-	-	-	0.00	$1,035	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Edge Residential (Near Prime) (Interest Only) - Owner Occupied / Investment		0.00
	Edge Residential (Near Prime) (P & I) - Owner Occupied / Investment		0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (Interest Only) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment		0.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Investment		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment		0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Investment		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Investment		0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Investment		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Owner Occupied		0.00
	Vivid Near Prime Variable (P & I) - Investment		0.00
	Vivid Near Prime Variable (Interest Only) - Investment		0.00
	Vivid Prime Variable (Interest Only) - Investment		0.00
	Vivid Near Prime Variable (P & I) - Owner Occupied		0.00
	Vivid Prime Variable (Interest Only) - Owner Occupied		0.00
	Vivid Near Prime Variable (Interest Only) - Owner Occupied		0.00
	Vivid Prime Variable (P & I) - Owner Occupied		0.00
	Vivid Prime Variable (P & I) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Edge Residential (Near Prime) (Interest Only) - Owner Occupied / Investment	990.00	0.00	0.00	450.00
	Edge Residential (Near Prime) (P & I) - Owner Occupied / Investment	990.00	0.00	0.00	450.00
	Aspire Expat & Visa Holder (Regular) (Construction) (Interest Only) - Owner Occupied	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Investment	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Investment	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Investment	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Investment	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Owner Occupied	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Owner Occupied	1,025.00	495.00	0.00	695.00
	Vivid Near Prime Variable (P & I) - Investment	1,035.00	0.00	15.00	0.00
	Vivid Near Prime Variable (Interest Only) - Investment	1,035.00	0.00	15.00	0.00
	Vivid Prime Variable (Interest Only) - Investment	1,035.00	0.00	15.00	0.00
	Vivid Near Prime Variable (P & I) - Owner Occupied	1,035.00	0.00	15.00	0.00
	Vivid Prime Variable (Interest Only) - Owner Occupied	1,035.00	0.00	15.00	0.00
	Vivid Near Prime Variable (Interest Only) - Owner Occupied	1,035.00	0.00	15.00	0.00
	Vivid Prime Variable (P & I) - Owner Occupied	1,035.00	0.00	15.00	0.00
	Vivid Prime Variable (P & I) - Investment	1,035.00	0.00	15.00	0.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Edge Residential (Near Prime) (Interest Only) - Owner Occupied / Investment	100000	30	75
	Edge Residential (Near Prime) (P & I) - Owner Occupied / Investment	100000	30	75
	Aspire Expat & Visa Holder (Regular) (Construction) (Interest Only) - Owner Occupied	50000	30	50
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	50000	30	80
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	50000	30	60
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Investment	50000	30	70
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	50000	30	80
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	50000	30	60
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	50000	30	60
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Investment	50000	30	75
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	50000	30	70
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	50000	30	60
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Investment	50000	30	70
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	50000	30	75
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Investment	50000	30	85
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Owner Occupied	50000	30	60
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Owner Occupied	50000	30	80
	Vivid Near Prime Variable (P & I) - Investment	50000	30	80
	Vivid Near Prime Variable (Interest Only) - Investment	50000	30	70
	Vivid Prime Variable (Interest Only) - Investment	50000	30	70
	Vivid Near Prime Variable (P & I) - Owner Occupied	50000	30	80
	Vivid Prime Variable (Interest Only) - Owner Occupied	50000	30	70
	Vivid Near Prime Variable (Interest Only) - Owner Occupied	50000	30	70
	Vivid Prime Variable (P & I) - Owner Occupied	50000	30	90
	Vivid Prime Variable (P & I) - Investment	50000	30	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Edge Residential (Near Prime) (Interest Only) - Owner Occupied / Investment	$0.00	$0.00
	Edge Residential (Near Prime) (P & I) - Owner Occupied / Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (Interest Only) - Owner Occupied	$0.00	$0.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	$0.00	$0.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	$0.00	$0.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Investment	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Owner Occupied	$0.00	$0.00
	Aspire Expat & Visa Holder (Standard Prime) (P & I) - Owner Occupied	$0.00	$0.00
	Vivid Near Prime Variable (P & I) - Investment	$0.00	$0.00
	Vivid Near Prime Variable (Interest Only) - Investment	$0.00	$0.00
	Vivid Prime Variable (Interest Only) - Investment	$0.00	$0.00
	Vivid Near Prime Variable (P & I) - Owner Occupied	$0.00	$0.00
	Vivid Prime Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Vivid Near Prime Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Vivid Prime Variable (P & I) - Owner Occupied	$0.00	$0.00
	Vivid Prime Variable (P & I) - Investment	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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