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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Aspire SMSF (Regional and Unclassified) (Interest Only) - Investment	6.05	6.47	6.05	0	-	-	-	0.00	$1,090	$0
	Aspire SMSF (Metro and Non-Metro) (Interest Only) - Investment	5.55	5.98	5.55	0	-	-	-	0.00	$1,090	$0
	Aspire SMSF (Metro and Non-Metro) (P & I) - Investment	5.15	5.59	5.15	0	-	-	-	0.00	$1,090	$0
	Aspire SMSF (Regional and Unclassified) (P & I) - Investment	5.65	6.08	5.65	0	-	-	-	0.00	$1,090	$0
	Vivid Near Prime Variable (Alt Doc) (P & I) - Owner Occupied	5.09	5.34	5.09	0	-	-	-	0.00	$1,195	$0
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Owner Occupied	4.84	5.09	4.84	0	-	-	-	0.00	$1,195	$0
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Investment	5.54	5.79	5.54	0	-	-	-	0.00	$1,195	$0
	Vivid Near Prime Variable (Alt Doc) (P & I) - Investment	5.19	5.44	5.19	0	-	-	-	0.00	$1,195	$0
	Bold Regional Variable (Alt Doc) (Interest Only) - Owner Occupied	5.05	5.14	5.05	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (No Offset) (P & I) - Investment	4.64	4.73	4.64	0	-	-	-	0.00	$1,330	$0
	Bold Regional Variable (Alt Doc) (P & I) - Owner Occupied	4.75	4.84	4.75	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (With Offset) (P & I) - Investment	4.74	4.83	4.74	0	-	-	-	0.00	$1,330	$0
	Bold Variable (P & I) - Owner Occupied	4.74	4.83	4.74	0	-	-	-	0.00	$1,330	$0
	Bold Regional Variable (Alt Doc) (Interest Only) - Investment	4.44	4.53	4.44	0	-	-	-	0.00	$1,330	$0
	Bold Regional Variable (Alt Doc) (P & I) - Investment	4.14	4.23	4.14	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Owner Occupied	5.54	5.63	5.54	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Investment	5.04	5.13	5.04	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Interest Only) - Owner Occupied	4.23	4.32	4.23	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (No Offset) (P & I) - Owner Occupied	5.25	5.34	5.25	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Interest Only) - Investment	4.43	4.52	4.43	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Investment	4.94	5.03	4.94	0	-	-	-	0.00	$1,330	$0
	Bold Variable (P & I) - Investment	4.13	4.22	4.13	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (With Offset) (P & I) - Owner Occupied	5.35	5.44	5.35	0	-	-	-	0.00	$1,330	$0
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Owner Occupied	5.64	5.73	5.64	0	-	-	-	0.00	$1,330	$0
	Premium Specialist Variable (Clear) (Low Doc) (Interest Only) - Owner Occupied	4.69	4.78	4.69	0	-	-	-	0.00	$1,349	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Aspire SMSF (Regional and Unclassified) (Interest Only) - Investment		0.00
	Aspire SMSF (Metro and Non-Metro) (Interest Only) - Investment		0.00
	Aspire SMSF (Metro and Non-Metro) (P & I) - Investment		0.00
	Aspire SMSF (Regional and Unclassified) (P & I) - Investment		0.00
	Vivid Near Prime Variable (Alt Doc) (P & I) - Owner Occupied		0.00
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Owner Occupied		0.00
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Investment		0.00
	Vivid Near Prime Variable (Alt Doc) (P & I) - Investment		0.00
	Bold Regional Variable (Alt Doc) (Interest Only) - Owner Occupied		0.00
	Bold Variable (Alt Doc) (No Offset) (P & I) - Investment		0.00
	Bold Regional Variable (Alt Doc) (P & I) - Owner Occupied		0.00
	Bold Variable (Alt Doc) (With Offset) (P & I) - Investment		0.00
	Bold Variable (P & I) - Owner Occupied		0.00
	Bold Regional Variable (Alt Doc) (Interest Only) - Investment		0.00
	Bold Regional Variable (Alt Doc) (P & I) - Investment		0.00
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Owner Occupied		0.00
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Investment		0.00
	Bold Variable (Interest Only) - Owner Occupied		0.00
	Bold Variable (Alt Doc) (No Offset) (P & I) - Owner Occupied		0.00
	Bold Variable (Interest Only) - Investment		0.00
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Investment		0.00
	Bold Variable (P & I) - Investment		0.00
	Bold Variable (Alt Doc) (With Offset) (P & I) - Owner Occupied		0.00
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Owner Occupied		0.00
	Premium Specialist Variable (Clear) (Low Doc) (Interest Only) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Aspire SMSF (Regional and Unclassified) (Interest Only) - Investment	1,090.00	395.00	0.00	1,500.00
	Aspire SMSF (Metro and Non-Metro) (Interest Only) - Investment	1,090.00	395.00	0.00	1,500.00
	Aspire SMSF (Metro and Non-Metro) (P & I) - Investment	1,090.00	395.00	0.00	1,500.00
	Aspire SMSF (Regional and Unclassified) (P & I) - Investment	1,090.00	395.00	0.00	1,500.00
	Vivid Near Prime Variable (Alt Doc) (P & I) - Owner Occupied	1,195.00	0.00	15.00	550.00
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Owner Occupied	1,195.00	0.00	15.00	550.00
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Investment	1,195.00	0.00	15.00	550.00
	Vivid Near Prime Variable (Alt Doc) (P & I) - Investment	1,195.00	0.00	15.00	550.00
	Bold Regional Variable (Alt Doc) (Interest Only) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (No Offset) (P & I) - Investment	1,330.00	0.00	0.00	895.00
	Bold Regional Variable (Alt Doc) (P & I) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (With Offset) (P & I) - Investment	1,330.00	0.00	0.00	895.00
	Bold Variable (P & I) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Regional Variable (Alt Doc) (Interest Only) - Investment	1,330.00	0.00	0.00	895.00
	Bold Regional Variable (Alt Doc) (P & I) - Investment	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Investment	1,330.00	0.00	0.00	895.00
	Bold Variable (Interest Only) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (No Offset) (P & I) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Variable (Interest Only) - Investment	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Investment	1,330.00	0.00	0.00	895.00
	Bold Variable (P & I) - Investment	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (With Offset) (P & I) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Premium Specialist Variable (Clear) (Low Doc) (Interest Only) - Owner Occupied	1,349.00	0.00	0.00	608.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Aspire SMSF (Regional and Unclassified) (Interest Only) - Investment	50000	30	65
	Aspire SMSF (Metro and Non-Metro) (Interest Only) - Investment	50000	30	60
	Aspire SMSF (Metro and Non-Metro) (P & I) - Investment	50000	30	70
	Aspire SMSF (Regional and Unclassified) (P & I) - Investment	50000	30	65
	Vivid Near Prime Variable (Alt Doc) (P & I) - Owner Occupied	50000	30	65
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Owner Occupied	50000	30	70
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Investment	50000	30	65
	Vivid Near Prime Variable (Alt Doc) (P & I) - Investment	50000	30	65
	Bold Regional Variable (Alt Doc) (Interest Only) - Owner Occupied	100000	30
	Bold Variable (Alt Doc) (No Offset) (P & I) - Investment	100000	30	65
	Bold Regional Variable (Alt Doc) (P & I) - Owner Occupied	100000	30
	Bold Variable (Alt Doc) (With Offset) (P & I) - Investment	100000	30	65
	Bold Variable (P & I) - Owner Occupied	100000	30	80
	Bold Regional Variable (Alt Doc) (Interest Only) - Investment	100000	30
	Bold Regional Variable (Alt Doc) (P & I) - Investment	100000	30
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Owner Occupied	100000	30	80
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Investment	100000	30	65
	Bold Variable (Interest Only) - Owner Occupied	100000	30	80
	Bold Variable (Alt Doc) (No Offset) (P & I) - Owner Occupied	100000	30	75
	Bold Variable (Interest Only) - Investment	100000	30	70
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Investment	100000	30	65
	Bold Variable (P & I) - Investment	100000	30	80
	Bold Variable (Alt Doc) (With Offset) (P & I) - Owner Occupied	100000	30	75
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Owner Occupied	100000	30	75
	Premium Specialist Variable (Clear) (Low Doc) (Interest Only) - Owner Occupied	50000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Aspire SMSF (Regional and Unclassified) (Interest Only) - Investment	$0.00	$0.00
	Aspire SMSF (Metro and Non-Metro) (Interest Only) - Investment	$0.00	$0.00
	Aspire SMSF (Metro and Non-Metro) (P & I) - Investment	$0.00	$0.00
	Aspire SMSF (Regional and Unclassified) (P & I) - Investment	$0.00	$0.00
	Vivid Near Prime Variable (Alt Doc) (P & I) - Owner Occupied	$0.00	$0.00
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Owner Occupied	$0.00	$0.00
	Vivid Near Prime Variable (Alt Doc) (Interest Only) - Investment	$0.00	$0.00
	Vivid Near Prime Variable (Alt Doc) (P & I) - Investment	$0.00	$0.00
	Bold Regional Variable (Alt Doc) (Interest Only) - Owner Occupied	$0.00	$0.00
	Bold Variable (Alt Doc) (No Offset) (P & I) - Investment	$0.00	$0.00
	Bold Regional Variable (Alt Doc) (P & I) - Owner Occupied	$0.00	$0.00
	Bold Variable (Alt Doc) (With Offset) (P & I) - Investment	$0.00	$0.00
	Bold Variable (P & I) - Owner Occupied	$0.00	$0.00
	Bold Regional Variable (Alt Doc) (Interest Only) - Investment	$0.00	$0.00
	Bold Regional Variable (Alt Doc) (P & I) - Investment	$0.00	$0.00
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Owner Occupied	$0.00	$0.00
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Investment	$0.00	$0.00
	Bold Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Bold Variable (Alt Doc) (No Offset) (P & I) - Owner Occupied	$0.00	$0.00
	Bold Variable (Interest Only) - Investment	$0.00	$0.00
	Bold Variable (Alt Doc) (No Offset) (Interest Only) - Investment	$0.00	$0.00
	Bold Variable (P & I) - Investment	$0.00	$0.00
	Bold Variable (Alt Doc) (With Offset) (P & I) - Owner Occupied	$0.00	$0.00
	Bold Variable (Alt Doc) (With Offset) (Interest Only) - Owner Occupied	$0.00	$0.00
	Premium Specialist Variable (Clear) (Low Doc) (Interest Only) - Owner Occupied	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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