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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Complete Variable Home Loan (P & I) - Investment	4.67	5.06	6.15	0	-	-	-	2,436.91	$-399,750	$1,158
	Premium Select Home Loan (Interest Only) - Investment	4.90	4.92	6.03	0	-	-	-	2,405.92	$-399,750	$1,158
	Regular Saver Home Loan (P & I) - Investment	5.65	5.67	5.65	0	-	-	-	2,308.94	$-399,750	$1,158
	Complete Fixed Home Loan (P & I) - Owner Occupied	5.50	5.87	5.50	0	-	-	-	2,271.16	$-399,750	$1,158
	Mortgage Shredder (P & I) - Investment	6.15	6.17	6.15	0	-	-	-	2,436.91	$-399,750	$1,158
	Complete Variable Home Loan Special (P & I) - Investment	3.19	3.61	6.15	0	-	-	-	2,436.91	$-399,750	$1,158
	Regular Saver Home Loan (Interest Only) - Owner Occupied	5.35	5.37	5.35	0	-	-	-	2,233.65	$-399,750	$1,158
	Premium Select Home Loan (P & I) - Investment	4.77	4.79	6.03	0	-	-	-	2,405.92	$-399,750	$1,158
	Complete Variable Home Loan Special (P & I) - Owner Occupied	2.83	3.26	5.50	0	-	-	-	2,271.16	$-399,750	$1,158
	Premium Select Home Loan Special (Interest Only) - Investment	3.64	3.66	6.03	0	-	-	-	2,405.92	$-399,750	$1,158
	Complete Variable Home Loan Special (Interest Only) - Owner Occupied	4.00	4.40	5.38	0	-	-	-	2,241.13	$-399,750	$1,158
	Premium Select Home Loan (P & I) - Owner Occupied	3.84	3.86	5.38	0	-	-	-	2,241.13	$-399,750	$1,158
	Complete Variable Home Loan (Interest Only) - Investment	4.80	5.18	6.28	0	-	-	-	2,470.68	$-399,750	$1,158
	Premium Select Home Loan Special (P & I) - Owner Occupied	3.03	3.05	5.38	0	-	-	-	2,241.13	$-399,750	$1,158
	Regular Saver Home Loan (P & I) - Owner Occupied	5.00	5.02	5.00	0	-	-	-	2,147.29	$-399,750	$1,158
	Mortgage Shredder (Interest Only) - Owner Occupied	5.85	5.87	5.85	0	-	-	-	2,359.76	$-399,750	$1,158
	Premium Select Home Loan Special (Interest Only) - Owner Occupied	4.10	4.12	5.38	0	-	-	-	2,241.13	$-399,750	$1,158
	Complete Variable Home Loan Special (Interest Only) - Investment	3.54	3.95	6.28	0	-	-	-	2,470.68	$-399,750	$1,158
	Complete Fixed Home Loan (P & I) - Owner Occupied	5.50	5.87	5.50	0	-	-	-	2,271.16	$-399,750	$1,158
	Complete Fixed Home Loan (P & I) - Owner Occupied	5.50	5.87	5.50	0	-	-	-	2,271.16	$-399,750	$1,158
	Regular Saver Home Loan (Interest Only) - Investment	5.78	5.80	5.78	0	-	-	-	2,341.92	$-399,750	$1,158
	Complete Fixed Home Loan (P & I) - Owner Occupied	5.50	5.87	5.50	0	-	-	-	2,271.16	$-399,750	$1,158
	Complete Fixed Home Loan (P & I) - Investment	6.15	6.51	6.15	0	5.09	5.39	5.59	2,436.91	$-399,750	$1,158
	Premium Select Home Loan (Interest Only) - Owner Occupied	4.19	4.21	5.38	0	-	-	-	2,241.13	$-399,750	$1,158
	Complete Variable Home Loan (P & I) - Owner Occupied	3.74	4.15	5.50	0	-	-	-	2,271.16	$-399,750	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Complete Variable Home Loan (P & I) - Investment		0.00
	Premium Select Home Loan (Interest Only) - Investment		0.00
	Regular Saver Home Loan (P & I) - Investment		0.00
	Complete Fixed Home Loan (P & I) - Owner Occupied		0.00
	Mortgage Shredder (P & I) - Investment		0.00
	Complete Variable Home Loan Special (P & I) - Investment		0.00
	Regular Saver Home Loan (Interest Only) - Owner Occupied		0.00
	Premium Select Home Loan (P & I) - Investment		0.00
	Complete Variable Home Loan Special (P & I) - Owner Occupied		0.00
	Premium Select Home Loan Special (Interest Only) - Investment		0.00
	Complete Variable Home Loan Special (Interest Only) - Owner Occupied		0.00
	Premium Select Home Loan (P & I) - Owner Occupied		0.00
	Complete Variable Home Loan (Interest Only) - Investment		0.00
	Premium Select Home Loan Special (P & I) - Owner Occupied		0.00
	Regular Saver Home Loan (P & I) - Owner Occupied		0.00
	Mortgage Shredder (Interest Only) - Owner Occupied		0.00
	Premium Select Home Loan Special (Interest Only) - Owner Occupied		0.00
	Complete Variable Home Loan Special (Interest Only) - Investment		0.00
	Complete Fixed Home Loan (P & I) - Owner Occupied		0.00
	Complete Fixed Home Loan (P & I) - Owner Occupied		0.00
	Regular Saver Home Loan (Interest Only) - Investment		0.00
	Complete Fixed Home Loan (P & I) - Owner Occupied		0.00
	Complete Fixed Home Loan (P & I) - Investment		0.00
	Premium Select Home Loan (Interest Only) - Owner Occupied		0.00
	Complete Variable Home Loan (P & I) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Complete Variable Home Loan (P & I) - Investment	250.00	395.00	0.00	338.00
	Premium Select Home Loan (Interest Only) - Investment	250.00	0.00	0.00	338.00
	Regular Saver Home Loan (P & I) - Investment	250.00	0.00	0.00	338.00
	Complete Fixed Home Loan (P & I) - Owner Occupied	250.00	395.00	0.00	338.00
	Mortgage Shredder (P & I) - Investment	250.00	0.00	0.00	338.00
	Complete Variable Home Loan Special (P & I) - Investment	250.00	395.00	0.00	338.00
	Regular Saver Home Loan (Interest Only) - Owner Occupied	250.00	0.00	0.00	338.00
	Premium Select Home Loan (P & I) - Investment	250.00	0.00	0.00	338.00
	Complete Variable Home Loan Special (P & I) - Owner Occupied	250.00	395.00	0.00	338.00
	Premium Select Home Loan Special (Interest Only) - Investment	250.00	0.00	0.00	338.00
	Complete Variable Home Loan Special (Interest Only) - Owner Occupied	250.00	395.00	0.00	338.00
	Premium Select Home Loan (P & I) - Owner Occupied	250.00	0.00	0.00	338.00
	Complete Variable Home Loan (Interest Only) - Investment	250.00	395.00	0.00	338.00
	Premium Select Home Loan Special (P & I) - Owner Occupied	250.00	0.00	0.00	338.00
	Regular Saver Home Loan (P & I) - Owner Occupied	250.00	0.00	0.00	338.00
	Mortgage Shredder (Interest Only) - Owner Occupied	250.00	0.00	0.00	338.00
	Premium Select Home Loan Special (Interest Only) - Owner Occupied	250.00	0.00	0.00	338.00
	Complete Variable Home Loan Special (Interest Only) - Investment	250.00	395.00	0.00	338.00
	Complete Fixed Home Loan (P & I) - Owner Occupied	250.00	395.00	0.00	338.00
	Complete Fixed Home Loan (P & I) - Owner Occupied	250.00	395.00	0.00	338.00
	Regular Saver Home Loan (Interest Only) - Investment	250.00	0.00	0.00	338.00
	Complete Fixed Home Loan (P & I) - Owner Occupied	250.00	395.00	0.00	338.00
	Complete Fixed Home Loan (P & I) - Investment	250.00	395.00	0.00	338.00
	Premium Select Home Loan (Interest Only) - Owner Occupied	250.00	0.00	0.00	338.00
	Complete Variable Home Loan (P & I) - Owner Occupied	250.00	395.00	0.00	338.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Complete Variable Home Loan (P & I) - Investment	200000	30	90
	Premium Select Home Loan (Interest Only) - Investment	20000	30	90
	Regular Saver Home Loan (P & I) - Investment	20000	30
	Complete Fixed Home Loan (P & I) - Owner Occupied	200000	30	95
	Mortgage Shredder (P & I) - Investment	20000	30
	Complete Variable Home Loan Special (P & I) - Investment	200000	30	80
	Regular Saver Home Loan (Interest Only) - Owner Occupied	20000	30
	Premium Select Home Loan (P & I) - Investment	20000	30	90
	Complete Variable Home Loan Special (P & I) - Owner Occupied	200000	30	80
	Premium Select Home Loan Special (Interest Only) - Investment	20000	30	80
	Complete Variable Home Loan Special (Interest Only) - Owner Occupied	200000	30	80
	Premium Select Home Loan (P & I) - Owner Occupied	20000	30	90
	Complete Variable Home Loan (Interest Only) - Investment	200000	30	90
	Premium Select Home Loan Special (P & I) - Owner Occupied	20000	30	90
	Regular Saver Home Loan (P & I) - Owner Occupied	20000	30
	Mortgage Shredder (Interest Only) - Owner Occupied	20000	30
	Premium Select Home Loan Special (Interest Only) - Owner Occupied	20000	30	80
	Complete Variable Home Loan Special (Interest Only) - Investment	200000	30	80
	Complete Fixed Home Loan (P & I) - Owner Occupied	200000	30	98
	Complete Fixed Home Loan (P & I) - Owner Occupied	200000	30	95
	Regular Saver Home Loan (Interest Only) - Investment	20000	30
	Complete Fixed Home Loan (P & I) - Owner Occupied	200000	30	80
	Complete Fixed Home Loan (P & I) - Investment	200000	30	90
	Premium Select Home Loan (Interest Only) - Owner Occupied	20000	30	80
	Complete Variable Home Loan (P & I) - Owner Occupied	200000	30	95
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Complete Variable Home Loan (P & I) - Investment	$1,158.30	$827.36
	Premium Select Home Loan (Interest Only) - Investment	$1,158.30	$827.36
	Regular Saver Home Loan (P & I) - Investment	$1,158.30	$827.36
	Complete Fixed Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Mortgage Shredder (P & I) - Investment	$1,158.30	$827.36
	Complete Variable Home Loan Special (P & I) - Investment	$1,158.30	$827.36
	Regular Saver Home Loan (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Premium Select Home Loan (P & I) - Investment	$1,158.30	$827.36
	Complete Variable Home Loan Special (P & I) - Owner Occupied	$1,158.30	$827.36
	Premium Select Home Loan Special (Interest Only) - Investment	$1,158.30	$827.36
	Complete Variable Home Loan Special (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Premium Select Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Complete Variable Home Loan (Interest Only) - Investment	$1,158.30	$827.36
	Premium Select Home Loan Special (P & I) - Owner Occupied	$1,158.30	$827.36
	Regular Saver Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Mortgage Shredder (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Premium Select Home Loan Special (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Complete Variable Home Loan Special (Interest Only) - Investment	$1,158.30	$827.36
	Complete Fixed Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Complete Fixed Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Regular Saver Home Loan (Interest Only) - Investment	$1,158.30	$827.36
	Complete Fixed Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Complete Fixed Home Loan (P & I) - Investment	$1,158.30	$827.36
	Premium Select Home Loan (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Complete Variable Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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