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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Extra Variable (Lifetime Discount) (P & I) - Investment	3.12	3.13	4.13	0	-	-	-	1,939.76	$-399,800	$1,158
	MAV Variable (Interest Only) - Owner Occupied	4.34	4.73	5.04	0	-	-	-	2,157.08	$-399,800	$1,158
	MAV Viridian LOC Res Equity - Owner Occupied/Investment	5.33	5.70	6.03	0	-	-	-	2,405.92	$-399,800	$1,158
	MAV Variable (Interest Only) - Investment	4.69	5.07	5.39	0	-	-	-	2,243.63	$-399,800	$1,158
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	2.69	2.70	3.78	0	-	-	-	1,859.28	$-399,800	$1,158
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	3.25	3.26	4.34	0	-	-	-	1,988.89	$-399,800	$1,158
	MAV Fixed (Interest Only) - Owner Occupied	4.34	4.73	5.04	0	3.54	3.64	4.04	2,157.08	$-399,800	$1,158
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	2.69	2.70	3.78	0	-	-	-	1,859.28	$-399,800	$1,158
	MAV Fixed (Interest Only) - Investment	4.69	5.07	5.39	0	2.84	2.74	3.44	2,243.63	$-399,800	$1,158
	Extra Variable (Lifetime Discount) (Interest Only) - Investment	3.68	3.69	4.69	0	-	-	-	2,072.15	$-399,800	$1,158
	MAV Fixed (P & I) - Owner Occupied	3.85	4.25	4.55	0	2.09	2.34	3.14	2,038.64	$-399,800	$1,158
	MAV Interest In Advance Fixed - Investment	4.69	5.07	5.39	0	2.64	2.54	3.24	2,243.63	$-399,800	$1,158
	MAV Variable (P & I) - Owner Occupied	3.85	4.25	4.55	0	-	-	-	2,038.64	$-399,800	$1,158
	MAV Fixed (P & I) - Investment	4.43	4.82	5.13	0	2.64	2.54	3.24	2,179.18	$-399,800	$1,158
	MAV Variable (Construction) (P & I) - Owner Occupied	3.85	4.25	4.55	0	-	-	-	2,038.64	$-399,800	$1,158
	MAV Variable (P & I) - Investment	4.43	4.82	5.13	0	-	-	-	2,179.18	$-399,800	$1,158
	Standard Interest in Advance Fixed - Investment	5.39	5.53	5.39	0	2.64	2.54	3.24	2,243.63	$-399,200	$1,158
	Standard Variable (P & I) - Owner Occupied	4.55	4.70	4.55	0	-	-	-	2,038.64	$-399,200	$1,158
	Standard Fixed (P & I) - Investment	5.13	5.28	5.13	0	2.64	2.54	3.24	2,179.18	$-399,200	$1,158
	Standard Fixed (Interest Only) - Investment	5.39	5.53	5.39	0	2.84	2.74	3.44	2,243.63	$-399,200	$1,158
	Standard Variable (Interest Only) - Investment	5.39	5.53	5.39	0	-	-	-	2,243.63	$-399,200	$1,158
	Standard Fixed (Interest Only) - Owner Occupied	5.04	5.19	5.04	0	3.54	3.64	4.04	2,157.08	$-399,200	$1,158
	Standard Variable (Construction) (P & I) - Owner Occupied	4.55	4.70	4.55	0	-	-	-	2,038.64	$-399,200	$1,158
	Standard Variable (Interest Only) - Owner Occupied	5.04	5.19	5.04	0	-	-	-	2,157.08	$-399,200	$1,158
	Standard Fixed (P & I) - Owner Occupied	4.55	4.70	4.55	0	2.29	2.29	3.14	2,038.64	$-399,200	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Extra Variable (Lifetime Discount) (P & I) - Investment		0.00
	MAV Variable (Interest Only) - Owner Occupied		0.00
	MAV Viridian LOC Res Equity - Owner Occupied/Investment		0.00
	MAV Variable (Interest Only) - Investment		0.00
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied		0.00
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied		0.00
	MAV Fixed (Interest Only) - Owner Occupied		0.00
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied		0.00
	MAV Fixed (Interest Only) - Investment		0.00
	Extra Variable (Lifetime Discount) (Interest Only) - Investment		0.00
	MAV Fixed (P & I) - Owner Occupied		0.00
	MAV Interest In Advance Fixed - Investment		0.00
	MAV Variable (P & I) - Owner Occupied		0.00
	MAV Fixed (P & I) - Investment		0.00
	MAV Variable (Construction) (P & I) - Owner Occupied		0.00
	MAV Variable (P & I) - Investment		0.00
	Standard Interest in Advance Fixed - Investment		0.00
	Standard Variable (P & I) - Owner Occupied		0.00
	Standard Fixed (P & I) - Investment		0.00
	Standard Fixed (Interest Only) - Investment		0.00
	Standard Variable (Interest Only) - Investment		0.00
	Standard Fixed (Interest Only) - Owner Occupied		0.00
	Standard Variable (Construction) (P & I) - Owner Occupied		0.00
	Standard Variable (Interest Only) - Owner Occupied		0.00
	Standard Fixed (P & I) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Extra Variable (Lifetime Discount) (P & I) - Investment	200.00	0.00	0.00	350.00
	MAV Variable (Interest Only) - Owner Occupied	200.00	395.00	0.00	350.00
	MAV Viridian LOC Res Equity - Owner Occupied/Investment	200.00	395.00	0.00	350.00
	MAV Variable (Interest Only) - Investment	200.00	395.00	0.00	350.00
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	200.00	0.00	0.00	350.00
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	200.00	0.00	0.00	350.00
	MAV Fixed (Interest Only) - Owner Occupied	200.00	395.00	0.00	350.00
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	200.00	0.00	0.00	350.00
	MAV Fixed (Interest Only) - Investment	200.00	395.00	0.00	350.00
	Extra Variable (Lifetime Discount) (Interest Only) - Investment	200.00	0.00	0.00	350.00
	MAV Fixed (P & I) - Owner Occupied	200.00	395.00	0.00	350.00
	MAV Interest In Advance Fixed - Investment	200.00	395.00	0.00	350.00
	MAV Variable (P & I) - Owner Occupied	200.00	395.00	0.00	350.00
	MAV Fixed (P & I) - Investment	200.00	395.00	0.00	350.00
	MAV Variable (Construction) (P & I) - Owner Occupied	200.00	395.00	0.00	350.00
	MAV Variable (P & I) - Investment	200.00	395.00	0.00	350.00
	Standard Interest in Advance Fixed - Investment	800.00	0.00	8.00	350.00
	Standard Variable (P & I) - Owner Occupied	800.00	0.00	8.00	350.00
	Standard Fixed (P & I) - Investment	800.00	0.00	8.00	350.00
	Standard Fixed (Interest Only) - Investment	800.00	0.00	8.00	350.00
	Standard Variable (Interest Only) - Investment	800.00	0.00	8.00	350.00
	Standard Fixed (Interest Only) - Owner Occupied	800.00	0.00	8.00	350.00
	Standard Variable (Construction) (P & I) - Owner Occupied	800.00	0.00	8.00	350.00
	Standard Variable (Interest Only) - Owner Occupied	800.00	0.00	8.00	350.00
	Standard Fixed (P & I) - Owner Occupied	800.00	0.00	8.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Extra Variable (Lifetime Discount) (P & I) - Investment	10000	30	80
	MAV Variable (Interest Only) - Owner Occupied	150000	30	80
	MAV Viridian LOC Res Equity - Owner Occupied/Investment	150000	30	90
	MAV Variable (Interest Only) - Investment	150000	30	90
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	10000	30	80
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	10000	30	70
	MAV Fixed (Interest Only) - Owner Occupied	150000	30	80
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	10000	30	95
	MAV Fixed (Interest Only) - Investment	150000	30	90
	Extra Variable (Lifetime Discount) (Interest Only) - Investment	10000	30	70
	MAV Fixed (P & I) - Owner Occupied	150000	30	95
	MAV Interest In Advance Fixed - Investment	150000	30	80
	MAV Variable (P & I) - Owner Occupied	150000	30	95
	MAV Fixed (P & I) - Investment	150000	30	90
	MAV Variable (Construction) (P & I) - Owner Occupied	150000	30	95
	MAV Variable (P & I) - Investment	150000	30	90
	Standard Interest in Advance Fixed - Investment	10000	30	80
	Standard Variable (P & I) - Owner Occupied	10000	30
	Standard Fixed (P & I) - Investment	10000	30	90
	Standard Fixed (Interest Only) - Investment	10000	30	90
	Standard Variable (Interest Only) - Investment	10000	30
	Standard Fixed (Interest Only) - Owner Occupied	10000	30	80
	Standard Variable (Construction) (P & I) - Owner Occupied	10000	30
	Standard Variable (Interest Only) - Owner Occupied	10000	30
	Standard Fixed (P & I) - Owner Occupied	10000	30	95
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Extra Variable (Lifetime Discount) (P & I) - Investment	$1,158.30	$827.36
	MAV Variable (Interest Only) - Owner Occupied	$1,158.30	$827.36
	MAV Viridian LOC Res Equity - Owner Occupied/Investment	$1,158.30	$827.36
	MAV Variable (Interest Only) - Investment	$1,158.30	$827.36
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	$1,158.30	$827.36
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	$1,158.30	$827.36
	MAV Fixed (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	$1,158.30	$827.36
	MAV Fixed (Interest Only) - Investment	$1,158.30	$827.36
	Extra Variable (Lifetime Discount) (Interest Only) - Investment	$1,158.30	$827.36
	MAV Fixed (P & I) - Owner Occupied	$1,158.30	$827.36
	MAV Interest In Advance Fixed - Investment	$1,158.30	$827.36
	MAV Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	MAV Fixed (P & I) - Investment	$1,158.30	$827.36
	MAV Variable (Construction) (P & I) - Owner Occupied	$1,158.30	$827.36
	MAV Variable (P & I) - Investment	$1,158.30	$827.36
	Standard Interest in Advance Fixed - Investment	$1,158.30	$827.36
	Standard Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Fixed (P & I) - Investment	$1,158.30	$827.36
	Standard Fixed (Interest Only) - Investment	$1,158.30	$827.36
	Standard Variable (Interest Only) - Investment	$1,158.30	$827.36
	Standard Fixed (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Standard Variable (Construction) (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Variable (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Standard Fixed (P & I) - Owner Occupied	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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