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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Mortgage Plus Fixed (P & I) - Investment	4.39	4.74	6.85	0	6.44	6.84	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	4.29	4.64	6.85	0	6.14	6.54	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Variable (P & I) - Owner Occupied	4.04	4.40	6.85	0	-	-	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	4.29	4.64	6.85	0	-	-	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	4.64	4.99	6.85	0	6.44	6.84	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Variable (P & I) - Investment	4.39	4.74	6.85	0	-	-	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Investment	4.64	4.99	6.85	0	-	-	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Fixed (P & I) - Owner Occupied	4.04	4.40	6.85	0	6.14	6.54	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Variable (Interest Only) - Investment	4.69	5.04	6.85	0	-	-	-	2,621.04	$-399,750	$1,158
	Mortgage Plus Fixed (Interest Only) - Investment	4.69	5.04	6.85	0	6.39	6.79	-	2,621.04	$-399,750	$1,158
	Standard Variable (P & I) - Investment	4.39	4.53	6.85	0	-	-	-	2,621.04	$-399,351	$1,158
	Standard Fixed (P & I) - Owner Occupied	4.04	4.18	6.85	0	6.14	6.54	-	2,621.04	$-399,351	$1,158
	Basic Variable (P & I) - Owner Occupied	3.74	3.78	6.63	0	-	-	-	2,562.57	$-399,351	$1,158
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	4.64	4.78	6.85	0	6.44	6.84	-	2,621.04	$-399,351	$1,158
	Basic Variable (P & I) - Investment	3.96	4.00	6.63	0	-	-	-	2,562.57	$-399,351	$1,158
	Standard Fixed (P & I) - Investment	4.39	4.53	6.85	0	6.44	6.84	-	2,621.04	$-399,351	$1,158
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	4.29	4.43	6.85	0	6.14	6.54	-	2,621.04	$-399,351	$1,158
	Basic Variable (Interest Only) - Investment	4.33	4.37	6.63	0	-	-	-	2,562.57	$-399,351	$1,158
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Investment	4.21	4.25	6.63	0	-	-	-	2,562.57	$-399,351	$1,158
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Investment	4.64	4.78	6.85	0	-	-	-	2,621.04	$-399,351	$1,158
	Standard Variable (P & I) - Owner Occupied	4.04	4.18	6.85	0	-	-	-	2,621.04	$-399,351	$1,158
	Standard Variable (Interest Only) - Investment	4.69	4.83	6.85	0	-	-	-	2,621.04	$-399,351	$1,158
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	3.99	4.03	6.63	0	-	-	-	2,562.57	$-399,351	$1,158
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	4.29	4.43	6.85	0	-	-	-	2,621.04	$-399,351	$1,158
	Standard Fixed (Interest Only) - Investment	4.69	4.83	6.85	0	6.39	6.79	-	2,621.04	$-399,351	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Mortgage Plus Fixed (P & I) - Investment		0.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Mortgage Plus Variable (P & I) - Owner Occupied		0.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment		0.00
	Mortgage Plus Variable (P & I) - Investment		0.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Investment		0.00
	Mortgage Plus Fixed (P & I) - Owner Occupied		0.00
	Mortgage Plus Variable (Interest Only) - Investment		0.00
	Mortgage Plus Fixed (Interest Only) - Investment		0.00
	Standard Variable (P & I) - Investment		0.00
	Standard Fixed (P & I) - Owner Occupied		0.00
	Basic Variable (P & I) - Owner Occupied		0.00
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Investment		0.00
	Basic Variable (P & I) - Investment		0.00
	Standard Fixed (P & I) - Investment		0.00
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Basic Variable (Interest Only) - Investment		0.00
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Investment		0.00
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Investment		0.00
	Standard Variable (P & I) - Owner Occupied		0.00
	Standard Variable (Interest Only) - Investment		0.00
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Standard Fixed (Interest Only) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Mortgage Plus Fixed (P & I) - Investment	250.00	350.00	0.00	350.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	250.00	350.00	0.00	350.00
	Mortgage Plus Variable (P & I) - Owner Occupied	250.00	350.00	0.00	350.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	250.00	350.00	0.00	350.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	250.00	350.00	0.00	350.00
	Mortgage Plus Variable (P & I) - Investment	250.00	350.00	0.00	350.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Investment	250.00	350.00	0.00	350.00
	Mortgage Plus Fixed (P & I) - Owner Occupied	250.00	350.00	0.00	350.00
	Mortgage Plus Variable (Interest Only) - Investment	250.00	350.00	0.00	350.00
	Mortgage Plus Fixed (Interest Only) - Investment	250.00	350.00	0.00	350.00
	Standard Variable (P & I) - Investment	649.00	0.00	8.00	350.00
	Standard Fixed (P & I) - Owner Occupied	649.00	0.00	8.00	350.00
	Basic Variable (P & I) - Owner Occupied	649.00	0.00	0.00	350.00
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	649.00	0.00	8.00	350.00
	Basic Variable (P & I) - Investment	649.00	0.00	0.00	350.00
	Standard Fixed (P & I) - Investment	649.00	0.00	8.00	350.00
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	649.00	0.00	8.00	350.00
	Basic Variable (Interest Only) - Investment	649.00	0.00	0.00	350.00
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Investment	649.00	0.00	0.00	350.00
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Investment	649.00	0.00	8.00	350.00
	Standard Variable (P & I) - Owner Occupied	649.00	0.00	8.00	350.00
	Standard Variable (Interest Only) - Investment	649.00	0.00	8.00	350.00
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	649.00	0.00	0.00	350.00
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	649.00	0.00	8.00	350.00
	Standard Fixed (Interest Only) - Investment	649.00	0.00	8.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Mortgage Plus Fixed (P & I) - Investment	350000	30	80
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Mortgage Plus Variable (P & I) - Owner Occupied	350000	30	90
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	350000	30	85
	Mortgage Plus Variable (P & I) - Investment	350000	30	80
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Investment	350000	30	85
	Mortgage Plus Fixed (P & I) - Owner Occupied	350000	30	80
	Mortgage Plus Variable (Interest Only) - Investment	350000	30	80
	Mortgage Plus Fixed (Interest Only) - Investment	350000	30	80
	Standard Variable (P & I) - Investment	350000	30	90
	Standard Fixed (P & I) - Owner Occupied	350000	30	80
	Basic Variable (P & I) - Owner Occupied	350000	30	90
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	350000	30	85
	Basic Variable (P & I) - Investment	350000	30	80
	Standard Fixed (P & I) - Investment	350000	30	80
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Basic Variable (Interest Only) - Investment	350000	30	80
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Investment	350000	30	85
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Investment	350000	30	85
	Standard Variable (P & I) - Owner Occupied	350000	30	80
	Standard Variable (Interest Only) - Investment	350000	30	80
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Standard Fixed (Interest Only) - Investment	350000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Mortgage Plus Fixed (P & I) - Investment	$1,158.30	$827.36
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Mortgage Plus Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	$1,158.30	$827.36
	Mortgage Plus Variable (P & I) - Investment	$1,158.30	$827.36
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Investment	$1,158.30	$827.36
	Mortgage Plus Fixed (P & I) - Owner Occupied	$1,158.30	$827.36
	Mortgage Plus Variable (Interest Only) - Investment	$1,158.30	$827.36
	Mortgage Plus Fixed (Interest Only) - Investment	$1,158.30	$827.36
	Standard Variable (P & I) - Investment	$1,158.30	$827.36
	Standard Fixed (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Investment	$1,158.30	$827.36
	Basic Variable (P & I) - Investment	$1,158.30	$827.36
	Standard Fixed (P & I) - Investment	$1,158.30	$827.36
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable (Interest Only) - Investment	$1,158.30	$827.36
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Investment	$1,158.30	$827.36
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Investment	$1,158.30	$827.36
	Standard Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Variable (Interest Only) - Investment	$1,158.30	$827.36
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Fixed (Interest Only) - Investment	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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