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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Premium Package Home Loan Variable Special (P & I) - Investment	5.47	5.74	5.47	0	-	-	-	0.00	$0	$0
	Premium Package Home Loan Fixed (Interest Only) - Owner Occupied	4.00	4.29	4.00	0	5.14	5.54	-	0.00	$0	$0
	Premium Package Home Loan Fixed (P & I) - Investment	4.36	4.65	4.36	0	4.79	5.24	-	0.00	$0	$0
	Premium Package Home Loan Fixed (P & I) - Owner Occupied	4.00	4.29	4.00	0	4.69	5.14	-	0.00	$0	$0
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	4.72	5.00	4.72	0	-	-	-	0.00	$0	$0
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	5.54	5.81	5.54	0	-	-	-	0.00	$0	$0
	Premium Package Home Loan Variable Special (Interest Only) - Investment	5.95	6.21	5.95	0	-	-	-	0.00	$0	$0
	Premium Package Home Loan Fixed (Interest Only) - Investment	4.36	4.65	4.36	0	4.94	5.44	-	0.00	$0	$0
	Green Home Loan (P&I) - Owner Occupied	3.14	3.48	3.14	0	-	-	-	0.00	$475	$0
	Low Rate Essentials Variable Special (Interest Only) - Owner Occupied	5.91	5.94	5.91	0	-	-	-	0.00	$475	$0
	Green Home Loan (Interest Only) - Owner Occupied	3.34	3.67	3.34	0	-	-	-	0.00	$475	$0
	Green Plus Home Loan (Interest Only) - Owner Occupied	3.19	3.53	3.19	0	-	-	-	0.00	$475	$0
	Green Plus Home Loan (P&I) - Owner Occupied	2.99	3.33	2.99	0	-	-	-	0.00	$475	$0
	Low Rate Essentials Variable Special (P & I) - Investment	5.47	5.50	5.47	0	-	-	-	0.00	$475	$0
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	4.68	4.71	4.68	0	-	-	-	0.00	$475	$0
	Low Rate Essentials Variable Special (Interest Only) - Investment	6.43	6.46	6.43	0	-	-	-	0.00	$475	$0
	Construction Loan Variable - Owner Occupied	4.23	4.29	4.23	0	-	-	-	0.00	$1,000	$0
	EquitiSmart Line of Credit - Owner Occupied	5.90	5.97	5.90	0	-	-	-	0.00	$1,000	$0
	EquitiSmart Line of Credit - Investment	6.42	6.49	6.42	0	-	-	-	0.00	$1,000	$0
	Standard Home Loan Variable (P & I) - Investment	6.18	6.25	6.18	0	-	-	-	0.00	$1,000	$0
	Standard Home Loan Variable (Interest Only) - Investment	6.61	6.68	6.61	0	-	-	-	0.00	$1,000	$0
	Standard Home Loan Variable (P & I) - Owner Occupied	5.43	5.50	5.43	0	-	-	-	0.00	$1,000	$0
	Standard Home Loan Variable (Interest Only) - Owner Occupied	6.25	6.32	6.25	0	-	-	-	0.00	$1,000	$0
	Standard Home Loan Fixed (P & I) - Owner Occupied	5.43	5.50	5.43	0	4.89	5.39	-	0.00	$1,000	$0
	Construction Loan Variable - Investment	6.18	6.25	6.18	0	-	-	-	0.00	$1,000	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Premium Package Home Loan Variable Special (P & I) - Investment		0.00
	Premium Package Home Loan Fixed (Interest Only) - Owner Occupied		0.00
	Premium Package Home Loan Fixed (P & I) - Investment		0.00
	Premium Package Home Loan Fixed (P & I) - Owner Occupied		0.00
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied		0.00
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied		0.00
	Premium Package Home Loan Variable Special (Interest Only) - Investment		0.00
	Premium Package Home Loan Fixed (Interest Only) - Investment		0.00
	Green Home Loan (P&I) - Owner Occupied		0.00
	Low Rate Essentials Variable Special (Interest Only) - Owner Occupied		0.00
	Green Home Loan (Interest Only) - Owner Occupied		0.00
	Green Plus Home Loan (Interest Only) - Owner Occupied		0.00
	Green Plus Home Loan (P&I) - Owner Occupied		0.00
	Low Rate Essentials Variable Special (P & I) - Investment		0.00
	Low Rate Essentials Variable Special (P & I) - Owner Occupied		0.00
	Low Rate Essentials Variable Special (Interest Only) - Investment		0.00
	Construction Loan Variable - Owner Occupied		0.00
	EquitiSmart Line of Credit - Owner Occupied		0.00
	EquitiSmart Line of Credit - Investment		0.00
	Standard Home Loan Variable (P & I) - Investment		0.00
	Standard Home Loan Variable (Interest Only) - Investment		0.00
	Standard Home Loan Variable (P & I) - Owner Occupied		0.00
	Standard Home Loan Variable (Interest Only) - Owner Occupied		0.00
	Standard Home Loan Fixed (P & I) - Owner Occupied		0.00
	Construction Loan Variable - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Premium Package Home Loan Variable Special (P & I) - Investment	0.00	299.00	0.00	300.00
	Premium Package Home Loan Fixed (Interest Only) - Owner Occupied	0.00	299.00	0.00	300.00
	Premium Package Home Loan Fixed (P & I) - Investment	0.00	299.00	0.00	300.00
	Premium Package Home Loan Fixed (P & I) - Owner Occupied	0.00	299.00	0.00	300.00
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	0.00	299.00	0.00	300.00
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	0.00	299.00	0.00	300.00
	Premium Package Home Loan Variable Special (Interest Only) - Investment	0.00	299.00	0.00	300.00
	Premium Package Home Loan Fixed (Interest Only) - Investment	0.00	299.00	0.00	300.00
	Green Home Loan (P&I) - Owner Occupied	475.00	299.00	0.00	300.00
	Low Rate Essentials Variable Special (Interest Only) - Owner Occupied	475.00	0.00	0.00	300.00
	Green Home Loan (Interest Only) - Owner Occupied	475.00	299.00	0.00	300.00
	Green Plus Home Loan (Interest Only) - Owner Occupied	475.00	299.00	0.00	300.00
	Green Plus Home Loan (P&I) - Owner Occupied	475.00	299.00	0.00	300.00
	Low Rate Essentials Variable Special (P & I) - Investment	475.00	0.00	0.00	300.00
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	475.00	0.00	0.00	300.00
	Low Rate Essentials Variable Special (Interest Only) - Investment	475.00	0.00	0.00	300.00
	Construction Loan Variable - Owner Occupied	1,000.00	0.00	0.00	300.00
	EquitiSmart Line of Credit - Owner Occupied	1,000.00	0.00	0.00	300.00
	EquitiSmart Line of Credit - Investment	1,000.00	0.00	0.00	300.00
	Standard Home Loan Variable (P & I) - Investment	1,000.00	0.00	0.00	300.00
	Standard Home Loan Variable (Interest Only) - Investment	1,000.00	0.00	0.00	300.00
	Standard Home Loan Variable (P & I) - Owner Occupied	1,000.00	0.00	0.00	300.00
	Standard Home Loan Variable (Interest Only) - Owner Occupied	1,000.00	0.00	0.00	300.00
	Standard Home Loan Fixed (P & I) - Owner Occupied	1,000.00	0.00	0.00	300.00
	Construction Loan Variable - Investment	1,000.00	0.00	0.00	300.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Premium Package Home Loan Variable Special (P & I) - Investment	150000	30	85
	Premium Package Home Loan Fixed (Interest Only) - Owner Occupied	150000	30
	Premium Package Home Loan Fixed (P & I) - Investment	150000	30
	Premium Package Home Loan Fixed (P & I) - Owner Occupied	150000	30
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	150000	30	95
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	150000	30	80
	Premium Package Home Loan Variable Special (Interest Only) - Investment	150000	30	80
	Premium Package Home Loan Fixed (Interest Only) - Investment	150000	30
	Green Home Loan (P&I) - Owner Occupied	250000	30	80
	Low Rate Essentials Variable Special (Interest Only) - Owner Occupied	50000	30	90
	Green Home Loan (Interest Only) - Owner Occupied	250000	30	80
	Green Plus Home Loan (Interest Only) - Owner Occupied	250000	30	80
	Green Plus Home Loan (P&I) - Owner Occupied	250000	30	80
	Low Rate Essentials Variable Special (P & I) - Investment	50000	30	80
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	50000	30	95
	Low Rate Essentials Variable Special (Interest Only) - Investment	50000	30	80
	Construction Loan Variable - Owner Occupied	50000	30
	EquitiSmart Line of Credit - Owner Occupied	20000	30
	EquitiSmart Line of Credit - Investment	20000	30
	Standard Home Loan Variable (P & I) - Investment	20000	30
	Standard Home Loan Variable (Interest Only) - Investment	20000	30
	Standard Home Loan Variable (P & I) - Owner Occupied	20000	30
	Standard Home Loan Variable (Interest Only) - Owner Occupied	20000	30
	Standard Home Loan Fixed (P & I) - Owner Occupied	50000	30
	Construction Loan Variable - Investment	50000	30
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Premium Package Home Loan Variable Special (P & I) - Investment	$0.00	$0.00
	Premium Package Home Loan Fixed (Interest Only) - Owner Occupied	$0.00	$0.00
	Premium Package Home Loan Fixed (P & I) - Investment	$0.00	$0.00
	Premium Package Home Loan Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	$0.00	$0.00
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	$0.00	$0.00
	Premium Package Home Loan Variable Special (Interest Only) - Investment	$0.00	$0.00
	Premium Package Home Loan Fixed (Interest Only) - Investment	$0.00	$0.00
	Green Home Loan (P&I) - Owner Occupied	$0.00	$0.00
	Low Rate Essentials Variable Special (Interest Only) - Owner Occupied	$0.00	$0.00
	Green Home Loan (Interest Only) - Owner Occupied	$0.00	$0.00
	Green Plus Home Loan (Interest Only) - Owner Occupied	$0.00	$0.00
	Green Plus Home Loan (P&I) - Owner Occupied	$0.00	$0.00
	Low Rate Essentials Variable Special (P & I) - Investment	$0.00	$0.00
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	$0.00	$0.00
	Low Rate Essentials Variable Special (Interest Only) - Investment	$0.00	$0.00
	Construction Loan Variable - Owner Occupied	$0.00	$0.00
	EquitiSmart Line of Credit - Owner Occupied	$0.00	$0.00
	EquitiSmart Line of Credit - Investment	$0.00	$0.00
	Standard Home Loan Variable (P & I) - Investment	$0.00	$0.00
	Standard Home Loan Variable (Interest Only) - Investment	$0.00	$0.00
	Standard Home Loan Variable (P & I) - Owner Occupied	$0.00	$0.00
	Standard Home Loan Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Standard Home Loan Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Construction Loan Variable - Investment	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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