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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Standard Variable (Existing Customers Only) (Interest Only) - Investment	9.04	9.16	9.04	0	-	-	-	3,230.01	$-399,490	$980
	Home Advantage Variable (Existing Customers Only) (P & I) - Investment	6.04	6.38	9.04	0	-	-	-	3,230.01	$-399,490	$980
	Discount Variable (Existing Customers Only) (P & I) - Investment	5.89	5.93	8.49	0	-	-	-	3,072.82	$-399,490	$980
	Discount Variable (Existing Customers Only) (Interest Only) - Investment	6.19	6.23	8.49	0	-	-	-	3,072.82	$-399,490	$980
	Home Advantage Variable (Existing Customers Only) (Interest Only) - Investment	6.34	6.68	9.04	0	-	-	-	3,230.01	$-399,490	$980
	Home Advantage Fixed (Existing Customers Only) (P & I) - Investment	6.04	6.38	9.04	0	5.69	5.69	-	3,230.01	$-399,490	$980
	Standard Variable (Existing Customers Only) (P & I) - Owner Occupied	8.49	8.61	8.49	0	-	-	-	3,072.82	$-399,490	$980
	Home Advantage Fixed (Existing Customers Only) (P & I) - Owner Occupied	5.89	6.23	8.49	0	5.49	5.49	-	3,072.82	$-399,490	$980
	Discount Variable (Existing Customers Only) (P & I) - Owner Occupied	5.74	5.78	7.94	0	-	-	-	2,918.34	$-399,490	$980
	Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment	6.34	6.68	9.04	0	5.89	5.89	-	3,230.01	$-399,490	$980
	Home Advantage Variable (Existing Customers Only) (P & I) - Owner Occupied	5.89	6.23	8.49	0	-	-	-	3,072.82	$-399,490	$980
	Standard Variable (Existing Customers Only) (P & I) - Investment	9.04	9.16	9.04	0	-	-	-	3,230.01	$-399,490	$980
	Standard Fixed (Existing Customers Only) (P & I) - Owner Occupied	8.49	8.66	8.49	0	5.49	5.49	-	3,072.82	$-398,890	$980
	Standard Fixed (Existing Customers Only) (P & I) - Investment	9.04	9.21	9.04	0	5.69	5.69	-	3,230.01	$-398,890	$980
	Standard Fixed (Existing Customers Only) (Interest Only) - Investment	9.04	9.21	9.04	0	5.89	5.89	-	3,230.01	$-398,890	$980
	Bridging Loan (Existing Customers Only) (Interest Only) - Owner Occupied/Investment	9.29	9.44	9.29	0	-	-	-	3,302.30	$-398,260	$980
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Standard Variable (Existing Customers Only) (Interest Only) - Investment		0.00
	Home Advantage Variable (Existing Customers Only) (P & I) - Investment		0.00
	Discount Variable (Existing Customers Only) (P & I) - Investment		0.00
	Discount Variable (Existing Customers Only) (Interest Only) - Investment		0.00
	Home Advantage Variable (Existing Customers Only) (Interest Only) - Investment		0.00
	Home Advantage Fixed (Existing Customers Only) (P & I) - Investment		0.00
	Standard Variable (Existing Customers Only) (P & I) - Owner Occupied		0.00
	Home Advantage Fixed (Existing Customers Only) (P & I) - Owner Occupied		0.00
	Discount Variable (Existing Customers Only) (P & I) - Owner Occupied		0.00
	Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment		0.00
	Home Advantage Variable (Existing Customers Only) (P & I) - Owner Occupied		0.00
	Standard Variable (Existing Customers Only) (P & I) - Investment		0.00
	Standard Fixed (Existing Customers Only) (P & I) - Owner Occupied		0.00
	Standard Fixed (Existing Customers Only) (P & I) - Investment		0.00
	Standard Fixed (Existing Customers Only) (Interest Only) - Investment		0.00
	Bridging Loan (Existing Customers Only) (Interest Only) - Owner Occupied/Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Standard Variable (Existing Customers Only) (Interest Only) - Investment	510.00	0.00	8.00	345.00
	Home Advantage Variable (Existing Customers Only) (P & I) - Investment	510.00	350.00	0.00	345.00
	Discount Variable (Existing Customers Only) (P & I) - Investment	510.00	0.00	0.00	345.00
	Discount Variable (Existing Customers Only) (Interest Only) - Investment	510.00	0.00	0.00	345.00
	Home Advantage Variable (Existing Customers Only) (Interest Only) - Investment	510.00	350.00	0.00	345.00
	Home Advantage Fixed (Existing Customers Only) (P & I) - Investment	510.00	350.00	0.00	345.00
	Standard Variable (Existing Customers Only) (P & I) - Owner Occupied	510.00	0.00	8.00	345.00
	Home Advantage Fixed (Existing Customers Only) (P & I) - Owner Occupied	510.00	350.00	0.00	345.00
	Discount Variable (Existing Customers Only) (P & I) - Owner Occupied	510.00	0.00	0.00	345.00
	Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment	510.00	350.00	0.00	345.00
	Home Advantage Variable (Existing Customers Only) (P & I) - Owner Occupied	510.00	350.00	0.00	345.00
	Standard Variable (Existing Customers Only) (P & I) - Investment	510.00	0.00	8.00	345.00
	Standard Fixed (Existing Customers Only) (P & I) - Owner Occupied	1,110.00	0.00	8.00	345.00
	Standard Fixed (Existing Customers Only) (P & I) - Investment	1,110.00	0.00	8.00	345.00
	Standard Fixed (Existing Customers Only) (Interest Only) - Investment	1,110.00	0.00	8.00	345.00
	Bridging Loan (Existing Customers Only) (Interest Only) - Owner Occupied/Investment	1,740.00	0.00	0.00	345.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Standard Variable (Existing Customers Only) (Interest Only) - Investment	20000	30	90
	Home Advantage Variable (Existing Customers Only) (P & I) - Investment	150000	30	70
	Discount Variable (Existing Customers Only) (P & I) - Investment	150000	30	90
	Discount Variable (Existing Customers Only) (Interest Only) - Investment	150000	30	70
	Home Advantage Variable (Existing Customers Only) (Interest Only) - Investment	150000	30	70
	Home Advantage Fixed (Existing Customers Only) (P & I) - Investment	150000	30	90
	Standard Variable (Existing Customers Only) (P & I) - Owner Occupied	20000	30	95
	Home Advantage Fixed (Existing Customers Only) (P & I) - Owner Occupied	150000	30	90
	Discount Variable (Existing Customers Only) (P & I) - Owner Occupied	150000	30	80
	Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment	150000	30	90
	Home Advantage Variable (Existing Customers Only) (P & I) - Owner Occupied	150000	30	95
	Standard Variable (Existing Customers Only) (P & I) - Investment	20000	30	90
	Standard Fixed (Existing Customers Only) (P & I) - Owner Occupied	20000	30	90
	Standard Fixed (Existing Customers Only) (P & I) - Investment	20000	30	90
	Standard Fixed (Existing Customers Only) (Interest Only) - Investment	20000	30	90
	Bridging Loan (Existing Customers Only) (Interest Only) - Owner Occupied/Investment	20000	1	72
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Standard Variable (Existing Customers Only) (Interest Only) - Investment	$980.10	$700.07
	Home Advantage Variable (Existing Customers Only) (P & I) - Investment	$980.10	$700.07
	Discount Variable (Existing Customers Only) (P & I) - Investment	$980.10	$700.07
	Discount Variable (Existing Customers Only) (Interest Only) - Investment	$980.10	$700.07
	Home Advantage Variable (Existing Customers Only) (Interest Only) - Investment	$980.10	$700.07
	Home Advantage Fixed (Existing Customers Only) (P & I) - Investment	$980.10	$700.07
	Standard Variable (Existing Customers Only) (P & I) - Owner Occupied	$980.10	$700.07
	Home Advantage Fixed (Existing Customers Only) (P & I) - Owner Occupied	$980.10	$700.07
	Discount Variable (Existing Customers Only) (P & I) - Owner Occupied	$980.10	$700.07
	Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment	$980.10	$700.07
	Home Advantage Variable (Existing Customers Only) (P & I) - Owner Occupied	$980.10	$700.07
	Standard Variable (Existing Customers Only) (P & I) - Investment	$980.10	$700.07
	Standard Fixed (Existing Customers Only) (P & I) - Owner Occupied	$980.10	$700.07
	Standard Fixed (Existing Customers Only) (P & I) - Investment	$980.10	$700.07
	Standard Fixed (Existing Customers Only) (Interest Only) - Investment	$980.10	$700.07
	Bridging Loan (Existing Customers Only) (Interest Only) - Owner Occupied/Investment	$980.10	$700.07
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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