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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	NAB Choice Package Variable Special (Interest Only in Arrears) - Owner Occupied	5.74	6.09	5.74	0	-	-	-	0.00	$0	$0
	NAB Choice Package Variable Special (Interest Only in Arrears) - Investment	6.07	6.41	6.07	0	-	-	-	0.00	$0	$0
	Base Home Loan Variable Special(P & I) - Investment	5.66	5.66	5.66	0	-	-	-	0.00	$0	$0
	NAB Choice Package Variable (Interest Only) - Owner Occupied	5.74	6.09	5.74	0	-	-	-	0.00	$0	$0
	NAB Choice Package Fixed (Interest Only) - Owner Occupied	5.74	6.09	5.74	0	5.79	6.09	6.59	0.00	$0	$0
	NAB Choice Package Fixed (P & I) - Investment	5.87	6.22	5.87	0	5.49	5.99	6.29	0.00	$0	$0
	NAB Choice Package Variable Special (P & I) - Investment	5.87	6.22	5.87	0	-	-	-	0.00	$0	$0
	NAB Choice Package Variable (Interest Only) - Investment	6.07	6.41	6.07	0	-	-	-	0.00	$0	$0
	Base Home Loan Variable Special (P & I) - Owner Occupied	5.14	5.14	5.14	0	-	-	-	0.00	$0	$0
	NAB Choice Package Variable (Construction) - Owner Occupied	5.74	6.09	5.74	0	-	-	-	0.00	$0	$0
	Base Home Loan Variable Special (Interest Only) - Investment	5.51	5.51	5.51	0	-	-	-	0.00	$0	$0
	NAB Choice Package Variable (P & I) - Investment	5.87	6.22	5.87	0	-	-	-	0.00	$0	$0
	NAB Choice Package Fixed (Interest in Advance) - Investment	6.07	6.41	6.07	0	5.59	5.89	6.39	0.00	$0	$0
	Base Home Loan Variable (P & I) - Investment	5.66	5.66	5.66	0	-	-	-	0.00	$0	$0
	NAB Choice Package Variable (Construction) - Investment	6.07	6.41	6.07	0	-	-	-	0.00	$0	$0
	NAB Choice Package Variable Special (P & I) - Owner Occupied	5.27	5.63	5.27	0	-	-	-	0.00	$0	$0
	NAB Choice Package Fixed (Interest in Advance) - Owner Occupied	5.74	6.09	5.74	0	5.69	5.99	6.49	0.00	$0	$0
	Base Home Loan Variable (Interest Only) - Investment	5.51	5.51	5.51	0	-	-	-	0.00	$0	$0
	Flexiplus Line of Credit (Choice Package) - Owner Occupied/Investment	5.71	6.06	5.71	0	-	-	-	0.00	$0	$0
	Base Home Loan Variable (P & I) - Owner Occupied	5.14	5.14	5.14	0	-	-	-	0.00	$0	$0
	NAB Choice Package Fixed (P & I) - Owner Occupied	5.27	5.63	5.27	0	2.09	2.09	2.79	0.00	$0	$0
	NAB Choice Package Variable (P & I) - Owner Occupied	5.27	5.63	5.27	0	-	-	-	0.00	$0	$0
	NAB Choice Package Fixed (Interest Only) - Investment	6.07	6.41	6.07	0	5.69	5.99	6.49	0.00	$0	$0
	Base Home Loan Variable (Interest Only) - Owner Occupied	5.18	5.18	5.18	0	-	-	-	0.00	$0	$0
	Tailored Home Loan Variable (Interest Only) - Owner Occupied	5.84	5.97	5.84	0	-	-	-	0.00	$600	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	NAB Choice Package Variable Special (Interest Only in Arrears) - Owner Occupied		0.00
	NAB Choice Package Variable Special (Interest Only in Arrears) - Investment		0.00
	Base Home Loan Variable Special(P & I) - Investment		0.00
	NAB Choice Package Variable (Interest Only) - Owner Occupied		0.00
	NAB Choice Package Fixed (Interest Only) - Owner Occupied		0.00
	NAB Choice Package Fixed (P & I) - Investment		0.00
	NAB Choice Package Variable Special (P & I) - Investment		0.00
	NAB Choice Package Variable (Interest Only) - Investment		0.00
	Base Home Loan Variable Special (P & I) - Owner Occupied		0.00
	NAB Choice Package Variable (Construction) - Owner Occupied		0.00
	Base Home Loan Variable Special (Interest Only) - Investment		0.00
	NAB Choice Package Variable (P & I) - Investment		0.00
	NAB Choice Package Fixed (Interest in Advance) - Investment		0.00
	Base Home Loan Variable (P & I) - Investment		0.00
	NAB Choice Package Variable (Construction) - Investment		0.00
	NAB Choice Package Variable Special (P & I) - Owner Occupied		0.00
	NAB Choice Package Fixed (Interest in Advance) - Owner Occupied		0.00
	Base Home Loan Variable (Interest Only) - Investment		0.00
	Flexiplus Line of Credit (Choice Package) - Owner Occupied/Investment		0.00
	Base Home Loan Variable (P & I) - Owner Occupied		0.00
	NAB Choice Package Fixed (P & I) - Owner Occupied		0.00
	NAB Choice Package Variable (P & I) - Owner Occupied		0.00
	NAB Choice Package Fixed (Interest Only) - Investment		0.00
	Base Home Loan Variable (Interest Only) - Owner Occupied		0.00
	Tailored Home Loan Variable (Interest Only) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	NAB Choice Package Variable Special (Interest Only in Arrears) - Owner Occupied	0.00	395.00	0.00	350.00
	NAB Choice Package Variable Special (Interest Only in Arrears) - Investment	0.00	395.00	0.00	350.00
	Base Home Loan Variable Special(P & I) - Investment	0.00	0.00	0.00	350.00
	NAB Choice Package Variable (Interest Only) - Owner Occupied	0.00	395.00	0.00	350.00
	NAB Choice Package Fixed (Interest Only) - Owner Occupied	0.00	395.00	0.00	350.00
	NAB Choice Package Fixed (P & I) - Investment	0.00	395.00	0.00	350.00
	NAB Choice Package Variable Special (P & I) - Investment	0.00	395.00	0.00	350.00
	NAB Choice Package Variable (Interest Only) - Investment	0.00	395.00	0.00	350.00
	Base Home Loan Variable Special (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	NAB Choice Package Variable (Construction) - Owner Occupied	0.00	395.00	0.00	350.00
	Base Home Loan Variable Special (Interest Only) - Investment	0.00	0.00	0.00	350.00
	NAB Choice Package Variable (P & I) - Investment	0.00	395.00	0.00	350.00
	NAB Choice Package Fixed (Interest in Advance) - Investment	0.00	395.00	0.00	350.00
	Base Home Loan Variable (P & I) - Investment	0.00	0.00	0.00	350.00
	NAB Choice Package Variable (Construction) - Investment	0.00	395.00	0.00	350.00
	NAB Choice Package Variable Special (P & I) - Owner Occupied	0.00	395.00	0.00	350.00
	NAB Choice Package Fixed (Interest in Advance) - Owner Occupied	0.00	395.00	0.00	350.00
	Base Home Loan Variable (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Flexiplus Line of Credit (Choice Package) - Owner Occupied/Investment	0.00	395.00	0.00	350.00
	Base Home Loan Variable (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	NAB Choice Package Fixed (P & I) - Owner Occupied	0.00	395.00	0.00	350.00
	NAB Choice Package Variable (P & I) - Owner Occupied	0.00	395.00	0.00	350.00
	NAB Choice Package Fixed (Interest Only) - Investment	0.00	395.00	0.00	350.00
	Base Home Loan Variable (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Tailored Home Loan Variable (Interest Only) - Owner Occupied	600.00	0.00	8.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	NAB Choice Package Variable Special (Interest Only in Arrears) - Owner Occupied	250000	30	70
	NAB Choice Package Variable Special (Interest Only in Arrears) - Investment	250000	30	70
	Base Home Loan Variable Special(P & I) - Investment	20000	30	90
	NAB Choice Package Variable (Interest Only) - Owner Occupied	150000	30	80
	NAB Choice Package Fixed (Interest Only) - Owner Occupied	150000	30	80
	NAB Choice Package Fixed (P & I) - Investment	150000	30	90
	NAB Choice Package Variable Special (P & I) - Investment	250000	30	70
	NAB Choice Package Variable (Interest Only) - Investment	150000	30	90
	Base Home Loan Variable Special (P & I) - Owner Occupied	20000	30	95
	NAB Choice Package Variable (Construction) - Owner Occupied	150000	30	90
	Base Home Loan Variable Special (Interest Only) - Investment	20000	30	80
	NAB Choice Package Variable (P & I) - Investment	150000	30	90
	NAB Choice Package Fixed (Interest in Advance) - Investment	150000	30	80
	Base Home Loan Variable (P & I) - Investment	20000	30	90
	NAB Choice Package Variable (Construction) - Investment	150000	30	90
	NAB Choice Package Variable Special (P & I) - Owner Occupied	250000	30	70
	NAB Choice Package Fixed (Interest in Advance) - Owner Occupied	150000	30	80
	Base Home Loan Variable (Interest Only) - Investment	20000	30	90
	Flexiplus Line of Credit (Choice Package) - Owner Occupied/Investment	150000	30
	Base Home Loan Variable (P & I) - Owner Occupied	20000	30	95
	NAB Choice Package Fixed (P & I) - Owner Occupied	150000	30	95
	NAB Choice Package Variable (P & I) - Owner Occupied	150000	30	95
	NAB Choice Package Fixed (Interest Only) - Investment	150000	30	90
	Base Home Loan Variable (Interest Only) - Owner Occupied	20000	30	80
	Tailored Home Loan Variable (Interest Only) - Owner Occupied	20000	30
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	NAB Choice Package Variable Special (Interest Only in Arrears) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Variable Special (Interest Only in Arrears) - Investment	$0.00	$0.00
	Base Home Loan Variable Special(P & I) - Investment	$0.00	$0.00
	NAB Choice Package Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Fixed (Interest Only) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Fixed (P & I) - Investment	$0.00	$0.00
	NAB Choice Package Variable Special (P & I) - Investment	$0.00	$0.00
	NAB Choice Package Variable (Interest Only) - Investment	$0.00	$0.00
	Base Home Loan Variable Special (P & I) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Variable (Construction) - Owner Occupied	$0.00	$0.00
	Base Home Loan Variable Special (Interest Only) - Investment	$0.00	$0.00
	NAB Choice Package Variable (P & I) - Investment	$0.00	$0.00
	NAB Choice Package Fixed (Interest in Advance) - Investment	$0.00	$0.00
	Base Home Loan Variable (P & I) - Investment	$0.00	$0.00
	NAB Choice Package Variable (Construction) - Investment	$0.00	$0.00
	NAB Choice Package Variable Special (P & I) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Fixed (Interest in Advance) - Owner Occupied	$0.00	$0.00
	Base Home Loan Variable (Interest Only) - Investment	$0.00	$0.00
	Flexiplus Line of Credit (Choice Package) - Owner Occupied/Investment	$0.00	$0.00
	Base Home Loan Variable (P & I) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Fixed (P & I) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Variable (P & I) - Owner Occupied	$0.00	$0.00
	NAB Choice Package Fixed (Interest Only) - Investment	$0.00	$0.00
	Base Home Loan Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Tailored Home Loan Variable (Interest Only) - Owner Occupied	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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