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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Basic Home Loan 3 Year Fixed (P & I) - Investment	5.53	5.55	5.53	0	-	-	-	0.00	$363	$0
	Offset Flyer Home Loan Package 1 Year Fixed (Interest Only) - Investment	5.88	6.12	5.88	0	-	-	-	0.00	$363	$0
	Basic Home Loan 5 Year Fixed (P & I) - Investment	5.53	5.55	5.53	0	-	-	-	0.00	$363	$0
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied	4.82	4.84	4.82	0	-	-	-	0.00	$363	$0
	Offset Home Loan Package 4 Year Fixed (P & I) - Owner Occupied	4.82	5.08	4.82	0	-	-	-	0.00	$363	$0
	Basic Home Loan 1 Year Fixed (P & I) - Investment	5.53	5.55	5.53	0	-	-	-	0.00	$363	$0
	Offset Home Loan Package 5 Year Fixed (Interest Only) - Investment	5.88	6.12	5.88	0	-	-	-	0.00	$363	$0
	Basic Flyer Home Loan 3 Year Fixed (Interest Only) - Investment	5.88	5.91	5.88	0	-	-	-	0.00	$363	$0
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Owner Occupied	4.82	5.08	4.82	0	-	-	-	0.00	$363	$0
	Offset Flyer Home Loan Package 2 Year Fixed (P & I) - Owner Occupied	4.82	5.08	4.82	0	-	-	-	0.00	$363	$0
	Basic Home Loan Variable (Interest Only) - Owner Occupied	5.31	5.33	5.31	0	-	-	-	0.00	$363	$0
	Basic Home Loan 1 Year Fixed (Interest Only) - Owner Occupied	5.31	5.33	5.31	0	-	-	-	0.00	$363	$0
	Offset Home Loan Package Variable (P & I) - Investment	5.53	5.78	5.53	0	-	-	-	0.00	$363	$0
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Investment	5.53	5.55	5.53	0	-	-	-	0.00	$363	$0
	Offset Home Loan Package 5 Year Fixed (P & I) - Investment	5.53	5.78	5.53	0	-	-	-	0.00	$363	$0
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	5.31	5.56	5.31	0	-	-	-	0.00	$363	$0
	Basic Home Loan Variable (Interest Only) - Investment	5.88	5.91	5.88	0	-	-	-	0.00	$363	$0
	Offset Home Loan Package 2 Year Fixed (P & I) - Investment	5.53	5.78	5.53	0	-	-	-	0.00	$363	$0
	Offset Home Loan Package 3 Year Fixed (Interest Only) - Investment	5.88	6.12	5.88	0	-	-	-	0.00	$363	$0
	Basic Flyer Home Loan 5 Year Fixed (P & I) - Owner Occupied	4.82	4.84	4.82	0	-	-	-	0.00	$363	$0
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	4.82	5.08	4.82	0	-	-	-	0.00	$363	$0
	Offset Flyer Home Loan Package 5 Year Fixed (P & I) - Investment	5.53	5.78	5.53	0	-	-	-	0.00	$363	$0
	Offset Flyer Home Loan Package 3 Year Fixed (P & I) - Owner Occupied	4.82	5.08	4.82	0	-	-	-	0.00	$363	$0
	Basic Home Loan 4 Year Fixed (P & I) - Investment	5.53	5.55	5.53	0	-	-	-	0.00	$363	$0
	Basic Flyer Home Loan 5 Year Fixed (Interest Only) - Investment	5.88	5.91	5.88	0	-	-	-	0.00	$363	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Basic Home Loan 3 Year Fixed (P & I) - Investment		0.00
	Offset Flyer Home Loan Package 1 Year Fixed (Interest Only) - Investment		0.00
	Basic Home Loan 5 Year Fixed (P & I) - Investment		0.00
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied		0.00
	Offset Home Loan Package 4 Year Fixed (P & I) - Owner Occupied		0.00
	Basic Home Loan 1 Year Fixed (P & I) - Investment		0.00
	Offset Home Loan Package 5 Year Fixed (Interest Only) - Investment		0.00
	Basic Flyer Home Loan 3 Year Fixed (Interest Only) - Investment		0.00
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Owner Occupied		0.00
	Offset Flyer Home Loan Package 2 Year Fixed (P & I) - Owner Occupied		0.00
	Basic Home Loan Variable (Interest Only) - Owner Occupied		0.00
	Basic Home Loan 1 Year Fixed (Interest Only) - Owner Occupied		0.00
	Offset Home Loan Package Variable (P & I) - Investment		0.00
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Investment		0.00
	Offset Home Loan Package 5 Year Fixed (P & I) - Investment		0.00
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied		0.00
	Basic Home Loan Variable (Interest Only) - Investment		0.00
	Offset Home Loan Package 2 Year Fixed (P & I) - Investment		0.00
	Offset Home Loan Package 3 Year Fixed (Interest Only) - Investment		0.00
	Basic Flyer Home Loan 5 Year Fixed (P & I) - Owner Occupied		0.00
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied		0.00
	Offset Flyer Home Loan Package 5 Year Fixed (P & I) - Investment		0.00
	Offset Flyer Home Loan Package 3 Year Fixed (P & I) - Owner Occupied		0.00
	Basic Home Loan 4 Year Fixed (P & I) - Investment		0.00
	Basic Flyer Home Loan 5 Year Fixed (Interest Only) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Basic Home Loan 3 Year Fixed (P & I) - Investment	363.00	0.00	0.00	400.00
	Offset Flyer Home Loan Package 1 Year Fixed (Interest Only) - Investment	363.00	248.00	0.00	400.00
	Basic Home Loan 5 Year Fixed (P & I) - Investment	363.00	0.00	0.00	400.00
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	Offset Home Loan Package 4 Year Fixed (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Basic Home Loan 1 Year Fixed (P & I) - Investment	363.00	0.00	0.00	400.00
	Offset Home Loan Package 5 Year Fixed (Interest Only) - Investment	363.00	248.00	0.00	400.00
	Basic Flyer Home Loan 3 Year Fixed (Interest Only) - Investment	363.00	0.00	0.00	400.00
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Offset Flyer Home Loan Package 2 Year Fixed (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Basic Home Loan Variable (Interest Only) - Owner Occupied	363.00	0.00	0.00	400.00
	Basic Home Loan 1 Year Fixed (Interest Only) - Owner Occupied	363.00	0.00	0.00	400.00
	Offset Home Loan Package Variable (P & I) - Investment	363.00	248.00	0.00	400.00
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Investment	363.00	0.00	0.00	400.00
	Offset Home Loan Package 5 Year Fixed (P & I) - Investment	363.00	248.00	0.00	400.00
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	363.00	248.00	0.00	400.00
	Basic Home Loan Variable (Interest Only) - Investment	363.00	0.00	0.00	400.00
	Offset Home Loan Package 2 Year Fixed (P & I) - Investment	363.00	248.00	0.00	400.00
	Offset Home Loan Package 3 Year Fixed (Interest Only) - Investment	363.00	248.00	0.00	400.00
	Basic Flyer Home Loan 5 Year Fixed (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Offset Flyer Home Loan Package 5 Year Fixed (P & I) - Investment	363.00	248.00	0.00	400.00
	Offset Flyer Home Loan Package 3 Year Fixed (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Basic Home Loan 4 Year Fixed (P & I) - Investment	363.00	0.00	0.00	400.00
	Basic Flyer Home Loan 5 Year Fixed (Interest Only) - Investment	363.00	0.00	0.00	400.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Basic Home Loan 3 Year Fixed (P & I) - Investment	150000	30	90
	Offset Flyer Home Loan Package 1 Year Fixed (Interest Only) - Investment	150000	30	60
	Basic Home Loan 5 Year Fixed (P & I) - Investment	150000	30	90
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied	150000	30	70
	Offset Home Loan Package 4 Year Fixed (P & I) - Owner Occupied	150000	30	95
	Basic Home Loan 1 Year Fixed (P & I) - Investment	150000	30	90
	Offset Home Loan Package 5 Year Fixed (Interest Only) - Investment	150000	30	80
	Basic Flyer Home Loan 3 Year Fixed (Interest Only) - Investment	150000	30	80
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Owner Occupied	150000	30	95
	Offset Flyer Home Loan Package 2 Year Fixed (P & I) - Owner Occupied	150000	30	95
	Basic Home Loan Variable (Interest Only) - Owner Occupied	150000	30	70
	Basic Home Loan 1 Year Fixed (Interest Only) - Owner Occupied	150000	30	60
	Offset Home Loan Package Variable (P & I) - Investment	150000	30	80
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Investment	150000	30	80
	Offset Home Loan Package 5 Year Fixed (P & I) - Investment	150000	30	80
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	150000	30	70
	Basic Home Loan Variable (Interest Only) - Investment	150000	30	70
	Offset Home Loan Package 2 Year Fixed (P & I) - Investment	150000	30	70
	Offset Home Loan Package 3 Year Fixed (Interest Only) - Investment	150000	30	70
	Basic Flyer Home Loan 5 Year Fixed (P & I) - Owner Occupied	150000	30	60
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	150000	30	70
	Offset Flyer Home Loan Package 5 Year Fixed (P & I) - Investment	150000	30	90
	Offset Flyer Home Loan Package 3 Year Fixed (P & I) - Owner Occupied	150000	30	60
	Basic Home Loan 4 Year Fixed (P & I) - Investment	150000	30	90
	Basic Flyer Home Loan 5 Year Fixed (Interest Only) - Investment	150000	30	60
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Basic Home Loan 3 Year Fixed (P & I) - Investment	$0.00	$0.00
	Offset Flyer Home Loan Package 1 Year Fixed (Interest Only) - Investment	$0.00	$0.00
	Basic Home Loan 5 Year Fixed (P & I) - Investment	$0.00	$0.00
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Offset Home Loan Package 4 Year Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Basic Home Loan 1 Year Fixed (P & I) - Investment	$0.00	$0.00
	Offset Home Loan Package 5 Year Fixed (Interest Only) - Investment	$0.00	$0.00
	Basic Flyer Home Loan 3 Year Fixed (Interest Only) - Investment	$0.00	$0.00
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Offset Flyer Home Loan Package 2 Year Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Basic Home Loan Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Basic Home Loan 1 Year Fixed (Interest Only) - Owner Occupied	$0.00	$0.00
	Offset Home Loan Package Variable (P & I) - Investment	$0.00	$0.00
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Investment	$0.00	$0.00
	Offset Home Loan Package 5 Year Fixed (P & I) - Investment	$0.00	$0.00
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Basic Home Loan Variable (Interest Only) - Investment	$0.00	$0.00
	Offset Home Loan Package 2 Year Fixed (P & I) - Investment	$0.00	$0.00
	Offset Home Loan Package 3 Year Fixed (Interest Only) - Investment	$0.00	$0.00
	Basic Flyer Home Loan 5 Year Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	$0.00	$0.00
	Offset Flyer Home Loan Package 5 Year Fixed (P & I) - Investment	$0.00	$0.00
	Offset Flyer Home Loan Package 3 Year Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Basic Home Loan 4 Year Fixed (P & I) - Investment	$0.00	$0.00
	Basic Flyer Home Loan 5 Year Fixed (Interest Only) - Investment	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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