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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Flexible Home Loan 5 Year Fixed (Member Package) (P & I) - Owner Occupied 8.37 8.70 8.37 0 - - - 0.00 $250 $0
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment 8.67 9.00 8.67 0 - - - 0.00 $250 $0
Flexible Home Loan 3 Year Fixed (Member Package) (Interest Only) - Investment 9.12 9.45 9.12 0 - - - 0.00 $250 $0
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied 8.37 8.70 8.37 0 - - - 0.00 $250 $0
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Investment 8.67 9.00 8.67 0 - - - 0.00 $250 $0
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment 9.12 9.45 9.12 0 - - - 0.00 $250 $0
Flexible Home Loan 4 Year Fixed (Member Package) (P & I) - Owner Occupied 8.37 8.70 8.37 0 - - - 0.00 $250 $0
Flexible Home Loan Fixed (Member Package) (P & I) - Investment 8.67 9.00 8.67 0 5.74 5.74 - 0.00 $250 $0
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied 8.37 8.70 8.37 0 - - - 0.00 $250 $0
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment 8.67 9.00 8.67 0 - - - 0.00 $250 $0
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment 9.12 9.45 9.12 0 - - - 0.00 $250 $0
Flexible Home Loan Fixed (Member Package) (Interest Only) - Investment 9.12 9.45 9.12 0 5.84 5.84 - 0.00 $250 $0
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment 9.12 9.45 9.12 0 - - - 0.00 $250 $0
Flexible Home Loan Fixed (Member Package) (Interest Only) - Owner Occupied 8.87 9.20 8.87 0 6.79 6.59 7.19 0.00 $250 $0
Flexible Home Loan Variable (Member Package) (Interest Only) - Owner Occupied 8.87 9.20 8.87 0 - - - 0.00 $250 $0
Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied 8.37 8.70 8.37 0 - - - 0.00 $250 $0
Flexible Home Loan Variable (Member Package) (P & I) - Investment 8.67 9.00 8.67 0 - - - 0.00 $250 $0
Flexible Home Loan 1 Fixed (Member Package) (P & I) - Owner Occupied 8.37 8.70 8.37 0 - - - 0.00 $250 $0
Basic Home Loan Variable (P & I) - Investment 8.28 8.32 8.28 0 - - - 0.00 $450 $0
Flexible Home Loan 3 Year Fixed (P & I) - Investment 8.87 8.91 8.87 0 - - - 0.00 $450 $0
Basic Home Loan Variable (Interest Only) - Owner Occupied 8.48 8.52 8.48 0 - - - 0.00 $450 $0
Flexible Home Loan 4 Year Fixed (P & I) - Owner Occupied 8.57 8.61 8.57 0 - - - 0.00 $450 $0
Flexible Home Loan Fixed (Interest Only) - Investment 9.32 9.36 9.32 0 5.99 5.99 - 0.00 $450 $0
Basic Home Loan Variable (P & I) - Owner Occupied 7.98 8.02 7.98 0 - - - 0.00 $450 $0
Flexible Home Loan 1 Year Fixed (Interest Only) - Investment 9.32 9.36 9.32 0 - - - 0.00 $450 $0
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Flexible Home Loan 5 Year Fixed (Member Package) (P & I) - Owner Occupied  0.00  
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment  0.00  
Flexible Home Loan 3 Year Fixed (Member Package) (Interest Only) - Investment  0.00  
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied  0.00  
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Investment  0.00  
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment  0.00  
Flexible Home Loan 4 Year Fixed (Member Package) (P & I) - Owner Occupied  0.00  
Flexible Home Loan Fixed (Member Package) (P & I) - Investment  0.00  
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied  0.00  
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment  0.00  
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment  0.00  
Flexible Home Loan Fixed (Member Package) (Interest Only) - Investment  0.00  
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment  0.00  
Flexible Home Loan Fixed (Member Package) (Interest Only) - Owner Occupied  0.00  
Flexible Home Loan Variable (Member Package) (Interest Only) - Owner Occupied  0.00  
Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied  0.00  
Flexible Home Loan Variable (Member Package) (P & I) - Investment  0.00  
Flexible Home Loan 1 Fixed (Member Package) (P & I) - Owner Occupied  0.00  
Basic Home Loan Variable (P & I) - Investment  0.00  
Flexible Home Loan 3 Year Fixed (P & I) - Investment  0.00  
Basic Home Loan Variable (Interest Only) - Owner Occupied  0.00  
Flexible Home Loan 4 Year Fixed (P & I) - Owner Occupied  0.00  
Flexible Home Loan Fixed (Interest Only) - Investment  0.00  
Basic Home Loan Variable (P & I) - Owner Occupied  0.00  
Flexible Home Loan 1 Year Fixed (Interest Only) - Investment  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Flexible Home Loan 5 Year Fixed (Member Package) (P & I) - Owner Occupied 250.00  395.00  0.00  350.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan 3 Year Fixed (Member Package) (Interest Only) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied 250.00  395.00  0.00  350.00 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan 4 Year Fixed (Member Package) (P & I) - Owner Occupied 250.00  395.00  0.00  350.00 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied 250.00  395.00  0.00  350.00 
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan Fixed (Member Package) (Interest Only) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan Fixed (Member Package) (Interest Only) - Owner Occupied 250.00  395.00  0.00  350.00 
Flexible Home Loan Variable (Member Package) (Interest Only) - Owner Occupied 250.00  395.00  0.00  350.00 
Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied 250.00  395.00  0.00  350.00 
Flexible Home Loan Variable (Member Package) (P & I) - Investment 250.00  395.00  0.00  350.00 
Flexible Home Loan 1 Fixed (Member Package) (P & I) - Owner Occupied 250.00  395.00  0.00  350.00 
Basic Home Loan Variable (P & I) - Investment 450.00  0.00  0.00  350.00 
Flexible Home Loan 3 Year Fixed (P & I) - Investment 450.00  0.00  0.00  350.00 
Basic Home Loan Variable (Interest Only) - Owner Occupied 450.00  0.00  0.00  350.00 
Flexible Home Loan 4 Year Fixed (P & I) - Owner Occupied 450.00  0.00  0.00  350.00 
Flexible Home Loan Fixed (Interest Only) - Investment 450.00  0.00  0.00  350.00 
Basic Home Loan Variable (P & I) - Owner Occupied 450.00  0.00  0.00  350.00 
Flexible Home Loan 1 Year Fixed (Interest Only) - Investment 450.00  0.00  0.00  350.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Flexible Home Loan 5 Year Fixed (Member Package) (P & I) - Owner Occupied 40000  30  90 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment 40000  30  90 
Flexible Home Loan 3 Year Fixed (Member Package) (Interest Only) - Investment 40000  30  90 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied 40000  30  95 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Investment 40000  30  80 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment 40000  30  90 
Flexible Home Loan 4 Year Fixed (Member Package) (P & I) - Owner Occupied 40000  30  90 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment 40000  30  90 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied 40000  30  90 
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment 40000  30  80 
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment 40000  30  90 
Flexible Home Loan Fixed (Member Package) (Interest Only) - Investment 40000  30  90 
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment 40000  30  60 
Flexible Home Loan Fixed (Member Package) (Interest Only) - Owner Occupied 40000  30  80 
Flexible Home Loan Variable (Member Package) (Interest Only) - Owner Occupied 40000  30  80 
Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied 40000  30  80 
Flexible Home Loan Variable (Member Package) (P & I) - Investment 40000  30  90 
Flexible Home Loan 1 Fixed (Member Package) (P & I) - Owner Occupied 40000  30  90 
Basic Home Loan Variable (P & I) - Investment 40000  30  90 
Flexible Home Loan 3 Year Fixed (P & I) - Investment 40000  30  80 
Basic Home Loan Variable (Interest Only) - Owner Occupied 40000  30  80 
Flexible Home Loan 4 Year Fixed (P & I) - Owner Occupied 40000  30  95 
Flexible Home Loan Fixed (Interest Only) - Investment 40000  30  80 
Basic Home Loan Variable (P & I) - Owner Occupied 40000  30  80 
Flexible Home Loan 1 Year Fixed (Interest Only) - Investment 40000  30  80 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Flexible Home Loan 5 Year Fixed (Member Package) (P & I) - Owner Occupied$0.00  $0.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment$0.00  $0.00 
Flexible Home Loan 3 Year Fixed (Member Package) (Interest Only) - Investment$0.00  $0.00 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied$0.00  $0.00 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Investment$0.00  $0.00 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment$0.00  $0.00 
Flexible Home Loan 4 Year Fixed (Member Package) (P & I) - Owner Occupied$0.00  $0.00 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment$0.00  $0.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied$0.00  $0.00 
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment$0.00  $0.00 
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment$0.00  $0.00 
Flexible Home Loan Fixed (Member Package) (Interest Only) - Investment$0.00  $0.00 
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment$0.00  $0.00 
Flexible Home Loan Fixed (Member Package) (Interest Only) - Owner Occupied$0.00  $0.00 
Flexible Home Loan Variable (Member Package) (Interest Only) - Owner Occupied$0.00  $0.00 
Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied$0.00  $0.00 
Flexible Home Loan Variable (Member Package) (P & I) - Investment$0.00  $0.00 
Flexible Home Loan 1 Fixed (Member Package) (P & I) - Owner Occupied$0.00  $0.00 
Basic Home Loan Variable (P & I) - Investment$0.00  $0.00 
Flexible Home Loan 3 Year Fixed (P & I) - Investment$0.00  $0.00 
Basic Home Loan Variable (Interest Only) - Owner Occupied$0.00  $0.00 
Flexible Home Loan 4 Year Fixed (P & I) - Owner Occupied$0.00  $0.00 
Flexible Home Loan Fixed (Interest Only) - Investment$0.00  $0.00 
Basic Home Loan Variable (P & I) - Owner Occupied$0.00  $0.00 
Flexible Home Loan 1 Year Fixed (Interest Only) - Investment$0.00  $0.00 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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