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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Pepper Near Prime SMSF (Interest Only) - Investment 7.74 7.99 7.74 0 - - - 0.00 $0 $0
Pepper Near Prime SMSF (Alt Doc) (P&I) - Investment 8.04 8.29 8.04 0 - - - 0.00 $0 $0
Pepper Near Prime SMSF (Alt Doc) (Interest Only) - Investment 8.04 8.29 8.04 0 - - - 0.00 $0 $0
Pepper Near Prime SMSF (P&I) - Investment 7.74 7.99 7.74 0 - - - 0.00 $0 $0
Pepper Prime SMSF (P&I) - Investment 7.24 7.50 7.24 0 - - - 0.00 $0 $0
Pepper Prime SMSF (Alt Doc) (Interest Only) - Investment 7.24 7.50 7.24 0 - - - 0.00 $0 $0
Pepper Prime SMSF (Interest Only) - Investment 7.24 7.50 7.24 0 - - - 0.00 $0 $0
Pepper Prime SMSF (Alt Doc) (P&I) - Investment 7.24 7.50 7.24 0 - - - 0.00 $0 $0
Pepper Essential (P & I) - Owner Occupied 7.69 7.86 7.69 0 - - - 0.00 $929 $0
Pepper Essential (P & I) - Investment 7.89 8.06 7.89 0 - - - 0.00 $929 $0
Pepper Essential (Construction) (Interest Only) - Owner Occupied/Investment 9.09 9.26 9.09 0 - - - 0.00 $929 $0
Pepper Essential (Interest Only) - Owner Occupied 7.99 8.16 7.99 0 - - - 0.00 $929 $0
Pepper Essential (Alt Doc) (P & I) - Investment 7.64 7.81 7.64 0 - - - 0.00 $929 $0
Pepper Essential (Alt Doc) (Interest Only) - Investment 7.79 7.96 7.79 0 - - - 0.00 $929 $0
Pepper Essential (Interest Only) - Investment 8.19 8.36 8.19 0 - - - 0.00 $929 $0
Pepper Essential (Alt Doc) (Interest Only) - Owner Occupied 7.64 7.81 7.64 0 - - - 0.00 $929 $0
Pepper Essential (Alt Doc) (P & I) - Owner Occupied 7.49 7.66 7.49 0 - - - 0.00 $929 $0
Pepper Essential (Alt Doc) (Construction) (Interest Only) - Owner Occupied/Investment 8.89 9.06 8.89 0 - - - 0.00 $929 $0
Pepper Clear (Interest Only) - Owner Occupied 8.44 8.70 8.44 0 - - - 0.00 $1,325 $0
Pepper Advantage PLUS (P & I) - Owner Occupied 9.59 9.85 9.59 0 - - - 0.00 $1,325 $0
Pepper Advantage PLUS (Interest Only) - Owner Occupied 9.89 10.15 9.89 0 - - - 0.00 $1,325 $0
Pepper Advantage (Alt Doc) (P & I) - Investment 10.14 10.40 10.14 0 - - - 0.00 $1,325 $0
Pepper Clear (Alt Doc) (Interest Only) - Investment 9.99 10.25 9.99 0 - - - 0.00 $1,325 $0
Pepper Advantage (P & I) - Investment 11.54 11.80 11.54 0 - - - 0.00 $1,325 $0
Pepper Advantage (Alt Doc) (Interest Only) - Investment 10.44 10.70 10.44 0 - - - 0.00 $1,325 $0
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Pepper Near Prime SMSF (Interest Only) - Investment  0.00  
Pepper Near Prime SMSF (Alt Doc) (P&I) - Investment  0.00  
Pepper Near Prime SMSF (Alt Doc) (Interest Only) - Investment  0.00  
Pepper Near Prime SMSF (P&I) - Investment  0.00  
Pepper Prime SMSF (P&I) - Investment  0.00  
Pepper Prime SMSF (Alt Doc) (Interest Only) - Investment  0.00  
Pepper Prime SMSF (Interest Only) - Investment  0.00  
Pepper Prime SMSF (Alt Doc) (P&I) - Investment  0.00  
Pepper Essential (P & I) - Owner Occupied  0.00  
Pepper Essential (P & I) - Investment  0.00  
Pepper Essential (Construction) (Interest Only) - Owner Occupied/Investment  0.00  
Pepper Essential (Interest Only) - Owner Occupied  0.00  
Pepper Essential (Alt Doc) (P & I) - Investment  0.00  
Pepper Essential (Alt Doc) (Interest Only) - Investment  0.00  
Pepper Essential (Interest Only) - Investment  0.00  
Pepper Essential (Alt Doc) (Interest Only) - Owner Occupied  0.00  
Pepper Essential (Alt Doc) (P & I) - Owner Occupied  0.00  
Pepper Essential (Alt Doc) (Construction) (Interest Only) - Owner Occupied/Investment  0.00  
Pepper Clear (Interest Only) - Owner Occupied  0.00  
Pepper Advantage PLUS (P & I) - Owner Occupied  0.00  
Pepper Advantage PLUS (Interest Only) - Owner Occupied  0.00  
Pepper Advantage (Alt Doc) (P & I) - Investment  0.00  
Pepper Clear (Alt Doc) (Interest Only) - Investment  0.00  
Pepper Advantage (P & I) - Investment  0.00  
Pepper Advantage (Alt Doc) (Interest Only) - Investment  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Pepper Near Prime SMSF (Interest Only) - Investment 0.00  0.00  25.00  500.00 
Pepper Near Prime SMSF (Alt Doc) (P&I) - Investment 0.00  0.00  25.00  500.00 
Pepper Near Prime SMSF (Alt Doc) (Interest Only) - Investment 0.00  0.00  25.00  500.00 
Pepper Near Prime SMSF (P&I) - Investment 0.00  0.00  25.00  500.00 
Pepper Prime SMSF (P&I) - Investment 0.00  0.00  25.00  500.00 
Pepper Prime SMSF (Alt Doc) (Interest Only) - Investment 0.00  0.00  25.00  500.00 
Pepper Prime SMSF (Interest Only) - Investment 0.00  0.00  25.00  500.00 
Pepper Prime SMSF (Alt Doc) (P&I) - Investment 0.00  0.00  25.00  500.00 
Pepper Essential (P & I) - Owner Occupied 929.00  0.00  10.00  500.00 
Pepper Essential (P & I) - Investment 929.00  0.00  10.00  500.00 
Pepper Essential (Construction) (Interest Only) - Owner Occupied/Investment 929.00  0.00  10.00  500.00 
Pepper Essential (Interest Only) - Owner Occupied 929.00  0.00  10.00  500.00 
Pepper Essential (Alt Doc) (P & I) - Investment 929.00  0.00  10.00  500.00 
Pepper Essential (Alt Doc) (Interest Only) - Investment 929.00  0.00  10.00  500.00 
Pepper Essential (Interest Only) - Investment 929.00  0.00  10.00  500.00 
Pepper Essential (Alt Doc) (Interest Only) - Owner Occupied 929.00  0.00  10.00  500.00 
Pepper Essential (Alt Doc) (P & I) - Owner Occupied 929.00  0.00  10.00  500.00 
Pepper Essential (Alt Doc) (Construction) (Interest Only) - Owner Occupied/Investment 929.00  0.00  10.00  500.00 
Pepper Clear (Interest Only) - Owner Occupied 1,325.00  0.00  15.00  500.00 
Pepper Advantage PLUS (P & I) - Owner Occupied 1,325.00  0.00  15.00  500.00 
Pepper Advantage PLUS (Interest Only) - Owner Occupied 1,325.00  0.00  15.00  500.00 
Pepper Advantage (Alt Doc) (P & I) - Investment 1,325.00  0.00  15.00  500.00 
Pepper Clear (Alt Doc) (Interest Only) - Investment 1,325.00  0.00  15.00  500.00 
Pepper Advantage (P & I) - Investment 1,325.00  0.00  15.00  500.00 
Pepper Advantage (Alt Doc) (Interest Only) - Investment 1,325.00  0.00  15.00  500.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Pepper Near Prime SMSF (Interest Only) - Investment 100000  30  50 
Pepper Near Prime SMSF (Alt Doc) (P&I) - Investment 100000  30  80 
Pepper Near Prime SMSF (Alt Doc) (Interest Only) - Investment 100000  30  80 
Pepper Near Prime SMSF (P&I) - Investment 100000  30  75 
Pepper Prime SMSF (P&I) - Investment 100000  30  80 
Pepper Prime SMSF (Alt Doc) (Interest Only) - Investment 100000  30  50 
Pepper Prime SMSF (Interest Only) - Investment 100000  30  80 
Pepper Prime SMSF (Alt Doc) (P&I) - Investment 100000  30  65 
Pepper Essential (P & I) - Owner Occupied 100000  40  85 
Pepper Essential (P & I) - Investment 100000  40  85 
Pepper Essential (Construction) (Interest Only) - Owner Occupied/Investment 50000  40  55 
Pepper Essential (Interest Only) - Owner Occupied 100000  40  90 
Pepper Essential (Alt Doc) (P & I) - Investment 100000  40  75 
Pepper Essential (Alt Doc) (Interest Only) - Investment 100000  40  65 
Pepper Essential (Interest Only) - Investment 100000  40  65 
Pepper Essential (Alt Doc) (Interest Only) - Owner Occupied 100000  40  65 
Pepper Essential (Alt Doc) (P & I) - Owner Occupied 100000  40  80 
Pepper Essential (Alt Doc) (Construction) (Interest Only) - Owner Occupied/Investment 50000  40  80 
Pepper Clear (Interest Only) - Owner Occupied 50000  40  65 
Pepper Advantage PLUS (P & I) - Owner Occupied 50000  40  55 
Pepper Advantage PLUS (Interest Only) - Owner Occupied 50000  40  55 
Pepper Advantage (Alt Doc) (P & I) - Investment 50000  40  65 
Pepper Clear (Alt Doc) (Interest Only) - Investment 50000  40  65 
Pepper Advantage (P & I) - Investment 50000  40  65 
Pepper Advantage (Alt Doc) (Interest Only) - Investment 50000  40  75 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Pepper Near Prime SMSF (Interest Only) - Investment$0.00  $0.00 
Pepper Near Prime SMSF (Alt Doc) (P&I) - Investment$0.00  $0.00 
Pepper Near Prime SMSF (Alt Doc) (Interest Only) - Investment$0.00  $0.00 
Pepper Near Prime SMSF (P&I) - Investment$0.00  $0.00 
Pepper Prime SMSF (P&I) - Investment$0.00  $0.00 
Pepper Prime SMSF (Alt Doc) (Interest Only) - Investment$0.00  $0.00 
Pepper Prime SMSF (Interest Only) - Investment$0.00  $0.00 
Pepper Prime SMSF (Alt Doc) (P&I) - Investment$0.00  $0.00 
Pepper Essential (P & I) - Owner Occupied$0.00  $0.00 
Pepper Essential (P & I) - Investment$0.00  $0.00 
Pepper Essential (Construction) (Interest Only) - Owner Occupied/Investment$0.00  $0.00 
Pepper Essential (Interest Only) - Owner Occupied$0.00  $0.00 
Pepper Essential (Alt Doc) (P & I) - Investment$0.00  $0.00 
Pepper Essential (Alt Doc) (Interest Only) - Investment$0.00  $0.00 
Pepper Essential (Interest Only) - Investment$0.00  $0.00 
Pepper Essential (Alt Doc) (Interest Only) - Owner Occupied$0.00  $0.00 
Pepper Essential (Alt Doc) (P & I) - Owner Occupied$0.00  $0.00 
Pepper Essential (Alt Doc) (Construction) (Interest Only) - Owner Occupied/Investment$0.00  $0.00 
Pepper Clear (Interest Only) - Owner Occupied$0.00  $0.00 
Pepper Advantage PLUS (P & I) - Owner Occupied$0.00  $0.00 
Pepper Advantage PLUS (Interest Only) - Owner Occupied$0.00  $0.00 
Pepper Advantage (Alt Doc) (P & I) - Investment$0.00  $0.00 
Pepper Clear (Alt Doc) (Interest Only) - Investment$0.00  $0.00 
Pepper Advantage (P & I) - Investment$0.00  $0.00 
Pepper Advantage (Alt Doc) (Interest Only) - Investment$0.00  $0.00 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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