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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	4.57	4.57	4.57	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Interest Only) - Owner Occupied	5.15	5.15	5.15	0	-	-	-	0.00	$0	$0
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	4.98	4.98	4.98	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable (Interest Only) - Owner Occupied	5.15	5.15	5.15	0	-	-	-	0.00	$0	$0
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	4.98	4.98	4.98	0	-	-	-	0.00	$0	$0
	Back to Basics Variable (Construction) (P & I) - Owner Occupied	4.40	4.40	4.40	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	5.15	5.15	5.15	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable Special Offer (P & I) - Investment	5.45	5.45	5.45	0	-	-	-	0.00	$0	$0
	Back to Basics Variable (P & I) - Owner Occupied	4.40	4.40	4.40	0	-	-	-	0.00	$0	$0
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	4.98	4.98	4.98	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable (P & I) - Investment	5.45	5.45	5.45	0	-	-	-	0.00	$0	$0
	Home Package Plus Fixed (First Home Buyers Only) Special Offer(P & I) - Owner Occupied	4.98	4.98	4.98	0	-	-	-	0.00	$0	$0
	Home Package Plus Fixed Special Offer (Interest Only) - Investment	5.45	5.45	5.45	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable Special Offer (Interest Only) - Investment	5.87	5.87	5.87	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	5.87	5.87	5.87	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	5.15	5.15	5.15	0	-	-	-	0.00	$0	$0
	Home Package Plus Fixed (P & I) - Owner Occupied	4.98	4.98	4.98	0	2.34	2.44	-	0.00	$0	$0
	Home Package Plus Fixed (Interest Only) - Investment	5.45	5.45	5.45	0	2.94	2.94	-	0.00	$0	$0
	Home Package Plus Variable (P & I ) - Owner Occupied	4.98	4.98	4.98	0	-	-	-	0.00	$0	$0
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	4.57	4.57	4.57	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable Special Offer (Construction) (P & I) - Investment	5.45	5.45	5.45	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable (Interest Only) - Investment	5.87	5.87	5.87	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable (Construction) (Interest Only) - Owner Occupied	5.15	5.15	5.15	0	-	-	-	0.00	$0	$0
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (Interest Only) - Owner Occupied	5.15	5.15	5.15	0	-	-	-	0.00	$0	$0
	Standard Variable (P & I) - Investment	5.45	5.60	5.45	0	-	-	-	0.00	$600	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied		20.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Interest Only) - Owner Occupied		0.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied		0.00
	Home Package Plus Variable (Interest Only) - Owner Occupied		0.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied		0.00
	Back to Basics Variable (Construction) (P & I) - Owner Occupied		20.00
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (P & I) - Investment		0.00
	Back to Basics Variable (P & I) - Owner Occupied		20.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied		0.00
	Home Package Plus Variable (P & I) - Investment		0.00
	Home Package Plus Fixed (First Home Buyers Only) Special Offer(P & I) - Owner Occupied		0.00
	Home Package Plus Fixed Special Offer (Interest Only) - Investment		0.00
	Home Package Plus Variable Special Offer (Interest Only) - Investment		0.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment		0.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied		0.00
	Home Package Plus Fixed (P & I) - Owner Occupied		0.00
	Home Package Plus Fixed (Interest Only) - Investment		0.00
	Home Package Plus Variable (P & I ) - Owner Occupied		0.00
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied		20.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Investment		0.00
	Home Package Plus Variable (Interest Only) - Investment		0.00
	Home Package Plus Variable (Construction) (Interest Only) - Owner Occupied		0.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (Interest Only) - Owner Occupied		0.00
	Standard Variable (P & I) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Back to Basics Variable (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (P & I) - Investment	0.00	0.00	0.00	350.00
	Back to Basics Variable (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (P & I) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Fixed (First Home Buyers Only) Special Offer(P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Fixed Special Offer (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Fixed (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Fixed (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Variable (P & I ) - Owner Occupied	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Variable (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Variable (Construction) (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Standard Variable (P & I) - Investment	600.00	0.00	10.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	150000	30	80
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Interest Only) - Owner Occupied	150000	30	90
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable (Interest Only) - Owner Occupied	150000	30	90
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	150000	30	90
	Back to Basics Variable (Construction) (P & I) - Owner Occupied	10000	30
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	150000	30	90
	Home Package Plus Variable Special Offer (P & I) - Investment	150000	30	80
	Back to Basics Variable (P & I) - Owner Occupied	10000	30
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable (P & I) - Investment	150000	30	90
	Home Package Plus Fixed (First Home Buyers Only) Special Offer(P & I) - Owner Occupied	150000	30	95
	Home Package Plus Fixed Special Offer (Interest Only) - Investment	150000	30	80
	Home Package Plus Variable Special Offer (Interest Only) - Investment	150000	30	90
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	150000	30	80
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	150000	30	80
	Home Package Plus Fixed (P & I) - Owner Occupied	150000	30	90
	Home Package Plus Fixed (Interest Only) - Investment	150000	30	90
	Home Package Plus Variable (P & I ) - Owner Occupied	150000	30	95
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	150000	30	80
	Home Package Plus Variable Special Offer (Construction) (P & I) - Investment	150000	30	90
	Home Package Plus Variable (Interest Only) - Investment	150000	30	90
	Home Package Plus Variable (Construction) (Interest Only) - Owner Occupied	150000	30	90
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (Interest Only) - Owner Occupied	150000	30	90
	Standard Variable (P & I) - Investment	10000	30
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	$0.00	$0.00
	Home Package Plus Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	$0.00	$0.00
	Back to Basics Variable (Construction) (P & I) - Owner Occupied	$0.00	$0.00
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Package Plus Variable Special Offer (P & I) - Investment	$0.00	$0.00
	Back to Basics Variable (P & I) - Owner Occupied	$0.00	$0.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied	$0.00	$0.00
	Home Package Plus Variable (P & I) - Investment	$0.00	$0.00
	Home Package Plus Fixed (First Home Buyers Only) Special Offer(P & I) - Owner Occupied	$0.00	$0.00
	Home Package Plus Fixed Special Offer (Interest Only) - Investment	$0.00	$0.00
	Home Package Plus Variable Special Offer (Interest Only) - Investment	$0.00	$0.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	$0.00	$0.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Package Plus Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Home Package Plus Fixed (Interest Only) - Investment	$0.00	$0.00
	Home Package Plus Variable (P & I ) - Owner Occupied	$0.00	$0.00
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Investment	$0.00	$0.00
	Home Package Plus Variable (Interest Only) - Investment	$0.00	$0.00
	Home Package Plus Variable (Construction) (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (Interest Only) - Owner Occupied	$0.00	$0.00
	Standard Variable (P & I) - Investment	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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