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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	SMSF Fixed (P & I) - Investment	4.75	4.80	4.99	0	-	-	-	2,144.84	$-399,290	$1,069
	SMSF Variable 80 Broker Special (P & I) - Investment	4.24	4.29	4.24	0	-	-	-	1,965.42	$-399,290	$1,069
	SMSF Variable (P & I) - Investment	5.00	5.05	5.24	0	-	-	-	2,206.34	$-399,290	$1,069
	Basic Variable 80Broker Special (P&I) - Owner Occupied	2.59	2.63	2.59	0	-	-	-	1,599.26	$-399,280	$1,069
	Offset Variable 90Broker Special (P&I) - Owner Occupied	2.89	2.93	2.89	0	-	-	-	1,662.78	$-399,280	$1,069
	Green Offset Home Loan (P&I) - Investment	2.94	2.98	2.94	0	-	-	-	1,673.50	$-399,280	$1,069
	ZIP Home Loan (P & I) - Owner Occupied	2.73	2.77	2.73	0	-	-	-	1,628.73	$-399,280	$1,069
	Green Basic Home Loan (P&I) - Investment	2.84	2.88	2.84	0	-	-	-	1,652.10	$-399,280	$1,069
	Basic Variable 90Broker Special (P&I) - Owner Occupied	2.79	2.83	2.79	0	-	-	-	1,641.45	$-399,280	$1,069
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	2.49	2.53	2.49	0	-	-	-	1,578.40	$-399,280	$1,069
	Green Basic Home Loan (Interest Only) - Owner Occupied	2.89	2.93	2.89	0	-	-	-	1,662.78	$-399,280	$1,069
	Offset Variable 90Broker Special (Interest Only) - Owner Occupied	3.09	3.13	3.09	0	-	-	-	1,705.89	$-399,280	$1,069
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	2.39	2.43	2.39	0	-	-	-	1,557.70	$-399,280	$1,069
	Offset Variable 80Broker Special (Interest Only) - Owner Occupied	3.09	3.13	3.09	0	-	-	-	1,705.89	$-399,280	$1,069
	Basic Variable 90Broker Special (Interest Only) - Investment	3.19	3.23	3.19	0	-	-	-	1,727.68	$-399,280	$1,069
	Green Offset Home Loan (Interest Only) - Owner Occupied	3.09	3.13	3.09	0	-	-	-	1,705.89	$-399,280	$1,069
	Basic Variable 90Broker Special (P&I) - Investment	2.99	3.03	2.99	0	-	-	-	1,684.26	$-399,280	$1,069
	Basic Variable 90Broker Special (Interest Only) - Owner Occupied	2.99	3.03	2.99	0	-	-	-	1,684.26	$-399,280	$1,069
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	2.59	2.63	2.59	0	-	-	-	1,599.26	$-399,280	$1,069
	Basic Variable 80Broker Special (P&I) - Investment	2.84	2.88	2.84	0	-	-	-	1,652.10	$-399,280	$1,069
	Fixed Rate (Interest Only) - Investor	2.99	3.03	2.99	0	5.79	6.04	6.34	1,684.26	$-399,280	$1,069
	Offset Variable 90Broker Special (P&I) - Investor	3.09	3.13	3.09	0	-	-	-	1,705.89	$-399,280	$1,069
	Green Basic Home Loan (Interest Only) - Investment	3.04	3.08	3.04	0	-	-	-	1,695.06	$-399,280	$1,069
	Fixed Rate (P & I) - Owner Occupied	2.79	2.83	3.09	0	5.19	5.44	5.74	1,705.89	$-399,280	$1,069
	Green Offset Home Loan (P&I) - Owner Occupied	2.74	2.78	2.74	0	-	-	-	1,630.85	$-399,280	$1,069
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	SMSF Fixed (P & I) - Investment		0.00
	SMSF Variable 80 Broker Special (P & I) - Investment		0.00
	SMSF Variable (P & I) - Investment		0.00
	Basic Variable 80Broker Special (P&I) - Owner Occupied		0.00
	Offset Variable 90Broker Special (P&I) - Owner Occupied		0.00
	Green Offset Home Loan (P&I) - Investment		0.00
	ZIP Home Loan (P & I) - Owner Occupied		0.00
	Green Basic Home Loan (P&I) - Investment		0.00
	Basic Variable 90Broker Special (P&I) - Owner Occupied		0.00
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied		0.00
	Green Basic Home Loan (Interest Only) - Owner Occupied		0.00
	Offset Variable 90Broker Special (Interest Only) - Owner Occupied		0.00
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied		0.00
	Offset Variable 80Broker Special (Interest Only) - Owner Occupied		0.00
	Basic Variable 90Broker Special (Interest Only) - Investment		0.00
	Green Offset Home Loan (Interest Only) - Owner Occupied		0.00
	Basic Variable 90Broker Special (P&I) - Investment		0.00
	Basic Variable 90Broker Special (Interest Only) - Owner Occupied		0.00
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied		0.00
	Basic Variable 80Broker Special (P&I) - Investment		0.00
	Fixed Rate (Interest Only) - Investor		0.00
	Offset Variable 90Broker Special (P&I) - Investor		0.00
	Green Basic Home Loan (Interest Only) - Investment		0.00
	Fixed Rate (P & I) - Owner Occupied		0.00
	Green Offset Home Loan (P&I) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	SMSF Fixed (P & I) - Investment	710.00	0.00	0.00	300.00
	SMSF Variable 80 Broker Special (P & I) - Investment	710.00	0.00	0.00	300.00
	SMSF Variable (P & I) - Investment	710.00	0.00	0.00	300.00
	Basic Variable 80Broker Special (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Offset Variable 90Broker Special (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Green Offset Home Loan (P&I) - Investment	720.00	0.00	0.00	550.00
	ZIP Home Loan (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	Green Basic Home Loan (P&I) - Investment	720.00	0.00	0.00	550.00
	Basic Variable 90Broker Special (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Green Basic Home Loan (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Offset Variable 90Broker Special (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Offset Variable 80Broker Special (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Basic Variable 90Broker Special (Interest Only) - Investment	720.00	0.00	0.00	550.00
	Green Offset Home Loan (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Basic Variable 90Broker Special (P&I) - Investment	720.00	0.00	0.00	550.00
	Basic Variable 90Broker Special (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Basic Variable 80Broker Special (P&I) - Investment	720.00	0.00	0.00	550.00
	Fixed Rate (Interest Only) - Investor	720.00	0.00	0.00	550.00
	Offset Variable 90Broker Special (P&I) - Investor	720.00	0.00	0.00	550.00
	Green Basic Home Loan (Interest Only) - Investment	720.00	0.00	0.00	550.00
	Fixed Rate (P & I) - Owner Occupied	720.00	0.00	0.00	550.00
	Green Offset Home Loan (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	SMSF Fixed (P & I) - Investment	50000	30	80
	SMSF Variable 80 Broker Special (P & I) - Investment	50000	30
	SMSF Variable (P & I) - Investment	50000	30	80
	Basic Variable 80Broker Special (P&I) - Owner Occupied	50000	30
	Offset Variable 90Broker Special (P&I) - Owner Occupied	50000	30	90
	Green Offset Home Loan (P&I) - Investment	50000	30	90
	ZIP Home Loan (P & I) - Owner Occupied	250000	30
	Green Basic Home Loan (P&I) - Investment	50000	30	90
	Basic Variable 90Broker Special (P&I) - Owner Occupied	50000	30	90
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	50000	30
	Green Basic Home Loan (Interest Only) - Owner Occupied	50000	30	90
	Offset Variable 90Broker Special (Interest Only) - Owner Occupied	50000	30	90
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	50000	30
	Offset Variable 80Broker Special (Interest Only) - Owner Occupied	50000	30
	Basic Variable 90Broker Special (Interest Only) - Investment	50000	30	90
	Green Offset Home Loan (Interest Only) - Owner Occupied	50000	30	90
	Basic Variable 90Broker Special (P&I) - Investment	50000	30	90
	Basic Variable 90Broker Special (Interest Only) - Owner Occupied	50000	30	90
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	50000	30	80
	Basic Variable 80Broker Special (P&I) - Investment	50000	30
	Fixed Rate (Interest Only) - Investor	50000	30	80
	Offset Variable 90Broker Special (P&I) - Investor	50000	30	90
	Green Basic Home Loan (Interest Only) - Investment	50000	30	90
	Fixed Rate (P & I) - Owner Occupied	50000	30	80
	Green Offset Home Loan (P&I) - Owner Occupied	50000	30	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	SMSF Fixed (P & I) - Investment	$1,069.20	$763.71
	SMSF Variable 80 Broker Special (P & I) - Investment	$1,069.20	$763.71
	SMSF Variable (P & I) - Investment	$1,069.20	$763.71
	Basic Variable 80Broker Special (P&I) - Owner Occupied	$1,069.20	$763.71
	Offset Variable 90Broker Special (P&I) - Owner Occupied	$1,069.20	$763.71
	Green Offset Home Loan (P&I) - Investment	$1,069.20	$763.71
	ZIP Home Loan (P & I) - Owner Occupied	$1,069.20	$763.71
	Green Basic Home Loan (P&I) - Investment	$1,069.20	$763.71
	Basic Variable 90Broker Special (P&I) - Owner Occupied	$1,069.20	$763.71
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Green Basic Home Loan (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Offset Variable 90Broker Special (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	$1,069.20	$763.71
	Offset Variable 80Broker Special (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Basic Variable 90Broker Special (Interest Only) - Investment	$1,069.20	$763.71
	Green Offset Home Loan (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Basic Variable 90Broker Special (P&I) - Investment	$1,069.20	$763.71
	Basic Variable 90Broker Special (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied	$1,069.20	$763.71
	Basic Variable 80Broker Special (P&I) - Investment	$1,069.20	$763.71
	Fixed Rate (Interest Only) - Investor	$1,069.20	$763.71
	Offset Variable 90Broker Special (P&I) - Investor	$1,069.20	$763.71
	Green Basic Home Loan (Interest Only) - Investment	$1,069.20	$763.71
	Fixed Rate (P & I) - Owner Occupied	$1,069.20	$763.71
	Green Offset Home Loan (P&I) - Owner Occupied	$1,069.20	$763.71
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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