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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Home Loan Plus Fixed (Freedom Package) (P & I) - Investment	5.87	6.24	5.87	0	4.49	5.19	5.29	0.00	$303	$0
	Home Loan Plus Variable (Freedom Package) (P & I) - Investment	5.87	6.24	5.87	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	5.04	5.42	5.04	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	4.98	5.37	4.98	0	-	-	-	0.00	$303	$0
	FHLDS Home Loan Plus Variable (Freedom Package) Special Offer - Owner Occupied	2.41	2.85	2.41	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	3.81	4.22	3.81	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	3.81	4.22	3.81	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment	6.09	6.46	6.09	0	4.79	5.49	5.59	0.00	$303	$0
	Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied	5.26	5.64	5.26	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	5.04	5.42	5.04	0	-	-	-	0.00	$303	$0
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	5.04	5.42	5.04	0	-	-	-	0.00	$303	$0
	FHLDS Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	3.81	4.22	3.81	0	3.79	4.39	4.59	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	3.81	4.22	3.81	0	-	-	-	0.00	$303	$0
	Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied	5.04	5.42	5.04	0	-	-	-	0.00	$303	$0
	Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied	5.76	6.13	5.76	0	-	-	-	0.00	$303	$0
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied	3.81	4.22	3.81	0	3.69	4.29	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	5.04	5.42	5.04	0	4.69	-	-	0.00	$303	$0
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Investment	5.87	6.24	5.87	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied	5.26	5.64	5.26	0	4.29	4.59	4.79	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	4.98	5.37	4.98	0	4.69	-	-	0.00	$303	$0
	Home Loan Plus Variable (Freedom Package) (Interest Only) Special Offer- Investment	6.09	6.46	6.09	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	5.04	5.42	5.04	0	-	-	-	0.00	$303	$0
	Home Loan Plus Line of Credit (Freedom Package) - Investment	6.28	6.64	6.28	0	-	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	4.46	4.86	4.46	0	4.49	-	-	0.00	$303	$0
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	4.46	4.86	4.46	0	-	-	-	0.00	$303	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Home Loan Plus Fixed (Freedom Package) (P & I) - Investment		0.00
	Home Loan Plus Variable (Freedom Package) (P & I) - Investment		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment		0.00
	FHLDS Home Loan Plus Variable (Freedom Package) Special Offer - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment		0.00
	Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied		0.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied		0.00
	FHLDS Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied		0.00
	Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied		0.00
	Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied		0.00
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied		0.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Investment		0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied		0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment		0.00
	Home Loan Plus Variable (Freedom Package) (Interest Only) Special Offer- Investment		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied		0.00
	Home Loan Plus Line of Credit (Freedom Package) - Investment		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment		0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Home Loan Plus Fixed (Freedom Package) (P & I) - Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Variable (Freedom Package) (P & I) - Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	303.00	395.00	0.00	350.00
	FHLDS Home Loan Plus Variable (Freedom Package) Special Offer - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	303.00	395.00	0.00	350.00
	FHLDS Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied	303.00	395.00	0.00	350.00
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Variable (Freedom Package) (Interest Only) Special Offer- Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	303.00	395.00	0.00	350.00
	Home Loan Plus Line of Credit (Freedom Package) - Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	303.00	395.00	0.00	350.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	303.00	395.00	0.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Home Loan Plus Fixed (Freedom Package) (P & I) - Investment	100000	30	90
	Home Loan Plus Variable (Freedom Package) (P & I) - Investment	100000	30	90
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	100000	30	75
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	100000	30	75
	FHLDS Home Loan Plus Variable (Freedom Package) Special Offer - Owner Occupied	100000	30	95
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	100000	30	75
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	100000	30	90
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment	100000	30	90
	Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied	100000	30	80
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	100000	30	95
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	100000	30	90
	FHLDS Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	100000	30	95
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	100000	30	90
	Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied	100000	30	95
	Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied	100000	30	80
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied	100000	30	95
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	100000	30	90
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Investment	100000	30	75
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied	100000	30	80
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	100000	30	90
	Home Loan Plus Variable (Freedom Package) (Interest Only) Special Offer- Investment	100000	30	90
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	100000	30	75
	Home Loan Plus Line of Credit (Freedom Package) - Investment	100000	30	90
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	100000	30	75
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	100000	30	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Home Loan Plus Fixed (Freedom Package) (P & I) - Investment	$0.00	$0.00
	Home Loan Plus Variable (Freedom Package) (P & I) - Investment	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	$0.00	$0.00
	FHLDS Home Loan Plus Variable (Freedom Package) Special Offer - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment	$0.00	$0.00
	Home Loan Plus Variable (Freedom Package) (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	$0.00	$0.00
	FHLDS Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied	$0.00	$0.00
	Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied	$0.00	$0.00
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Investment	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (Interest Only) Special Offer- Investment	$0.00	$0.00
	Home Loan Plus Variable (Freedom Package) (Interest Only) Special Offer- Investment	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied	$0.00	$0.00
	Home Loan Plus Line of Credit (Freedom Package) - Investment	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	$0.00	$0.00
	Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Investment	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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