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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Investment 9.62 9.95 9.62 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 9.62 9.95 9.62 0 7.04 - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 9.62 9.95 9.62 0 7.04 - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 10.09 10.41 10.09 0 7.04 - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
HGS Home Loan Plus Variable (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 9.62 9.95 9.62 0 - - - 0.00 $303 $0
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (Interest Only) - Investment 10.09 10.41 10.09 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 10.09 10.41 10.09 0 7.04 - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 10.09 10.41 10.09 0 - - - 0.00 $303 $0
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied 6.04 6.41 6.04 0 5.24 6.84 6.84 0.00 $303 $0
Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied 10.51 10.83 10.51 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
Home Loan Plus Variable (Freedom Package) (P & I) - Investment 9.62 9.95 9.62 0 - - - 0.00 $303 $0
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 10.09 10.41 10.09 0 - - - 0.00 $303 $0
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
Home Loan Plus Line of Credit (Freedom Package) - Investment 11.03 11.34 11.03 0 - - - 0.00 $303 $0
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Owner Occupied 8.79 9.12 8.79 0 - - - 0.00 $303 $0
Basic Home Loan (Interest Only) - Investment 7.95 8.00 7.95 0 - - - 0.00 $703 $0
HGS Basic Home Loan (From 80.01% - 95% Only) (P&I) - Owner Occupied 7.50 7.55 7.50 0 - - - 0.00 $703 $0
Basic Home Loan (P&I) - Investment 7.50 7.55 7.50 0 - - - 0.00 $703 $0
Basic Home Loan (P&I) - Owner Occupied 7.50 7.55 7.50 0 - - - 0.00 $703 $0
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Investment  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment   0.00  
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment   0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied  0.00  
HGS Home Loan Plus Variable (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment   0.00  
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (Interest Only) - Investment  0.00  
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied  0.00  
Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied  0.00  
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment   0.00  
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied  0.00  
Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied  0.00  
Home Loan Plus Variable (Freedom Package) (P & I) - Investment   0.00  
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied  0.00  
Home Loan Plus Line of Credit (Freedom Package) - Investment  0.00  
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Owner Occupied  0.00  
Basic Home Loan (Interest Only) - Investment   0.00  
HGS Basic Home Loan (From 80.01% - 95% Only) (P&I) - Owner Occupied  0.00  
Basic Home Loan (P&I) - Investment   0.00  
Basic Home Loan (P&I) - Owner Occupied  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
HGS Home Loan Plus Variable (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (Interest Only) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 302.50  395.00  0.00  400.00 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Variable (Freedom Package) (P & I) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Home Loan Plus Line of Credit (Freedom Package) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Owner Occupied 302.50  395.00  0.00  400.00 
Basic Home Loan (Interest Only) - Investment 702.50  0.00  0.00  400.00 
HGS Basic Home Loan (From 80.01% - 95% Only) (P&I) - Owner Occupied 702.50  0.00  0.00  400.00 
Basic Home Loan (P&I) - Investment 702.50  0.00  0.00  400.00 
Basic Home Loan (P&I) - Owner Occupied 702.50  0.00  0.00  400.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Investment 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 100000  30  95 
HGS Home Loan Plus Variable (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied 100000  30  95 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment 100000  30  60 
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (Interest Only) - Investment 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 100000  30  70 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 100000  30  60 
Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied 100000  30  60 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment 100000  30  90 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied 100000  30  95 
Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied 100000  30  80 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 100000  30  95 
Home Loan Plus Variable (Freedom Package) (P & I) - Investment 100000  30  80 
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 100000  30  60 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied 100000  30  60 
Home Loan Plus Line of Credit (Freedom Package) - Investment 100000  30  90 
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Owner Occupied 100000  30  90 
Basic Home Loan (Interest Only) - Investment 50000  30  90 
HGS Basic Home Loan (From 80.01% - 95% Only) (P&I) - Owner Occupied 100000  30  95 
Basic Home Loan (P&I) - Investment 50000  30  60 
Basic Home Loan (P&I) - Owner Occupied 50000  30  70 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Investment$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment $0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment $0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
HGS Home Loan Plus Variable (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment $0.00  $0.00 
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (Interest Only) - Investment$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Home Loan Plus Variable (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment $0.00  $0.00 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied$0.00  $0.00 
Home Loan Plus Line of Credit (Freedom Package) - Owner Occupied$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Home Loan Plus Variable (Freedom Package) (P & I) - Investment $0.00  $0.00 
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment$0.00  $0.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Home Loan Plus Line of Credit (Freedom Package) - Investment$0.00  $0.00 
Home Loan Plus 2-Year Fixed **Special Offer** (Freedom Package) (P & I) - Owner Occupied$0.00  $0.00 
Basic Home Loan (Interest Only) - Investment $0.00  $0.00 
HGS Basic Home Loan (From 80.01% - 95% Only) (P&I) - Owner Occupied$0.00  $0.00 
Basic Home Loan (P&I) - Investment $0.00  $0.00 
Basic Home Loan (P&I) - Owner Occupied$0.00  $0.00 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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