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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 2 yrs)	2.54	2.51	2.34	24	-	-	-	1,547.41	$25,021	$1,069
	Fixed Rate Loan (P & I) - Investment(Fixed 3 yrs)	2.64	2.58	2.34	36	2.34	2.34	2.64	1,547.41	$25,070	$1,114
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	2.39	2.74	2.14	24	2.14	2.24	-	1,506.64	$25,103	$1,158
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	2.49	2.81	2.08	24	2.08	2.18	-	1,494.53	$25,129	$1,158
	Basic Home Loan Variable (P & I) - Investment	2.39	2.41	-	0	-	-	-	1,557.70	$25,137	$1,158
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	2.49	2.81	2.18	36	2.08	2.18	-	1,514.74	$25,140	$1,158
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	2.29	2.34	2.59	12	-	-	-	1,599.26	$25,205	$1,158
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	2.69	2.62	2.29	24	-	-	-	1,537.16	$25,268	$891
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	2.44	2.44	-	0	-	-	-	1,568.03	$25,302	$1,069
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	2.44	2.44	-	0	-	-	-	1,568.03	$25,302	$1,069
	Offset Home Loan Package Variable (P & I) - Owner Occupied	2.29	2.58	-	0	-	-	-	1,537.16	$25,321	$1,158
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs)	2.07	2.59	2.24	24	2.24	-	-	1,526.95	$25,366	$1,069
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 3 yrs)	3.19	3.32	2.08	36	2.08	-	-	1,494.53	$25,422	$891
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	3.14	3.29	2.08	36	1.99	2.08	2.59	1,494.53	$25,434	$1,158
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	3.14	3.29	2.08	36	1.99	2.08	2.59	1,494.53	$25,434	$1,158
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	3.87	3.38	2.39	48	2.79	-	-	1,557.70	$25,452	$1,247
	Standard Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	3.87	3.38	2.39	48	2.79	-	-	1,557.70	$25,452	$1,247
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	2.39	2.75	2.24	36	2.14	2.24	-	1,526.95	$25,453	$1,158
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 3 yrs)	2.54	2.52	2.44	36	-	-	-	1,568.03	$25,478	$1,069
	Resimac Prime Flex Variable (P & I) - Owner Occupied	2.29	2.64	-	0	-	-	-	1,537.16	$25,543	$1,069
	Basic Home Loan Variable Construction (P & I) - Owner Occupied	2.29	2.40	-	0	-	-	-	1,537.16	$25,581	$1,158
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	3.24	3.36	2.08	36	1.99	2.08	2.59	1,494.53	$25,609	$1,158
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	3.87	3.44	2.19	36	-	-	-	1,516.77	$25,612	$1,247
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	3.87	3.44	2.19	36	-	-	-	1,516.77	$25,612	$1,247
	Your Way Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	4.29	3.69	2.29	48	2.24	2.19	2.74	1,537.16	$25,634	$1,069
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Fixed Rate Loan (P & I) - Investment(Fixed 3 yrs)		0.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Basic Home Loan Variable (P & I) - Investment		0.00
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)		0.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied		20.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied		20.00
	Offset Home Loan Package Variable (P & I) - Owner Occupied		0.00
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 3 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)		0.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)		0.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 4 yrs)		0.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Resimac Prime Flex Variable (P & I) - Owner Occupied		0.00
	Basic Home Loan Variable Construction (P & I) - Owner Occupied		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)		0.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)		0.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Your Way Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 2 yrs)	0.00	0.00	0.00	350.00
	Fixed Rate Loan (P & I) - Investment(Fixed 3 yrs)	299.00	0.00	0.00	250.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	250.00	350.00	0.00	350.00
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	295.00	349.00	0.00	350.00
	Basic Home Loan Variable (P & I) - Investment	363.00	0.00	0.00	400.00
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	295.00	349.00	0.00	350.00
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	363.00	0.00	0.00	400.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Offset Home Loan Package Variable (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs)	856.35	395.00	0.00	795.00
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 3 yrs)	0.00	395.00	0.00	350.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	100.00	395.00	0.00	350.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	100.00	395.00	0.00	350.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	0.00	0.00	0.00	395.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	0.00	0.00	0.00	395.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	250.00	350.00	0.00	350.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 3 yrs)	0.00	0.00	0.00	350.00
	Resimac Prime Flex Variable (P & I) - Owner Occupied	330.00	299.00	0.00	608.00
	Basic Home Loan Variable Construction (P & I) - Owner Occupied	1,863.00	0.00	0.00	400.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	100.00	395.00	0.00	350.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	0.00	0.00	0.00	395.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	0.00	0.00	0.00	395.00
	Your Way Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	1,000.00	0.00	0.00	0.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 2 yrs)	150000	30	80
	Fixed Rate Loan (P & I) - Investment(Fixed 3 yrs)	50000	30	80
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	350000	30	80
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	100000	30	80
	Basic Home Loan Variable (P & I) - Investment	150000	30	80
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	100000	30	80
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	150000	30	80
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	25000	30	95
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	95
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	150000	30	95
	Offset Home Loan Package Variable (P & I) - Owner Occupied	150000	30	80
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs)	50000	30	70
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 3 yrs)	150000	30	95
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	100000	30	80
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	150000	30	60
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	20000	30	80
	Standard Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	20000	30	95
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	350000	30	80
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 3 yrs)	150000	30	90
	Resimac Prime Flex Variable (P & I) - Owner Occupied	150000	30	70
	Basic Home Loan Variable Construction (P & I) - Owner Occupied	150000	30	60
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	150000	30	95
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	20000	30	80
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	20000	30	80
	Your Way Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	25000	30
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 2 yrs)	$1,069.20	$763.71
	Fixed Rate Loan (P & I) - Investment(Fixed 3 yrs)	$1,113.75	$795.54
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	$1,158.30	$827.36
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	$1,158.30	$827.36
	Basic Home Loan Variable (P & I) - Investment	$1,158.30	$827.36
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	$891.00	$636.43
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Offset Home Loan Package Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs)	$1,069.20	$763.71
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 3 yrs)	$891.00	$636.43
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	$1,247.40	$891.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	$1,247.40	$891.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 3 yrs)	$1,069.20	$763.71
	Resimac Prime Flex Variable (P & I) - Owner Occupied	$1,069.20	$763.71
	Basic Home Loan Variable Construction (P & I) - Owner Occupied	$1,158.30	$827.36
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	$1,247.40	$891.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,247.40	$891.00
	Your Way Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	$1,069.20	$763.71
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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