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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Basic Variable Loan Special (P&I) - Investment	2.79	2.83	-	0	-	-	-	1,641.45	$29,613	$1,158
	Classic Saver Home Loan (Interest Only) - Investment	2.58	3.05	-	0	-	-	-	1,597.17	$29,615	$1,069
	Premium Standard Variable (P & I) - Owner Occupied	2.59	3.02	-	0	-	-	-	1,599.26	$29,648	$1,158
	Basic Variable (Interest Only) - Investment	2.79	2.83	-	0	-	-	-	1,641.45	$29,662	$1,158
	Home Package Plus Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	3.73	3.49	2.34	24	2.34	2.44	-	1,547.41	$29,663	$1,069
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied(Fixed 3 yrs)	2.89	3.25	2.59	36	2.59	2.59	-	1,599.26	$29,696	$1,247
	Home Package Plus Fixed Special Offer (P & I) - Investment(Fixed 1 yrs)	2.89	2.88	2.79	12	-	-	-	1,641.45	$29,699	$1,069
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	2.79	3.15	2.39	12	2.39	2.39	-	1,557.70	$29,707	$980
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	3.03	3.00	2.74	36	2.59	2.74	3.13	1,630.85	$29,714	$1,069
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Investment(Fixed 1 yrs)	2.44	2.80	3.19	12	-	-	-	1,727.68	$29,722	$1,158
	Basic Variable 90Broker Special (P&I) - Owner Occupied	2.79	2.83	-	0	-	-	-	1,641.45	$29,733	$1,069
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	3.19	3.08	2.79	60	-	-	-	1,641.45	$29,733	$1,069
	Orange Advantage Variable (P & I) - Investment	2.69	3.03	-	0	-	-	-	1,620.28	$29,744	$1,114
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (P & I) - Owner Occupied	2.64	3.01	-	0	-	-	-	1,609.75	$29,770	$1,069
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	2.69	3.03	-	0	-	-	-	1,620.28	$29,775	$1,069
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	4.55	3.98	2.74	60	2.14	2.23	2.74	1,630.85	$29,781	$1,158
	Standard Fixed Loan (P&I) - Owner Occupied (Fixed 5 yrs)	4.46	3.93	2.74	60	2.14	2.23	2.74	1,630.85	$29,781	$1,158
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	4.44	3.92	2.74	60	2.14	2.23	2.74	1,630.85	$29,781	$1,158
	Premium Select Home Loan Special (P & I) - Investment	2.84	2.86	-	0	-	-	-	1,652.10	$29,794	$1,158
	Options Home Loan (P & I) - Investment	2.84	2.86	-	0	-	-	-	1,652.10	$29,830	$1,069
	Your Way Plus Home Loan Variable (P & I) - Owner Occupied	2.69	3.03	-	0	-	-	-	1,620.28	$29,850	$1,069
	Breakthrough Prime Variable (P & I) - Investment	2.84	2.86	-	0	-	-	-	1,652.10	$29,874	$891
	Breakthrough Non-Resident (P & I) - Investment	2.84	2.86	-	0	-	-	-	1,652.10	$29,874	$891
	Resimac Prime Variable (Standard) (P & I) - Investment	2.84	2.86	-	0	-	-	-	1,652.10	$29,874	$1,069
	Fixed Option (PAP) (IIA) - Investment(Fixed 5 yrs)	4.00	3.87	2.69	60	2.29	2.39	2.69	1,620.28	$29,925	$891
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Basic Variable Loan Special (P&I) - Investment		0.00
	Classic Saver Home Loan (Interest Only) - Investment		0.00
	Premium Standard Variable (P & I) - Owner Occupied		0.00
	Basic Variable (Interest Only) - Investment		0.00
	Home Package Plus Fixed (P & I) - Owner Occupied (Fixed 2 yrs)		0.00
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied(Fixed 3 yrs)		0.00
	Home Package Plus Fixed Special Offer (P & I) - Investment(Fixed 1 yrs)		0.00
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)		0.00
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Investment(Fixed 1 yrs)		0.00
	Basic Variable 90Broker Special (P&I) - Owner Occupied		0.00
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)		0.00
	Orange Advantage Variable (P & I) - Investment		0.00
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (P & I) - Owner Occupied		0.00
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied		0.00
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Standard Fixed Loan (P&I) - Owner Occupied (Fixed 5 yrs)		0.00
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Premium Select Home Loan Special (P & I) - Investment		0.00
	Options Home Loan (P & I) - Investment		0.00
	Your Way Plus Home Loan Variable (P & I) - Owner Occupied		0.00
	Breakthrough Prime Variable (P & I) - Investment		0.00
	Breakthrough Non-Resident (P & I) - Investment		0.00
	Resimac Prime Variable (Standard) (P & I) - Investment		0.00
	Fixed Option (PAP) (IIA) - Investment(Fixed 5 yrs)		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Basic Variable Loan Special (P&I) - Investment	600.00	0.00	0.00	350.00
	Classic Saver Home Loan (Interest Only) - Investment	856.35	395.00	0.00	795.00
	Premium Standard Variable (P & I) - Owner Occupied	1,033.00	345.00	0.00	608.00
	Basic Variable (Interest Only) - Investment	649.00	0.00	0.00	350.00
	Home Package Plus Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	0.00	0.00	0.00	350.00
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied(Fixed 3 yrs)	303.00	395.00	0.00	350.00
	Home Package Plus Fixed Special Offer (P & I) - Investment(Fixed 1 yrs)	0.00	0.00	0.00	350.00
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	450.00	350.00	0.00	300.00
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	720.00	0.00	0.00	550.00
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Investment(Fixed 1 yrs)	363.00	248.00	0.00	400.00
	Basic Variable 90Broker Special (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Orange Advantage Variable (P & I) - Investment	299.00	299.00	0.00	250.00
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (P & I) - Owner Occupied	850.00	300.00	0.00	0.00
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	330.00	299.00	0.00	608.00
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	700.00	0.00	10.00	350.00
	Standard Fixed Loan (P&I) - Owner Occupied (Fixed 5 yrs)	700.00	0.00	10.00	350.00
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	700.00	0.00	10.00	350.00
	Premium Select Home Loan Special (P & I) - Investment	250.00	0.00	0.00	338.00
	Options Home Loan (P & I) - Investment	286.00	0.00	0.00	300.00
	Your Way Plus Home Loan Variable (P & I) - Owner Occupied	400.00	300.00	0.00	0.00
	Breakthrough Prime Variable (P & I) - Investment	330.00	0.00	0.00	300.00
	Breakthrough Non-Resident (P & I) - Investment	330.00	0.00	0.00	300.00
	Resimac Prime Variable (Standard) (P & I) - Investment	330.00	0.00	0.00	608.00
	Fixed Option (PAP) (IIA) - Investment(Fixed 5 yrs)	0.00	395.00	0.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Basic Variable Loan Special (P&I) - Investment	30000	30	90
	Classic Saver Home Loan (Interest Only) - Investment	50000	30	60
	Premium Standard Variable (P & I) - Owner Occupied	150000	30	80
	Basic Variable (Interest Only) - Investment	350000	30	80
	Home Package Plus Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	150000	30	90
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied(Fixed 3 yrs)	100000	30	95
	Home Package Plus Fixed Special Offer (P & I) - Investment(Fixed 1 yrs)	150000	30	80
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	150000	30	90
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	50000	30	80
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Investment(Fixed 1 yrs)	150000	30	80
	Basic Variable 90Broker Special (P&I) - Owner Occupied	50000	30
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	50000	30	90
	Orange Advantage Variable (P & I) - Investment	50000	30	80
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (P & I) - Owner Occupied	150000	30	60
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	150000	30	70
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	10000	30	95
	Standard Fixed Loan (P&I) - Owner Occupied (Fixed 5 yrs)	10000	30	60
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	10000	30	80
	Premium Select Home Loan Special (P & I) - Investment	20000	30	90
	Options Home Loan (P & I) - Investment	150000	30	90
	Your Way Plus Home Loan Variable (P & I) - Owner Occupied	150000	30	80
	Breakthrough Prime Variable (P & I) - Investment	150000	30	80
	Breakthrough Non-Resident (P & I) - Investment	50000	30
	Resimac Prime Variable (Standard) (P & I) - Investment	50000	30	70
	Fixed Option (PAP) (IIA) - Investment(Fixed 5 yrs)	150000	30	70
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Basic Variable Loan Special (P&I) - Investment	$1,158.30	$827.36
	Classic Saver Home Loan (Interest Only) - Investment	$1,069.20	$763.71
	Premium Standard Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable (Interest Only) - Investment	$1,158.30	$827.36
	Home Package Plus Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	$1,069.20	$763.71
	FHLDS Home Loan Plus Fixed (Freedom Package) Special Offer - Owner Occupied(Fixed 3 yrs)	$1,247.40	$891.00
	Home Package Plus Fixed Special Offer (P & I) - Investment(Fixed 1 yrs)	$1,069.20	$763.71
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	$980.10	$700.07
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	$1,069.20	$763.71
	Offset Flyer Home Loan Package 1 Year Fixed (P & I) - Investment(Fixed 1 yrs)	$1,158.30	$827.36
	Basic Variable 90Broker Special (P&I) - Owner Occupied	$1,069.20	$763.71
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Orange Advantage Variable (P & I) - Investment	$1,113.75	$795.54
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (P & I) - Owner Occupied	$1,069.20	$763.71
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,158.30	$827.36
	Standard Fixed Loan (P&I) - Owner Occupied (Fixed 5 yrs)	$1,158.30	$827.36
	Standard Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,158.30	$827.36
	Premium Select Home Loan Special (P & I) - Investment	$1,158.30	$827.36
	Options Home Loan (P & I) - Investment	$1,069.20	$763.71
	Your Way Plus Home Loan Variable (P & I) - Owner Occupied	$1,069.20	$763.71
	Breakthrough Prime Variable (P & I) - Investment	$891.00	$636.43
	Breakthrough Non-Resident (P & I) - Investment	$891.00	$636.43
	Resimac Prime Variable (Standard) (P & I) - Investment	$1,069.20	$763.71
	Fixed Option (PAP) (IIA) - Investment(Fixed 5 yrs)	$891.00	$636.43
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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