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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Beyond Boss Prime (No Offset) (Interest Only) - Investment	4.09	4.22	-	0	-	-	-	1,930.47	$44,982	$891
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	3.69	3.86	5.29	12	-	-	-	2,218.74	$45,120	$1,158
	Home Package Plus Variable Special Offer (First Home Buyers Only)(P & I) - Owner Occupied	4.29	4.29	-	0	-	-	-	1,977.14	$45,144	$1,069
	Classic Saver Home Loan (Construction) (Interest Only) - Investment	4.03	4.47	-	0	-	-	-	1,916.59	$45,146	$1,069
	Complete Variable Home Loan Special (P & I) - Investment	4.09	4.49	-	0	-	-	-	1,930.47	$45,197	$1,158
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	4.84	4.64	4.24	60	-	-	-	1,965.42	$45,321	$1,069
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	4.24	4.29	-	0	-	-	-	1,965.42	$45,321	$1,069
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	3.79	4.25	4.69	12	5.19	5.39	-	2,072.15	$45,363	$980
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 1 yrs)	3.84	4.22	4.79	12	5.19	5.59	7.79	2,096.24	$45,396	$1,069
	Leo Lite Clear Variable (Low Doc) (P & I) - Owner Occupied/Investment	4.09	4.37	-	0	-	-	-	1,930.47	$45,422	$1,158
	Leo Variable Clear Special (Interest Only) - Owner Occupied/Investment	4.09	4.37	-	0	-	-	-	1,930.47	$45,422	$1,158
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	4.19	4.28	4.19	60	-	-	-	1,953.73	$45,447	$1,069
	Aspire Regional Variable (P & I) - Investment	4.15	4.43	-	0	-	-	-	1,944.41	$45,468	$1,158
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	4.19	4.48	-	0	-	-	-	1,953.73	$45,552	$1,069
	Your Way Plus Home Loan Variable (Essential Workers Only) (Interest Only) - Investment	4.19	4.48	-	0	-	-	-	1,953.73	$45,557	$1,069
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	3.69	3.87	5.44	12	2.29	2.24	2.39	2,256.12	$45,631	$1,114
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	3.94	4.06	4.99	12	5.29	5.59	5.79	2,144.84	$45,664	$1,114
	Back to Basics Variable Special Offer (Interest Only) - Investment	4.34	4.34	-	0	-	-	-	1,988.89	$45,688	$1,069
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Investment	4.34	4.34	-	0	-	-	-	1,988.89	$45,688	$1,069
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	4.34	4.34	-	0	-	-	-	1,988.89	$45,688	$1,069
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	4.34	4.34	-	0	-	-	-	1,988.89	$45,688	$1,069
	Simplicity PLUS Variable (Interest Only) - Investment	4.34	4.34	-	0	-	-	-	1,988.89	$45,688	$1,025
	Aspire Metro Variable (Interest Only) - Owner Occupied	4.15	4.47	-	0	-	-	-	1,944.41	$45,693	$1,158
	Pepper Essential (P & I) - Owner Occupied	4.19	4.38	-	0	-	-	-	1,953.73	$45,696	$1,069
	Options Near Prime (Interest Only) - Owner Occupied/Investment	4.20	4.31	-	0	-	-	-	1,956.07	$45,816	$891
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Beyond Boss Prime (No Offset) (Interest Only) - Investment		0.00
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Home Package Plus Variable Special Offer (First Home Buyers Only)(P & I) - Owner Occupied		0.00
	Classic Saver Home Loan (Construction) (Interest Only) - Investment		0.00
	Complete Variable Home Loan Special (P & I) - Investment		0.00
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied		0.00
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)		0.00
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 1 yrs)		0.00
	Leo Lite Clear Variable (Low Doc) (P & I) - Owner Occupied/Investment		0.00
	Leo Variable Clear Special (Interest Only) - Owner Occupied/Investment		0.00
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)		0.00
	Aspire Regional Variable (P & I) - Investment		0.00
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied		0.00
	Your Way Plus Home Loan Variable (Essential Workers Only) (Interest Only) - Investment		0.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)		0.00
	Back to Basics Variable Special Offer (Interest Only) - Investment		0.00
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Investment		0.00
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied		0.00
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied		0.00
	Simplicity PLUS Variable (Interest Only) - Investment		0.00
	Aspire Metro Variable (Interest Only) - Owner Occupied		0.00
	Pepper Essential (P & I) - Owner Occupied		0.00
	Options Near Prime (Interest Only) - Owner Occupied/Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Beyond Boss Prime (No Offset) (Interest Only) - Investment	2,010.00	0.00	0.00	550.00
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	363.00	0.00	0.00	400.00
	Home Package Plus Variable Special Offer (First Home Buyers Only)(P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Classic Saver Home Loan (Construction) (Interest Only) - Investment	849.00	395.00	0.00	795.00
	Complete Variable Home Loan Special (P & I) - Investment	250.00	395.00	0.00	338.00
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	720.00	0.00	0.00	550.00
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	450.00	350.00	0.00	345.00
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 1 yrs)	0.00	300.00	0.00	0.00
	Leo Lite Clear Variable (Low Doc) (P & I) - Owner Occupied/Investment	1,550.00	0.00	15.00	0.00
	Leo Variable Clear Special (Interest Only) - Owner Occupied/Investment	1,550.00	0.00	15.00	0.00
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	1,390.00	0.00	0.00	550.00
	Aspire Regional Variable (P & I) - Investment	595.00	250.00	0.00	695.00
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	0.00	299.00	0.00	300.00
	Your Way Plus Home Loan Variable (Essential Workers Only) (Interest Only) - Investment	0.00	300.00	0.00	0.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	299.00	0.00	0.00	250.00
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	299.00	0.00	0.00	250.00
	Back to Basics Variable Special Offer (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Simplicity PLUS Variable (Interest Only) - Investment	0.00	0.00	0.00	160.00
	Aspire Metro Variable (Interest Only) - Owner Occupied	595.00	295.00	0.00	695.00
	Pepper Essential (P & I) - Owner Occupied	1,039.00	0.00	10.00	500.00
	Options Near Prime (Interest Only) - Owner Occupied/Investment	1,650.00	0.00	0.00	0.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Beyond Boss Prime (No Offset) (Interest Only) - Investment	50000	30	75
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	150000	30	80
	Home Package Plus Variable Special Offer (First Home Buyers Only)(P & I) - Owner Occupied	150000	30	95
	Classic Saver Home Loan (Construction) (Interest Only) - Investment	50000	30	80
	Complete Variable Home Loan Special (P & I) - Investment	200000	30	80
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	50000	30
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	150000	30	90
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 1 yrs)	150000	30	90
	Leo Lite Clear Variable (Low Doc) (P & I) - Owner Occupied/Investment	100000	30	65
	Leo Variable Clear Special (Interest Only) - Owner Occupied/Investment	100000	30	80
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	50000	30	90
	Aspire Regional Variable (P & I) - Investment	50000	30	70
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	150000	30	80
	Your Way Plus Home Loan Variable (Essential Workers Only) (Interest Only) - Investment	150000	30	60
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	50000	30	95
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	50000	30	80
	Back to Basics Variable Special Offer (Interest Only) - Investment	150000	30	70
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Investment	150000	30	70
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	150000	30	80
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	150000	30	80
	Simplicity PLUS Variable (Interest Only) - Investment	50000	30	80
	Aspire Metro Variable (Interest Only) - Owner Occupied	50000	30	80
	Pepper Essential (P & I) - Owner Occupied	100000	30	85
	Options Near Prime (Interest Only) - Owner Occupied/Investment	100000	30	65
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Beyond Boss Prime (No Offset) (Interest Only) - Investment	$891.00	$636.43
	Basic Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Home Package Plus Variable Special Offer (First Home Buyers Only)(P & I) - Owner Occupied	$1,069.20	$763.71
	Classic Saver Home Loan (Construction) (Interest Only) - Investment	$1,069.20	$763.71
	Complete Variable Home Loan Special (P & I) - Investment	$1,158.30	$827.36
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Offset Variable 80Broker Special Plus (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Home Advantage Fixed (P & I) - Investment(Fixed 1 yrs)	$980.10	$700.07
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 1 yrs)	$1,069.20	$763.71
	Leo Lite Clear Variable (Low Doc) (P & I) - Owner Occupied/Investment	$1,158.30	$827.36
	Leo Variable Clear Special (Interest Only) - Owner Occupied/Investment	$1,158.30	$827.36
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Aspire Regional Variable (P & I) - Investment	$1,158.30	$827.36
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Your Way Plus Home Loan Variable (Essential Workers Only) (Interest Only) - Investment	$1,069.20	$763.71
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 1 yrs)	$1,113.75	$795.54
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	$1,113.75	$795.54
	Back to Basics Variable Special Offer (Interest Only) - Investment	$1,069.20	$763.71
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Investment	$1,069.20	$763.71
	Back to Basics Variable Special Offer (Construction) (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Back to Basics Variable Special Offer (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Simplicity PLUS Variable (Interest Only) - Investment	$1,024.65	$731.89
	Aspire Metro Variable (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Pepper Essential (P & I) - Owner Occupied	$1,069.20	$763.71
	Options Near Prime (Interest Only) - Owner Occupied/Investment	$891.00	$636.43
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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