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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Beyond Boss (With Offset) (P & I) - Investment	4.09	4.40	-	0	-	-	-	1,930.47	$45,882	$891
	Beyond Boss (With Offset) (Interest Only) - Owner Occupied	4.09	4.40	-	0	-	-	-	1,930.47	$45,882	$891
	Beyond Boss Prime (With Offset) (Interest Only) - Investment	4.09	4.40	-	0	-	-	-	1,930.47	$45,882	$891
	Options Near Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	4.30	4.34	-	0	-	-	-	1,979.49	$45,913	$891
	Mortgage Simplifier Home Loan (Interest Only) - Owner Occupied	4.34	4.36	-	0	-	-	-	1,988.89	$45,987	$1,114
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	4.35	4.36	-	0	-	-	-	1,991.25	$45,997	$1,158
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Investment	4.19	4.51	-	0	-	-	-	1,953.73	$46,007	$1,069
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	4.05	4.60	-	0	-	-	-	1,921.21	$46,038	$1,158
	Your Way Plus Home Loan Variable (Interest Only) - Investment	4.24	4.53	-	0	-	-	-	1,965.42	$46,101	$1,069
	& Investor Loan Variable (P & I) - Investment	4.38	4.38	-	0	-	-	-	1,998.32	$46,124	$1,247
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	4.24	4.50	-	0	-	-	-	1,965.42	$46,204	$1,158
	Offset Home Loan Package Variable (Interest Only) - Investment	4.24	4.50	-	0	-	-	-	1,965.42	$46,204	$1,158
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Investment	4.27	4.35	-	0	-	-	-	1,972.45	$46,206	$891
	Options SMSF Prime (P & I) - Investment	4.22	4.34	-	0	-	-	-	1,960.74	$46,213	$891
	Basic Variable (Interest Only) - Investment	4.33	4.37	-	0	-	-	-	1,986.54	$46,229	$1,158
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	4.39	4.39	-	0	-	-	-	2,000.68	$46,233	$1,069
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	4.39	4.39	-	0	-	-	-	2,000.68	$46,233	$1,069
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	4.29	4.43	-	0	-	-	-	1,977.14	$46,273	$1,158
	Basic Variable Loan Special (I/O) - Owner Occupied	4.34	4.38	-	0	-	-	-	1,988.89	$46,288	$1,158
	Basic Variable Loan Special (Interest Only) - Owner Occupied	4.34	4.38	-	0	-	-	-	1,988.89	$46,288	$1,158
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	3.69	4.11	5.29	12	-	-	-	2,218.74	$46,360	$1,158
	Basic Variable 80Broker Special (P&I) - Owner Occupied	4.34	4.39	-	0	-	-	-	1,988.89	$46,408	$1,069
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	4.94	4.74	4.34	60	-	-	-	1,988.89	$46,408	$1,069
	Bold Expat Variable (P & I) - Owner Occupied	4.28	4.37	-	0	-	-	-	1,974.79	$46,426	$1,158
	Bold Expat Variable (Alt Doc) (P & I) - Owner Occupied	4.28	4.37	-	0	-	-	-	1,974.79	$46,426	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Beyond Boss (With Offset) (P & I) - Investment		0.00
	Beyond Boss (With Offset) (Interest Only) - Owner Occupied		0.00
	Beyond Boss Prime (With Offset) (Interest Only) - Investment		0.00
	Options Near Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment		0.00
	Mortgage Simplifier Home Loan (Interest Only) - Owner Occupied		0.00
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied		0.00
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Investment		0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied		0.00
	Your Way Plus Home Loan Variable (Interest Only) - Investment		0.00
	& Investor Loan Variable (P & I) - Investment		0.00
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied		0.00
	Offset Home Loan Package Variable (Interest Only) - Investment		0.00
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Investment		0.00
	Options SMSF Prime (P & I) - Investment		0.00
	Basic Variable (Interest Only) - Investment		0.00
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied		0.00
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Basic Variable Loan Special (I/O) - Owner Occupied		0.00
	Basic Variable Loan Special (Interest Only) - Owner Occupied		0.00
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Basic Variable 80Broker Special (P&I) - Owner Occupied		0.00
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)		0.00
	Bold Expat Variable (P & I) - Owner Occupied		0.00
	Bold Expat Variable (Alt Doc) (P & I) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Beyond Boss (With Offset) (P & I) - Investment	2,010.00	0.00	15.00	550.00
	Beyond Boss (With Offset) (Interest Only) - Owner Occupied	2,010.00	0.00	15.00	550.00
	Beyond Boss Prime (With Offset) (Interest Only) - Investment	2,010.00	0.00	15.00	550.00
	Options Near Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	660.00	0.00	0.00	0.00
	Mortgage Simplifier Home Loan (Interest Only) - Owner Occupied	299.00	0.00	0.00	250.00
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	200.00	0.00	0.00	350.00
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Investment	450.00	300.00	0.00	0.00
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	1,025.00	495.00	0.00	1,195.00
	Your Way Plus Home Loan Variable (Interest Only) - Investment	0.00	300.00	0.00	0.00
	& Investor Loan Variable (P & I) - Investment	0.00	0.00	0.00	0.00
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	363.00	248.00	0.00	400.00
	Offset Home Loan Package Variable (Interest Only) - Investment	363.00	248.00	0.00	400.00
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Investment	1,279.00	0.00	0.00	300.00
	Options SMSF Prime (P & I) - Investment	1,830.00	0.00	0.00	0.00
	Basic Variable (Interest Only) - Investment	649.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	0.00	0.00	0.00	350.00
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	649.00	0.00	8.00	350.00
	Basic Variable Loan Special (I/O) - Owner Occupied	600.00	0.00	0.00	350.00
	Basic Variable Loan Special (Interest Only) - Owner Occupied	600.00	0.00	0.00	350.00
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	363.00	248.00	0.00	400.00
	Basic Variable 80Broker Special (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Bold Expat Variable (P & I) - Owner Occupied	1,390.00	0.00	0.00	550.00
	Bold Expat Variable (Alt Doc) (P & I) - Owner Occupied	1,390.00	0.00	0.00	550.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Beyond Boss (With Offset) (P & I) - Investment	50000	30	70
	Beyond Boss (With Offset) (Interest Only) - Owner Occupied	50000	30	70
	Beyond Boss Prime (With Offset) (Interest Only) - Investment	50000	30	75
	Options Near Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	100000	30	80
	Mortgage Simplifier Home Loan (Interest Only) - Owner Occupied	50000	30	80
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	10000	30	70
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Investment	150000	30	80
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	50000	30	75
	Your Way Plus Home Loan Variable (Interest Only) - Investment	150000	30	80
	& Investor Loan Variable (P & I) - Investment	50000	30
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	150000	30	70
	Offset Home Loan Package Variable (Interest Only) - Investment	150000	30	60
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Investment	150000	30	80
	Options SMSF Prime (P & I) - Investment	100000	30	75
	Basic Variable (Interest Only) - Investment	350000	30	80
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	150000	30	90
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	150000	30	80
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Basic Variable Loan Special (I/O) - Owner Occupied	30000	30	60
	Basic Variable Loan Special (Interest Only) - Owner Occupied	30000	30	60
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	150000	30	70
	Basic Variable 80Broker Special (P&I) - Owner Occupied	50000	30
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	50000	30	90
	Bold Expat Variable (P & I) - Owner Occupied	150000	30	50
	Bold Expat Variable (Alt Doc) (P & I) - Owner Occupied	150000	30	75
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Beyond Boss (With Offset) (P & I) - Investment	$891.00	$636.43
	Beyond Boss (With Offset) (Interest Only) - Owner Occupied	$891.00	$636.43
	Beyond Boss Prime (With Offset) (Interest Only) - Investment	$891.00	$636.43
	Options Near Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	$891.00	$636.43
	Mortgage Simplifier Home Loan (Interest Only) - Owner Occupied	$1,113.75	$795.54
	Extra Variable (Lifetime Discount) (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Investment	$1,069.20	$763.71
	Aspire Expat & Visa Holder (Regular) (Construction) (P & I) - Owner Occupied	$1,158.30	$827.36
	Your Way Plus Home Loan Variable (Interest Only) - Investment	$1,069.20	$763.71
	& Investor Loan Variable (P & I) - Investment	$1,247.40	$891.00
	Offset Home Loan Package Variable (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Offset Home Loan Package Variable (Interest Only) - Investment	$1,158.30	$827.36
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Investment	$891.00	$636.43
	Options SMSF Prime (P & I) - Investment	$891.00	$636.43
	Basic Variable (Interest Only) - Investment	$1,158.30	$827.36
	Home Package Plus Variable Special Offer (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Standard Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (I/O) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Basic Variable 80Broker Special (P&I) - Owner Occupied	$1,069.20	$763.71
	Green Offset Home Loan (Interest Only) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Bold Expat Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Bold Expat Variable (Alt Doc) (P & I) - Owner Occupied	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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