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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Bold Visa Holder Variable (P & I) - Owner Occupied 4.28 4.37 - 0 - - - 1,974.79 $46,426 $1,158
Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied 4.28 4.37 - 0 - - - 1,974.79 $46,426 $1,158
Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs) 3.94 4.08 5.19 12 5.49 5.79 5.99 2,193.97 $46,431 $1,114
Leo Lite Variable Clear **Special** (Low Doc) (P & I) - Owner Occupied 4.19 4.47 - 0 - - - 1,953.73 $46,507 $1,158
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment 4.24 4.56 - 0 - - - 1,965.42 $46,551 $1,069
Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 4.24 4.30 4.69 12 5.24 5.39 - 2,072.15 $46,622 $1,158
Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied 4.19 4.61 - 0 - - - 1,953.73 $46,637 $1,069
Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied 4.19 4.61 - 0 - - - 1,953.73 $46,637 $1,069
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs) 3.69 4.16 5.34 12 5.64 5.94 6.14 2,231.16 $46,743 $1,114
Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 4.04 4.46 4.64 12 5.19 5.39 - 2,060.15 $46,767 $1,158
Classic Saver Home Loan (Interest Only) - Investment 4.18 4.62 - 0 - - - 1,951.40 $46,773 $1,069
Home Package Plus Variable **Special Offer** (Interest Only) - Investment 4.44 4.44 - 0 - - - 2,012.51 $46,778 $1,069
Home Package Plus Variable **Special Offer** (Construction) (Interest Only) - Investment 4.44 4.44 - 0 - - - 2,012.51 $46,778 $1,069
Basic Variable Loan *Special* (I/O) - Owner Occupied 4.39 4.43 - 0 - - - 2,000.68 $46,833 $1,158
Rock Star Package Variable - Owner Occupied 4.23 4.61 - 0 - - - 1,963.08 $46,842 $980
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 3.84 4.26 5.19 12 5.59 5.99 8.19 2,193.97 $46,929 $1,069
Vivid Prime Variable (P & I) - Owner Occupied 4.29 4.54 - 0 - - - 1,977.14 $47,079 $1,158
Aspire Expat & Visa Holder (Regular) (P & I) - Investment 4.15 4.69 - 0 - - - 1,944.41 $47,123 $1,158
Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied 4.15 4.69 - 0 - - - 1,944.41 $47,123 $1,158
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment 4.15 4.69 - 0 - - - 1,944.41 $47,123 $1,158
Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied 4.15 4.69 - 0 - - - 1,944.41 $47,123 $1,158
Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied 4.29 4.64 - 0 - - - 1,977.14 $47,144 $1,158
Professional Package Fixed (P & I) - Investment(Fixed 1 yrs) 4.04 4.46 4.74 12 2.49 2.49 - 2,084.18 $47,150 $1,158
Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs) 3.99 4.44 4.79 12 5.29 5.49 - 2,096.24 $47,210 $980
Basic Home Loan Variable (Interest Only) - Investment 4.44 4.48 - 0 - - - 2,012.51 $47,338 $1,069
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Bold Visa Holder Variable (P & I) - Owner Occupied  0.00  
Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied  0.00  
Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Leo Lite Variable Clear **Special** (Low Doc) (P & I) - Owner Occupied  0.00  
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment  0.00  
Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs)  0.00  
Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied  0.00  
Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied  0.00  
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs)  0.00  
Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)  0.00  
Classic Saver Home Loan (Interest Only) - Investment  0.00  
Home Package Plus Variable **Special Offer** (Interest Only) - Investment  0.00  
Home Package Plus Variable **Special Offer** (Construction) (Interest Only) - Investment  0.00  
Basic Variable Loan *Special* (I/O) - Owner Occupied  0.00  
Rock Star Package Variable - Owner Occupied  0.00  
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Vivid Prime Variable (P & I) - Owner Occupied  0.00  
Aspire Expat & Visa Holder (Regular) (P & I) - Investment  0.00  
Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied  0.00  
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment  0.00  
Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied  0.00  
Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied  0.00  
Professional Package Fixed (P & I) - Investment(Fixed 1 yrs)  0.00  
Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs)  0.00  
Basic Home Loan Variable (Interest Only) - Investment  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Bold Visa Holder Variable (P & I) - Owner Occupied 1,390.00  0.00  0.00  550.00 
Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied 1,390.00  0.00  0.00  550.00 
Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs) 299.00  0.00  0.00  250.00 
Leo Lite Variable Clear **Special** (Low Doc) (P & I) - Owner Occupied 1,550.00  0.00  15.00  0.00 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment 450.00  300.00  0.00  0.00 
Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 295.00  0.00  0.00  390.00 
Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied 605.00  395.00  0.00  795.00 
Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied 605.00  395.00  0.00  795.00 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs) 299.00  299.00  0.00  250.00 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 295.00  349.00  0.00  390.00 
Classic Saver Home Loan (Interest Only) - Investment 849.00  395.00  0.00  795.00 
Home Package Plus Variable **Special Offer** (Interest Only) - Investment 0.00  0.00  0.00  350.00 
Home Package Plus Variable **Special Offer** (Construction) (Interest Only) - Investment 0.00  0.00  0.00  350.00 
Basic Variable Loan *Special* (I/O) - Owner Occupied 600.00  0.00  0.00  350.00 
Rock Star Package Variable - Owner Occupied 600.00  350.00  0.00  380.00 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 0.00  300.00  0.00  0.00 
Vivid Prime Variable (P & I) - Owner Occupied 1,035.00  0.00  15.00  0.00 
Aspire Expat & Visa Holder (Regular) (P & I) - Investment 1,025.00  495.00  0.00  695.00 
Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied 1,025.00  495.00  0.00  695.00 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment 1,025.00  495.00  0.00  1,195.00 
Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied 1,025.00  495.00  0.00  695.00 
Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied 250.00  350.00  0.00  350.00 
Professional Package Fixed (P & I) - Investment(Fixed 1 yrs) 295.00  349.00  0.00  350.00 
Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs) 510.00  350.00  0.00  345.00 
Basic Home Loan Variable (Interest Only) - Investment 560.00  0.00  0.00  350.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Bold Visa Holder Variable (P & I) - Owner Occupied 150000  30  50 
Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied 150000  30  70 
Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs) 50000  30  80 
Leo Lite Variable Clear **Special** (Low Doc) (P & I) - Owner Occupied 100000  30  75 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment 150000  30  90 
Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 40000  30  90 
Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied 50000  30  70 
Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied 50000  30  70 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs) 50000  30  80 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 100000  30  80 
Classic Saver Home Loan (Interest Only) - Investment 50000  30  60 
Home Package Plus Variable **Special Offer** (Interest Only) - Investment 150000  30  70 
Home Package Plus Variable **Special Offer** (Construction) (Interest Only) - Investment 150000  30  70 
Basic Variable Loan *Special* (I/O) - Owner Occupied 30000  30  80 
Rock Star Package Variable - Owner Occupied 150000  30  80 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 150000  30  90 
Vivid Prime Variable (P & I) - Owner Occupied 50000  30  90 
Aspire Expat & Visa Holder (Regular) (P & I) - Investment 50000  30  80 
Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied 50000  30  60 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment 50000  30  60 
Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied 50000  30  70 
Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied 350000  30  85 
Professional Package Fixed (P & I) - Investment(Fixed 1 yrs) 100000  30  80 
Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs) 150000  30  90 
Basic Home Loan Variable (Interest Only) - Investment 40000  30  80 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Bold Visa Holder Variable (P & I) - Owner Occupied$1,158.30  $827.36 
Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied$1,158.30  $827.36 
Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs)$1,113.75  $795.54 
Leo Lite Variable Clear **Special** (Low Doc) (P & I) - Owner Occupied$1,158.30  $827.36 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment$1,069.20  $763.71 
Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs)$1,158.30  $827.36 
Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied$1,069.20  $763.71 
Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied$1,069.20  $763.71 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs)$1,113.75  $795.54 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)$1,158.30  $827.36 
Classic Saver Home Loan (Interest Only) - Investment$1,069.20  $763.71 
Home Package Plus Variable **Special Offer** (Interest Only) - Investment$1,069.20  $763.71 
Home Package Plus Variable **Special Offer** (Construction) (Interest Only) - Investment$1,069.20  $763.71 
Basic Variable Loan *Special* (I/O) - Owner Occupied$1,158.30  $827.36 
Rock Star Package Variable - Owner Occupied$980.10  $700.07 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)$1,069.20  $763.71 
Vivid Prime Variable (P & I) - Owner Occupied$1,158.30  $827.36 
Aspire Expat & Visa Holder (Regular) (P & I) - Investment$1,158.30  $827.36 
Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment$1,158.30  $827.36 
Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied$1,158.30  $827.36 
Professional Package Fixed (P & I) - Investment(Fixed 1 yrs)$1,158.30  $827.36 
Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs)$980.10  $700.07 
Basic Home Loan Variable (Interest Only) - Investment$1,069.20  $763.71 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 14 of 102
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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