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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs) 6.09 6.40 5.89 36 5.89 - - 2,369.99 $65,415 $1,247
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs) 6.59 6.52 5.79 24 5.79 5.79 6.19 2,344.47 $65,444 $1,158
Home Loan Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 5.64 6.04 5.99 60 5.79 5.99 - 2,395.63 $65,466 $1,158
Low Rate Essentials Variable (P & I) - Owner Occupied 6.09 6.12 - 0 - - - 2,421.40 $65,467 $1,069
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs) 5.74 6.17 6.04 24 - - - 2,408.50 $65,468 $1,247
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 5.94 6.30 - 0 - - - 2,382.79 $65,493 $1,158
Simplicity PLUS Variable **Special Offer** (P & I) - Investment 6.14 6.14 - 0 - - - 2,434.32 $65,551 $1,025
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 6.29 6.32 5.74 12 5.64 5.59 5.99 2,331.75 $65,553 $1,158
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment 5.99 6.27 - 0 - - - 2,395.63 $65,626 $1,069
Your Way Plus Home Loan Variable (Interest Only) - Investment 5.99 6.27 - 0 - - - 2,395.63 $65,626 $1,069
Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 8.73 7.65 6.04 60 5.64 5.74 - 2,408.50 $65,634 $1,069
Complete Variable Home Loan **Special** (P & I) - Investment 5.94 6.31 - 0 - - - 2,382.79 $65,643 $1,158
Offset Variable 80 (OO & INV Package) (P&I) - Investment 6.09 6.14 - 0 - - - 2,421.40 $65,713 $1,069
Basic Variable 80 (P&I) - Investment 6.09 6.14 - 0 - - - 2,421.40 $65,713 $1,069
Offset Variable 80 (P&I) - Owner Occupied 6.09 6.14 - 0 - - - 2,421.40 $65,713 $1,069
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs) 6.64 6.45 6.09 60 - - - 2,421.40 $65,713 $1,069
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 6.64 6.45 6.09 60 - - - 2,421.40 $65,713 $1,069
Solar Offset Home Loan (P & I) - Investment(Fixed 5 yrs) 6.64 6.45 6.09 60 - - - 2,421.40 $65,713 $1,069
Green Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs) 6.64 6.45 6.09 60 - - - 2,421.40 $65,713 $1,069
Solar Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 6.64 6.45 6.09 60 - - - 2,421.40 $65,713 $1,069
Solar Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs) 6.64 6.45 6.09 60 - - - 2,421.40 $65,713 $1,069
Extra Variable (Lifetime Discount) (P & I) - Investment 6.14 6.15 - 0 - - - 2,434.32 $65,751 $1,158
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 2 yrs) 6.09 6.39 5.89 24 5.89 5.89 - 2,369.99 $65,849 $980
MAV Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 7.60 7.36 5.64 36 - - - 2,306.42 $65,849 $1,158
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 5 yrs) 8.27 7.56 5.99 60 - - - 2,395.63 $65,851 $1,158
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs)  0.00  
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)  0.00  
Home Loan Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs)  0.00  
Low Rate Essentials Variable (P & I) - Owner Occupied  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs)  0.00  
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment  0.00  
Simplicity PLUS Variable **Special Offer** (P & I) - Investment  0.00  
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 1 yrs)  0.00  
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment  0.00  
Your Way Plus Home Loan Variable (Interest Only) - Investment  0.00  
Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs)  0.00  
Complete Variable Home Loan **Special** (P & I) - Investment  0.00  
Offset Variable 80 (OO & INV Package) (P&I) - Investment  0.00  
Basic Variable 80 (P&I) - Investment  0.00  
Offset Variable 80 (P&I) - Owner Occupied  0.00  
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)  0.00  
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
Solar Offset Home Loan (P & I) - Investment(Fixed 5 yrs)  0.00  
Green Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Solar Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
Solar Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Extra Variable (Lifetime Discount) (P & I) - Investment  0.00  
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 2 yrs)  0.00  
MAV Fixed (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 5 yrs)  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs) 302.50  395.00  0.00  400.00 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs) 0.00  0.00  8.00  350.00 
Home Loan Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 350.00  248.00  0.00  400.00 
Low Rate Essentials Variable (P & I) - Owner Occupied 475.00  0.00  0.00  300.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs) 302.50  395.00  0.00  400.00 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 200.00  395.00  0.00  350.00 
Simplicity PLUS Variable **Special Offer** (P & I) - Investment 0.00  0.00  0.00  160.00 
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 0.00  0.00  8.00  350.00 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment 250.00  300.00  0.00  250.00 
Your Way Plus Home Loan Variable (Interest Only) - Investment 250.00  300.00  0.00  250.00 
Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 600.00  0.00  10.00  350.00 
Complete Variable Home Loan **Special** (P & I) - Investment 350.00  395.00  0.00  338.20 
Offset Variable 80 (OO & INV Package) (P&I) - Investment 721.00  0.00  0.00  550.00 
Basic Variable 80 (P&I) - Investment 721.00  0.00  0.00  550.00 
Offset Variable 80 (P&I) - Owner Occupied 721.00  0.00  0.00  550.00 
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs) 721.00  0.00  0.00  550.00 
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 721.00  0.00  0.00  0.00 
Solar Offset Home Loan (P & I) - Investment(Fixed 5 yrs) 721.00  0.00  0.00  0.00 
Green Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs) 721.00  0.00  0.00  0.00 
Solar Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 721.00  0.00  0.00  0.00 
Solar Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs) 721.00  0.00  0.00  550.00 
Extra Variable (Lifetime Discount) (P & I) - Investment 200.00  0.00  0.00  350.00 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 2 yrs) 510.00  350.00  0.00  345.00 
MAV Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 200.00  395.00  0.00  0.00 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 5 yrs) 0.00  395.00  0.00  0.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs) 100000  30  80 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs) 20000  30  90 
Home Loan Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 150000  30  70 
Low Rate Essentials Variable (P & I) - Owner Occupied 50000  30  95 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs) 100000  30  90 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 100000  30  60 
Simplicity PLUS Variable **Special Offer** (P & I) - Investment 50000  30  90 
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 20000  30  80 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment 10000  30  90 
Your Way Plus Home Loan Variable (Interest Only) - Investment 10000  30  80 
Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 10000  30  95 
Complete Variable Home Loan **Special** (P & I) - Investment 200000  30  60 
Offset Variable 80 (OO & INV Package) (P&I) - Investment 50000  30  80 
Basic Variable 80 (P&I) - Investment 50000  30  80 
Offset Variable 80 (P&I) - Owner Occupied 50000  30  80 
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs) 50000  30   
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 50000  30   
Solar Offset Home Loan (P & I) - Investment(Fixed 5 yrs) 50000  30   
Green Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs) 50000  30   
Solar Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 50000  30   
Solar Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs) 50000  30   
Extra Variable (Lifetime Discount) (P & I) - Investment 10000  30  80 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 2 yrs) 150000  30  90 
MAV Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 150000  30   
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 5 yrs) 150000  30   
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs)$1,247.40  $891.00 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)$1,158.30  $827.36 
Home Loan Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs)$1,158.30  $827.36 
Low Rate Essentials Variable (P & I) - Owner Occupied$1,069.20  $763.71 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs)$1,247.40  $891.00 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment$1,158.30  $827.36 
Simplicity PLUS Variable **Special Offer** (P & I) - Investment$1,024.65  $731.89 
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 1 yrs)$1,158.30  $827.36 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment$1,069.20  $763.71 
Your Way Plus Home Loan Variable (Interest Only) - Investment$1,069.20  $763.71 
Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs)$1,069.20  $763.71 
Complete Variable Home Loan **Special** (P & I) - Investment$1,158.30  $827.36 
Offset Variable 80 (OO & INV Package) (P&I) - Investment$1,069.20  $763.71 
Basic Variable 80 (P&I) - Investment$1,069.20  $763.71 
Offset Variable 80 (P&I) - Owner Occupied$1,069.20  $763.71 
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,069.20  $763.71 
Solar Offset Home Loan (P & I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Green Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Solar Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,069.20  $763.71 
Solar Basic Home Loan (Interest Only) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Extra Variable (Lifetime Discount) (P & I) - Investment$1,158.30  $827.36 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 2 yrs)$980.10  $700.07 
MAV Fixed (P & I) - Owner Occupied(Fixed 3 yrs)$1,158.30  $827.36 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 14 of 82
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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