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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Bold Visa Holder Variable (P & I) - Owner Occupied	4.28	4.37	-	0	-	-	-	1,974.79	$46,426	$1,158
	Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied	4.28	4.37	-	0	-	-	-	1,974.79	$46,426	$1,158
	Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs)	3.94	4.08	5.19	12	5.49	5.79	5.99	2,193.97	$46,431	$1,114
	Leo Lite Variable Clear Special (Low Doc) (P & I) - Owner Occupied	4.19	4.47	-	0	-	-	-	1,953.73	$46,507	$1,158
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment	4.24	4.56	-	0	-	-	-	1,965.42	$46,551	$1,069
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	4.24	4.30	4.69	12	5.24	5.39	-	2,072.15	$46,622	$1,158
	Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied	4.19	4.61	-	0	-	-	-	1,953.73	$46,637	$1,069
	Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied	4.19	4.61	-	0	-	-	-	1,953.73	$46,637	$1,069
	Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs)	3.69	4.16	5.34	12	5.64	5.94	6.14	2,231.16	$46,743	$1,114
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	4.04	4.46	4.64	12	5.19	5.39	-	2,060.15	$46,767	$1,158
	Classic Saver Home Loan (Interest Only) - Investment	4.18	4.62	-	0	-	-	-	1,951.40	$46,773	$1,069
	Home Package Plus Variable Special Offer (Interest Only) - Investment	4.44	4.44	-	0	-	-	-	2,012.51	$46,778	$1,069
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	4.44	4.44	-	0	-	-	-	2,012.51	$46,778	$1,069
	Basic Variable Loan Special (I/O) - Owner Occupied	4.39	4.43	-	0	-	-	-	2,000.68	$46,833	$1,158
	Rock Star Package Variable - Owner Occupied	4.23	4.61	-	0	-	-	-	1,963.08	$46,842	$980
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)	3.84	4.26	5.19	12	5.59	5.99	8.19	2,193.97	$46,929	$1,069
	Vivid Prime Variable (P & I) - Owner Occupied	4.29	4.54	-	0	-	-	-	1,977.14	$47,079	$1,158
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	4.15	4.69	-	0	-	-	-	1,944.41	$47,123	$1,158
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	4.15	4.69	-	0	-	-	-	1,944.41	$47,123	$1,158
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	4.15	4.69	-	0	-	-	-	1,944.41	$47,123	$1,158
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	4.15	4.69	-	0	-	-	-	1,944.41	$47,123	$1,158
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	4.29	4.64	-	0	-	-	-	1,977.14	$47,144	$1,158
	Professional Package Fixed (P & I) - Investment(Fixed 1 yrs)	4.04	4.46	4.74	12	2.49	2.49	-	2,084.18	$47,150	$1,158
	Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs)	3.99	4.44	4.79	12	5.29	5.49	-	2,096.24	$47,210	$980
	Basic Home Loan Variable (Interest Only) - Investment	4.44	4.48	-	0	-	-	-	2,012.51	$47,338	$1,069
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Bold Visa Holder Variable (P & I) - Owner Occupied		0.00
	Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied		0.00
	Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs)		0.00
	Leo Lite Variable Clear Special (Low Doc) (P & I) - Owner Occupied		0.00
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment		0.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs)		0.00
	Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied		0.00
	Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied		0.00
	Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Classic Saver Home Loan (Interest Only) - Investment		0.00
	Home Package Plus Variable Special Offer (Interest Only) - Investment		0.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment		0.00
	Basic Variable Loan Special (I/O) - Owner Occupied		0.00
	Rock Star Package Variable - Owner Occupied		0.00
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)		0.00
	Vivid Prime Variable (P & I) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment		0.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied		0.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Professional Package Fixed (P & I) - Investment(Fixed 1 yrs)		0.00
	Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs)		0.00
	Basic Home Loan Variable (Interest Only) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Bold Visa Holder Variable (P & I) - Owner Occupied	1,390.00	0.00	0.00	550.00
	Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied	1,390.00	0.00	0.00	550.00
	Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs)	299.00	0.00	0.00	250.00
	Leo Lite Variable Clear Special (Low Doc) (P & I) - Owner Occupied	1,550.00	0.00	15.00	0.00
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment	450.00	300.00	0.00	0.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	295.00	0.00	0.00	390.00
	Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied	605.00	395.00	0.00	795.00
	Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied	605.00	395.00	0.00	795.00
	Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs)	299.00	299.00	0.00	250.00
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	295.00	349.00	0.00	390.00
	Classic Saver Home Loan (Interest Only) - Investment	849.00	395.00	0.00	795.00
	Home Package Plus Variable Special Offer (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	0.00	0.00	0.00	350.00
	Basic Variable Loan Special (I/O) - Owner Occupied	600.00	0.00	0.00	350.00
	Rock Star Package Variable - Owner Occupied	600.00	350.00	0.00	380.00
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)	0.00	300.00	0.00	0.00
	Vivid Prime Variable (P & I) - Owner Occupied	1,035.00	0.00	15.00	0.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	1,025.00	495.00	0.00	695.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	1,025.00	495.00	0.00	695.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	250.00	350.00	0.00	350.00
	Professional Package Fixed (P & I) - Investment(Fixed 1 yrs)	295.00	349.00	0.00	350.00
	Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs)	510.00	350.00	0.00	345.00
	Basic Home Loan Variable (Interest Only) - Investment	560.00	0.00	0.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Bold Visa Holder Variable (P & I) - Owner Occupied	150000	30	50
	Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied	150000	30	70
	Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs)	50000	30	80
	Leo Lite Variable Clear Special (Low Doc) (P & I) - Owner Occupied	100000	30	75
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment	150000	30	90
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	40000	30	90
	Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied	50000	30	70
	Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied	50000	30	70
	Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs)	50000	30	80
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	100000	30	80
	Classic Saver Home Loan (Interest Only) - Investment	50000	30	60
	Home Package Plus Variable Special Offer (Interest Only) - Investment	150000	30	70
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	150000	30	70
	Basic Variable Loan Special (I/O) - Owner Occupied	30000	30	80
	Rock Star Package Variable - Owner Occupied	150000	30	80
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)	150000	30	90
	Vivid Prime Variable (P & I) - Owner Occupied	50000	30	90
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	50000	30	80
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	50000	30	60
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	50000	30	60
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	50000	30	70
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Professional Package Fixed (P & I) - Investment(Fixed 1 yrs)	100000	30	80
	Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs)	150000	30	90
	Basic Home Loan Variable (Interest Only) - Investment	40000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Bold Visa Holder Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Bold Visa Holder Variable (Alt Doc) (P & I) - Owner Occupied	$1,158.30	$827.36
	Fixed Rate Loan (Interest Only) - Investment(Fixed 1 yrs)	$1,113.75	$795.54
	Leo Lite Variable Clear Special (Low Doc) (P & I) - Owner Occupied	$1,158.30	$827.36
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Investment	$1,069.20	$763.71
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	$1,158.30	$827.36
	Classic Home Loan (Standard) (NDIS) (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Classic Home Loan (Standard) (NDIS) (Construction) (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 1 yrs)	$1,113.75	$795.54
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Classic Saver Home Loan (Interest Only) - Investment	$1,069.20	$763.71
	Home Package Plus Variable Special Offer (Interest Only) - Investment	$1,069.20	$763.71
	Home Package Plus Variable Special Offer (Construction) (Interest Only) - Investment	$1,069.20	$763.71
	Basic Variable Loan Special (I/O) - Owner Occupied	$1,158.30	$827.36
	Rock Star Package Variable - Owner Occupied	$980.10	$700.07
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)	$1,069.20	$763.71
	Vivid Prime Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Aspire Expat & Visa Holder (Regular) (P & I) - Investment	$1,158.30	$827.36
	Aspire Expat & Visa Holder (Regular) (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Investment	$1,158.30	$827.36
	Aspire Expat & Visa Holder (Standard Prime) (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Professional Package Fixed (P & I) - Investment(Fixed 1 yrs)	$1,158.30	$827.36
	Home Advantage Fixed (Interest Only) - Investment (Fixed 1 yrs)	$980.10	$700.07
	Basic Home Loan Variable (Interest Only) - Investment	$1,069.20	$763.71
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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