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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
NAB Choice Package Fixed (Existing Package Only) (Interest in Advance) - Investment(Fixed 5 yrs) 8.57 7.71 5.99 60 5.59 5.59 5.99 2,395.63 $65,851 $1,158
NAB Choice Package Fixed (Existing Package Only) (Interest Only) - Investment(Fixed 5 yrs) 8.57 7.71 5.99 60 5.59 5.59 5.99 2,395.63 $65,851 $1,158
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 3 yrs) 8.54 7.95 5.44 36 5.24 5.44 5.89 2,256.12 $65,880 $1,247
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs) 5.64 6.12 6.04 36 - - - 2,408.50 $65,904 $1,069
Professional Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 6.44 6.56 5.99 60 5.55 5.59 - 2,395.63 $65,916 $1,158
Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 2 yrs) 6.74 6.56 5.84 24 6.14 6.29 7.69 2,357.21 $65,940 $1,025
Offset Home Loan Package Variable (Construction) (Interest Only) - Owner Occupied 5.90 6.25 - 0 - - - 2,372.55 $65,962 $1,158
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment 5.90 6.25 - 0 - - - 2,372.55 $65,962 $1,158
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 1 yrs) 5.89 6.28 6.14 12 - - - 2,434.32 $65,963 $1,069
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs) 8.82 7.88 5.59 36 - - - 2,293.79 $65,980 $1,069
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 5 yrs) 5.94 6.05 6.19 60 5.79 5.89 - 2,447.28 $66,111 $1,069
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 5 yrs) 5.94 6.05 6.19 60 5.79 5.89 - 2,447.28 $66,111 $1,069
Fixed Option (PAP) (P&I) - Investment(Fixed 1 yrs) 5.92 6.29 6.19 12 6.79 6.79 7.09 2,447.28 $66,126 $891
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs) 9.62 8.25 5.99 48 5.99 5.99 - 2,395.63 $66,134 $1,069
Home Loan Plus Variable (Freedom Package) (P & I) - Investment 5.99 6.36 - 0 - - - 2,395.63 $66,153 $1,247
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 5.99 6.36 - 0 - - - 2,395.63 $66,153 $1,247
Fixed Rate (Interest Only) - Owner Occupied(Fixed 3 yrs) 5.85 6.00 6.19 36 6.14 6.19 6.54 2,447.28 $66,188 $1,069
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 5.89 6.28 6.09 24 6.09 6.19 6.19 2,421.40 $66,237 $1,158
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 5.89 6.28 6.09 24 6.09 6.19 6.19 2,421.40 $66,237 $1,158
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 5.89 6.28 6.09 24 6.09 6.19 6.19 2,421.40 $66,237 $1,158
Fixed Option (PAP) (P&I) - Investment(Fixed 2 yrs) 5.92 6.30 6.09 24 6.79 6.79 7.09 2,421.40 $66,262 $891
ZIP Home Loan (P & I) - Owner Occupied 6.14 6.19 - 0 - - - 2,434.32 $66,272 $1,069
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 6.79 6.67 5.79 24 5.79 5.79 6.19 2,344.47 $66,277 $1,158
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 2 yrs) 6.79 6.67 5.79 24 5.79 5.79 6.19 2,344.47 $66,277 $1,158
Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 8.30 7.65 5.64 36 6.99 6.44 6.84 2,306.42 $66,284 $1,158
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
NAB Choice Package Fixed (Existing Package Only) (Interest in Advance) - Investment(Fixed 5 yrs)  0.00  
NAB Choice Package Fixed (Existing Package Only) (Interest Only) - Investment(Fixed 5 yrs)  0.00  
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Professional Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs)  0.00  
Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 2 yrs)  0.00  
Offset Home Loan Package Variable (Construction) (Interest Only) - Owner Occupied  0.00  
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment  0.00  
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs)  0.00  
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 5 yrs)  0.00  
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Fixed Option (PAP) (P&I) - Investment(Fixed 1 yrs)  0.00  
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs)  0.00  
Home Loan Plus Variable (Freedom Package) (P & I) - Investment   0.00  
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment  0.00  
Fixed Rate (Interest Only) - Owner Occupied(Fixed 3 yrs)  0.00  
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs)  0.00  
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs)  0.00  
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs)  0.00  
Fixed Option (PAP) (P&I) - Investment(Fixed 2 yrs)  0.00  
ZIP Home Loan (P & I) - Owner Occupied  0.00  
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs)  0.00  
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 2 yrs)  0.00  
Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
NAB Choice Package Fixed (Existing Package Only) (Interest in Advance) - Investment(Fixed 5 yrs) 0.00  395.00  0.00  350.00 
NAB Choice Package Fixed (Existing Package Only) (Interest Only) - Investment(Fixed 5 yrs) 0.00  395.00  0.00  350.00 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 3 yrs) 302.50  395.00  0.00  400.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs) 250.00  395.00  0.00  350.00 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 295.00  349.00  0.00  390.00 
Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 2 yrs) 0.00  0.00  0.00  160.00 
Offset Home Loan Package Variable (Construction) (Interest Only) - Owner Occupied 1,850.00  248.00  0.00  400.00 
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment 1,850.00  248.00  0.00  400.00 
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 1 yrs) 250.00  395.00  0.00  350.00 
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs) 450.00  0.00  0.00  350.00 
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 5 yrs) 0.00  0.00  0.00  350.00 
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 5 yrs) 0.00  0.00  0.00  350.00 
Fixed Option (PAP) (P&I) - Investment(Fixed 1 yrs) 0.00  395.00  0.00  350.00 
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs) 450.00  0.00  0.00  350.00 
Home Loan Plus Variable (Freedom Package) (P & I) - Investment 302.50  395.00  0.00  400.00 
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 302.50  395.00  0.00  400.00 
Fixed Rate (Interest Only) - Owner Occupied(Fixed 3 yrs) 721.00  0.00  0.00  550.00 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 100.00  395.00  0.00  350.00 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 100.00  395.00  0.00  350.00 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 100.00  395.00  0.00  350.00 
Fixed Option (PAP) (P&I) - Investment(Fixed 2 yrs) 0.00  395.00  0.00  350.00 
ZIP Home Loan (P & I) - Owner Occupied 721.00  0.00  0.00  550.00 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 0.00  0.00  8.00  350.00 
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 2 yrs) 0.00  0.00  8.00  350.00 
Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 800.00  0.00  8.00  350.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
NAB Choice Package Fixed (Existing Package Only) (Interest in Advance) - Investment(Fixed 5 yrs) 150000  30  80 
NAB Choice Package Fixed (Existing Package Only) (Interest Only) - Investment(Fixed 5 yrs) 150000  30  90 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 3 yrs) 100000  30  95 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs) 40000  30  90 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs) 100000  30  80 
Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 2 yrs) 20000  30  80 
Offset Home Loan Package Variable (Construction) (Interest Only) - Owner Occupied 150000  30  80 
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment 150000  30  70 
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 1 yrs) 40000  30  90 
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs) 40000  30  80 
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 5 yrs) 150000  30  90 
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 5 yrs) 150000  30  60 
Fixed Option (PAP) (P&I) - Investment(Fixed 1 yrs) 150000  30  70 
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs) 40000  30  80 
Home Loan Plus Variable (Freedom Package) (P & I) - Investment 100000  30  80 
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment 100000  30  60 
Fixed Rate (Interest Only) - Owner Occupied(Fixed 3 yrs) 50000  30  80 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 150000  30  80 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 150000  30  70 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs) 150000  30  95 
Fixed Option (PAP) (P&I) - Investment(Fixed 2 yrs) 150000  30  70 
ZIP Home Loan (P & I) - Owner Occupied 250000  30  90 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 20000  30  90 
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 2 yrs) 20000  30  60 
Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 10000  30  95 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
NAB Choice Package Fixed (Existing Package Only) (Interest in Advance) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
NAB Choice Package Fixed (Existing Package Only) (Interest Only) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 3 yrs)$1,247.40  $891.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs)$1,069.20  $763.71 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 5 yrs)$1,158.30  $827.36 
Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 2 yrs)$1,024.65  $731.89 
Offset Home Loan Package Variable (Construction) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment$1,158.30  $827.36 
Flexible Home Loan 1 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 1 yrs)$1,069.20  $763.71 
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs)$1,069.20  $763.71 
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Fixed Option (PAP) (P&I) - Investment(Fixed 1 yrs)$891.00  $636.43 
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs)$1,069.20  $763.71 
Home Loan Plus Variable (Freedom Package) (P & I) - Investment $1,247.40  $891.00 
Home Loan Plus Variable (Freedom Package) (Interest Only) - Investment$1,247.40  $891.00 
Fixed Rate (Interest Only) - Owner Occupied(Fixed 3 yrs)$1,069.20  $763.71 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs)$1,158.30  $827.36 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs)$1,158.30  $827.36 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 2 yrs)$1,158.30  $827.36 
Fixed Option (PAP) (P&I) - Investment(Fixed 2 yrs)$891.00  $636.43 
ZIP Home Loan (P & I) - Owner Occupied$1,069.20  $763.71 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs)$1,158.30  $827.36 
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 2 yrs)$1,158.30  $827.36 
Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)$1,158.30  $827.36 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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