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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Basic Flyer Home Loan Variable (P & I) - Investment	2.44	2.46	-	0	-	-	-	1,568.03	$25,665	$1,158
	Fixed Rate Loan (P & I) - Investment(Fixed 2 yrs)	2.64	2.61	2.34	24	2.34	2.34	2.64	1,547.41	$25,708	$1,114
	Basic Flyer Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	2.34	2.39	2.64	12	-	-	-	1,609.75	$25,733	$1,158
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	2.69	2.97	2.19	36	2.19	2.19	-	1,516.77	$25,738	$980
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	3.67	3.60	2.24	48	2.09	2.09	2.79	1,526.95	$25,819	$1,158
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	2.69	2.93	2.09	24	2.09	2.04	2.59	1,496.55	$25,831	$1,069
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	2.49	2.49	-	0	-	-	-	1,578.40	$25,831	$1,247
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	2.39	2.76	2.14	12	2.14	2.24	-	1,506.64	$25,837	$1,158
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	2.34	2.63	-	0	-	-	-	1,547.41	$25,849	$1,158
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	2.69	2.92	2.24	36	2.29	2.24	2.79	1,526.95	$25,878	$1,069
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	2.64	2.93	2.24	36	2.14	2.24	-	1,526.95	$25,891	$1,158
	Basic Variable Loan Special (P&I) - Owner Occupied	2.44	2.48	-	0	-	-	-	1,568.03	$25,902	$1,158
	Basic Variable Loan Special (P&I) - Owner Occupied	2.44	2.48	-	0	-	-	-	1,568.03	$25,902	$1,158
	Standard Variable (P & I) - Owner Occupied	2.39	2.53	-	0	-	-	-	1,557.70	$25,903	$1,158
	Pepper Essential (P & I) - Owner Occupied	2.35	2.55	-	0	-	-	-	1,549.47	$25,990	$1,069
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	2.84	2.73	2.44	60	-	-	-	1,568.03	$26,022	$1,069
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 2 yrs)	2.64	2.94	2.14	24	2.14	2.24	-	1,506.64	$26,071	$1,158
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	2.29	2.36	2.59	24	-	-	-	1,599.26	$26,087	$1,158
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 4 yrs)	3.19	3.31	2.29	48	2.09	2.09	2.29	1,537.16	$26,104	$891
	Basic Flyer Home Loan Variable Construction (P & I) - Owner Occupied	2.34	2.45	-	0	-	-	-	1,547.41	$26,109	$1,158
	Basic Package Variable (P & I) - Owner Occupied	2.49	2.51	-	0	-	-	-	1,578.40	$26,126	$1,158
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	2.49	2.51	-	0	-	-	-	1,578.40	$26,130	$1,114
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 2 yrs)	2.49	2.51	2.49	24	2.29	2.24	2.39	1,578.40	$26,130	$1,114
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 1 yrs)	2.54	2.54	2.49	12	-	-	-	1,578.40	$26,172	$1,069
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	3.14	3.28	2.29	48	1.99	2.08	2.59	1,537.16	$26,182	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Basic Flyer Home Loan Variable (P & I) - Investment		0.00
	Fixed Rate Loan (P & I) - Investment(Fixed 2 yrs)		0.00
	Basic Flyer Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 3 yrs)		0.00
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 4 yrs)		0.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied		0.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied		0.00
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)		0.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Standard Variable (P & I) - Owner Occupied		0.00
	Pepper Essential (P & I) - Owner Occupied		0.00
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)		0.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 4 yrs)		0.00
	Basic Flyer Home Loan Variable Construction (P & I) - Owner Occupied		0.00
	Basic Package Variable (P & I) - Owner Occupied		0.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied		0.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Basic Flyer Home Loan Variable (P & I) - Investment	363.00	0.00	0.00	400.00
	Fixed Rate Loan (P & I) - Investment(Fixed 2 yrs)	299.00	0.00	0.00	250.00
	Basic Flyer Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	363.00	0.00	0.00	400.00
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	450.00	350.00	0.00	300.00
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	0.00	395.00	0.00	350.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	400.00	300.00	0.00	0.00
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	0.00	0.00	0.00	395.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	250.00	350.00	0.00	350.00
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	400.00	300.00	0.00	0.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	250.00	350.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Standard Variable (P & I) - Owner Occupied	649.00	0.00	8.00	350.00
	Pepper Essential (P & I) - Owner Occupied	1,039.00	0.00	10.00	250.00
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 2 yrs)	250.00	350.00	0.00	350.00
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	363.00	0.00	0.00	400.00
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 4 yrs)	0.00	395.00	0.00	350.00
	Basic Flyer Home Loan Variable Construction (P & I) - Owner Occupied	1,863.00	0.00	0.00	400.00
	Basic Package Variable (P & I) - Owner Occupied	295.00	0.00	0.00	350.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	299.00	0.00	0.00	250.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 2 yrs)	299.00	0.00	0.00	250.00
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 1 yrs)	0.00	0.00	0.00	350.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	100.00	395.00	0.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Basic Flyer Home Loan Variable (P & I) - Investment	150000	30	80
	Fixed Rate Loan (P & I) - Investment(Fixed 2 yrs)	50000	30	80
	Basic Flyer Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	150000	30	70
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	150000	30	90
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	150000	30	95
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	150000	30	80
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	150000	30
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	350000	30	80
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	150000	30	70
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	150000	30	90
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	350000	30	85
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Standard Variable (P & I) - Owner Occupied	350000	30	80
	Pepper Essential (P & I) - Owner Occupied	100000	30	85
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	50000	30	90
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 2 yrs)	350000	30	85
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	150000	30	70
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 4 yrs)	150000	30	70
	Basic Flyer Home Loan Variable Construction (P & I) - Owner Occupied	150000	30	80
	Basic Package Variable (P & I) - Owner Occupied	40000	30	60
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	50000	30	95
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 2 yrs)	50000	30	95
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 1 yrs)	150000	30	80
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	100000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Basic Flyer Home Loan Variable (P & I) - Investment	$1,158.30	$827.36
	Fixed Rate Loan (P & I) - Investment(Fixed 2 yrs)	$1,113.75	$795.54
	Basic Flyer Home Loan 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	$980.10	$700.07
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	$1,158.30	$827.36
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	$1,069.20	$763.71
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	$1,247.40	$891.00
	Mortgage Plus Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Offset Flyer Home Loan Package Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 3 yrs)	$1,069.20	$763.71
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Standard Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Pepper Essential (P & I) - Owner Occupied	$1,069.20	$763.71
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 2 yrs)	$1,158.30	$827.36
	Basic Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	$1,158.30	$827.36
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 4 yrs)	$891.00	$636.43
	Basic Flyer Home Loan Variable Construction (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Package Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	$1,113.75	$795.54
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 2 yrs)	$1,113.75	$795.54
	Home Package Plus Fixed Special Offer (P & I) - Owner Occupied(Fixed 1 yrs)	$1,069.20	$763.71
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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