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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	3.14	3.28	2.29	48	1.99	2.08	2.59	1,537.16	$26,182	$1,158
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	3.24	3.34	2.29	48	1.99	2.08	2.59	1,537.16	$26,227	$1,158
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	2.49	2.54	2.29	12	2.19	2.19	2.69	1,537.16	$26,231	$891
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	3.67	3.66	2.08	36	2.09	2.09	2.79	1,494.53	$26,265	$1,158
	Green Plus Home Loan (P&I) - Owner Occupied	2.34	2.70	-	0	-	-	-	1,547.41	$26,291	$1,069
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	2.69	2.92	2.34	48	2.29	2.24	2.79	1,547.41	$26,306	$1,069
	Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 4 yrs)	4.52	3.93	2.34	48	2.19	2.19	2.89	1,547.41	$26,325	$1,158
	Discount Variable (P & I) - Owner Occupied	2.44	2.50	-	0	-	-	-	1,568.03	$26,352	$980
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	2.54	2.54	-	0	-	-	-	1,588.81	$26,360	$1,069
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	2.54	2.54	-	0	-	-	-	1,588.81	$26,360	$1,069
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	2.54	2.54	-	0	-	-	-	1,588.81	$26,360	$1,069
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	2.54	2.54	-	0	-	-	-	1,588.81	$26,360	$1,069
	Offset Home Loan Package Variable (P & I) - Investment	2.39	2.68	-	0	-	-	-	1,557.70	$26,377	$1,158
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	2.33	2.78	-	0	-	-	-	1,545.36	$26,425	$1,069
	Basic Variable Loan Special (P&I) - Owner Occupied	2.49	2.53	-	0	-	-	-	1,578.40	$26,431	$1,158
	Basic Home Loan (Interest Only) - Investment	2.49	2.53	-	0	-	-	-	1,578.40	$26,434	$1,247
	Classic Saver Home Loan (P & I) - Investment	2.28	2.76	-	0	-	-	-	1,535.11	$26,444	$1,069
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	2.29	2.61	2.59	12	-	-	-	1,599.26	$26,445	$1,158
	Breakfree Fixed (Standard Discount) (P & I) - Owner Occupied(Fixed 3 yrs)	2.99	3.21	2.24	36	2.24	2.69	7.69	1,526.95	$26,480	$1,025
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	2.89	2.78	2.49	60	-	-	-	1,578.40	$26,551	$1,069
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 3 yrs)	2.49	2.52	2.54	36	2.29	2.24	2.39	1,588.81	$26,571	$1,114
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	2.64	2.63	2.34	12	2.34	2.34	2.64	1,547.41	$26,592	$1,114
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	2.34	2.41	2.64	24	-	-	-	1,609.75	$26,616	$1,158
	Basic Home Loan 3 Year Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	2.29	2.39	2.59	36	-	-	-	1,599.26	$26,725	$1,158
	Mortgage Plus Variable (P & I) - Owner Occupied	2.39	2.78	-	0	-	-	-	1,557.70	$26,774	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)		0.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Green Plus Home Loan (P&I) - Owner Occupied		0.00
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)		0.00
	Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 4 yrs)		0.00
	Discount Variable (P & I) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied		0.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied		0.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied		0.00
	Offset Home Loan Package Variable (P & I) - Investment		0.00
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Basic Home Loan (Interest Only) - Investment		0.00
	Classic Saver Home Loan (P & I) - Investment		0.00
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Breakfree Fixed (Standard Discount) (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)		0.00
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Basic Home Loan 3 Year Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Mortgage Plus Variable (P & I) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	100.00	395.00	0.00	350.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	100.00	395.00	0.00	350.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	1,150.00	0.00	0.00	0.00
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	0.00	395.00	0.00	350.00
	Green Plus Home Loan (P&I) - Owner Occupied	550.00	299.00	0.00	300.00
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	400.00	300.00	0.00	0.00
	Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 4 yrs)	600.00	0.00	8.00	350.00
	Discount Variable (P & I) - Owner Occupied	1,050.00	0.00	0.00	300.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Offset Home Loan Package Variable (P & I) - Investment	363.00	248.00	0.00	400.00
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	310.00	395.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Basic Home Loan (Interest Only) - Investment	603.00	0.00	0.00	350.00
	Classic Saver Home Loan (P & I) - Investment	856.35	395.00	0.00	795.00
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	363.00	248.00	0.00	400.00
	Breakfree Fixed (Standard Discount) (P & I) - Owner Occupied(Fixed 3 yrs)	0.00	395.00	0.00	160.00
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 3 yrs)	299.00	0.00	0.00	250.00
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	299.00	0.00	0.00	250.00
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	363.00	0.00	0.00	400.00
	Basic Home Loan 3 Year Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	363.00	0.00	0.00	400.00
	Mortgage Plus Variable (P & I) - Owner Occupied	250.00	350.00	0.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	150000	30	60
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	150000	30	95
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	100000	30	90
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	150000	30	95
	Green Plus Home Loan (P&I) - Owner Occupied	250000	30	80
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	150000	30	90
	Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 4 yrs)	20000	30	95
	Discount Variable (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	150000	30	80
	Offset Home Loan Package Variable (P & I) - Investment	150000	30	80
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	40000	30	80
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Basic Home Loan (Interest Only) - Investment	100000	30	75
	Classic Saver Home Loan (P & I) - Investment	50000	30	60
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	150000	30	70
	Breakfree Fixed (Standard Discount) (P & I) - Owner Occupied(Fixed 3 yrs)	150000	30	80
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 3 yrs)	50000	30	95
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	50000	30	80
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	150000	30	95
	Basic Home Loan 3 Year Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	150000	30	80
	Mortgage Plus Variable (P & I) - Owner Occupied	350000	30	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	$1,158.30	$827.36
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	$1,158.30	$827.36
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$891.00	$636.43
	NAB Choice Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Green Plus Home Loan (P&I) - Owner Occupied	$1,069.20	$763.71
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	$1,069.20	$763.71
	Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 4 yrs)	$1,158.30	$827.36
	Discount Variable (P & I) - Owner Occupied	$980.10	$700.07
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable (First Home Buyers Only) Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable (First Home Buyers Only) Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Offset Home Loan Package Variable (P & I) - Investment	$1,158.30	$827.36
	Flexible Home Loan Variable (Member Package) (P & I) - Owner Occupied	$1,069.20	$763.71
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Basic Home Loan (Interest Only) - Investment	$1,247.40	$891.00
	Classic Saver Home Loan (P & I) - Investment	$1,069.20	$763.71
	Offset Home Loan Package 1 Year Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Breakfree Fixed (Standard Discount) (P & I) - Owner Occupied(Fixed 3 yrs)	$1,024.65	$731.89
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Fixed Rate Loan (P & I) - Owner Occupied(Fixed 3 yrs)	$1,113.75	$795.54
	Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)	$1,113.75	$795.54
	Basic Flyer Home Loan 2 Year Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	$1,158.30	$827.36
	Basic Home Loan 3 Year Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Mortgage Plus Variable (P & I) - Owner Occupied	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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