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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	3.84	3.84	-	0	-	-	-	1,872.95	$40,266	$1,069
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	3.84	3.84	-	0	-	-	-	1,872.95	$40,266	$1,069
	Aspire Metro Variable (P & I) - Owner Occupied	3.65	3.98	-	0	-	-	-	1,829.84	$40,286	$1,158
	SmartSaver Fixed (Interest Only) - Investment(Fixed 1 yrs)	3.89	3.90	3.64	12	3.64	3.74	4.04	1,827.58	$40,347	$1,158
	Options Prime (P & I) - Owner Occupied/Investment	3.75	3.82	-	0	-	-	-	1,852.46	$40,449	$891
	Resimac Prime Flex Variable (P & I) - Investment	3.69	4.01	-	0	-	-	-	1,838.87	$40,472	$1,069
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	3.69	4.01	-	0	-	-	-	1,838.87	$40,472	$1,069
	Basic Home Loan Variable (Construction) - Owner Occupied	3.69	3.81	-	0	-	-	-	1,838.87	$40,510	$1,158
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	3.69	3.81	-	0	-	-	-	1,838.87	$40,510	$1,158
	Premium Select Home Loan Special (P & I) - Owner Occupied	3.84	3.86	-	0	-	-	-	1,872.95	$40,516	$1,158
	Basic Home Loan (Interest Only) - Investment	3.81	3.85	-	0	-	-	-	1,866.11	$40,545	$1,247
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	4.04	4.01	3.74	60	-	-	-	1,850.19	$40,576	$1,069
	Inactive 03/07/2019SmartFit Variable Special(P & I) - Owner Occupied (Connective Brokers Only)	3.74	3.95	-	0	-	-	-	1,850.19	$40,581	$1,158
	SmartFix Fixed (P & I) - Investment (Fixed 1 yrs)	3.89	4.07	3.49	12	3.49	3.59	3.89	1,793.95	$40,675	$1,158
	SmartSaver Fixed (P & I) - Investment(Fixed 5 yrs)	3.89	3.90	3.84	60	3.44	3.54	3.84	1,872.95	$40,761	$1,158
	SmartSaver Fixed (P & I) - Investment(Fixed 4 yrs)	3.89	3.90	3.84	48	3.44	3.54	3.84	1,872.95	$40,784	$1,158
	SmartFix Fixed (Interest Only) - Investment (Fixed 2 yrs)	3.89	4.07	3.69	24	3.69	3.79	4.09	1,838.87	$40,837	$1,158
	Basic Variable Loan Special (Interest Only) - Investment	3.84	3.88	-	0	-	-	-	1,872.95	$40,866	$1,158
	Basic Variable Loan Special (I/O) - Investment	3.84	3.88	-	0	-	-	-	1,872.95	$40,866	$1,158
	Your Way Basic Variable (Interest Only) - Investment	3.84	3.88	-	0	-	-	-	1,872.95	$40,866	$1,069
	Essential Home Loan (P & I) - Owner Occupied	3.87	3.89	-	0	-	-	-	1,879.80	$40,885	$1,158
	Back to Basics Variable Special Offer (P & I) - Investment	3.90	3.90	-	0	-	-	-	1,886.67	$40,914	$1,069
	Back to Basics Variable Special Offer (Construction) (P & I) - Investment	3.90	3.90	-	0	-	-	-	1,886.67	$40,914	$1,069
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	3.99	3.99	3.64	12	3.64	3.74	4.04	1,827.58	$41,046	$1,158
	Leo Variable Clear Special (P & I) - Owner Occupied/Investment	3.69	3.97	-	0	-	-	-	1,838.87	$41,097	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied		0.00
	Aspire Metro Variable (P & I) - Owner Occupied		0.00
	SmartSaver Fixed (Interest Only) - Investment(Fixed 1 yrs)		0.00
	Options Prime (P & I) - Owner Occupied/Investment		0.00
	Resimac Prime Flex Variable (P & I) - Investment		0.00
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied		0.00
	Basic Home Loan Variable (Construction) - Owner Occupied		0.00
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied		0.00
	Premium Select Home Loan Special (P & I) - Owner Occupied		0.00
	Basic Home Loan (Interest Only) - Investment		0.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Inactive 03/07/2019SmartFit Variable Special(P & I) - Owner Occupied (Connective Brokers Only)		25.00
	SmartFix Fixed (P & I) - Investment (Fixed 1 yrs)		25.00
	SmartSaver Fixed (P & I) - Investment(Fixed 5 yrs)		0.00
	SmartSaver Fixed (P & I) - Investment(Fixed 4 yrs)		0.00
	SmartFix Fixed (Interest Only) - Investment (Fixed 2 yrs)		25.00
	Basic Variable Loan Special (Interest Only) - Investment		0.00
	Basic Variable Loan Special (I/O) - Investment		0.00
	Your Way Basic Variable (Interest Only) - Investment		0.00
	Essential Home Loan (P & I) - Owner Occupied		0.00
	Back to Basics Variable Special Offer (P & I) - Investment		0.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Investment		0.00
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)		0.00
	Leo Variable Clear Special (P & I) - Owner Occupied/Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Aspire Metro Variable (P & I) - Owner Occupied	595.00	295.00	0.00	695.00
	SmartSaver Fixed (Interest Only) - Investment(Fixed 1 yrs)	495.00	0.00	0.00	325.00
	Options Prime (P & I) - Owner Occupied/Investment	1,155.00	0.00	0.00	0.00
	Resimac Prime Flex Variable (P & I) - Investment	330.00	299.00	0.00	608.00
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	330.00	299.00	0.00	608.00
	Basic Home Loan Variable (Construction) - Owner Occupied	1,863.00	0.00	0.00	400.00
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	1,863.00	0.00	0.00	400.00
	Premium Select Home Loan Special (P & I) - Owner Occupied	250.00	0.00	0.00	338.00
	Basic Home Loan (Interest Only) - Investment	603.00	0.00	0.00	350.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	1,390.00	0.00	0.00	550.00
	Inactive 03/07/2019SmartFit Variable Special(P & I) - Owner Occupied (Connective Brokers Only)	495.00	0.00	15.00	325.00
	SmartFix Fixed (P & I) - Investment (Fixed 1 yrs)	495.00	0.00	15.00	325.00
	SmartSaver Fixed (P & I) - Investment(Fixed 5 yrs)	495.00	0.00	0.00	325.00
	SmartSaver Fixed (P & I) - Investment(Fixed 4 yrs)	495.00	0.00	0.00	325.00
	SmartFix Fixed (Interest Only) - Investment (Fixed 2 yrs)	495.00	0.00	15.00	325.00
	Basic Variable Loan Special (Interest Only) - Investment	600.00	0.00	0.00	350.00
	Basic Variable Loan Special (I/O) - Investment	600.00	0.00	0.00	350.00
	Your Way Basic Variable (Interest Only) - Investment	600.00	0.00	0.00	0.00
	Essential Home Loan (P & I) - Owner Occupied	295.00	0.00	0.00	390.00
	Back to Basics Variable Special Offer (P & I) - Investment	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Investment	0.00	0.00	0.00	350.00
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	495.00	0.00	0.00	325.00
	Leo Variable Clear Special (P & I) - Owner Occupied/Investment	1,550.00	0.00	15.00	0.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	70
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	150000	30	80
	Aspire Metro Variable (P & I) - Owner Occupied	50000	30	90
	SmartSaver Fixed (Interest Only) - Investment(Fixed 1 yrs)	10000	30
	Options Prime (P & I) - Owner Occupied/Investment	100000	30	80
	Resimac Prime Flex Variable (P & I) - Investment	150000	30	70
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	150000	30	70
	Basic Home Loan Variable (Construction) - Owner Occupied	150000	30	60
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	150000	30	90
	Premium Select Home Loan Special (P & I) - Owner Occupied	20000	30	90
	Basic Home Loan (Interest Only) - Investment	50000	30	75
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Inactive 03/07/2019SmartFit Variable Special(P & I) - Owner Occupied (Connective Brokers Only)	10000	30
	SmartFix Fixed (P & I) - Investment (Fixed 1 yrs)	10000	30
	SmartSaver Fixed (P & I) - Investment(Fixed 5 yrs)	10000	30	90
	SmartSaver Fixed (P & I) - Investment(Fixed 4 yrs)	10000	30	90
	SmartFix Fixed (Interest Only) - Investment (Fixed 2 yrs)	10000	30
	Basic Variable Loan Special (Interest Only) - Investment	30000	30	80
	Basic Variable Loan Special (I/O) - Investment	30000	30	80
	Your Way Basic Variable (Interest Only) - Investment	150000	30
	Essential Home Loan (P & I) - Owner Occupied	40000	30	90
	Back to Basics Variable Special Offer (P & I) - Investment	150000	30	70
	Back to Basics Variable Special Offer (Construction) (P & I) - Investment	150000	30	80
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	10000	30	80
	Leo Variable Clear Special (P & I) - Owner Occupied/Investment	100000	30	75
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Aspire Metro Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	SmartSaver Fixed (Interest Only) - Investment(Fixed 1 yrs)	$1,158.30	$827.36
	Options Prime (P & I) - Owner Occupied/Investment	$891.00	$636.43
	Resimac Prime Flex Variable (P & I) - Investment	$1,069.20	$763.71
	Resimac Prime Flex Variable (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Basic Home Loan Variable (Construction) - Owner Occupied	$1,158.30	$827.36
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Premium Select Home Loan Special (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Home Loan (Interest Only) - Investment	$1,247.40	$891.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Inactive 03/07/2019SmartFit Variable Special(P & I) - Owner Occupied (Connective Brokers Only)	$1,158.30	$827.36
	SmartFix Fixed (P & I) - Investment (Fixed 1 yrs)	$1,158.30	$827.36
	SmartSaver Fixed (P & I) - Investment(Fixed 5 yrs)	$1,158.30	$827.36
	SmartSaver Fixed (P & I) - Investment(Fixed 4 yrs)	$1,158.30	$827.36
	SmartFix Fixed (Interest Only) - Investment (Fixed 2 yrs)	$1,158.30	$827.36
	Basic Variable Loan Special (Interest Only) - Investment	$1,158.30	$827.36
	Basic Variable Loan Special (I/O) - Investment	$1,158.30	$827.36
	Your Way Basic Variable (Interest Only) - Investment	$1,069.20	$763.71
	Essential Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Back to Basics Variable Special Offer (P & I) - Investment	$1,069.20	$763.71
	Back to Basics Variable Special Offer (Construction) (P & I) - Investment	$1,069.20	$763.71
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Leo Variable Clear Special (P & I) - Owner Occupied/Investment	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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