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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Offset Home Loan Package 1 Year Fixed (Interest Only) - Investment(Fixed 1 yrs)	2.59	2.90	2.79	12	-	-	-	1,641.45	$29,244	$1,158
	Complete Fixed Home Loan (P & I) - Investment(Fixed 3 yrs)	3.92	3.92	2.34	36	2.69	2.34	2.68	1,547.41	$29,251	$1,158
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	3.24	3.44	2.59	48	1.89	2.08	2.89	1,599.26	$29,264	$1,158
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	2.79	2.82	2.74	36	2.59	2.74	3.13	1,630.85	$29,290	$1,069
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 2 yrs)	3.04	3.31	2.39	24	2.39	2.49	-	1,557.70	$29,301	$1,158
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 5 yrs)	2.49	2.62	2.79	60	2.04	2.18	-	1,641.45	$29,308	$1,158
	Your Way Plus Home Loan Variable (Essential Workers Only) (P & I) - Owner Occupied	2.64	2.98	-	0	-	-	-	1,609.75	$29,320	$1,069
	Simple Home Loan (P & I) - Owner Occupied	2.82	2.82	-	0	-	-	-	1,647.83	$29,332	$1,247
	Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 4 yrs)	4.39	3.86	2.69	48	2.24	2.69	7.69	1,620.28	$29,335	$1,025
	Premium Package Home Loan Variable Special (P & I) - Investment	2.68	3.00	-	0	-	-	-	1,618.17	$29,339	$1,069
	Breakthrough Prime Variable (Interest Only) - Owner Occupied	2.79	2.81	-	0	-	-	-	1,641.45	$29,343	$891
	Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs)	3.33	3.49	2.49	36	2.44	2.49	-	1,578.40	$29,350	$1,158
	Mortgage Plus Fixed (P & I) - Investment(Fixed 1 yrs)	2.74	3.10	2.44	12	2.44	2.54	-	1,568.03	$29,353	$1,158
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	5.10	4.48	2.24	36	2.14	2.24	-	1,526.95	$29,362	$1,158
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	5.10	4.48	2.24	36	2.14	2.24	-	1,526.95	$29,362	$1,158
	Aspire Metro Variable (Interest Only) - Owner Occupied	2.65	2.95	-	0	-	-	-	1,611.86	$29,371	$1,158
	Aspire Regional Variable (P & I) - Owner Occupied	2.65	2.95	-	0	-	-	-	1,611.86	$29,371	$1,158
	Standard Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	4.43	3.96	2.39	36	2.29	2.39	-	1,557.70	$29,372	$1,069
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs)	3.19	3.36	2.54	36	2.59	2.54	3.09	1,588.81	$29,405	$1,069
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	2.64	3.03	-	0	-	-	-	1,609.75	$29,420	$1,158
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	4.55	4.12	2.34	36	2.29	2.29	3.14	1,547.41	$29,422	$1,158
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment(Fixed 2 yrs)	2.99	3.28	2.44	24	2.44	2.54	-	1,568.03	$29,441	$1,158
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	2.69	3.01	-	0	-	-	-	1,620.28	$29,445	$1,069
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	2.69	3.01	-	0	-	-	-	1,620.28	$29,445	$1,069
	Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	4.49	3.92	2.69	60	2.19	2.29	-	1,620.28	$29,480	$980
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Offset Home Loan Package 1 Year Fixed (Interest Only) - Investment(Fixed 1 yrs)		0.00
	Complete Fixed Home Loan (P & I) - Investment(Fixed 3 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)		0.00
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 2 yrs)		0.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 5 yrs)		0.00
	Your Way Plus Home Loan Variable (Essential Workers Only) (P & I) - Owner Occupied		0.00
	Simple Home Loan (P & I) - Owner Occupied		0.00
	Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 4 yrs)		0.00
	Premium Package Home Loan Variable Special (P & I) - Investment		0.00
	Breakthrough Prime Variable (Interest Only) - Owner Occupied		0.00
	Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs)		0.00
	Mortgage Plus Fixed (P & I) - Investment(Fixed 1 yrs)		0.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Aspire Metro Variable (Interest Only) - Owner Occupied		0.00
	Aspire Regional Variable (P & I) - Owner Occupied		0.00
	Standard Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs)		0.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment(Fixed 2 yrs)		0.00
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied		0.00
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied		0.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs)		20.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Offset Home Loan Package 1 Year Fixed (Interest Only) - Investment(Fixed 1 yrs)	363.00	248.00	0.00	400.00
	Complete Fixed Home Loan (P & I) - Investment(Fixed 3 yrs)	250.00	395.00	0.00	338.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	100.00	395.00	0.00	350.00
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	720.00	0.00	0.00	550.00
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 2 yrs)	250.00	350.00	0.00	350.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 5 yrs)	295.00	0.00	0.00	390.00
	Your Way Plus Home Loan Variable (Essential Workers Only) (P & I) - Owner Occupied	400.00	300.00	0.00	0.00
	Simple Home Loan (P & I) - Owner Occupied	0.00	0.00	0.00	395.00
	Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 4 yrs)	600.00	0.00	0.00	160.00
	Premium Package Home Loan Variable Special (P & I) - Investment	0.00	299.00	0.00	300.00
	Breakthrough Prime Variable (Interest Only) - Owner Occupied	330.00	0.00	0.00	300.00
	Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs)	295.00	349.00	0.00	350.00
	Mortgage Plus Fixed (P & I) - Investment(Fixed 1 yrs)	250.00	350.00	0.00	350.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	649.00	0.00	8.00	350.00
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	649.00	0.00	8.00	350.00
	Aspire Metro Variable (Interest Only) - Owner Occupied	595.00	250.00	0.00	695.00
	Aspire Regional Variable (P & I) - Owner Occupied	595.00	250.00	0.00	695.00
	Standard Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	1,000.00	0.00	0.00	300.00
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs)	400.00	300.00	0.00	0.00
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	250.00	350.00	0.00	350.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	800.00	0.00	8.00	350.00
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment(Fixed 2 yrs)	250.00	350.00	0.00	350.00
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	0.00	299.00	0.00	300.00
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	0.00	299.00	0.00	300.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	1,050.00	0.00	8.00	300.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Offset Home Loan Package 1 Year Fixed (Interest Only) - Investment(Fixed 1 yrs)	150000	30	80
	Complete Fixed Home Loan (P & I) - Investment(Fixed 3 yrs)	200000	30	90
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	150000	30	95
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	50000	30	80
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 2 yrs)	350000	30	80
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 5 yrs)	40000	30	90
	Your Way Plus Home Loan Variable (Essential Workers Only) (P & I) - Owner Occupied	150000	30	90
	Simple Home Loan (P & I) - Owner Occupied	50000	30
	Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 4 yrs)	20000	30	80
	Premium Package Home Loan Variable Special (P & I) - Investment	150000	30	85
	Breakthrough Prime Variable (Interest Only) - Owner Occupied	150000	30	80
	Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs)	100000	30	80
	Mortgage Plus Fixed (P & I) - Investment(Fixed 1 yrs)	350000	30	80
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	350000	30	80
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	350000	30	85
	Aspire Metro Variable (Interest Only) - Owner Occupied	50000	30	80
	Aspire Regional Variable (P & I) - Owner Occupied	50000	30	60
	Standard Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	50000	30
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs)	150000	30	60
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	10000	30	95
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment(Fixed 2 yrs)	350000	30	85
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	150000	30	85
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	150000	30	80
	Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	20000	30	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Offset Home Loan Package 1 Year Fixed (Interest Only) - Investment(Fixed 1 yrs)	$1,158.30	$827.36
	Complete Fixed Home Loan (P & I) - Investment(Fixed 3 yrs)	$1,158.30	$827.36
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 4 yrs)	$1,158.30	$827.36
	Fixed Rate (P & I) - Owner Occupied(Fixed 3 yrs)	$1,069.20	$763.71
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 2 yrs)	$1,158.30	$827.36
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 5 yrs)	$1,158.30	$827.36
	Your Way Plus Home Loan Variable (Essential Workers Only) (P & I) - Owner Occupied	$1,069.20	$763.71
	Simple Home Loan (P & I) - Owner Occupied	$1,247.40	$891.00
	Standard Fixed (No Offset) (P & I) - Owner Occupied (Fixed 4 yrs)	$1,024.65	$731.89
	Premium Package Home Loan Variable Special (P & I) - Investment	$1,069.20	$763.71
	Breakthrough Prime Variable (Interest Only) - Owner Occupied	$891.00	$636.43
	Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs)	$1,158.30	$827.36
	Mortgage Plus Fixed (P & I) - Investment(Fixed 1 yrs)	$1,158.30	$827.36
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Standard Fixed (No LMI) (80.01% to 85%) (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Aspire Metro Variable (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Aspire Regional Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,069.20	$763.71
	Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs)	$1,069.20	$763.71
	Mortgage Plus Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Standard Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,158.30	$827.36
	Mortgage Plus Fixed (No LMI) (80.01% to 85%) (P & I) - Investment(Fixed 2 yrs)	$1,158.30	$827.36
	Premium Package Home Loan Variable (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Premium Package Home Loan Variable Special (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Standard Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	$980.10	$700.07
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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