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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs) 6.29 6.25 5.64 24 5.64 5.59 5.99 2,306.42 $63,146 $1,158
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs) 5.79 6.12 5.69 24 5.69 5.69 - 2,319.07 $63,208 $980
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 8.82 7.53 5.89 60 5.89 - - 2,369.99 $63,211 $1,069
Basic Home Loan Variable (Interest Only) - Investment 5.89 5.92 - 0 - - - 2,369.99 $63,211 $1,069
Basic Home Loan Variable (Interest Only) - Owner Occupied 5.90 5.92 - 0 - - - 2,372.55 $63,222 $1,158
Basic Home Loan Variable (Interest Only) - Investment 5.90 5.92 - 0 - - - 2,372.55 $63,222 $1,158
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs) 5.89 6.21 5.64 24 - - - 2,306.42 $63,236 $1,069
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 5.90 6.10 5.79 60 5.59 5.59 5.79 2,344.47 $63,237 $1,158
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs) 5.90 6.10 5.79 60 5.59 5.59 5.79 2,344.47 $63,237 $1,158
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 5.64 5.97 6.04 12 5.90 5.90 6.19 2,408.50 $63,290 $1,069
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 5.90 6.10 5.79 48 5.59 5.59 5.79 2,344.47 $63,292 $1,158
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs) 5.90 6.10 5.79 48 5.59 5.59 5.79 2,344.47 $63,292 $1,158
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs) 5.79 6.14 5.74 60 5.74 5.74 - 2,331.75 $63,316 $1,069
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,069
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied 5.94 5.94 - 0 - - - 2,382.79 $63,318 $891
Home Package Plus Variable **Special Offer** (P & I) - Investment 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,069
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,158
Base Home Loan Variable (P & I) - Owner Occupied 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,158
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 4 yrs) 5.79 6.14 5.74 48 - - - 2,331.75 $63,341 $1,069
Offset Variable 80 (OO & INV Package) (P&I) - Owner Occupied 5.88 5.93 - 0 - - - 2,367.43 $63,370 $1,069
Back to Basics Variable **Special Offer** (Interest Only) - Investment 5.95 5.95 - 0 - - - 2,385.36 $63,429 $1,069
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P & I) - Investment 5.95 5.95 - 0 - - - 2,385.36 $63,429 $1,025
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment 5.95 5.95 - 0 - - - 2,385.36 $63,429 $1,069
Basic Home Loan (P&I) - Investment 5.89 5.94 - 0 - - - 2,369.99 $63,463 $1,247
Basic Home Loan (Interest Only) - Investment 5.89 5.94 - 0 - - - 2,369.99 $63,463 $1,247
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs)  0.00  
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs)  0.00  
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)  0.00  
Basic Home Loan Variable (Interest Only) - Investment  0.00  
Basic Home Loan Variable (Interest Only) - Owner Occupied   0.00  
Basic Home Loan Variable (Interest Only) - Investment  0.00  
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs)  0.00  
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs)  0.00  
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment  0.00  
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied  0.00  
Home Package Plus Variable **Special Offer** (P & I) - Investment  0.00  
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied  0.00  
Base Home Loan Variable (P & I) - Owner Occupied  0.00  
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 4 yrs)  0.00  
Offset Variable 80 (OO & INV Package) (P&I) - Owner Occupied  0.00  
Back to Basics Variable **Special Offer** (Interest Only) - Investment   0.00  
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P & I) - Investment  0.00  
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment   0.00  
Basic Home Loan (P&I) - Investment   0.00  
Basic Home Loan (Interest Only) - Investment   0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs) 0.00  0.00  8.00  350.00 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs) 510.00  350.00  0.00  345.00 
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 450.00  0.00  0.00  350.00 
Basic Home Loan Variable (Interest Only) - Investment 450.00  0.00  0.00  350.00 
Basic Home Loan Variable (Interest Only) - Owner Occupied 350.00  0.00  0.00  400.00 
Basic Home Loan Variable (Interest Only) - Investment 350.00  0.00  0.00  400.00 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs) 250.00  395.00  0.00  350.00 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 350.00  248.00  0.00  400.00 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs) 350.00  248.00  0.00  400.00 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 250.00  300.00  0.00  250.00 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 350.00  248.00  0.00  400.00 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs) 350.00  248.00  0.00  400.00 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs) 250.00  395.00  0.00  350.00 
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment 0.00  0.00  0.00  350.00 
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied 0.00  0.00  0.00  350.00 
Home Package Plus Variable **Special Offer** (P & I) - Investment 0.00  0.00  0.00  350.00 
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied 0.00  0.00  0.00  350.00 
Base Home Loan Variable (P & I) - Owner Occupied 0.00  0.00  0.00  350.00 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 4 yrs) 250.00  395.00  0.00  0.00 
Offset Variable 80 (OO & INV Package) (P&I) - Owner Occupied 721.00  0.00  0.00  0.00 
Back to Basics Variable **Special Offer** (Interest Only) - Investment 0.00  0.00  0.00  0.00 
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P & I) - Investment 0.00  0.00  0.00  0.00 
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment 0.00  0.00  0.00  350.00 
Basic Home Loan (P&I) - Investment 702.50  0.00  0.00  400.00 
Basic Home Loan (Interest Only) - Investment 702.50  0.00  0.00  400.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs) 20000  30  80 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs) 150000  30  90 
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 40000  30  80 
Basic Home Loan Variable (Interest Only) - Investment 40000  30  80 
Basic Home Loan Variable (Interest Only) - Owner Occupied 150000  30  70 
Basic Home Loan Variable (Interest Only) - Investment 150000  30  70 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs) 40000  30  90 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 150000  30  80 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs) 150000  30  80 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 10000  30  80 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 150000  30  80 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs) 150000  30  80 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs) 40000  30  90 
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment 150000  30  90 
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied 25000  30  80 
Home Package Plus Variable **Special Offer** (P & I) - Investment 150000  30  70 
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied 20000  30  95 
Base Home Loan Variable (P & I) - Owner Occupied 20000  30  95 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 4 yrs) 40000  30   
Offset Variable 80 (OO & INV Package) (P&I) - Owner Occupied 50000  30   
Back to Basics Variable **Special Offer** (Interest Only) - Investment 150000  30   
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P & I) - Investment 250000  30   
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment 150000  30  70 
Basic Home Loan (P&I) - Investment 50000  30  60 
Basic Home Loan (Interest Only) - Investment 50000  30  90 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs)$1,158.30  $827.36 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs)$980.10  $700.07 
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Basic Home Loan Variable (Interest Only) - Investment$1,069.20  $763.71 
Basic Home Loan Variable (Interest Only) - Owner Occupied $1,158.30  $827.36 
Basic Home Loan Variable (Interest Only) - Investment$1,158.30  $827.36 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs)$1,069.20  $763.71 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,158.30  $827.36 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)$1,069.20  $763.71 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)$1,158.30  $827.36 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs)$1,158.30  $827.36 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment$1,069.20  $763.71 
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied$891.00  $636.43 
Home Package Plus Variable **Special Offer** (P & I) - Investment$1,069.20  $763.71 
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied$1,158.30  $827.36 
Base Home Loan Variable (P & I) - Owner Occupied$1,158.30  $827.36 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 4 yrs)$1,069.20  $763.71 
Offset Variable 80 (OO & INV Package) (P&I) - Owner Occupied$1,069.20  $763.71 
Back to Basics Variable **Special Offer** (Interest Only) - Investment $1,069.20  $763.71 
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P & I) - Investment$1,024.65  $731.89 
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment $1,069.20  $763.71 
Basic Home Loan (P&I) - Investment $1,247.40  $891.00 
Basic Home Loan (Interest Only) - Investment $1,247.40  $891.00 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 8 of 82
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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