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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	2.49	2.90	2.69	12	2.08	2.18	-	1,620.28	$28,622	$1,158
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 3 yrs)	2.89	2.85	2.73	36	2.73	-	-	1,628.73	$28,658	$1,069
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	3.09	2.98	2.69	60	-	-	-	1,620.28	$28,670	$1,069
	Mortgage Plus Fixed (P & I) - Investment(Fixed 3 yrs)	2.74	3.08	2.54	36	2.44	2.54	-	1,588.81	$28,712	$1,158
	Basic Package Variable (P & I) - Investment	2.74	2.76	-	0	-	-	-	1,630.85	$28,776	$1,158
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 2 yrs)	2.49	2.95	2.59	24	2.59	2.59	-	1,599.26	$28,779	$1,247
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	2.69	2.99	2.59	60	2.09	2.04	2.59	1,599.26	$28,790	$1,069
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 3 yrs)	3.04	3.28	2.49	36	2.39	2.49	-	1,578.40	$28,799	$1,158
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	3.04	2.97	2.64	60	-	-	-	1,609.75	$28,810	$1,069
	Your Way Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)	4.59	3.98	2.59	48	2.54	2.49	3.04	1,599.26	$28,812	$1,069
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 90%) (P&I) - Investment (Fixed 2 yrs)	3.09	3.00	2.59	24	-	-	-	1,599.26	$28,840	$891
	Basic Flyer Home Loan Variable (Interest Only) - Investment	2.74	2.76	-	0	-	-	-	1,630.85	$28,844	$1,158
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 5 yrs)	3.19	3.36	2.59	60	2.09	2.09	2.29	1,599.26	$28,865	$891
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)	3.87	3.57	2.14	24	-	-	-	1,506.64	$28,866	$1,247
	Standard Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	3.87	3.57	2.14	24	-	-	-	1,506.64	$28,866	$1,247
	Home Advantage Fixed (Interest Only) - Investment (Fixed 3 yrs)	2.99	3.26	2.49	36	2.49	2.49	-	1,578.40	$28,911	$980
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	3.14	3.34	2.59	60	1.99	2.08	2.59	1,599.26	$28,965	$1,158
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	3.24	3.40	2.59	60	1.99	2.08	2.59	1,599.26	$28,965	$1,158
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	3.14	3.34	2.59	60	1.99	2.08	2.59	1,599.26	$28,965	$1,158
	Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs)	2.98	3.29	2.49	36	2.49	2.49	3.39	1,578.40	$28,978	$1,069
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 3 yrs)	2.49	2.96	2.59	36	2.59	2.59	-	1,599.26	$28,992	$1,247
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 2 yrs)	2.89	2.86	2.73	24	2.73	-	-	1,628.73	$29,000	$1,069
	Discount Variable (P & I) - Investment	2.69	2.75	-	0	-	-	-	1,620.28	$29,000	$980
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)	2.99	3.22	2.39	24	2.39	2.34	2.89	1,557.70	$29,006	$1,069
	Base Home Loan Variable Special(P & I) - Investment	2.79	2.79	-	0	-	-	-	1,641.45	$29,013	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 3 yrs)		0.00
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Mortgage Plus Fixed (P & I) - Investment(Fixed 3 yrs)		0.00
	Basic Package Variable (P & I) - Investment		0.00
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 2 yrs)		0.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 5 yrs)		0.00
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 3 yrs)		0.00
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)		0.00
	Your Way Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)		0.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 90%) (P&I) - Investment (Fixed 2 yrs)		0.00
	Basic Flyer Home Loan Variable (Interest Only) - Investment		0.00
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)		0.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
	Home Advantage Fixed (Interest Only) - Investment (Fixed 3 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs)		0.00
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 3 yrs)		0.00
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 2 yrs)		0.00
	Discount Variable (P & I) - Investment		0.00
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)		0.00
	Base Home Loan Variable Special(P & I) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	295.00	349.00	0.00	350.00
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 3 yrs)	0.00	0.00	0.00	350.00
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Mortgage Plus Fixed (P & I) - Investment(Fixed 3 yrs)	250.00	350.00	0.00	350.00
	Basic Package Variable (P & I) - Investment	295.00	0.00	0.00	350.00
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 2 yrs)	303.00	395.00	0.00	350.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	400.00	300.00	0.00	0.00
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 3 yrs)	250.00	350.00	0.00	350.00
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	1,390.00	0.00	0.00	550.00
	Your Way Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)	1,000.00	0.00	0.00	0.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 90%) (P&I) - Investment (Fixed 2 yrs)	0.00	0.00	0.00	350.00
	Basic Flyer Home Loan Variable (Interest Only) - Investment	363.00	0.00	0.00	400.00
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 5 yrs)	0.00	395.00	0.00	350.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)	0.00	0.00	0.00	395.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	0.00	0.00	0.00	395.00
	Home Advantage Fixed (Interest Only) - Investment (Fixed 3 yrs)	450.00	350.00	0.00	300.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	100.00	395.00	0.00	350.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	100.00	395.00	0.00	350.00
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	100.00	395.00	0.00	350.00
	Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs)	310.00	395.00	0.00	350.00
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 3 yrs)	303.00	395.00	0.00	350.00
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 2 yrs)	0.00	0.00	0.00	350.00
	Discount Variable (P & I) - Investment	1,050.00	0.00	0.00	300.00
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)	400.00	300.00	0.00	0.00
	Base Home Loan Variable Special(P & I) - Investment	0.00	0.00	0.00	350.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	100000	30	80
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 3 yrs)	150000	30	80
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Mortgage Plus Fixed (P & I) - Investment(Fixed 3 yrs)	350000	30	80
	Basic Package Variable (P & I) - Investment	40000	30	90
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 2 yrs)	100000	30	90
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	150000	30	80
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 3 yrs)	350000	30	80
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	50000	30	90
	Your Way Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)	25000	30
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 90%) (P&I) - Investment (Fixed 2 yrs)	25000	30	70
	Basic Flyer Home Loan Variable (Interest Only) - Investment	150000	30	60
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 5 yrs)	150000	30	70
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)	20000	30	80
	Standard Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	20000	30	95
	Home Advantage Fixed (Interest Only) - Investment (Fixed 3 yrs)	150000	30	90
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	100000	30	80
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	150000	30	95
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	150000	30	60
	Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs)	40000	30	80
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 3 yrs)	100000	30	90
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 2 yrs)	150000	30	80
	Discount Variable (P & I) - Investment	150000	30	90
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)	150000	30	80
	Base Home Loan Variable Special(P & I) - Investment	20000	30	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Professional Package Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,158.30	$827.36
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 3 yrs)	$1,069.20	$763.71
	Green Offset Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Mortgage Plus Fixed (P & I) - Investment(Fixed 3 yrs)	$1,158.30	$827.36
	Basic Package Variable (P & I) - Investment	$1,158.30	$827.36
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 2 yrs)	$1,247.40	$891.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Mortgage Plus Fixed (Interest Only) - Investment(Fixed 3 yrs)	$1,158.30	$827.36
	Green Construction Home Loan (Interest Only) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Your Way Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)	$1,069.20	$763.71
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 90%) (P&I) - Investment (Fixed 2 yrs)	$891.00	$636.43
	Basic Flyer Home Loan Variable (Interest Only) - Investment	$1,158.30	$827.36
	Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 5 yrs)	$891.00	$636.43
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)	$1,247.40	$891.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	$1,247.40	$891.00
	Home Advantage Fixed (Interest Only) - Investment (Fixed 3 yrs)	$980.10	$700.07
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,158.30	$827.36
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,158.30	$827.36
	Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,158.30	$827.36
	Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs)	$1,069.20	$763.71
	Standard Home Loan Plus Fixed (Freedom Package) (P & I) Special Offer - Owner Occupied (Fixed 3 yrs)	$1,247.40	$891.00
	Home Package Plus Fixed Special Offer (P & I) - Investment (Fixed 2 yrs)	$1,069.20	$763.71
	Discount Variable (P & I) - Investment	$980.10	$700.07
	Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)	$1,069.20	$763.71
	Base Home Loan Variable Special(P & I) - Investment	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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