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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs) 7.67 7.33 5.39 36 6.54 6.39 6.69 2,243.63 $63,465 $1,158
Basic Variable 70 (P&I) - Owner Occupied 5.89 5.94 - 0 - - - 2,369.99 $63,482 $1,069
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 5.90 6.12 5.65 12 5.59 5.59 5.79 2,308.94 $63,485 $1,158
Home Loan Package Fixed (Interest Only) - Investment(Fixed 1 yrs) 5.90 6.12 5.65 12 5.59 5.59 5.79 2,308.94 $63,485 $1,158
Orange Advantage Variable (P & I) - Investment 5.79 6.08 - 0 - - - 2,344.47 $63,492 $1,114
Home Loan Package Fixed (P & I) - Investment(Fixed 1 yrs) 5.74 6.01 5.95 12 - - - 2,385.36 $63,501 $1,158
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied 5.94 5.95 - 0 - - - 2,382.79 $63,518 $1,158
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied 5.94 5.95 - 0 - - - 2,382.79 $63,518 $1,158
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 1 yrs) 5.67 6.05 5.99 12 6.69 6.69 6.99 2,395.63 $63,537 $891
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 5.64 5.98 5.90 24 5.90 5.90 6.19 2,372.55 $63,547 $1,069
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied 5.77 6.13 - 0 - - - 2,339.38 $63,600 $1,158
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (Construction) (P & I) - Owner Occupied 5.77 6.13 - 0 - - - 2,339.38 $63,600 $1,158
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 5 yrs) 7.67 7.16 5.79 60 6.54 6.39 6.69 2,344.47 $63,622 $1,158
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs) 6.59 6.45 5.79 36 5.79 5.79 6.19 2,344.47 $63,634 $1,158
Mortgage Simplifier Home Loan (Interest Only) - Investment 5.94 5.96 - 0 - - - 2,382.79 $63,668 $1,114
Bankwest Simple Home Loan **Special** (P & I) - Investment 5.94 5.96 - 0 - - - 2,382.79 $63,668 $1,158
Green Plus Home Loan (P&I) - Investment 5.84 6.10 - 0 - - - 2,357.21 $63,699 $1,069
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 3 yrs) 5.79 6.18 5.69 36 5.69 5.69 5.99 2,319.07 $63,712 $1,069
Classic Fixed Saver Home Loan (Construction) - Owner Occupied(Fixed 3 yrs) 5.79 6.18 5.69 36 5.69 5.69 5.99 2,319.07 $63,712 $1,069
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 2 yrs) 5.67 6.06 5.89 24 6.69 6.69 6.99 2,369.99 $63,826 $891
Discount Variable (Existing Customers Only) (Interest Only) - Investment 5.94 5.98 - 0 - - - 2,382.79 $63,828 $980
Flexible Home Loan Variable (Member Package) (P & I) - Investment 5.79 6.16 - 0 - - - 2,344.47 $63,872 $1,069
Home Advantage Variable (Existing Customers Only) (P & I) - Investment 5.79 6.14 - 0 - - - 2,344.47 $63,907 $980
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 1 yrs) 5.79 6.14 5.79 12 5.69 5.69 - 2,344.47 $63,907 $980
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs) 5.79 6.19 5.69 24 5.69 5.69 5.99 2,319.07 $63,937 $1,069
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Basic Variable 70 (P&I) - Owner Occupied  0.00  
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Orange Advantage Variable (P & I) - Investment  0.00  
Home Loan Package Fixed (P & I) - Investment(Fixed 1 yrs)  0.00  
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied   0.00  
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied   0.00  
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 1 yrs)  0.00  
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs)  0.00  
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied  0.00  
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (Construction) (P & I) - Owner Occupied  0.00  
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 5 yrs)  0.00  
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs)  0.00  
Mortgage Simplifier Home Loan (Interest Only) - Investment  0.00  
Bankwest Simple Home Loan **Special** (P & I) - Investment  0.00  
Green Plus Home Loan (P&I) - Investment  0.00  
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Classic Fixed Saver Home Loan (Construction) - Owner Occupied(Fixed 3 yrs)  0.00  
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 2 yrs)  0.00  
Discount Variable (Existing Customers Only) (Interest Only) - Investment  0.00  
Flexible Home Loan Variable (Member Package) (P & I) - Investment  0.00  
Home Advantage Variable (Existing Customers Only) (P & I) - Investment  0.00  
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 1 yrs)  0.00  
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs)  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs) 0.00  395.00  0.00  350.00 
Basic Variable 70 (P&I) - Owner Occupied 721.00  0.00  0.00  550.00 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 350.00  248.00  0.00  400.00 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 1 yrs) 350.00  248.00  0.00  400.00 
Orange Advantage Variable (P & I) - Investment 350.00  299.00  0.00  250.00 
Home Loan Package Fixed (P & I) - Investment(Fixed 1 yrs) 350.00  248.00  0.00  400.00 
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied 200.00  0.00  0.00  350.00 
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied 200.00  0.00  0.00  350.00 
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 1 yrs) 0.00  395.00  0.00  350.00 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 250.00  300.00  0.00  250.00 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied 200.00  395.00  0.00  350.00 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (Construction) (P & I) - Owner Occupied 200.00  395.00  0.00  350.00 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 5 yrs) 0.00  395.00  0.00  350.00 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs) 0.00  0.00  8.00  350.00 
Mortgage Simplifier Home Loan (Interest Only) - Investment 350.00  0.00  0.00  250.00 
Bankwest Simple Home Loan **Special** (P & I) - Investment 350.00  0.00  0.00  338.20 
Green Plus Home Loan (P&I) - Investment 0.00  299.00  0.00  0.00 
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 3 yrs) 1,014.20  395.00  0.00  795.00 
Classic Fixed Saver Home Loan (Construction) - Owner Occupied(Fixed 3 yrs) 1,014.20  395.00  0.00  795.00 
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 2 yrs) 0.00  395.00  0.00  350.00 
Discount Variable (Existing Customers Only) (Interest Only) - Investment 510.00  0.00  0.00  345.00 
Flexible Home Loan Variable (Member Package) (P & I) - Investment 250.00  395.00  0.00  350.00 
Home Advantage Variable (Existing Customers Only) (P & I) - Investment 510.00  350.00  0.00  345.00 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 1 yrs) 510.00  350.00  0.00  345.00 
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs) 1,014.20  395.00  0.00  795.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs) 150000  30  95 
Basic Variable 70 (P&I) - Owner Occupied 50000  30  70 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 150000  30  80 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 1 yrs) 150000  30  80 
Orange Advantage Variable (P & I) - Investment 150000  30  60 
Home Loan Package Fixed (P & I) - Investment(Fixed 1 yrs) 150000  30  80 
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied 10000  30  80 
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied 10000  30  90 
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 1 yrs) 150000  30  70 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 10000  30  80 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied 100000  30  95 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (Construction) (P & I) - Owner Occupied 100000  30  90 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 5 yrs) 150000  30  95 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs) 20000  30  90 
Mortgage Simplifier Home Loan (Interest Only) - Investment 150000  30  60 
Bankwest Simple Home Loan **Special** (P & I) - Investment 20000  30  60 
Green Plus Home Loan (P&I) - Investment 250000  30  80 
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 3 yrs) 50000  30  80 
Classic Fixed Saver Home Loan (Construction) - Owner Occupied(Fixed 3 yrs) 50000  30  80 
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 2 yrs) 150000  30  70 
Discount Variable (Existing Customers Only) (Interest Only) - Investment 150000  30  70 
Flexible Home Loan Variable (Member Package) (P & I) - Investment 40000  30  90 
Home Advantage Variable (Existing Customers Only) (P & I) - Investment 150000  30  70 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 1 yrs) 150000  30  90 
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs) 50000  30  80 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs)$1,158.30  $827.36 
Basic Variable 70 (P&I) - Owner Occupied$1,069.20  $763.71 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)$1,158.30  $827.36 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 1 yrs)$1,158.30  $827.36 
Orange Advantage Variable (P & I) - Investment$1,113.75  $795.54 
Home Loan Package Fixed (P & I) - Investment(Fixed 1 yrs)$1,158.30  $827.36 
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied $1,158.30  $827.36 
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied $1,158.30  $827.36 
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 1 yrs)$891.00  $636.43 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs)$1,069.20  $763.71 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied$1,158.30  $827.36 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (Construction) (P & I) - Owner Occupied$1,158.30  $827.36 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 5 yrs)$1,158.30  $827.36 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs)$1,158.30  $827.36 
Mortgage Simplifier Home Loan (Interest Only) - Investment$1,113.75  $795.54 
Bankwest Simple Home Loan **Special** (P & I) - Investment$1,158.30  $827.36 
Green Plus Home Loan (P&I) - Investment$1,069.20  $763.71 
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 3 yrs)$1,069.20  $763.71 
Classic Fixed Saver Home Loan (Construction) - Owner Occupied(Fixed 3 yrs)$1,069.20  $763.71 
Fixed Option (PAP) (P&I) - Owner Occupied(Fixed 2 yrs)$891.00  $636.43 
Discount Variable (Existing Customers Only) (Interest Only) - Investment$980.10  $700.07 
Flexible Home Loan Variable (Member Package) (P & I) - Investment$1,069.20  $763.71 
Home Advantage Variable (Existing Customers Only) (P & I) - Investment$980.10  $700.07 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 1 yrs)$980.10  $700.07 
Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 2 yrs)$1,069.20  $763.71 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 9 of 82
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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