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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied 3.99 4.03 - 0 - - - 1,907.36 $42,537 $1,158
Options Near Prime (P & I) - Owner Occupied/Investment 3.90 4.01 - 0 - - - 1,886.67 $42,564 $891
Commercial Loan - (Monthly Fee) - Owner Occupied/Investment 3.89 4.25 - 0 - - - 1,884.38 $42,606 $1,069
Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs) 4.59 4.39 3.99 60 - - - 1,907.36 $42,608 $1,069
Beyond Boss Prime (With Offset) (P & I) - Investment 3.79 4.10 - 0 - - - 1,861.55 $42,636 $891
Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied 3.79 4.10 - 0 - - - 1,861.55 $42,636 $891
Beyond Boss (With Offset) (P & I) - Owner Occupied 3.79 4.10 - 0 - - - 1,861.55 $42,636 $891
Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment 4.00 4.04 - 0 - - - 1,909.66 $42,657 $891
Basic Home Loan Variable (Construction) (Interest Only) - Investment 3.89 4.01 - 0 - - - 1,884.38 $42,669 $1,158
Basic Home Loan Variable (Construction) - Investment 3.89 4.01 - 0 - - - 1,884.38 $42,669 $1,158
Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied 3.89 4.21 - 0 - - - 1,884.38 $42,756 $1,069
Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment 3.75 4.30 - 0 - - - 1,852.46 $42,794 $1,158
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied 3.94 4.23 - 0 - - - 1,895.85 $42,847 $1,069
SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs) 3.89 3.97 4.04 48 3.64 3.74 4.04 1,918.90 $42,854 $1,158
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 3.99 4.04 4.04 48 3.64 3.74 4.04 1,918.90 $42,901 $1,158
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 3.99 4.04 4.04 60 3.64 3.74 4.04 1,918.90 $42,925 $1,158
SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs) 3.89 3.98 4.04 60 3.64 3.74 4.04 1,918.90 $42,925 $1,158
Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied 3.97 4.05 - 0 - - - 1,902.75 $42,951 $891
& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs) 4.27 4.23 3.79 12 - - - 1,861.55 $43,087 $1,247
Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment 4.04 4.08 - 0 - - - 1,918.90 $43,090 $891
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 4.64 4.44 4.04 60 - - - 1,918.90 $43,150 $1,069
Extra Variable (Lifetime Discount) (P & I) - Investment 4.09 4.10 - 0 - - - 1,930.47 $43,172 $1,158
Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 3.59 4.06 4.49 12 4.99 5.19 - 2,024.37 $43,259 $980
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied 3.94 4.26 - 0 - - - 1,895.85 $43,297 $1,069
Classic Saver Home Loan (Interest Only) - Owner Occupied 3.87 4.31 - 0 - - - 1,879.80 $43,414 $1,069
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied  0.00  
Options Near Prime (P & I) - Owner Occupied/Investment  0.00  
Commercial Loan - (Monthly Fee) - Owner Occupied/Investment  0.00  
Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)  0.00  
Beyond Boss Prime (With Offset) (P & I) - Investment  0.00  
Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied  0.00  
Beyond Boss (With Offset) (P & I) - Owner Occupied  0.00  
Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment  0.00  
Basic Home Loan Variable (Construction) (Interest Only) - Investment   0.00  
Basic Home Loan Variable (Construction) - Investment  0.00  
Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied  0.00  
Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment  0.00  
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied  0.00  
SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs)  0.00  
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)  0.00  
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied   0.00  
& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs)  0.00  
Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment  0.00  
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
Extra Variable (Lifetime Discount) (P & I) - Investment  0.00  
Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs)  0.00  
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied   0.00  
Classic Saver Home Loan (Interest Only) - Owner Occupied  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied 649.00  0.00  0.00  350.00 
Options Near Prime (P & I) - Owner Occupied/Investment 1,650.00  0.00  0.00  0.00 
Commercial Loan - (Monthly Fee) - Owner Occupied/Investment 0.00  0.00  30.00  220.00 
Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs) 720.00  0.00  0.00  550.00 
Beyond Boss Prime (With Offset) (P & I) - Investment 2,010.00  0.00  15.00  550.00 
Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied 2,010.00  0.00  15.00  550.00 
Beyond Boss (With Offset) (P & I) - Owner Occupied 2,010.00  0.00  15.00  550.00 
Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment 660.00  0.00  0.00  0.00 
Basic Home Loan Variable (Construction) (Interest Only) - Investment 1,863.00  0.00  0.00  400.00 
Basic Home Loan Variable (Construction) - Investment 1,863.00  0.00  0.00  400.00 
Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied 450.00  300.00  0.00  0.00 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment 1,025.00  495.00  0.00  1,195.00 
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied 0.00  300.00  0.00  0.00 
SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs) 495.00  0.00  0.00  325.00 
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 495.00  0.00  0.00  325.00 
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 495.00  0.00  0.00  325.00 
SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs) 495.00  0.00  0.00  325.00 
Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied 1,279.00  0.00  0.00  300.00 
& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs) 0.00  0.00  0.00  0.00 
Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment 660.00  0.00  0.00  0.00 
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 720.00  0.00  0.00  550.00 
Extra Variable (Lifetime Discount) (P & I) - Investment 200.00  0.00  0.00  350.00 
Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 510.00  350.00  0.00  345.00 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied 450.00  300.00  0.00  0.00 
Classic Saver Home Loan (Interest Only) - Owner Occupied 849.00  395.00  0.00  795.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied 350000  30  85 
Options Near Prime (P & I) - Owner Occupied/Investment 100000  30  65 
Commercial Loan - (Monthly Fee) - Owner Occupied/Investment 100000  20  75 
Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs) 50000  30  90 
Beyond Boss Prime (With Offset) (P & I) - Investment 50000  30  80 
Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied 50000  30  80 
Beyond Boss (With Offset) (P & I) - Owner Occupied 50000  30  80 
Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment 100000  30  80 
Basic Home Loan Variable (Construction) (Interest Only) - Investment 150000  30  70 
Basic Home Loan Variable (Construction) - Investment 150000  30  60 
Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied 150000  30  90 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment 50000  30  80 
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied 150000  30  95 
SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs) 10000  30   
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 10000  30  80 
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 10000  30  80 
SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs) 10000  30   
Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied 150000  30  70 
& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs) 150000  30   
Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment 100000  30  75 
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 50000  30  90 
Extra Variable (Lifetime Discount) (P & I) - Investment 10000  30  80 
Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs) 150000  30  90 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied 150000  30  80 
Classic Saver Home Loan (Interest Only) - Owner Occupied 50000  30  60 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied$1,158.30  $827.36 
Options Near Prime (P & I) - Owner Occupied/Investment$891.00  $636.43 
Commercial Loan - (Monthly Fee) - Owner Occupied/Investment$1,069.20  $763.71 
Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Beyond Boss Prime (With Offset) (P & I) - Investment$891.00  $636.43 
Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied$891.00  $636.43 
Beyond Boss (With Offset) (P & I) - Owner Occupied$891.00  $636.43 
Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment$891.00  $636.43 
Basic Home Loan Variable (Construction) (Interest Only) - Investment $1,158.30  $827.36 
Basic Home Loan Variable (Construction) - Investment$1,158.30  $827.36 
Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied$1,069.20  $763.71 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment$1,158.30  $827.36 
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied$1,069.20  $763.71 
SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs)$1,158.30  $827.36 
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)$1,158.30  $827.36 
SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,158.30  $827.36 
SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied $891.00  $636.43 
& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs)$1,247.40  $891.00 
Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment$891.00  $636.43 
Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,069.20  $763.71 
Extra Variable (Lifetime Discount) (P & I) - Investment$1,158.30  $827.36 
Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs)$980.10  $700.07 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied $1,069.20  $763.71 
Classic Saver Home Loan (Interest Only) - Owner Occupied$1,069.20  $763.71 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 9 of 102
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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