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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	3.99	4.03	-	0	-	-	-	1,907.36	$42,537	$1,158
	Options Near Prime (P & I) - Owner Occupied/Investment	3.90	4.01	-	0	-	-	-	1,886.67	$42,564	$891
	Commercial Loan - (Monthly Fee) - Owner Occupied/Investment	3.89	4.25	-	0	-	-	-	1,884.38	$42,606	$1,069
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	4.59	4.39	3.99	60	-	-	-	1,907.36	$42,608	$1,069
	Beyond Boss Prime (With Offset) (P & I) - Investment	3.79	4.10	-	0	-	-	-	1,861.55	$42,636	$891
	Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied	3.79	4.10	-	0	-	-	-	1,861.55	$42,636	$891
	Beyond Boss (With Offset) (P & I) - Owner Occupied	3.79	4.10	-	0	-	-	-	1,861.55	$42,636	$891
	Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment	4.00	4.04	-	0	-	-	-	1,909.66	$42,657	$891
	Basic Home Loan Variable (Construction) (Interest Only) - Investment	3.89	4.01	-	0	-	-	-	1,884.38	$42,669	$1,158
	Basic Home Loan Variable (Construction) - Investment	3.89	4.01	-	0	-	-	-	1,884.38	$42,669	$1,158
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied	3.89	4.21	-	0	-	-	-	1,884.38	$42,756	$1,069
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	3.75	4.30	-	0	-	-	-	1,852.46	$42,794	$1,158
	Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied	3.94	4.23	-	0	-	-	-	1,895.85	$42,847	$1,069
	SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs)	3.89	3.97	4.04	48	3.64	3.74	4.04	1,918.90	$42,854	$1,158
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	3.99	4.04	4.04	48	3.64	3.74	4.04	1,918.90	$42,901	$1,158
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)	3.99	4.04	4.04	60	3.64	3.74	4.04	1,918.90	$42,925	$1,158
	SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs)	3.89	3.98	4.04	60	3.64	3.74	4.04	1,918.90	$42,925	$1,158
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied	3.97	4.05	-	0	-	-	-	1,902.75	$42,951	$891
	& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs)	4.27	4.23	3.79	12	-	-	-	1,861.55	$43,087	$1,247
	Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	4.04	4.08	-	0	-	-	-	1,918.90	$43,090	$891
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	4.64	4.44	4.04	60	-	-	-	1,918.90	$43,150	$1,069
	Extra Variable (Lifetime Discount) (P & I) - Investment	4.09	4.10	-	0	-	-	-	1,930.47	$43,172	$1,158
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	3.59	4.06	4.49	12	4.99	5.19	-	2,024.37	$43,259	$980
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied	3.94	4.26	-	0	-	-	-	1,895.85	$43,297	$1,069
	Classic Saver Home Loan (Interest Only) - Owner Occupied	3.87	4.31	-	0	-	-	-	1,879.80	$43,414	$1,069
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied		0.00
	Options Near Prime (P & I) - Owner Occupied/Investment		0.00
	Commercial Loan - (Monthly Fee) - Owner Occupied/Investment		0.00
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)		0.00
	Beyond Boss Prime (With Offset) (P & I) - Investment		0.00
	Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied		0.00
	Beyond Boss (With Offset) (P & I) - Owner Occupied		0.00
	Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment		0.00
	Basic Home Loan Variable (Construction) (Interest Only) - Investment		0.00
	Basic Home Loan Variable (Construction) - Investment		0.00
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment		0.00
	Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied		0.00
	SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs)		0.00
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)		0.00
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs)		0.00
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied		0.00
	& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs)		0.00
	Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment		0.00
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Extra Variable (Lifetime Discount) (P & I) - Investment		0.00
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs)		0.00
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied		0.00
	Classic Saver Home Loan (Interest Only) - Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	649.00	0.00	0.00	350.00
	Options Near Prime (P & I) - Owner Occupied/Investment	1,650.00	0.00	0.00	0.00
	Commercial Loan - (Monthly Fee) - Owner Occupied/Investment	0.00	0.00	30.00	220.00
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Beyond Boss Prime (With Offset) (P & I) - Investment	2,010.00	0.00	15.00	550.00
	Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied	2,010.00	0.00	15.00	550.00
	Beyond Boss (With Offset) (P & I) - Owner Occupied	2,010.00	0.00	15.00	550.00
	Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment	660.00	0.00	0.00	0.00
	Basic Home Loan Variable (Construction) (Interest Only) - Investment	1,863.00	0.00	0.00	400.00
	Basic Home Loan Variable (Construction) - Investment	1,863.00	0.00	0.00	400.00
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied	450.00	300.00	0.00	0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	1,025.00	495.00	0.00	1,195.00
	Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied	0.00	300.00	0.00	0.00
	SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs)	495.00	0.00	0.00	325.00
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	495.00	0.00	0.00	325.00
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)	495.00	0.00	0.00	325.00
	SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs)	495.00	0.00	0.00	325.00
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied	1,279.00	0.00	0.00	300.00
	& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs)	0.00	0.00	0.00	0.00
	Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	660.00	0.00	0.00	0.00
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Extra Variable (Lifetime Discount) (P & I) - Investment	200.00	0.00	0.00	350.00
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	510.00	350.00	0.00	345.00
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied	450.00	300.00	0.00	0.00
	Classic Saver Home Loan (Interest Only) - Owner Occupied	849.00	395.00	0.00	795.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	350000	30	85
	Options Near Prime (P & I) - Owner Occupied/Investment	100000	30	65
	Commercial Loan - (Monthly Fee) - Owner Occupied/Investment	100000	20	75
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	50000	30	90
	Beyond Boss Prime (With Offset) (P & I) - Investment	50000	30	80
	Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied	50000	30	80
	Beyond Boss (With Offset) (P & I) - Owner Occupied	50000	30	80
	Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment	100000	30	80
	Basic Home Loan Variable (Construction) (Interest Only) - Investment	150000	30	70
	Basic Home Loan Variable (Construction) - Investment	150000	30	60
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied	150000	30	90
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	50000	30	80
	Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied	150000	30	95
	SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs)	10000	30
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	10000	30	80
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)	10000	30	80
	SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs)	10000	30
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied	150000	30	70
	& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs)	150000	30
	Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	100000	30	75
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Extra Variable (Lifetime Discount) (P & I) - Investment	10000	30	80
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	150000	30	90
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied	150000	30	80
	Classic Saver Home Loan (Interest Only) - Owner Occupied	50000	30	60
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Basic Variable (No LMI) (80.01% to 85%) (P & I) - Owner Occupied	$1,158.30	$827.36
	Options Near Prime (P & I) - Owner Occupied/Investment	$891.00	$636.43
	Commercial Loan - (Monthly Fee) - Owner Occupied/Investment	$1,069.20	$763.71
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Beyond Boss Prime (With Offset) (P & I) - Investment	$891.00	$636.43
	Beyond Boss Prime (With Offset) (Interest Only) - Owner Occupied	$891.00	$636.43
	Beyond Boss (With Offset) (P & I) - Owner Occupied	$891.00	$636.43
	Options Near Prime (Alt Doc) (P & I) - Owner Occupied/Investment	$891.00	$636.43
	Basic Home Loan Variable (Construction) (Interest Only) - Investment	$1,158.30	$827.36
	Basic Home Loan Variable (Construction) - Investment	$1,158.30	$827.36
	Your Way Plus Home Loan Variable (Construction) (Essential Workers Only) (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (P & I) - Investment	$1,158.30	$827.36
	Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied	$1,069.20	$763.71
	SmartSaver Fixed (Interest Only) - Investment(Fixed 4 yrs)	$1,158.30	$827.36
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)	$1,158.30	$827.36
	SmartSaver Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,158.30	$827.36
	SmartSaver Fixed (Interest Only) - Investment(Fixed 5 yrs)	$1,158.30	$827.36
	Breakthrough Clear Variable (Low Doc) (Interest Only) - Owner Occupied	$891.00	$636.43
	& Home Loan Variable (Intro Rate) - Owner Occupied(Fixed 1 yrs)	$1,247.40	$891.00
	Options Prime (Alt Doc) (Interest Only) - Owner Occupied/Investment	$891.00	$636.43
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Extra Variable (Lifetime Discount) (P & I) - Investment	$1,158.30	$827.36
	Home Advantage Fixed (P & I) - Owner Occupied (Fixed 1 yrs)	$980.10	$700.07
	Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Classic Saver Home Loan (Interest Only) - Owner Occupied	$1,069.20	$763.71
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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