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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Aspire Metro Variable (P & I) - Investment	3.95	4.28	-	0	-	-	-	1,898.15	$43,525	$1,158
	Basic Home Loan Variable (P & I) - Investment	4.09	4.13	-	0	-	-	-	1,930.47	$43,532	$1,069
	Standard Variable (P & I) - Owner Occupied	4.04	4.18	-	0	-	-	-	1,918.90	$43,559	$1,158
	Bold Variable (Interest Only) - Owner Occupied	4.03	4.12	-	0	-	-	-	1,916.59	$43,652	$1,158
	Bold Variable (Interest Only) - Investment	4.03	4.12	-	0	-	-	-	1,916.59	$43,652	$1,158
	Bold Variable (P & I) - Investment	4.03	4.12	-	0	-	-	-	1,916.59	$43,652	$1,158
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied (Fixed 2 yrs)	4.34	4.31	3.94	24	-	-	-	1,895.85	$43,666	$1,069
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	4.34	4.31	3.94	24	-	-	-	1,895.85	$43,666	$1,069
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	3.54	3.97	4.89	12	5.29	5.69	7.89	2,120.48	$43,676	$1,069
	Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)	4.69	4.49	4.09	60	-	-	-	1,930.47	$43,692	$1,069
	Options Prime (Interest Only) - Owner Occupied/Investment	4.05	4.12	-	0	-	-	-	1,921.21	$43,693	$891
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	3.85	4.40	-	0	-	-	-	1,875.23	$43,874	$1,158
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	3.85	4.40	-	0	-	-	-	1,875.23	$43,874	$1,158
	Offset Home Loan Package Variable (Construction) - Investment	3.89	4.26	-	0	-	-	-	1,884.38	$43,909	$1,158
	Offset Home Loan Package Variable (Construction) (Interest Only) - Investment	3.89	4.26	-	0	-	-	-	1,884.38	$43,909	$1,158
	Options Prime Home Loan (Interest Only) - Investment	4.19	4.19	-	0	-	-	-	1,953.73	$44,057	$1,069
	Classic Saver Home Loan (Construction) (P & I) - Investment	3.93	4.37	-	0	-	-	-	1,893.55	$44,063	$1,069
	Low Rate Essentials Variable (Interest Only) - Owner Occupied	4.15	4.18	-	0	-	-	-	1,944.41	$44,098	$1,069
	Home Advantage Variable (Interest Only) - Investment	3.99	4.37	-	0	-	-	-	1,907.36	$44,148	$980
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	4.14	4.19	-	0	-	-	-	1,942.09	$44,234	$1,069
	Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	3.97	4.03	4.64	12	5.14	-	-	2,060.15	$44,235	$1,247
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	3.97	4.03	4.64	12	5.14	-	-	2,060.15	$44,235	$1,247
	SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs)	3.89	4.17	4.09	48	3.69	3.79	4.09	1,930.47	$44,272	$1,158
	Premium Select Home Loan Special (P & I) - Investment	4.19	4.21	-	0	-	-	-	1,953.73	$44,307	$1,158
	SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs)	3.99	4.24	4.09	48	3.69	3.79	4.09	1,930.47	$44,319	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Aspire Metro Variable (P & I) - Investment		0.00
	Basic Home Loan Variable (P & I) - Investment		0.00
	Standard Variable (P & I) - Owner Occupied		0.00
	Bold Variable (Interest Only) - Owner Occupied		0.00
	Bold Variable (Interest Only) - Investment		0.00
	Bold Variable (P & I) - Investment		0.00
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied (Fixed 2 yrs)		0.00
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)		0.00
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)		0.00
	Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)		0.00
	Options Prime (Interest Only) - Owner Occupied/Investment		0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied		0.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied		0.00
	Offset Home Loan Package Variable (Construction) - Investment		0.00
	Offset Home Loan Package Variable (Construction) (Interest Only) - Investment		0.00
	Options Prime Home Loan (Interest Only) - Investment		0.00
	Classic Saver Home Loan (Construction) (P & I) - Investment		0.00
	Low Rate Essentials Variable (Interest Only) - Owner Occupied		0.00
	Home Advantage Variable (Interest Only) - Investment		0.00
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied		0.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)		0.00
	SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs)		25.00
	Premium Select Home Loan Special (P & I) - Investment		0.00
	SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs)		25.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Aspire Metro Variable (P & I) - Investment	595.00	295.00	0.00	695.00
	Basic Home Loan Variable (P & I) - Investment	560.00	0.00	0.00	350.00
	Standard Variable (P & I) - Owner Occupied	649.00	0.00	8.00	350.00
	Bold Variable (Interest Only) - Owner Occupied	1,330.00	0.00	0.00	895.00
	Bold Variable (Interest Only) - Investment	1,330.00	0.00	0.00	895.00
	Bold Variable (P & I) - Investment	1,330.00	0.00	0.00	895.00
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied (Fixed 2 yrs)	720.00	0.00	0.00	550.00
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	720.00	0.00	0.00	550.00
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	0.00	300.00	0.00	0.00
	Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Options Prime (Interest Only) - Owner Occupied/Investment	1,155.00	0.00	0.00	0.00
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	1,025.00	495.00	0.00	1,195.00
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	1,025.00	495.00	0.00	695.00
	Offset Home Loan Package Variable (Construction) - Investment	1,863.00	248.00	0.00	400.00
	Offset Home Loan Package Variable (Construction) (Interest Only) - Investment	1,863.00	248.00	0.00	400.00
	Options Prime Home Loan (Interest Only) - Investment	0.00	0.00	0.00	300.00
	Classic Saver Home Loan (Construction) (P & I) - Investment	849.00	395.00	0.00	795.00
	Low Rate Essentials Variable (Interest Only) - Owner Occupied	475.00	0.00	0.00	300.00
	Home Advantage Variable (Interest Only) - Investment	510.00	350.00	0.00	345.00
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	720.00	0.00	0.00	550.00
	Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	0.00	0.00	0.00	0.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	0.00	0.00	0.00	0.00
	SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs)	495.00	0.00	15.00	325.00
	Premium Select Home Loan Special (P & I) - Investment	250.00	0.00	0.00	338.00
	SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs)	495.00	0.00	15.00	325.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Aspire Metro Variable (P & I) - Investment	50000	30	80
	Basic Home Loan Variable (P & I) - Investment	40000	30	90
	Standard Variable (P & I) - Owner Occupied	350000	30	80
	Bold Variable (Interest Only) - Owner Occupied	100000	30	80
	Bold Variable (Interest Only) - Investment	100000	30	70
	Bold Variable (P & I) - Investment	100000	30	80
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied (Fixed 2 yrs)	50000	30	80
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	50000	30	80
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	150000	30	90
	Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)	50000	30	90
	Options Prime (Interest Only) - Owner Occupied/Investment	100000	30	65
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	50000	30	80
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	50000	30	60
	Offset Home Loan Package Variable (Construction) - Investment	150000	30	80
	Offset Home Loan Package Variable (Construction) (Interest Only) - Investment	150000	30	70
	Options Prime Home Loan (Interest Only) - Investment	150000	30	80
	Classic Saver Home Loan (Construction) (P & I) - Investment	50000	30	80
	Low Rate Essentials Variable (Interest Only) - Owner Occupied	50000	30	90
	Home Advantage Variable (Interest Only) - Investment	150000	30	70
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	50000	30
	Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	20000	30	95
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	20000	30	95
	SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs)	10000	30
	Premium Select Home Loan Special (P & I) - Investment	20000	30	90
	SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs)	10000	30
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Aspire Metro Variable (P & I) - Investment	$1,158.30	$827.36
	Basic Home Loan Variable (P & I) - Investment	$1,069.20	$763.71
	Standard Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Bold Variable (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Bold Variable (Interest Only) - Investment	$1,158.30	$827.36
	Bold Variable (P & I) - Investment	$1,158.30	$827.36
	Offset Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied (Fixed 2 yrs)	$1,069.20	$763.71
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	$1,069.20	$763.71
	Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	$1,069.20	$763.71
	Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Options Prime (Interest Only) - Owner Occupied/Investment	$891.00	$636.43
	Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied	$1,158.30	$827.36
	Offset Home Loan Package Variable (Construction) - Investment	$1,158.30	$827.36
	Offset Home Loan Package Variable (Construction) (Interest Only) - Investment	$1,158.30	$827.36
	Options Prime Home Loan (Interest Only) - Investment	$1,069.20	$763.71
	Classic Saver Home Loan (Construction) (P & I) - Investment	$1,069.20	$763.71
	Low Rate Essentials Variable (Interest Only) - Owner Occupied	$1,069.20	$763.71
	Home Advantage Variable (Interest Only) - Investment	$980.10	$700.07
	Offset Variable 80Broker Special Plus (P&I) - Owner Occupied	$1,069.20	$763.71
	Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs)	$1,247.40	$891.00
	Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)	$1,247.40	$891.00
	SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs)	$1,158.30	$827.36
	Premium Select Home Loan Special (P & I) - Investment	$1,158.30	$827.36
	SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs)	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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