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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
  • 3 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Aspire Metro Variable (P & I) - Investment 3.95 4.28 - 0 - - - 1,898.15 $43,525 $1,158
Basic Home Loan Variable (P & I) - Investment 4.09 4.13 - 0 - - - 1,930.47 $43,532 $1,069
Standard Variable (P & I) - Owner Occupied 4.04 4.18 - 0 - - - 1,918.90 $43,559 $1,158
Bold Variable (Interest Only) - Owner Occupied 4.03 4.12 - 0 - - - 1,916.59 $43,652 $1,158
Bold Variable (Interest Only) - Investment 4.03 4.12 - 0 - - - 1,916.59 $43,652 $1,158
Bold Variable (P & I) - Investment 4.03 4.12 - 0 - - - 1,916.59 $43,652 $1,158
Offset Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied (Fixed 2 yrs) 4.34 4.31 3.94 24 - - - 1,895.85 $43,666 $1,069
Basic Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied(Fixed 2 yrs) 4.34 4.31 3.94 24 - - - 1,895.85 $43,666 $1,069
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 3.54 3.97 4.89 12 5.29 5.69 7.89 2,120.48 $43,676 $1,069
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs) 4.69 4.49 4.09 60 - - - 1,930.47 $43,692 $1,069
Options Prime (Interest Only) - Owner Occupied/Investment 4.05 4.12 - 0 - - - 1,921.21 $43,693 $891
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied 3.85 4.40 - 0 - - - 1,875.23 $43,874 $1,158
Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied 3.85 4.40 - 0 - - - 1,875.23 $43,874 $1,158
Offset Home Loan Package Variable (Construction) - Investment 3.89 4.26 - 0 - - - 1,884.38 $43,909 $1,158
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment 3.89 4.26 - 0 - - - 1,884.38 $43,909 $1,158
Options Prime Home Loan (Interest Only) - Investment 4.19 4.19 - 0 - - - 1,953.73 $44,057 $1,069
Classic Saver Home Loan (Construction) (P & I) - Investment 3.93 4.37 - 0 - - - 1,893.55 $44,063 $1,069
Low Rate Essentials Variable (Interest Only) - Owner Occupied 4.15 4.18 - 0 - - - 1,944.41 $44,098 $1,069
Home Advantage Variable (Interest Only) - Investment 3.99 4.37 - 0 - - - 1,907.36 $44,148 $980
Offset Variable 80**Broker Special Plus** (P&I) - Owner Occupied 4.14 4.19 - 0 - - - 1,942.09 $44,234 $1,069
Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 3.97 4.03 4.64 12 5.14 - - 2,060.15 $44,235 $1,247
Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 3.97 4.03 4.64 12 5.14 - - 2,060.15 $44,235 $1,247
SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs) 3.89 4.17 4.09 48 3.69 3.79 4.09 1,930.47 $44,272 $1,158
Premium Select Home Loan **Special** (P & I) - Investment 4.19 4.21 - 0 - - - 1,953.73 $44,307 $1,158
SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs) 3.99 4.24 4.09 48 3.69 3.79 4.09 1,930.47 $44,319 $1,158
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Aspire Metro Variable (P & I) - Investment  0.00  
Basic Home Loan Variable (P & I) - Investment  0.00  
Standard Variable (P & I) - Owner Occupied  0.00  
Bold Variable (Interest Only) - Owner Occupied  0.00  
Bold Variable (Interest Only) - Investment  0.00  
Bold Variable (P & I) - Investment  0.00  
Offset Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied (Fixed 2 yrs)  0.00  
Basic Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied(Fixed 2 yrs)  0.00  
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)  0.00  
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)  0.00  
Options Prime (Interest Only) - Owner Occupied/Investment   0.00  
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied  0.00  
Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied  0.00  
Offset Home Loan Package Variable (Construction) - Investment   0.00  
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment  0.00  
Options Prime Home Loan (Interest Only) - Investment  0.00  
Classic Saver Home Loan (Construction) (P & I) - Investment  0.00  
Low Rate Essentials Variable (Interest Only) - Owner Occupied  0.00  
Home Advantage Variable (Interest Only) - Investment  0.00  
Offset Variable 80**Broker Special Plus** (P&I) - Owner Occupied   0.00  
Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs)  0.00  
Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)  0.00  
SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs)  25.00  
Premium Select Home Loan **Special** (P & I) - Investment   0.00  
SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs)  25.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Aspire Metro Variable (P & I) - Investment 595.00  295.00  0.00  695.00 
Basic Home Loan Variable (P & I) - Investment 560.00  0.00  0.00  350.00 
Standard Variable (P & I) - Owner Occupied 649.00  0.00  8.00  350.00 
Bold Variable (Interest Only) - Owner Occupied 1,330.00  0.00  0.00  895.00 
Bold Variable (Interest Only) - Investment 1,330.00  0.00  0.00  895.00 
Bold Variable (P & I) - Investment 1,330.00  0.00  0.00  895.00 
Offset Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied (Fixed 2 yrs) 720.00  0.00  0.00  550.00 
Basic Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied(Fixed 2 yrs) 720.00  0.00  0.00  550.00 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 0.00  300.00  0.00  0.00 
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs) 720.00  0.00  0.00  550.00 
Options Prime (Interest Only) - Owner Occupied/Investment 1,155.00  0.00  0.00  0.00 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied 1,025.00  495.00  0.00  1,195.00 
Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied 1,025.00  495.00  0.00  695.00 
Offset Home Loan Package Variable (Construction) - Investment 1,863.00  248.00  0.00  400.00 
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment 1,863.00  248.00  0.00  400.00 
Options Prime Home Loan (Interest Only) - Investment 0.00  0.00  0.00  300.00 
Classic Saver Home Loan (Construction) (P & I) - Investment 849.00  395.00  0.00  795.00 
Low Rate Essentials Variable (Interest Only) - Owner Occupied 475.00  0.00  0.00  300.00 
Home Advantage Variable (Interest Only) - Investment 510.00  350.00  0.00  345.00 
Offset Variable 80**Broker Special Plus** (P&I) - Owner Occupied 720.00  0.00  0.00  550.00 
Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 0.00  0.00  0.00  0.00 
Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 0.00  0.00  0.00  0.00 
SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs) 495.00  0.00  15.00  325.00 
Premium Select Home Loan **Special** (P & I) - Investment 250.00  0.00  0.00  338.00 
SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs) 495.00  0.00  15.00  325.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Aspire Metro Variable (P & I) - Investment 50000  30  80 
Basic Home Loan Variable (P & I) - Investment 40000  30  90 
Standard Variable (P & I) - Owner Occupied 350000  30  80 
Bold Variable (Interest Only) - Owner Occupied 100000  30  80 
Bold Variable (Interest Only) - Investment 100000  30  70 
Bold Variable (P & I) - Investment 100000  30  80 
Offset Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied (Fixed 2 yrs) 50000  30  80 
Basic Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied(Fixed 2 yrs) 50000  30  80 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 150000  30  90 
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs) 50000  30  90 
Options Prime (Interest Only) - Owner Occupied/Investment 100000  30  65 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied 50000  30  80 
Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied 50000  30  60 
Offset Home Loan Package Variable (Construction) - Investment 150000  30  80 
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment 150000  30  70 
Options Prime Home Loan (Interest Only) - Investment 150000  30  80 
Classic Saver Home Loan (Construction) (P & I) - Investment 50000  30  80 
Low Rate Essentials Variable (Interest Only) - Owner Occupied 50000  30  90 
Home Advantage Variable (Interest Only) - Investment 150000  30  70 
Offset Variable 80**Broker Special Plus** (P&I) - Owner Occupied 50000  30   
Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 20000  30  95 
Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 20000  30  95 
SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs) 10000  30   
Premium Select Home Loan **Special** (P & I) - Investment 20000  30  90 
SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs) 10000  30   
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Aspire Metro Variable (P & I) - Investment$1,158.30  $827.36 
Basic Home Loan Variable (P & I) - Investment$1,069.20  $763.71 
Standard Variable (P & I) - Owner Occupied$1,158.30  $827.36 
Bold Variable (Interest Only) - Owner Occupied$1,158.30  $827.36 
Bold Variable (Interest Only) - Investment$1,158.30  $827.36 
Bold Variable (P & I) - Investment$1,158.30  $827.36 
Offset Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied (Fixed 2 yrs)$1,069.20  $763.71 
Basic Variable 2 Year Intro **Broker Special Discount** (P&I) - Owner Occupied(Fixed 2 yrs)$1,069.20  $763.71 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)$1,069.20  $763.71 
Green Offset Home Loan (P&I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Options Prime (Interest Only) - Owner Occupied/Investment $891.00  $636.43 
Aspire Expat & Visa Holder (Standard Prime) (Construction) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Aspire Expat & Visa Holder (Regular) (P & I) - Owner Occupied$1,158.30  $827.36 
Offset Home Loan Package Variable (Construction) - Investment $1,158.30  $827.36 
Offset Home Loan Package Variable (Construction) (Interest Only) - Investment$1,158.30  $827.36 
Options Prime Home Loan (Interest Only) - Investment$1,069.20  $763.71 
Classic Saver Home Loan (Construction) (P & I) - Investment$1,069.20  $763.71 
Low Rate Essentials Variable (Interest Only) - Owner Occupied$1,069.20  $763.71 
Home Advantage Variable (Interest Only) - Investment$980.10  $700.07 
Offset Variable 80**Broker Special Plus** (P&I) - Owner Occupied $1,069.20  $763.71 
Standard Fixed (P & I) - Owner Occupied(Fixed 1 yrs)$1,247.40  $891.00 
Standard Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)$1,247.40  $891.00 
SmartFix Fixed (Interest Only) - Investment (Fixed 4 yrs)$1,158.30  $827.36 
Premium Select Home Loan **Special** (P & I) - Investment $1,158.30  $827.36 
SmartFix Fixed (Interest Only) - Owner Occupied (Fixed 4 yrs)$1,158.30  $827.36 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 10 of 102
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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