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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Aspire Metro Fixed ($1M - $1.75M) (Interest Only) - Investment	3.75	4.04	3.75	0	3.95	4.05	4.25	0.00	$595	$0
	Aspire Regional Variable (Interest Only) - Investment	3.85	4.14	3.85	0	-	-	-	0.00	$595	$0
	Aspire Metro Fixed (Up to $1M) (Interest Only) - Investment	3.75	4.04	3.75	0	3.45	3.55	3.75	0.00	$595	$0
	Aspire Metro Fixed (Up to $1M) (P & I) - Owner Occupied	3.25	3.54	3.25	0	2.95	3.05	3.25	0.00	$595	$0
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	0.00	0.03	-	0	-	-	-	0.00	$595	$0
	Aspire Metro Fixed (Up to $1M) (P & I) - Investment	3.45	3.74	3.45	0	3.15	3.25	3.45	0.00	$595	$0
	Aspire Metro Fixed ($1M - $1.75M) (P & I) - Investment	3.45	3.74	3.45	0	3.65	3.75	3.95	0.00	$595	$0
	Aspire Regional Variable (Interest Only) - Owner Occupied	3.55	3.84	3.55	0	-	-	-	0.00	$595	$0
	Edge Residential (Specialist) (P & I) - Owner Occupied / Investment	7.15	7.19	7.15	0	-	-	-	0.00	$595	$0
	Edge Highest & Best Use (Prime) (P & I) - Owner Occupied	0.00	0.03	-	0	-	-	-	0.00	$595	$0
	Aspire Metro Variable (Interest Only) - Investment	3.75	4.04	3.75	0	-	-	-	0.00	$595	$0
	Edge Residential (Near Prime Plus) (Interest Only) - Owner Occupied / Investment	5.25	5.29	5.25	0	-	-	-	0.00	$595	$0
	Edge Residential (Prime) (Interest Only) - Owner Occupied / Investment	4.05	4.09	4.05	0	-	-	-	0.00	$595	$0
	Edge Highest & Best Use (Prime) (Interest Only) - Owner Occupied	0.00	0.03	-	0	-	-	-	0.00	$595	$0
	Edge Residential (Specialist) (Interest Only) - Owner Occupied / Investment	7.45	7.50	7.45	0	-	-	-	0.00	$595	$0
	Edge Highest & Best Use (Near Prime) (P & I) - Owner Occupied	0.00	0.03	-	0	-	-	-	0.00	$595	$0
	Edge Residential SMSF (Near Prime) (Interest Only) - Owner Occupied / Investment	5.64	5.68	5.64	0	-	-	-	0.00	$595	$0
	Edge Residential SMSF (Near Prime) (P & I) - Owner Occupied / Investment	5.34	5.38	5.34	0	-	-	-	0.00	$595	$0
	Edge Residential (Near Prime Plus) (P & I) - Owner Occupied / Investment	4.95	4.99	4.95	0	-	-	-	0.00	$595	$0
	Aspire Regional Fixed (P & I) - Owner Occupied	3.25	3.54	3.25	0	3.55	3.65	-	0.00	$595	$0
	Edge Residential (Specialist Plus) (P & I) - Owner Occupied / Investment	7.55	7.60	7.55	0	-	-	-	0.00	$595	$0
	Edge Highest & Best Use (Near Prime) (Alt Doc) (Interest Only) - Owner Occupied	0.00	0.04	-	0	-	-	-	0.00	$695	$0
	Edge Highest & Best Use (Prime) (Alt Doc) (Interest Only) - Owner Occupied	0.00	0.04	-	0	-	-	-	0.00	$695	$0
	Edge Residential (Prime) (Alt Doc) (Interest Only) - Owner Occupied / Investment	4.29	4.34	4.29	0	-	-	-	0.00	$695	$0
	Edge Residential (Prime) (Alt Doc) (P & I) - Owner Occupied / Investment	3.99	4.03	3.99	0	-	-	-	0.00	$695	$0
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Aspire Metro Fixed ($1M - $1.75M) (Interest Only) - Investment		0.00
	Aspire Regional Variable (Interest Only) - Investment		0.00
	Aspire Metro Fixed (Up to $1M) (Interest Only) - Investment		0.00
	Aspire Metro Fixed (Up to $1M) (P & I) - Owner Occupied		0.00
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied		0.00
	Aspire Metro Fixed (Up to $1M) (P & I) - Investment		0.00
	Aspire Metro Fixed ($1M - $1.75M) (P & I) - Investment		0.00
	Aspire Regional Variable (Interest Only) - Owner Occupied		0.00
	Edge Residential (Specialist) (P & I) - Owner Occupied / Investment		0.00
	Edge Highest & Best Use (Prime) (P & I) - Owner Occupied		0.00
	Aspire Metro Variable (Interest Only) - Investment		0.00
	Edge Residential (Near Prime Plus) (Interest Only) - Owner Occupied / Investment		0.00
	Edge Residential (Prime) (Interest Only) - Owner Occupied / Investment		0.00
	Edge Highest & Best Use (Prime) (Interest Only) - Owner Occupied		0.00
	Edge Residential (Specialist) (Interest Only) - Owner Occupied / Investment		0.00
	Edge Highest & Best Use (Near Prime) (P & I) - Owner Occupied		0.00
	Edge Residential SMSF (Near Prime) (Interest Only) - Owner Occupied / Investment		0.00
	Edge Residential SMSF (Near Prime) (P & I) - Owner Occupied / Investment		0.00
	Edge Residential (Near Prime Plus) (P & I) - Owner Occupied / Investment		0.00
	Aspire Regional Fixed (P & I) - Owner Occupied		0.00
	Edge Residential (Specialist Plus) (P & I) - Owner Occupied / Investment		0.00
	Edge Highest & Best Use (Near Prime) (Alt Doc) (Interest Only) - Owner Occupied		0.00
	Edge Highest & Best Use (Prime) (Alt Doc) (Interest Only) - Owner Occupied		0.00
	Edge Residential (Prime) (Alt Doc) (Interest Only) - Owner Occupied / Investment		0.00
	Edge Residential (Prime) (Alt Doc) (P & I) - Owner Occupied / Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Aspire Metro Fixed ($1M - $1.75M) (Interest Only) - Investment	595.00	250.00	0.00	695.00
	Aspire Regional Variable (Interest Only) - Investment	595.00	250.00	0.00	695.00
	Aspire Metro Fixed (Up to $1M) (Interest Only) - Investment	595.00	250.00	0.00	695.00
	Aspire Metro Fixed (Up to $1M) (P & I) - Owner Occupied	595.00	250.00	0.00	695.00
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	595.00	0.00	0.00	450.00
	Aspire Metro Fixed (Up to $1M) (P & I) - Investment	595.00	250.00	0.00	695.00
	Aspire Metro Fixed ($1M - $1.75M) (P & I) - Investment	595.00	250.00	0.00	695.00
	Aspire Regional Variable (Interest Only) - Owner Occupied	595.00	250.00	0.00	695.00
	Edge Residential (Specialist) (P & I) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Edge Highest & Best Use (Prime) (P & I) - Owner Occupied	595.00	0.00	0.00	450.00
	Aspire Metro Variable (Interest Only) - Investment	595.00	250.00	0.00	695.00
	Edge Residential (Near Prime Plus) (Interest Only) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Edge Residential (Prime) (Interest Only) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Edge Highest & Best Use (Prime) (Interest Only) - Owner Occupied	595.00	0.00	0.00	450.00
	Edge Residential (Specialist) (Interest Only) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Edge Highest & Best Use (Near Prime) (P & I) - Owner Occupied	595.00	0.00	0.00	450.00
	Edge Residential SMSF (Near Prime) (Interest Only) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Edge Residential SMSF (Near Prime) (P & I) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Edge Residential (Near Prime Plus) (P & I) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Aspire Regional Fixed (P & I) - Owner Occupied	595.00	250.00	0.00	695.00
	Edge Residential (Specialist Plus) (P & I) - Owner Occupied / Investment	595.00	0.00	0.00	450.00
	Edge Highest & Best Use (Near Prime) (Alt Doc) (Interest Only) - Owner Occupied	695.00	0.00	0.00	450.00
	Edge Highest & Best Use (Prime) (Alt Doc) (Interest Only) - Owner Occupied	695.00	0.00	0.00	450.00
	Edge Residential (Prime) (Alt Doc) (Interest Only) - Owner Occupied / Investment	695.00	0.00	0.00	450.00
	Edge Residential (Prime) (Alt Doc) (P & I) - Owner Occupied / Investment	695.00	0.00	0.00	450.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Aspire Metro Fixed ($1M - $1.75M) (Interest Only) - Investment	1000000	30	70
	Aspire Regional Variable (Interest Only) - Investment	50000	30	70
	Aspire Metro Fixed (Up to $1M) (Interest Only) - Investment	50000	30	70
	Aspire Metro Fixed (Up to $1M) (P & I) - Owner Occupied	50000	30	70
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	100000	30
	Aspire Metro Fixed (Up to $1M) (P & I) - Investment	50000	30	90
	Aspire Metro Fixed ($1M - $1.75M) (P & I) - Investment	1000000	30	70
	Aspire Regional Variable (Interest Only) - Owner Occupied	50000	30	70
	Edge Residential (Specialist) (P & I) - Owner Occupied / Investment	100000	30	80
	Edge Highest & Best Use (Prime) (P & I) - Owner Occupied	100000	30
	Aspire Metro Variable (Interest Only) - Investment	50000	30	80
	Edge Residential (Near Prime Plus) (Interest Only) - Owner Occupied / Investment	100000	30	75
	Edge Residential (Prime) (Interest Only) - Owner Occupied / Investment	100000	30	65
	Edge Highest & Best Use (Prime) (Interest Only) - Owner Occupied	100000	30
	Edge Residential (Specialist) (Interest Only) - Owner Occupied / Investment	100000	30	75
	Edge Highest & Best Use (Near Prime) (P & I) - Owner Occupied	100000	30
	Edge Residential SMSF (Near Prime) (Interest Only) - Owner Occupied / Investment	100000	30	75
	Edge Residential SMSF (Near Prime) (P & I) - Owner Occupied / Investment	100000	30	75
	Edge Residential (Near Prime Plus) (P & I) - Owner Occupied / Investment	100000	30	80
	Aspire Regional Fixed (P & I) - Owner Occupied	50000	30	80
	Edge Residential (Specialist Plus) (P & I) - Owner Occupied / Investment	100000	30	75
	Edge Highest & Best Use (Near Prime) (Alt Doc) (Interest Only) - Owner Occupied	100000	30
	Edge Highest & Best Use (Prime) (Alt Doc) (Interest Only) - Owner Occupied	100000	30
	Edge Residential (Prime) (Alt Doc) (Interest Only) - Owner Occupied / Investment	100000	30	75
	Edge Residential (Prime) (Alt Doc) (P & I) - Owner Occupied / Investment	100000	30	65
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Aspire Metro Fixed ($1M - $1.75M) (Interest Only) - Investment	$0.00	$0.00
	Aspire Regional Variable (Interest Only) - Investment	$0.00	$0.00
	Aspire Metro Fixed (Up to $1M) (Interest Only) - Investment	$0.00	$0.00
	Aspire Metro Fixed (Up to $1M) (P & I) - Owner Occupied	$0.00	$0.00
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	$0.00	$0.00
	Aspire Metro Fixed (Up to $1M) (P & I) - Investment	$0.00	$0.00
	Aspire Metro Fixed ($1M - $1.75M) (P & I) - Investment	$0.00	$0.00
	Aspire Regional Variable (Interest Only) - Owner Occupied	$0.00	$0.00
	Edge Residential (Specialist) (P & I) - Owner Occupied / Investment	$0.00	$0.00
	Edge Highest & Best Use (Prime) (P & I) - Owner Occupied	$0.00	$0.00
	Aspire Metro Variable (Interest Only) - Investment	$0.00	$0.00
	Edge Residential (Near Prime Plus) (Interest Only) - Owner Occupied / Investment	$0.00	$0.00
	Edge Residential (Prime) (Interest Only) - Owner Occupied / Investment	$0.00	$0.00
	Edge Highest & Best Use (Prime) (Interest Only) - Owner Occupied	$0.00	$0.00
	Edge Residential (Specialist) (Interest Only) - Owner Occupied / Investment	$0.00	$0.00
	Edge Highest & Best Use (Near Prime) (P & I) - Owner Occupied	$0.00	$0.00
	Edge Residential SMSF (Near Prime) (Interest Only) - Owner Occupied / Investment	$0.00	$0.00
	Edge Residential SMSF (Near Prime) (P & I) - Owner Occupied / Investment	$0.00	$0.00
	Edge Residential (Near Prime Plus) (P & I) - Owner Occupied / Investment	$0.00	$0.00
	Aspire Regional Fixed (P & I) - Owner Occupied	$0.00	$0.00
	Edge Residential (Specialist Plus) (P & I) - Owner Occupied / Investment	$0.00	$0.00
	Edge Highest & Best Use (Near Prime) (Alt Doc) (Interest Only) - Owner Occupied	$0.00	$0.00
	Edge Highest & Best Use (Prime) (Alt Doc) (Interest Only) - Owner Occupied	$0.00	$0.00
	Edge Residential (Prime) (Alt Doc) (Interest Only) - Owner Occupied / Investment	$0.00	$0.00
	Edge Residential (Prime) (Alt Doc) (P & I) - Owner Occupied / Investment	$0.00	$0.00
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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