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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Green Plus Home Loan (P&I) - Owner Occupied	1.89	2.25	-	0	-	-	-	1,456.57	$21,482	$1,069
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	2.04	2.07	-	0	-	-	-	1,486.49	$21,561	$1,069
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	1.99	2.32	-	0	-	-	-	1,476.48	$22,056	$1,069
	Basic Home Loan (P&I) - Owner Occupied	2.09	2.13	-	0	-	-	-	1,496.55	$22,215	$1,247
	Classic Saver Home Loan Special (P & I) - Owner Occupied	2.07	2.12	-	0	-	-	-	1,492.52	$22,258	$1,069
	Basic Home Loan Variable (P & I) - Owner Occupied	2.14	2.16	-	0	-	-	-	1,506.64	$22,501	$1,158
	Green Home Loan (P&I) - Owner Occupied	1.99	2.35	-	0	-	-	-	1,476.48	$22,531	$1,069
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	2.59	2.49	1.99	24	-	-	-	1,476.48	$22,876	$891
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	2.19	2.21	-	0	-	-	-	1,516.77	$23,027	$1,158
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	2.49	2.43	2.04	24	2.04	2.34	-	1,486.49	$23,118	$1,158
	Essential Home Loan (P & I) - Owner Occupied	2.22	2.24	-	0	-	-	-	1,522.87	$23,275	$1,158
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	2.59	2.48	2.19	60	-	-	-	1,516.77	$23,384	$1,069
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	2.24	2.26	-	0	-	-	-	1,526.95	$23,490	$1,114
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	2.59	2.51	2.09	24	-	-	-	1,496.55	$23,543	$891
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	2.29	2.29	-	0	-	-	-	1,537.16	$23,718	$1,069
	Offset Home Loan Package Variable (P & I) - Owner Occupied	2.14	2.44	-	0	-	-	-	1,506.64	$23,741	$1,158
	Basic Variable Loan Special (P&I) - Owner Occupied	2.24	2.28	-	0	-	-	-	1,526.95	$23,791	$1,158
	Basic Variable Loan Special (P&I) - Owner Occupied	2.24	2.28	-	0	-	-	-	1,526.95	$23,791	$1,158
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	2.29	2.30	-	0	-	-	-	1,537.16	$23,918	$1,158
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	2.29	2.30	-	0	-	-	-	1,537.16	$23,918	$1,158
	Resimac Prime Flex Variable (P & I) - Owner Occupied	2.14	2.49	-	0	-	-	-	1,506.64	$23,963	$1,069
	Basic Home Loan Variable (Construction) - Owner Occupied	2.14	2.25	-	0	-	-	-	1,506.64	$24,001	$1,158
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	2.14	2.25	-	0	-	-	-	1,506.64	$24,001	$1,158
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	2.59	2.52	2.19	60	-	-	-	1,516.77	$24,054	$1,069
	Basic Home Loan Variable (P & I) - Investment	2.29	2.31	-	0	-	-	-	1,537.16	$24,081	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Green Plus Home Loan (P&I) - Owner Occupied		0.00
	Low Rate Essentials Variable Special (P & I) - Owner Occupied		0.00
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied		0.00
	Basic Home Loan (P&I) - Owner Occupied		0.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied		0.00
	Basic Home Loan Variable (P & I) - Owner Occupied		0.00
	Green Home Loan (P&I) - Owner Occupied		0.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)		0.00
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied		0.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)		0.00
	Essential Home Loan (P & I) - Owner Occupied		0.00
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied		0.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)		0.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied		20.00
	Offset Home Loan Package Variable (P & I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied		0.00
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied		0.00
	Resimac Prime Flex Variable (P & I) - Owner Occupied		0.00
	Basic Home Loan Variable (Construction) - Owner Occupied		0.00
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied		0.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Basic Home Loan Variable (P & I) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Green Plus Home Loan (P&I) - Owner Occupied	475.00	299.00	0.00	300.00
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	475.00	0.00	0.00	300.00
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	0.00	299.00	0.00	300.00
	Basic Home Loan (P&I) - Owner Occupied	603.00	0.00	0.00	350.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied	856.35	0.00	0.00	795.00
	Basic Home Loan Variable (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	Green Home Loan (P&I) - Owner Occupied	475.00	299.00	0.00	300.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	0.00	0.00	0.00	350.00
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	295.00	0.00	0.00	390.00
	Essential Home Loan (P & I) - Owner Occupied	295.00	0.00	0.00	390.00
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	299.00	0.00	0.00	250.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Offset Home Loan Package Variable (P & I) - Owner Occupied	363.00	248.00	0.00	400.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	200.00	0.00	0.00	350.00
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	200.00	0.00	0.00	350.00
	Resimac Prime Flex Variable (P & I) - Owner Occupied	330.00	299.00	0.00	608.00
	Basic Home Loan Variable (Construction) - Owner Occupied	1,863.00	0.00	0.00	400.00
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	1,863.00	0.00	0.00	400.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	1,390.00	0.00	0.00	550.00
	Basic Home Loan Variable (P & I) - Investment	363.00	0.00	0.00	400.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Green Plus Home Loan (P&I) - Owner Occupied	250000	30	80
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	50000	30	80
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	150000	30	95
	Basic Home Loan (P&I) - Owner Occupied	100000	30	90
	Classic Saver Home Loan Special (P & I) - Owner Occupied	100000	30	80
	Basic Home Loan Variable (P & I) - Owner Occupied	150000	30	70
	Green Home Loan (P&I) - Owner Occupied	250000	30	80
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	25000	30	70
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	150000	30	80
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	40000	30	90
	Essential Home Loan (P & I) - Owner Occupied	40000	30	90
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	50000	30	95
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	25000	30	95
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	150000	30	95
	Offset Home Loan Package Variable (P & I) - Owner Occupied	150000	30	80
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	10000	30	80
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	10000	30	95
	Resimac Prime Flex Variable (P & I) - Owner Occupied	150000	30	70
	Basic Home Loan Variable (Construction) - Owner Occupied	150000	30	60
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	150000	30	90
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Basic Home Loan Variable (P & I) - Investment	150000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Green Plus Home Loan (P&I) - Owner Occupied	$1,069.20	$763.71
	Low Rate Essentials Variable Special (P & I) - Owner Occupied	$1,069.20	$763.71
	Premium Package Home Loan Variable Special (P & I) - Owner Occupied	$1,069.20	$763.71
	Basic Home Loan (P&I) - Owner Occupied	$1,247.40	$891.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied	$1,069.20	$763.71
	Basic Home Loan Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Green Home Loan (P&I) - Owner Occupied	$1,069.20	$763.71
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	$891.00	$636.43
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	$1,158.30	$827.36
	Essential Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	$1,113.75	$795.54
	Flexi First Option 2 Year Intro Home Loan Variable Special (70.01% to 95%) (P&I) - Owner Occupied (Fixed 2 yrs)	$891.00	$636.43
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Offset Home Loan Package Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Extra Variable (Lifetime Discount) (P & I) - Owner Occupied	$1,158.30	$827.36
	Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied	$1,158.30	$827.36
	Resimac Prime Flex Variable (P & I) - Owner Occupied	$1,069.20	$763.71
	Basic Home Loan Variable (Construction) - Owner Occupied	$1,158.30	$827.36
	Basic Home Loan Variable (Construction) (Interest Only) - Owner Occupied	$1,158.30	$827.36
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Basic Home Loan Variable (P & I) - Investment	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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