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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Edge Retained Stock (Prime) (P & I) - Owner Occupied	0.00	0.03	-	0	-	-	-	0.00	$-399,405	$1,158
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	0.00	0.03	-	0	-	-	-	0.00	$-399,405	$1,158
	Basic Home Loan (P&I) - Owner Occupied	2.09	2.13	-	0	-	-	-	1,496.55	$22,215	$1,247
	Classic Saver Home Loan Special (P & I) - Owner Occupied	2.07	2.12	-	0	-	-	-	1,492.52	$22,258	$1,069
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	2.59	2.48	2.19	60	-	-	-	1,516.77	$23,384	$1,069
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	2.49	2.44	2.08	24	2.08	2.18	-	1,494.53	$23,384	$1,158
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	2.49	2.43	2.18	36	2.08	2.18	-	1,514.74	$23,395	$1,158
	Essential Home Loan (P & I) - Owner Occupied	2.29	2.31	-	0	-	-	-	1,537.16	$24,013	$1,158
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	2.59	2.52	2.19	60	-	-	-	1,516.77	$24,054	$1,069
	Basic Home Loan Variable (P & I) - Owner Occupied	2.29	2.31	-	0	-	-	-	1,537.16	$24,081	$1,158
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	2.69	2.87	2.04	36	2.09	2.04	2.59	1,486.49	$24,120	$1,069
	Classic Saver Home Loan (P & I) - Owner Occupied	2.07	2.56	-	0	-	-	-	1,492.52	$24,233	$1,069
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	2.69	2.86	2.14	48	2.09	2.04	2.59	1,506.64	$24,288	$1,069
	Basic Home Loan (P&I) - Investment	2.29	2.33	-	0	-	-	-	1,537.16	$24,321	$1,247
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	2.49	2.48	2.19	36	2.19	2.19	2.69	1,516.77	$24,338	$891
	Basic Variable (P & I) - Owner Occupied	2.29	2.33	-	0	-	-	-	1,537.16	$24,367	$1,158
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	2.69	2.61	2.19	24	-	-	-	1,516.77	$24,599	$891
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	2.34	2.36	-	0	-	-	-	1,547.41	$24,609	$1,158
	Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	3.25	3.26	2.04	36	2.18	2.04	-	1,486.49	$24,695	$1,069
	Classic Home Loan (P & I) - Owner Occupied	2.34	2.38	-	0	-	-	-	1,547.41	$24,846	$1,069
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 1 yrs)	2.07	2.57	2.24	12	2.24	-	-	1,526.95	$24,868	$1,069
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	2.59	2.57	2.19	24	-	-	-	1,516.77	$24,931	$1,069
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	2.49	2.49	2.29	48	2.19	2.19	2.69	1,537.16	$24,959	$891
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	2.74	2.63	2.34	60	-	-	-	1,547.41	$24,966	$1,069
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	2.49	2.51	2.19	24	2.19	2.19	2.69	1,516.77	$24,974	$891
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Edge Retained Stock (Prime) (P & I) - Owner Occupied		0.00
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied		0.00
	Basic Home Loan (P&I) - Owner Occupied		0.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied		0.00
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)		0.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 3 yrs)		0.00
	Essential Home Loan (P & I) - Owner Occupied		0.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Basic Home Loan Variable (P & I) - Owner Occupied		0.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Classic Saver Home Loan (P & I) - Owner Occupied		0.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)		0.00
	Basic Home Loan (P&I) - Investment		0.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Basic Variable (P & I) - Owner Occupied		0.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)		0.00
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied		0.00
	Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Classic Home Loan (P & I) - Owner Occupied		0.00
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 1 yrs)		0.00
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)		0.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 4 yrs)		0.00
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 2 yrs)		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Edge Retained Stock (Prime) (P & I) - Owner Occupied	595.00	0.00	0.00	450.00
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	595.00	0.00	0.00	450.00
	Basic Home Loan (P&I) - Owner Occupied	603.00	0.00	0.00	350.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied	856.35	0.00	0.00	795.00
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	295.00	0.00	0.00	350.00
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	295.00	0.00	0.00	350.00
	Essential Home Loan (P & I) - Owner Occupied	295.00	0.00	0.00	350.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	1,390.00	0.00	0.00	550.00
	Basic Home Loan Variable (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	400.00	300.00	0.00	0.00
	Classic Saver Home Loan (P & I) - Owner Occupied	856.35	395.00	0.00	795.00
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	400.00	300.00	0.00	0.00
	Basic Home Loan (P&I) - Investment	603.00	0.00	0.00	350.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	1,150.00	0.00	0.00	0.00
	Basic Variable (P & I) - Owner Occupied	649.00	0.00	0.00	350.00
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	0.00	0.00	0.00	350.00
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	363.00	0.00	0.00	400.00
	Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	0.00	299.00	0.00	300.00
	Classic Home Loan (P & I) - Owner Occupied	600.00	0.00	0.00	0.00
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 1 yrs)	856.35	395.00	0.00	795.00
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	720.00	0.00	0.00	550.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	1,150.00	0.00	0.00	0.00
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	1,150.00	0.00	0.00	0.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Edge Retained Stock (Prime) (P & I) - Owner Occupied	100000	30
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	100000	30
	Basic Home Loan (P&I) - Owner Occupied	100000	30	90
	Classic Saver Home Loan Special (P & I) - Owner Occupied	100000	30	80
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	40000	30	90
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	40000	30	90
	Essential Home Loan (P & I) - Owner Occupied	40000	30	90
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Basic Home Loan Variable (P & I) - Owner Occupied	150000	30	70
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	150000	30	80
	Classic Saver Home Loan (P & I) - Owner Occupied	50000	30	70
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	150000	30	80
	Basic Home Loan (P&I) - Investment	100000	30	90
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	100000	30	90
	Basic Variable (P & I) - Owner Occupied	350000	30	90
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	25000	30	70
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	150000	30	80
	Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	150000	30
	Classic Home Loan (P & I) - Owner Occupied	150000	30
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 1 yrs)	50000	30	70
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	50000	30	80
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	100000	30	90
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	100000	30	90
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Edge Retained Stock (Prime) (P & I) - Owner Occupied	$1,158.30	$827.36
	Edge Retained Stock (Near Prime) (P & I) - Owner Occupied	$1,158.30	$827.36
	Basic Home Loan (P&I) - Owner Occupied	$1,247.40	$891.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied	$1,069.20	$763.71
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 2 yrs)	$1,158.30	$827.36
	Basic Package Fixed (P & I) - Owner Occupied (Fixed 3 yrs)	$1,158.30	$827.36
	Essential Home Loan (P & I) - Owner Occupied	$1,158.30	$827.36
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Basic Home Loan Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,069.20	$763.71
	Classic Saver Home Loan (P & I) - Owner Occupied	$1,069.20	$763.71
	Your Way Plus Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	$1,069.20	$763.71
	Basic Home Loan (P&I) - Investment	$1,247.40	$891.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$891.00	$636.43
	Basic Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Flexi First Option 2 Year Intro Home Loan Variable Special (Up to 70%) (P&I) - Owner Occupied (Fixed 2 yrs)	$891.00	$636.43
	Basic Flyer Home Loan Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$1,069.20	$763.71
	Classic Home Loan (P & I) - Owner Occupied	$1,069.20	$763.71
	Classic Fixed Saver Home Loan (P & I) - Owner Occupied(Fixed 1 yrs)	$1,069.20	$763.71
	Basic Variable 2 Year Intro Broker Special Discount (P&I) - Owner Occupied(Fixed 2 yrs)	$1,069.20	$763.71
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 4 yrs)	$891.00	$636.43
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 2 yrs)	$891.00	$636.43
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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