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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	2.59	2.40	1.99	60	-	-	-	1,476.48	$21,281	$1,069
	Basic Home Loan (P&I) - Owner Occupied	2.01	2.05	-	0	-	-	-	1,480.48	$21,374	$1,247
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	2.09	2.09	-	0	-	-	-	1,496.55	$21,612	$1,247
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	2.59	2.44	1.99	60	-	-	-	1,476.48	$21,951	$1,069
	Classic Saver Home Loan Special (P & I) - Owner Occupied	2.07	2.12	-	0	-	-	-	1,492.52	$22,251	$1,069
	& Basic Home Loan Variable (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,247
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,069
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	2.19	2.19	-	0	-	-	-	1,516.77	$22,664	$1,069
	Your Way Basic/Discount Variable (P & I) - Owner Occupied	2.14	2.18	-	0	-	-	-	1,506.64	$22,738	$1,069
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	2.74	2.55	2.14	60	-	-	-	1,506.64	$22,858	$1,069
	Basic Home Loan (P&I) - Investment	2.21	2.25	-	0	-	-	-	1,520.84	$23,478	$1,247
	& Basic Home Loan Variable (P & I) - Investment	2.29	2.29	-	0	-	-	-	1,537.16	$23,718	$1,247
	Basic Variable (P & I) - Owner Occupied	2.24	2.28	-	0	-	-	-	1,526.95	$23,840	$1,158
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	2.84	2.65	2.24	60	-	-	-	1,526.95	$23,911	$1,069
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	2.11	2.56	-	0	-	-	-	1,500.58	$24,100	$1,247
	Basic Variable Loan Special (P&I) - Owner Occupied	2.29	2.33	-	0	-	-	-	1,537.16	$24,318	$1,158
	Basic Variable Loan Special (P&I) - Owner Occupied	2.29	2.33	-	0	-	-	-	1,537.16	$24,318	$1,158
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	2.49	2.48	2.19	36	2.19	2.19	2.69	1,516.77	$24,338	$891
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	2.89	2.70	2.29	60	-	-	-	1,537.16	$24,438	$1,069
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	2.36	2.36	-	0	-	-	-	1,551.52	$24,457	$1,069
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	2.36	2.36	-	0	-	-	-	1,551.52	$24,457	$1,069
	Home Package Plus Variable Special Offer(First Home Buyers Only)(Construction) (P & I) - Owner Occupied	2.36	2.36	-	0	-	-	-	1,551.52	$24,457	$1,069
	FHLDS Basic Home Loan (P&I) - Owner Occupied	2.31	2.35	-	0	-	-	-	1,541.25	$24,532	$1,247
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	2.34	2.36	-	0	-	-	-	1,547.41	$24,545	$1,114
	Vivid Basic Variable (P & I) Owner Occupied	2.29	2.35	-	0	-	-	-	1,537.16	$24,753	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Basic Home Loan (P&I) - Owner Occupied		0.00
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied		0.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied		0.00
	& Basic Home Loan Variable (P & I) - Owner Occupied		0.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied		0.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied		0.00
	Your Way Basic/Discount Variable (P & I) - Owner Occupied		0.00
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)		0.00
	Basic Home Loan (P&I) - Investment		0.00
	& Basic Home Loan Variable (P & I) - Investment		0.00
	Basic Variable (P & I) - Owner Occupied		0.00
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)		0.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Basic Variable Loan Special (P&I) - Owner Occupied		0.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)		0.00
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)		0.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied		0.00
	Home Package Plus Variable Special Offer(First Home Buyers Only)(Construction) (P & I) - Owner Occupied		0.00
	FHLDS Basic Home Loan (P&I) - Owner Occupied		0.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied		0.00
	Vivid Basic Variable (P & I) Owner Occupied		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Basic Home Loan (P&I) - Owner Occupied	603.00	0.00	0.00	350.00
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	0.00	0.00	0.00	395.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	1,390.00	0.00	0.00	550.00
	Classic Saver Home Loan Special (P & I) - Owner Occupied	849.00	0.00	0.00	795.00
	& Basic Home Loan Variable (P & I) - Owner Occupied	0.00	0.00	0.00	395.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Your Way Basic/Discount Variable (P & I) - Owner Occupied	600.00	0.00	0.00	0.00
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Basic Home Loan (P&I) - Investment	603.00	0.00	0.00	350.00
	& Basic Home Loan Variable (P & I) - Investment	0.00	0.00	0.00	395.00
	Basic Variable (P & I) - Owner Occupied	649.00	0.00	0.00	350.00
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	303.00	395.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Basic Variable Loan Special (P&I) - Owner Occupied	600.00	0.00	0.00	350.00
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	1,150.00	0.00	0.00	0.00
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	720.00	0.00	0.00	550.00
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	Home Package Plus Variable Special Offer(First Home Buyers Only)(Construction) (P & I) - Owner Occupied	0.00	0.00	0.00	350.00
	FHLDS Basic Home Loan (P&I) - Owner Occupied	603.00	0.00	0.00	350.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	299.00	0.00	0.00	250.00
	Vivid Basic Variable (P & I) Owner Occupied	1,035.00	0.00	0.00	0.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Basic Home Loan (P&I) - Owner Occupied	100000	30	90
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	50000	30	60
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Classic Saver Home Loan Special (P & I) - Owner Occupied	100000	30	80
	& Basic Home Loan Variable (P & I) - Owner Occupied	50000	30
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	80
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	150000	30	95
	Your Way Basic/Discount Variable (P & I) - Owner Occupied	150000	30
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Basic Home Loan (P&I) - Investment	100000	30	90
	& Basic Home Loan Variable (P & I) - Investment	50000	30	90
	Basic Variable (P & I) - Owner Occupied	350000	30	90
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	50000	30	90
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	100000	30	90
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Basic Variable Loan Special (P&I) - Owner Occupied	30000	30	95
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	100000	30	90
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	50000	30	90
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	70
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	150000	30	80
	Home Package Plus Variable Special Offer(First Home Buyers Only)(Construction) (P & I) - Owner Occupied	150000	30	70
	FHLDS Basic Home Loan (P&I) - Owner Occupied	100000	30	95
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	50000	30	95
	Vivid Basic Variable (P & I) Owner Occupied	50000	30	80
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Green Basic Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Basic Home Loan (P&I) - Owner Occupied	$1,247.40	$891.00
	& Basic Home Loan Variable (Up to 60%) (P & I) - Owner Occupied	$1,247.40	$891.00
	Green Construction Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Classic Saver Home Loan Special (P & I) - Owner Occupied	$1,069.20	$763.71
	& Basic Home Loan Variable (P & I) - Owner Occupied	$1,247.40	$891.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Back to Basics Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Your Way Basic/Discount Variable (P & I) - Owner Occupied	$1,069.20	$763.71
	Green Offset Home Loan (P&I) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Basic Home Loan (P&I) - Investment	$1,247.40	$891.00
	& Basic Home Loan Variable (P & I) - Investment	$1,247.40	$891.00
	Basic Variable (P & I) - Owner Occupied	$1,158.30	$827.36
	Green Basic Home Loan (P&I) - Investment(Fixed 5 yrs)	$1,069.20	$763.71
	Home Loan Plus Variable (Freedom Package) (P & I) Special Offer - Owner Occupied	$1,247.40	$891.00
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Basic Variable Loan Special (P&I) - Owner Occupied	$1,158.30	$827.36
	Southern Cross Fixed (P & I) - Owner Occupied(Fixed 3 yrs)	$891.00	$636.43
	Green Basic Home Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)	$1,069.20	$763.71
	Home Package Plus Variable Special Offer (Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable Special Offer (P & I) - Owner Occupied	$1,069.20	$763.71
	Home Package Plus Variable Special Offer(First Home Buyers Only)(Construction) (P & I) - Owner Occupied	$1,069.20	$763.71
	FHLDS Basic Home Loan (P&I) - Owner Occupied	$1,247.40	$891.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	$1,113.75	$795.54
	Vivid Basic Variable (P & I) Owner Occupied	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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