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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 4 yrs) 5.64 6.03 5.94 48 5.65 5.65 5.94 2,382.79 $64,920 $1,069
Fixed Rate (P & I) - Owner Occupied(Fixed 4 yrs) 5.60 5.81 6.04 48 5.74 5.79 5.74 2,408.50 $64,937 $1,069
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 3 yrs) 5.84 6.22 5.89 36 5.89 - - 2,369.99 $64,944 $1,247
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs) 5.84 6.22 5.89 36 5.89 - - 2,369.99 $64,944 $1,247
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 5.91 6.26 - 0 - - - 2,375.11 $64,959 $891
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 2 yrs) 6.69 6.76 5.44 24 5.44 5.54 - 2,256.12 $64,963 $1,158
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment 5.89 6.26 - 0 - - - 2,369.99 $64,986 $1,069
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 5 yrs) 8.54 7.68 5.89 60 5.24 5.44 5.89 2,369.99 $65,038 $1,247
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs) 5.64 6.09 6.04 24 - - - 2,408.50 $65,055 $1,247
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 5.91 6.26 - 0 - - - 2,375.11 $65,059 $1,158
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 5.91 6.26 - 0 - - - 2,375.11 $65,059 $1,158
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 5.91 6.26 - 0 - - - 2,375.11 $65,059 $1,158
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 5.64 6.06 5.94 60 5.65 5.65 5.94 2,382.79 $65,068 $1,069
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 5.39 5.92 5.94 60 5.65 5.65 5.94 2,382.79 $65,068 $1,069
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 5.91 6.27 - 0 - - - 2,375.11 $65,159 $1,158
Orange Advantage Variable (Interest Only) - Investment 5.94 6.23 - 0 - - - 2,382.79 $65,163 $1,114
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 5.89 6.26 5.99 12 6.09 6.19 6.19 2,395.63 $65,227 $1,158
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 5.89 6.26 5.99 12 6.09 6.19 6.19 2,395.63 $65,227 $1,158
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 5.89 6.26 5.99 12 6.09 6.19 6.19 2,395.63 $65,227 $1,158
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment(Fixed 1 yrs) 5.79 6.19 6.14 12 - - - 2,434.32 $65,239 $1,069
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 1 yrs) 5.84 6.23 6.04 12 5.89 - - 2,408.50 $65,263 $1,247
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 1 yrs) 5.84 6.23 6.04 12 5.89 - - 2,408.50 $65,263 $1,247
& Investor Basic Loan Variable (WA Brokers Only) (Interest Only) - Investment 6.09 6.11 - 0 - - - 2,421.40 $65,292 $1,247
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 1 yrs) 6.09 6.38 5.59 12 5.59 5.49 - 2,293.79 $65,295 $980
Flexi Empower Prime (P & I) - Owner Occupied 5.99 6.20 - 0 - - - 2,395.63 $65,406 $1,069
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)  0.00  
Fixed Rate (P & I) - Owner Occupied(Fixed 4 yrs)  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 3 yrs)  0.00  
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs)  0.00  
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment  0.00  
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 2 yrs)  0.00  
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment  0.00  
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 5 yrs)  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs)  0.00  
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment  0.00  
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment  0.00  
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment  0.00  
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)  0.00  
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment  0.00  
Orange Advantage Variable (Interest Only) - Investment  0.00  
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs)  0.00  
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs)  0.00  
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs)  0.00  
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment(Fixed 1 yrs)  0.00  
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 1 yrs)  0.00  
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 1 yrs)  0.00  
& Investor Basic Loan Variable (WA Brokers Only) (Interest Only) - Investment  0.00  
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Flexi Empower Prime (P & I) - Owner Occupied  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 4 yrs) 250.00  300.00  0.00  2,500.00 
Fixed Rate (P & I) - Owner Occupied(Fixed 4 yrs) 721.00  0.00  0.00  550.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 3 yrs) 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs) 302.50  395.00  0.00  400.00 
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 0.00  395.00  0.00  350.00 
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 2 yrs) 295.00  349.00  0.00  390.00 
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment 250.00  395.00  0.00  350.00 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 5 yrs) 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs) 302.50  395.00  0.00  400.00 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 100.00  395.00  0.00  350.00 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 100.00  395.00  0.00  350.00 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 100.00  395.00  0.00  350.00 
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 250.00  300.00  0.00  2,500.00 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 250.00  300.00  0.00  250.00 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 200.00  395.00  0.00  350.00 
Orange Advantage Variable (Interest Only) - Investment 350.00  299.00  0.00  250.00 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 100.00  395.00  0.00  350.00 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 100.00  395.00  0.00  350.00 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 100.00  395.00  0.00  350.00 
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment(Fixed 1 yrs) 250.00  395.00  0.00  350.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 1 yrs) 302.50  395.00  0.00  400.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 1 yrs) 302.50  395.00  0.00  400.00 
& Investor Basic Loan Variable (WA Brokers Only) (Interest Only) - Investment 300.00  0.00  0.00  0.00 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 1 yrs) 510.00  350.00  0.00  345.00 
Flexi Empower Prime (P & I) - Owner Occupied 630.00  0.00  15.00  550.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 4 yrs) 10000  30  95 
Fixed Rate (P & I) - Owner Occupied(Fixed 4 yrs) 50000  30  80 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 3 yrs) 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs) 100000  30  80 
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 150000  30  60 
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 2 yrs) 100000  30  80 
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment 40000  30  60 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 5 yrs) 100000  30  95 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs) 100000  30  90 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 150000  30  60 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 150000  30  60 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 150000  30  70 
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 10000  30  95 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 10000  30  95 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment 100000  30  60 
Orange Advantage Variable (Interest Only) - Investment 150000  30  70 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 150000  30  80 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 150000  30  70 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs) 150000  30  95 
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment(Fixed 1 yrs) 40000  30  80 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 1 yrs) 100000  30  90 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 1 yrs) 100000  30  80 
& Investor Basic Loan Variable (WA Brokers Only) (Interest Only) - Investment 20000  30  70 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 1 yrs) 150000  30  90 
Flexi Empower Prime (P & I) - Owner Occupied 50000  30  70 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)$1,069.20  $763.71 
Fixed Rate (P & I) - Owner Occupied(Fixed 4 yrs)$1,069.20  $763.71 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 3 yrs)$1,247.40  $891.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 3 yrs)$1,247.40  $891.00 
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment$891.00  $636.43 
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 2 yrs)$1,158.30  $827.36 
Flexible Home Loan Variable (Member Package) (Interest Only) - Investment$1,069.20  $763.71 
HGS Home Loan Plus Fixed (Freedom Package) (From 80.01% - 95% Only) (P & I) - Owner Occupied(Fixed 5 yrs)$1,247.40  $891.00 
Home Loan Plus Fixed (Freedom Package) (P & I) - Owner Occupied(Fixed 2 yrs)$1,247.40  $891.00 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment$1,158.30  $827.36 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment$1,158.30  $827.36 
Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment$1,158.30  $827.36 
Your Way Plus Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,069.20  $763.71 
MAV Variable (Pricing Tool) (Min. Discretionary Rate) (P & I) - Investment$1,158.30  $827.36 
Orange Advantage Variable (Interest Only) - Investment$1,113.75  $795.54 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs)$1,158.30  $827.36 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs)$1,158.30  $827.36 
Advantage Package Fixed Loan (P&I) - Owner Occupied(Fixed 1 yrs)$1,158.30  $827.36 
Flexible Home Loan 1 Year Fixed (Member Package) (P & I) - Investment(Fixed 1 yrs)$1,069.20  $763.71 
Home Loan Plus Fixed (Freedom Package) (P & I) - Investment(Fixed 1 yrs)$1,247.40  $891.00 
Home Loan Plus Fixed (Freedom Package) (Interest Only) - Investment(Fixed 1 yrs)$1,247.40  $891.00 
& Investor Basic Loan Variable (WA Brokers Only) (Interest Only) - Investment$1,247.40  $891.00 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 1 yrs)$980.10  $700.07 
Flexi Empower Prime (P & I) - Owner Occupied$1,069.20  $763.71 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 15 of 83
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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