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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs) 7.67 7.30 5.29 36 6.54 6.39 6.69 2,218.74 $62,540 $1,158
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 5.64 5.75 5.84 60 5.69 5.69 5.84 2,357.21 $62,554 $1,114
Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs) 6.44 6.51 5.54 36 5.44 5.54 - 2,281.20 $62,598 $1,158
Low Rate Essentials Variable (P & I) - Owner Occupied 5.84 5.87 - 0 - - - 2,357.21 $62,679 $1,069
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs) 6.59 6.42 5.69 36 5.54 5.69 6.09 2,319.07 $62,708 $1,158
Fixed Rate (Interest Only) - Owner Occupied(Fixed 1 yrs) 5.60 5.71 6.24 12 6.14 6.19 6.54 2,460.27 $62,753 $1,069
Simplicity PLUS Variable *Special Offer* (P & I) - Owner Occupied 5.89 5.89 - 0 - - - 2,369.99 $62,761 $1,025
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs) 6.09 6.26 5.69 60 5.59 5.49 - 2,319.07 $62,796 $980
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied 5.74 6.02 - 0 - - - 2,331.75 $62,841 $1,069
Your Way Plus Home Loan Variable (P & I) - Investment 5.74 6.02 - 0 - - - 2,331.75 $62,841 $1,069
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied 5.74 6.02 - 0 - - - 2,331.75 $62,841 $1,069
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 3 yrs) 5.94 5.93 5.89 36 5.79 5.89 - 2,369.99 $62,855 $1,069
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 3 yrs) 5.94 5.93 5.89 36 5.79 5.89 - 2,369.99 $62,855 $1,069
Complete Variable Home Loan **Special** (P & I) - Owner Occupied 5.69 6.07 - 0 - - - 2,319.07 $62,861 $1,158
Basic Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs) 5.39 5.59 5.89 48 5.69 5.89 - 2,369.99 $62,864 $1,158
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 4 yrs) 5.64 5.97 5.74 48 5.59 5.59 5.74 2,331.75 $62,887 $1,114
Your Way Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 5.74 5.82 5.99 12 5.74 5.74 5.99 2,395.63 $62,917 $1,069
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 5 yrs) 5.64 5.97 5.74 60 5.59 5.59 5.74 2,331.75 $62,936 $1,114
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied 5.73 6.08 - 0 - - - 2,329.21 $62,955 $891
Professional Package Fixed (P & I) - Investment(Fixed 3 yrs) 6.44 6.52 5.59 36 5.54 5.59 - 2,293.79 $63,060 $1,158
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 6.44 6.52 5.59 36 5.39 5.59 - 2,293.79 $63,060 $1,158
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 5 yrs) 5.99 5.97 5.89 60 5.89 - - 2,369.99 $63,061 $1,247
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 5 yrs) 5.99 5.97 5.89 60 5.89 - - 2,369.99 $63,061 $1,247
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 3 yrs) 6.69 6.68 5.54 36 5.44 5.54 - 2,281.20 $63,069 $1,158
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs) 6.79 6.56 5.69 36 5.54 5.69 6.09 2,319.07 $63,085 $1,158
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs)  0.00  
Low Rate Essentials Variable (P & I) - Owner Occupied  0.00  
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs)  0.00  
Fixed Rate (Interest Only) - Owner Occupied(Fixed 1 yrs)  0.00  
Simplicity PLUS Variable *Special Offer* (P & I) - Owner Occupied  0.00  
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied   0.00  
Your Way Plus Home Loan Variable (P & I) - Investment  0.00  
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied  0.00  
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 3 yrs)  0.00  
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 3 yrs)  0.00  
Complete Variable Home Loan **Special** (P & I) - Owner Occupied  0.00  
Basic Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)  0.00  
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 4 yrs)  0.00  
Your Way Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied  0.00  
Professional Package Fixed (P & I) - Investment(Fixed 3 yrs)  0.00  
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 5 yrs)  0.00  
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 3 yrs)  0.00  
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs)  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs) 0.00  395.00  0.00  350.00 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 350.00  0.00  0.00  250.00 
Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs) 295.00  349.00  0.00  350.00 
Low Rate Essentials Variable (P & I) - Owner Occupied 475.00  0.00  0.00  300.00 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs) 0.00  0.00  8.00  350.00 
Fixed Rate (Interest Only) - Owner Occupied(Fixed 1 yrs) 721.00  0.00  0.00  550.00 
Simplicity PLUS Variable *Special Offer* (P & I) - Owner Occupied 0.00  0.00  0.00  160.00 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs) 510.00  350.00  0.00  345.00 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied 250.00  300.00  0.00  250.00 
Your Way Plus Home Loan Variable (P & I) - Investment 250.00  300.00  0.00  250.00 
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied 250.00  300.00  0.00  250.00 
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 3 yrs) 0.00  0.00  0.00  350.00 
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 3 yrs) 0.00  0.00  0.00  350.00 
Complete Variable Home Loan **Special** (P & I) - Owner Occupied 350.00  395.00  0.00  338.20 
Basic Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs) 350.00  0.00  0.00  400.00 
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 4 yrs) 350.00  299.00  0.00  250.00 
Your Way Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 850.00  0.00  0.00  250.00 
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 5 yrs) 350.00  299.00  0.00  250.00 
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied 0.00  395.00  0.00  350.00 
Professional Package Fixed (P & I) - Investment(Fixed 3 yrs) 295.00  349.00  0.00  390.00 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 295.00  349.00  0.00  390.00 
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 5 yrs) 300.00  0.00  0.00  0.00 
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 5 yrs) 300.00  0.00  0.00  0.00 
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 3 yrs) 295.00  349.00  0.00  390.00 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs) 0.00  0.00  8.00  350.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs) 150000  30  95 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 5 yrs) 150000  30  80 
Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs) 100000  30  60 
Low Rate Essentials Variable (P & I) - Owner Occupied 50000  30  95 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs) 20000  30  90 
Fixed Rate (Interest Only) - Owner Occupied(Fixed 1 yrs) 50000  30  80 
Simplicity PLUS Variable *Special Offer* (P & I) - Owner Occupied 50000  30  90 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs) 150000  30  90 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied 10000  30  80 
Your Way Plus Home Loan Variable (P & I) - Investment 10000  30  60 
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied 10000  30  95 
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 3 yrs) 150000  30  90 
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 3 yrs) 150000  30  60 
Complete Variable Home Loan **Special** (P & I) - Owner Occupied 200000  30  80 
Basic Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs) 150000  30  70 
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 4 yrs) 150000  30  60 
Your Way Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 10000  30  95 
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 5 yrs) 150000  30  60 
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied 150000  30  80 
Professional Package Fixed (P & I) - Investment(Fixed 3 yrs) 100000  30  80 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 100000  30  80 
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 5 yrs) 20000  30  90 
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 5 yrs) 20000  30  90 
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 3 yrs) 100000  30  80 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs) 20000  30  90 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
NAB Choice Package Fixed (Existing Package Only) (P & I) - Owner Occupied(Fixed 3 yrs)$1,158.30  $827.36 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,113.75  $795.54 
Professional Package Fixed (Interest Only) - Investment(Fixed 3 yrs)$1,158.30  $827.36 
Low Rate Essentials Variable (P & I) - Owner Occupied$1,069.20  $763.71 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 3 yrs)$1,158.30  $827.36 
Fixed Rate (Interest Only) - Owner Occupied(Fixed 1 yrs)$1,069.20  $763.71 
Simplicity PLUS Variable *Special Offer* (P & I) - Owner Occupied$1,024.65  $731.89 
Home Advantage Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs)$980.10  $700.07 
Your Way Plus Home Loan Variable (Construction) (Interest Only) - Owner Occupied $1,069.20  $763.71 
Your Way Plus Home Loan Variable (P & I) - Investment$1,069.20  $763.71 
Your Way Plus Home Loan Variable (Interest Only) - Owner Occupied$1,069.20  $763.71 
Home Package Plus Fixed **Special Offer** (P & I) - Investment(Fixed 3 yrs)$1,069.20  $763.71 
Home Package Plus Fixed **Special Offer** (Interest Only) - Investment(Fixed 3 yrs)$1,069.20  $763.71 
Complete Variable Home Loan **Special** (P & I) - Owner Occupied$1,158.30  $827.36 
Basic Home Loan Fixed (P & I) - Owner Occupied(Fixed 4 yrs)$1,158.30  $827.36 
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 4 yrs)$1,113.75  $795.54 
Your Way Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)$1,069.20  $763.71 
Fixed Rate Loan (Split with Orange Advantage) (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,113.75  $795.54 
Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied$891.00  $636.43 
Professional Package Fixed (P & I) - Investment(Fixed 3 yrs)$1,158.30  $827.36 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)$1,158.30  $827.36 
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 5 yrs)$1,247.40  $891.00 
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 5 yrs)$1,247.40  $891.00 
Professional Package Fixed (Interest Only) - Owner Occupied (Fixed 3 yrs)$1,158.30  $827.36 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 3 yrs)$1,158.30  $827.36 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 9 of 83
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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