Long-term Interest Rate

Keep in mind that honeymoon rates will surge after the honeymoon period. A deal might seem great for the initial year and could cost you more during the remaining period of the loan.

Loan Size

There are lenders that provide discount rates above particular loan caps. Find out if there are applicable discounts for your situation

Features

Basic loans cost less compared to package loans since they do not have many features plus flexibility. Carefully decide on the features you will need in your new loan as well as those that aren’t really necessary.

Cost of the New Loan

This includes valuation fees, legal costs and application fees among others.

Cost of the Old Loan

In leaving your old loan, you might be charged with the following fees: discharge fees, economic or break costs on fixed interest rate loans, early termination fees and deferred establishment fees.

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Call to action For your FREE Refinancing and Debt Consolidation E-book Contact us today on 1300 640 988.

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