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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

	Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Lender	Product Name	Redraw	Redraw Fee	100% Offset

	Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

	Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

	Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Lender	Product Name	Current Customers Refund	First Time Customers Refund

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