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Total Cost (Number of Years) Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Total Cost includes interest over the loan term eg, 5 years, plus all monthly fees, annual fees, application fees and discharge fees. Specifically it does not include any break fees and government fees. If the loan is for construction purpose, the application fee includes construction fees.

Popular Home Loans

The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost At 1 year 2 years 3 years 4 years 5 years 6 years 7 years 8 years 9 years 10 years 15 years 20 years 25 years 30 years	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment		Refund Up To
	Bold SMSF Fixed (Regional) (With Offset) (Interest Only) - Investment	5.27	5.38	5.27	0	6.47	6.84	7.21	2,213.77	$-398,355	$1,158
	Bold SMSF Fixed (Regional) (With Offset) (P & I) - Investment	4.97	5.08	4.97	0	6.17	6.54	6.91	2,139.96	$-398,355	$1,158
	Bold SMSF (With Offset) (Interest Only) - Investment	4.47	4.58	5.07	0	-	-	-	2,164.43	$-398,355	$1,158
	Bold SMSF Fixed (With Offset) (P & I) - Investment	4.17	4.28	4.77	0	5.97	6.34	6.71	2,091.41	$-398,355	$1,158
	Bold SMSF Fixed (Regional) (No Offset) (P & I) - Investment	4.87	4.98	4.87	0	6.07	6.44	6.81	2,115.62	$-398,355	$1,158
	Bold SMSF (Regional) (No Offset) (Interest Only) - Investment	5.17	5.28	5.17	0	-	-	-	2,189.04	$-398,355	$1,158
	Bold SMSF (Regional) (With Offset) (Interest Only) - Investment	5.27	5.38	5.27	0	-	-	-	2,213.77	$-398,355	$1,158
	Bold SMSF Fixed (No Offset) (P & I) - Investment	4.07	4.18	4.67	0	5.87	6.24	6.61	2,067.34	$-398,355	$1,158
	Bold SMSF (No Offset) (Interest Only) - Investment	4.37	4.48	4.97	0	-	-	-	2,139.96	$-398,355	$1,158
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Interest Only) - Owner Occupied/Investment	4.48	4.59	5.88	0	-	-	-	2,367.43	$-398,345	$1,158
	Vivid Non-Resident Variable (Employed) (Construction) (Interest Only) - Owner Occupied/Investment	4.18	4.29	5.58	0	-	-	-	2,291.27	$-398,345	$1,158
	Vivid Non-Resident Variable (Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	4.78	4.89	6.58	0	-	-	-	2,549.35	$-398,345	$1,158
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	4.78	4.89	6.58	0	-	-	-	2,549.35	$-398,345	$1,158
	Bold Non Resident Fixed (No Offset) (Alt Doc) (P & I) - Investment	4.38	4.49	5.18	0	7.38	7.75	-	2,191.50	$-398,300	$1,158
	Bold Non Resident Variable (No Offset) (Alt Doc) (Interest Only) - Investment	4.68	4.79	5.48	0	-	-	-	2,266.14	$-398,300	$1,158
	Bold Non Resident Fixed (With Offset) (Alt Doc) (P & I) - Investment	4.48	4.59	5.28	0	7.48	7.85	-	2,216.25	$-398,300	$1,158
	Bold Non Resident Variable (No Offset) (Alt Doc) (P & I) - Investment	4.38	4.49	5.18	0	-	-	-	2,191.50	$-398,300	$1,158
	Bold Non Resident Variable (With Offset) (Alt Doc) (Interest Only) - Investment	4.78	4.89	5.58	0	-	-	-	2,291.27	$-398,300	$1,158
	Bold Non Resident Variable (With Offset) (Alt Doc) (P & I) - Investment	4.38	4.49	5.18	0	-	-	-	2,191.50	$-398,300	$1,158
	Bold Non Resident Fixed (With Offset) (P & I) - Investment	3.98	4.09	4.58	0	6.78	7.15	-	2,045.80	$-398,300	$1,158
	Bold Non Resident Variable (With Offset) (P & I) - Investment	3.98	4.09	4.58	0	-	-	-	2,045.80	$-398,300	$1,158
	Bold Non Resident Fixed (No Offset) (Alt Doc) (Interest Only) - Investment	4.68	4.79	5.48	0	7.68	8.05	-	2,266.14	$-398,300	$1,158
	Bold Non Resident Fixed (No Offset) (Interest Only) - Investment	4.18	4.29	4.78	0	6.98	7.35	-	2,093.83	$-398,300	$1,158
	Bold Non Resident Fixed (With Offset) (Interest Only) - Investment	4.28	4.39	4.88	0	7.08	7.45	-	2,118.05	$-398,300	$1,158
	Bold Non Resident Fixed (No Offset) (P & I) - Investment	3.88	3.99	4.48	0	6.68	7.05	-	2,021.99	$-398,300	$1,158
Lender	Product Name	VARIABLE	Comparison Rate	INTRO		FIXED RATES			Initial Monthly Payment	Total Cost	Refund Up To
Lender	Product Name	VARIABLE	Comparison Rate	Intro Rate	Term (months)	2 Yr	3 Yr	5 Yr	Initial Monthly Payment	Total Cost	Refund Up To

Lender	Product Name	Redraw	Redraw Fee	100% Offset
	Bold SMSF Fixed (Regional) (With Offset) (Interest Only) - Investment		0.00
	Bold SMSF Fixed (Regional) (With Offset) (P & I) - Investment		0.00
	Bold SMSF (With Offset) (Interest Only) - Investment		0.00
	Bold SMSF Fixed (With Offset) (P & I) - Investment		0.00
	Bold SMSF Fixed (Regional) (No Offset) (P & I) - Investment		0.00
	Bold SMSF (Regional) (No Offset) (Interest Only) - Investment		0.00
	Bold SMSF (Regional) (With Offset) (Interest Only) - Investment		0.00
	Bold SMSF Fixed (No Offset) (P & I) - Investment		0.00
	Bold SMSF (No Offset) (Interest Only) - Investment		0.00
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Interest Only) - Owner Occupied/Investment		0.00
	Vivid Non-Resident Variable (Employed) (Construction) (Interest Only) - Owner Occupied/Investment		0.00
	Vivid Non-Resident Variable (Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment		0.00
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment		0.00
	Bold Non Resident Fixed (No Offset) (Alt Doc) (P & I) - Investment		0.00
	Bold Non Resident Variable (No Offset) (Alt Doc) (Interest Only) - Investment		0.00
	Bold Non Resident Fixed (With Offset) (Alt Doc) (P & I) - Investment		0.00
	Bold Non Resident Variable (No Offset) (Alt Doc) (P & I) - Investment		0.00
	Bold Non Resident Variable (With Offset) (Alt Doc) (Interest Only) - Investment		0.00
	Bold Non Resident Variable (With Offset) (Alt Doc) (P & I) - Investment		0.00
	Bold Non Resident Fixed (With Offset) (P & I) - Investment		0.00
	Bold Non Resident Variable (With Offset) (P & I) - Investment		0.00
	Bold Non Resident Fixed (No Offset) (Alt Doc) (Interest Only) - Investment		0.00
	Bold Non Resident Fixed (No Offset) (Interest Only) - Investment		0.00
	Bold Non Resident Fixed (With Offset) (Interest Only) - Investment		0.00
	Bold Non Resident Fixed (No Offset) (P & I) - Investment		0.00
Lender	Product Name	Redraw	Redraw Fee	100% Offset

Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee
	Bold SMSF Fixed (Regional) (With Offset) (Interest Only) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF Fixed (Regional) (With Offset) (P & I) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF (With Offset) (Interest Only) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF Fixed (With Offset) (P & I) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF Fixed (Regional) (No Offset) (P & I) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF (Regional) (No Offset) (Interest Only) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF (Regional) (With Offset) (Interest Only) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF Fixed (No Offset) (P & I) - Investment	1,645.00	0.00	0.00	895.00
	Bold SMSF (No Offset) (Interest Only) - Investment	1,645.00	0.00	0.00	895.00
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Interest Only) - Owner Occupied/Investment	1,655.00	0.00	0.00	550.00
	Vivid Non-Resident Variable (Employed) (Construction) (Interest Only) - Owner Occupied/Investment	1,655.00	0.00	0.00	550.00
	Vivid Non-Resident Variable (Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	1,655.00	0.00	0.00	550.00
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	1,655.00	0.00	0.00	550.00
	Bold Non Resident Fixed (No Offset) (Alt Doc) (P & I) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Variable (No Offset) (Alt Doc) (Interest Only) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Fixed (With Offset) (Alt Doc) (P & I) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Variable (No Offset) (Alt Doc) (P & I) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Variable (With Offset) (Alt Doc) (Interest Only) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Variable (With Offset) (Alt Doc) (P & I) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Fixed (With Offset) (P & I) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Variable (With Offset) (P & I) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Fixed (No Offset) (Alt Doc) (Interest Only) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Fixed (No Offset) (Interest Only) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Fixed (With Offset) (Interest Only) - Investment	1,700.00	0.00	0.00	550.00
	Bold Non Resident Fixed (No Offset) (P & I) - Investment	1,700.00	0.00	0.00	550.00
Lender	Product Name	Upfront Fee	Annual Fee	Monthly Fee	Discharge Fee

Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner
	Bold SMSF Fixed (Regional) (With Offset) (Interest Only) - Investment	100000	30	60
	Bold SMSF Fixed (Regional) (With Offset) (P & I) - Investment	100000	30	60
	Bold SMSF (With Offset) (Interest Only) - Investment	100000	30	65
	Bold SMSF Fixed (With Offset) (P & I) - Investment	100000	30	70
	Bold SMSF Fixed (Regional) (No Offset) (P & I) - Investment	100000	30	60
	Bold SMSF (Regional) (No Offset) (Interest Only) - Investment	100000	30	60
	Bold SMSF (Regional) (With Offset) (Interest Only) - Investment	100000	30	60
	Bold SMSF Fixed (No Offset) (P & I) - Investment	100000	30	60
	Bold SMSF (No Offset) (Interest Only) - Investment	100000	30	75
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Interest Only) - Owner Occupied/Investment	200000	30	70
	Vivid Non-Resident Variable (Employed) (Construction) (Interest Only) - Owner Occupied/Investment	200000	30	70
	Vivid Non-Resident Variable (Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	200000	30	70
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	200000	30	70
	Bold Non Resident Fixed (No Offset) (Alt Doc) (P & I) - Investment	150000	30	65
	Bold Non Resident Variable (No Offset) (Alt Doc) (Interest Only) - Investment	150000	30	70
	Bold Non Resident Fixed (With Offset) (Alt Doc) (P & I) - Investment	150000	30	75
	Bold Non Resident Variable (No Offset) (Alt Doc) (P & I) - Investment	150000	30	70
	Bold Non Resident Variable (With Offset) (Alt Doc) (Interest Only) - Investment	150000	30	70
	Bold Non Resident Variable (With Offset) (Alt Doc) (P & I) - Investment	150000	30	75
	Bold Non Resident Fixed (With Offset) (P & I) - Investment	150000	30	75
	Bold Non Resident Variable (With Offset) (P & I) - Investment	150000	30	70
	Bold Non Resident Fixed (No Offset) (Alt Doc) (Interest Only) - Investment	150000	30	70
	Bold Non Resident Fixed (No Offset) (Interest Only) - Investment	150000	30	65
	Bold Non Resident Fixed (With Offset) (Interest Only) - Investment	150000	30	65
	Bold Non Resident Fixed (No Offset) (P & I) - Investment	150000	30	75
Lender	Product Name	Minimum Loan Amount	Maximum Loan Term	Max LVR Owner

Lender	Product Name	Current Customers Refund	First Time Customers Refund
	Bold SMSF Fixed (Regional) (With Offset) (Interest Only) - Investment	$1,158.30	$827.36
	Bold SMSF Fixed (Regional) (With Offset) (P & I) - Investment	$1,158.30	$827.36
	Bold SMSF (With Offset) (Interest Only) - Investment	$1,158.30	$827.36
	Bold SMSF Fixed (With Offset) (P & I) - Investment	$1,158.30	$827.36
	Bold SMSF Fixed (Regional) (No Offset) (P & I) - Investment	$1,158.30	$827.36
	Bold SMSF (Regional) (No Offset) (Interest Only) - Investment	$1,158.30	$827.36
	Bold SMSF (Regional) (With Offset) (Interest Only) - Investment	$1,158.30	$827.36
	Bold SMSF Fixed (No Offset) (P & I) - Investment	$1,158.30	$827.36
	Bold SMSF (No Offset) (Interest Only) - Investment	$1,158.30	$827.36
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Interest Only) - Owner Occupied/Investment	$1,158.30	$827.36
	Vivid Non-Resident Variable (Employed) (Construction) (Interest Only) - Owner Occupied/Investment	$1,158.30	$827.36
	Vivid Non-Resident Variable (Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	$1,158.30	$827.36
	Vivid Non-Resident Variable (Self-Employed) (Construction) (Alt Doc) (Interest Only) - Owner Occupied/Investment	$1,158.30	$827.36
	Bold Non Resident Fixed (No Offset) (Alt Doc) (P & I) - Investment	$1,158.30	$827.36
	Bold Non Resident Variable (No Offset) (Alt Doc) (Interest Only) - Investment	$1,158.30	$827.36
	Bold Non Resident Fixed (With Offset) (Alt Doc) (P & I) - Investment	$1,158.30	$827.36
	Bold Non Resident Variable (No Offset) (Alt Doc) (P & I) - Investment	$1,158.30	$827.36
	Bold Non Resident Variable (With Offset) (Alt Doc) (Interest Only) - Investment	$1,158.30	$827.36
	Bold Non Resident Variable (With Offset) (Alt Doc) (P & I) - Investment	$1,158.30	$827.36
	Bold Non Resident Fixed (With Offset) (P & I) - Investment	$1,158.30	$827.36
	Bold Non Resident Variable (With Offset) (P & I) - Investment	$1,158.30	$827.36
	Bold Non Resident Fixed (No Offset) (Alt Doc) (Interest Only) - Investment	$1,158.30	$827.36
	Bold Non Resident Fixed (No Offset) (Interest Only) - Investment	$1,158.30	$827.36
	Bold Non Resident Fixed (With Offset) (Interest Only) - Investment	$1,158.30	$827.36
	Bold Non Resident Fixed (No Offset) (P & I) - Investment	$1,158.30	$827.36
Lender	Product Name	Current Customers Refund	First Time Customers Refund

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