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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Bold Specialist (Regional) (No Offset) (P&I) - Owner Occupied 9.05 9.47 9.05 0 - - - 3,232.89 $-398,615 $1,158
Bold Near Prime (With Offset) (Alt Doc) (P & I) - Investment 7.84 8.27 8.04 0 - - - 2,946.22 $-398,615 $1,158
Bold Near Prime (No Offset) (Interest Only) - Owner Occupied 7.54 7.97 7.74 0 - - - 2,862.89 $-398,615 $1,158
Bold Near Prime (Regional) (No Offset) (P & I) - Owner Occupied 7.44 7.87 7.44 0 - - - 2,780.44 $-398,615 $1,158
Bold Variable (Regional) (Alt Doc) (P & I) - Investment 7.23 7.66 7.23 0 - - - 2,723.28 $-398,615 $1,158
Bold Specialist (Regional) (No Offset) (Interest Only) - Investment 9.65 10.07 9.65 0 - - - 3,407.28 $-398,615 $1,158
Bold Specialist (No Offset) (Interest Only) - Owner Occupied 8.34 8.76 9.65 0 - - - 3,407.28 $-398,615 $1,158
Bold Near Prime (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied 9.69 10.11 9.69 0 - - - 3,419.01 $-398,615 $1,158
Bold Specialist (Regional) (With Offset) (Alt Doc) (P&I) - Investment 9.75 10.17 9.75 0 - - - 3,436.62 $-398,615 $1,158
Optimal Expat (P & I) - Investment 7.34 7.77 7.34 0 - - - 2,753.17 $-398,580 $1,158
Optimal Expat (P & I) - Owner Occupied 7.04 7.48 7.04 0 - - - 2,671.96 $-398,580 $1,158
Optimal Reset (P & I) - Owner Occupied 7.53 7.97 8.23 0 - - - 2,999.44 $-398,540 $1,158
Optimal Platinum Variable (Alt Doc) (P & I) - Investment 7.89 8.32 7.89 0 - - - 2,904.44 $-398,540 $1,158
Optimal Platinum Variable (Alt Doc) (P & I) - Owner Occupied 7.59 8.03 7.59 0 - - - 2,821.55 $-398,540 $1,158
Optimal Platinum Variable (Alt Doc) (Interest Only) - Owner Occupied 8.09 8.52 8.09 0 - - - 2,960.19 $-398,540 $1,158
Optimal Platinum Variable (P & I) - Investment 7.09 7.53 7.69 0 - - - 2,849.08 $-398,540 $1,158
Optimal Platinum Variable (Interest Only) - Owner Occupied 7.29 7.73 7.29 0 - - - 2,739.57 $-398,540 $1,158
Optimal Platinum Variable (Alt Doc) (Interest Only) - Investment 8.19 8.62 8.19 0 - - - 2,988.21 $-398,540 $1,158
Optimal Platinum Variable (P & I) - Owner Occupied 6.79 7.23 6.79 0 - - - 2,605.04 $-398,540 $1,158
Optimal Platinum Variable (Interest Only) - Investment 7.39 7.83 7.39 0 - - - 2,766.79 $-398,540 $1,158
Bold Specialist Plus (With Offset) (Alt Doc) (Interest Only) - Investment 10.65 11.07 10.65 0 - - - 3,703.89 $-398,515 $1,158
Bold Specialist Plus (With Offset) (Interest Only) - Owner Occupied 10.05 10.48 10.75 0 - - - 3,733.93 $-398,515 $1,158
Bold Specialist Plus (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied 10.65 11.07 10.65 0 - - - 3,703.89 $-398,515 $1,158
Bold Specialist Plus (With Offset) (Alt Doc) (P & I) - Investment 10.35 10.78 10.35 0 - - - 3,614.17 $-398,515 $1,158
Bold Specialist Plus (No Offset) (Interest Only) - Investment 10.25 10.68 10.95 0 - - - 3,794.19 $-398,515 $1,158
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Bold Specialist (Regional) (No Offset) (P&I) - Owner Occupied  0.00  
Bold Near Prime (With Offset) (Alt Doc) (P & I) - Investment  0.00  
Bold Near Prime (No Offset) (Interest Only) - Owner Occupied  0.00  
Bold Near Prime (Regional) (No Offset) (P & I) - Owner Occupied  0.00  
Bold Variable (Regional) (Alt Doc) (P & I) - Investment  0.00  
Bold Specialist (Regional) (No Offset) (Interest Only) - Investment  0.00  
Bold Specialist (No Offset) (Interest Only) - Owner Occupied  0.00  
Bold Near Prime (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied  0.00  
Bold Specialist (Regional) (With Offset) (Alt Doc) (P&I) - Investment  0.00  
Optimal Expat (P & I) - Investment  0.00  
Optimal Expat (P & I) - Owner Occupied  0.00  
Optimal Reset (P & I) - Owner Occupied  0.00  
Optimal Platinum Variable (Alt Doc) (P & I) - Investment  0.00  
Optimal Platinum Variable (Alt Doc) (P & I) - Owner Occupied  0.00  
Optimal Platinum Variable (Alt Doc) (Interest Only) - Owner Occupied  0.00  
Optimal Platinum Variable (P & I) - Investment  0.00  
Optimal Platinum Variable (Interest Only) - Owner Occupied  0.00  
Optimal Platinum Variable (Alt Doc) (Interest Only) - Investment  0.00  
Optimal Platinum Variable (P & I) - Owner Occupied   0.00  
Optimal Platinum Variable (Interest Only) - Investment  0.00  
Bold Specialist Plus (With Offset) (Alt Doc) (Interest Only) - Investment  0.00  
Bold Specialist Plus (With Offset) (Interest Only) - Owner Occupied  0.00  
Bold Specialist Plus (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied  0.00  
Bold Specialist Plus (With Offset) (Alt Doc) (P & I) - Investment  0.00  
Bold Specialist Plus (No Offset) (Interest Only) - Investment  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Bold Specialist (Regional) (No Offset) (P&I) - Owner Occupied 1,385.00  395.00  0.00  895.00 
Bold Near Prime (With Offset) (Alt Doc) (P & I) - Investment 1,385.00  395.00  0.00  895.00 
Bold Near Prime (No Offset) (Interest Only) - Owner Occupied 1,385.00  395.00  0.00  895.00 
Bold Near Prime (Regional) (No Offset) (P & I) - Owner Occupied 1,385.00  395.00  0.00  895.00 
Bold Variable (Regional) (Alt Doc) (P & I) - Investment 1,385.00  395.00  0.00  895.00 
Bold Specialist (Regional) (No Offset) (Interest Only) - Investment 1,385.00  395.00  0.00  895.00 
Bold Specialist (No Offset) (Interest Only) - Owner Occupied 1,385.00  395.00  0.00  895.00 
Bold Near Prime (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied 1,385.00  395.00  0.00  895.00 
Bold Specialist (Regional) (With Offset) (Alt Doc) (P&I) - Investment 1,385.00  395.00  0.00  895.00 
Optimal Expat (P & I) - Investment 1,420.00  395.00  0.00  795.00 
Optimal Expat (P & I) - Owner Occupied 1,420.00  395.00  0.00  795.00 
Optimal Reset (P & I) - Owner Occupied 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (Alt Doc) (P & I) - Investment 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (Alt Doc) (P & I) - Owner Occupied 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (Alt Doc) (Interest Only) - Owner Occupied 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (P & I) - Investment 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (Interest Only) - Owner Occupied 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (Alt Doc) (Interest Only) - Investment 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (P & I) - Owner Occupied 1,460.00  395.00  0.00  795.00 
Optimal Platinum Variable (Interest Only) - Investment 1,460.00  395.00  0.00  795.00 
Bold Specialist Plus (With Offset) (Alt Doc) (Interest Only) - Investment 1,485.00  395.00  0.00  895.00 
Bold Specialist Plus (With Offset) (Interest Only) - Owner Occupied 1,485.00  395.00  0.00  895.00 
Bold Specialist Plus (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied 1,485.00  395.00  0.00  895.00 
Bold Specialist Plus (With Offset) (Alt Doc) (P & I) - Investment 1,485.00  395.00  0.00  895.00 
Bold Specialist Plus (No Offset) (Interest Only) - Investment 1,485.00  395.00  0.00  895.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Bold Specialist (Regional) (No Offset) (P&I) - Owner Occupied 100000  30  60 
Bold Near Prime (With Offset) (Alt Doc) (P & I) - Investment 100000  30  65 
Bold Near Prime (No Offset) (Interest Only) - Owner Occupied 100000  30  70 
Bold Near Prime (Regional) (No Offset) (P & I) - Owner Occupied 100000  30  60 
Bold Variable (Regional) (Alt Doc) (P & I) - Investment 150000  40   
Bold Specialist (Regional) (No Offset) (Interest Only) - Investment 100000  30  60 
Bold Specialist (No Offset) (Interest Only) - Owner Occupied 100000  30  60 
Bold Near Prime (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied 100000  30  60 
Bold Specialist (Regional) (With Offset) (Alt Doc) (P&I) - Investment 100000  30  60 
Optimal Expat (P & I) - Investment 150000  30  80 
Optimal Expat (P & I) - Owner Occupied 150000  30  70 
Optimal Reset (P & I) - Owner Occupied 100000  30  60 
Optimal Platinum Variable (Alt Doc) (P & I) - Investment 100000  30  80 
Optimal Platinum Variable (Alt Doc) (P & I) - Owner Occupied 100000  30  80 
Optimal Platinum Variable (Alt Doc) (Interest Only) - Owner Occupied 100000  30  80 
Optimal Platinum Variable (P & I) - Investment 100000  30  80 
Optimal Platinum Variable (Interest Only) - Owner Occupied 100000  30  80 
Optimal Platinum Variable (Alt Doc) (Interest Only) - Investment 100000  30  80 
Optimal Platinum Variable (P & I) - Owner Occupied 100000  30  80 
Optimal Platinum Variable (Interest Only) - Investment 100000  30  80 
Bold Specialist Plus (With Offset) (Alt Doc) (Interest Only) - Investment 100000  30  60 
Bold Specialist Plus (With Offset) (Interest Only) - Owner Occupied 100000  30  80 
Bold Specialist Plus (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied 100000  30  60 
Bold Specialist Plus (With Offset) (Alt Doc) (P & I) - Investment 100000  30  65 
Bold Specialist Plus (No Offset) (Interest Only) - Investment 100000  30  70 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Bold Specialist (Regional) (No Offset) (P&I) - Owner Occupied$1,158.30  $827.36 
Bold Near Prime (With Offset) (Alt Doc) (P & I) - Investment$1,158.30  $827.36 
Bold Near Prime (No Offset) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Bold Near Prime (Regional) (No Offset) (P & I) - Owner Occupied$1,158.30  $827.36 
Bold Variable (Regional) (Alt Doc) (P & I) - Investment$1,158.30  $827.36 
Bold Specialist (Regional) (No Offset) (Interest Only) - Investment$1,158.30  $827.36 
Bold Specialist (No Offset) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Bold Near Prime (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied$1,158.30  $827.36 
Bold Specialist (Regional) (With Offset) (Alt Doc) (P&I) - Investment$1,158.30  $827.36 
Optimal Expat (P & I) - Investment$1,158.30  $827.36 
Optimal Expat (P & I) - Owner Occupied$1,158.30  $827.36 
Optimal Reset (P & I) - Owner Occupied$1,158.30  $827.36 
Optimal Platinum Variable (Alt Doc) (P & I) - Investment$1,158.30  $827.36 
Optimal Platinum Variable (Alt Doc) (P & I) - Owner Occupied$1,158.30  $827.36 
Optimal Platinum Variable (Alt Doc) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Optimal Platinum Variable (P & I) - Investment$1,158.30  $827.36 
Optimal Platinum Variable (Interest Only) - Owner Occupied$1,158.30  $827.36 
Optimal Platinum Variable (Alt Doc) (Interest Only) - Investment$1,158.30  $827.36 
Optimal Platinum Variable (P & I) - Owner Occupied $1,158.30  $827.36 
Optimal Platinum Variable (Interest Only) - Investment$1,158.30  $827.36 
Bold Specialist Plus (With Offset) (Alt Doc) (Interest Only) - Investment$1,158.30  $827.36 
Bold Specialist Plus (With Offset) (Interest Only) - Owner Occupied$1,158.30  $827.36 
Bold Specialist Plus (Regional) (No Offset) (Alt Doc) (P & I) - Owner Occupied$1,158.30  $827.36 
Bold Specialist Plus (With Offset) (Alt Doc) (P & I) - Investment$1,158.30  $827.36 
Bold Specialist Plus (No Offset) (Interest Only) - Investment$1,158.30  $827.36 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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