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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 5.39 5.72 5.79 12 5.65 5.65 5.94 2,344.47 $60,516 $1,069
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P&I) - Owner Occupied 5.69 5.69 - 0 - - - 2,319.07 $60,536 $1,025
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 2 yrs) 5.79 5.77 5.59 24 5.59 - - 2,293.79 $60,549 $1,247
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 2 yrs) 5.79 5.77 5.59 24 5.59 - - 2,293.79 $60,549 $1,247
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 5 yrs) 5.79 6.01 5.49 60 5.39 5.29 - 2,268.65 $60,577 $980
Fixed Rate Loan (Interest Only) - Investment(Fixed 2 yrs) 5.79 5.78 5.59 24 5.59 5.59 5.74 2,293.79 $60,599 $1,114
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs) 5.79 6.06 5.44 36 - - - 2,256.12 $60,642 $1,069
Home Package Plus Variable **Special Offer** (Construction) (P & I ) - Owner Occupied 5.70 5.70 - 0 - - - 2,321.60 $60,647 $1,069
Home Package Plus Variable **Special Offer** (P & I) - Owner Occupied 5.70 5.70 - 0 - - - 2,321.60 $60,647 $1,069
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 2 yrs) 5.64 5.67 5.69 24 5.69 5.69 5.84 2,319.07 $60,680 $1,114
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 5 yrs) 5.64 5.89 5.54 60 - - 5.54 2,281.20 $60,716 $1,114
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 4 yrs) 5.64 5.90 5.54 48 - - 5.54 2,281.20 $60,765 $1,114
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs) 5.39 5.73 5.65 24 5.65 5.65 5.94 2,308.94 $60,771 $1,069
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 3 yrs) 5.64 5.68 5.69 36 5.69 5.69 5.84 2,319.07 $60,792 $1,114
Bankwest Simple Home Loan **Special** (P & I) - Owner Occupied 5.69 5.71 - 0 - - - 2,319.07 $60,886 $1,158
Home Package Plus Fixed **Special Offer** (P & I) - Owner Occupied(Fixed 3 yrs) 5.70 5.71 5.74 36 5.64 5.74 - 2,331.75 $61,016 $1,069
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 3 yrs) 5.79 5.78 5.69 36 6.59 - - 2,319.07 $61,023 $1,247
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 3 yrs) 5.79 5.78 5.69 36 6.59 - - 2,319.07 $61,023 $1,247
Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 5.74 5.97 5.34 12 5.24 5.64 - 2,231.16 $61,027 $1,069
Basic Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs) 5.90 5.86 5.59 24 - - - 2,293.79 $61,053 $1,158
Basic Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 5.90 5.86 5.59 24 - - - 2,293.79 $61,053 $1,158
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 1 yrs) 5.64 5.68 5.84 12 - - - 2,357.21 $61,110 $1,114
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs) 5.79 6.06 5.39 24 - - - 2,243.63 $61,113 $980
Standard Variable (Pricing Tool) (Min Discretionary Discount) (With Offset) (P&I) - Owner Occupied 5.69 5.80 - 0 - - - 2,319.07 $61,136 $1,025
Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs) 5.79 5.79 5.59 12 - - - 2,293.79 $61,217 $1,114
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)  0.00  
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P&I) - Owner Occupied  0.00  
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 2 yrs)  0.00  
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 2 yrs)  0.00  
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 5 yrs)  0.00  
Fixed Rate Loan (Interest Only) - Investment(Fixed 2 yrs)  0.00  
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs)  0.00  
Home Package Plus Variable **Special Offer** (Construction) (P & I ) - Owner Occupied  0.00  
Home Package Plus Variable **Special Offer** (P & I) - Owner Occupied  0.00  
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 2 yrs)  0.00  
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 5 yrs)  0.00  
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 4 yrs)  0.00  
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)  0.00  
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 3 yrs)  0.00  
Bankwest Simple Home Loan **Special** (P & I) - Owner Occupied  0.00  
Home Package Plus Fixed **Special Offer** (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 3 yrs)  0.00  
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 1 yrs)  0.00  
Basic Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)  0.00  
Basic Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs)  0.00  
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 1 yrs)  0.00  
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs)  0.00  
Standard Variable (Pricing Tool) (Min Discretionary Discount) (With Offset) (P&I) - Owner Occupied  0.00  
Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 250.00  300.00  0.00  250.00 
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P&I) - Owner Occupied 0.00  0.00  0.00  160.00 
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 2 yrs) 300.00  0.00  0.00  0.00 
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 2 yrs) 300.00  0.00  0.00  0.00 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 5 yrs) 510.00  350.00  0.00  345.00 
Fixed Rate Loan (Interest Only) - Investment(Fixed 2 yrs) 350.00  0.00  0.00  250.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs) 250.00  395.00  0.00  350.00 
Home Package Plus Variable **Special Offer** (Construction) (P & I ) - Owner Occupied 0.00  0.00  0.00  350.00 
Home Package Plus Variable **Special Offer** (P & I) - Owner Occupied 0.00  0.00  0.00  350.00 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 2 yrs) 350.00  0.00  0.00  250.00 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 5 yrs) 350.00  299.00  0.00  250.00 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 4 yrs) 350.00  299.00  0.00  250.00 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs) 250.00  300.00  0.00  250.00 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 3 yrs) 350.00  0.00  0.00  250.00 
Bankwest Simple Home Loan **Special** (P & I) - Owner Occupied 350.00  0.00  0.00  338.20 
Home Package Plus Fixed **Special Offer** (P & I) - Owner Occupied(Fixed 3 yrs) 0.00  0.00  0.00  350.00 
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 3 yrs) 300.00  0.00  0.00  0.00 
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 3 yrs) 300.00  0.00  0.00  0.00 
Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 0.00  299.00  0.00  300.00 
Basic Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs) 350.00  0.00  0.00  0.00 
Basic Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 350.00  0.00  0.00  0.00 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 1 yrs) 350.00  0.00  0.00  0.00 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs) 510.00  350.00  0.00  0.00 
Standard Variable (Pricing Tool) (Min Discretionary Discount) (With Offset) (P&I) - Owner Occupied 0.00  0.00  10.00  0.00 
Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs) 350.00  0.00  0.00  0.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs) 10000  30  95 
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P&I) - Owner Occupied 250000  30  60 
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 2 yrs) 20000  30  95 
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 2 yrs) 20000  30  95 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 5 yrs) 150000  30  90 
Fixed Rate Loan (Interest Only) - Investment(Fixed 2 yrs) 150000  30  70 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs) 40000  30  90 
Home Package Plus Variable **Special Offer** (Construction) (P & I ) - Owner Occupied 150000  30  90 
Home Package Plus Variable **Special Offer** (P & I) - Owner Occupied 150000  30  80 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 2 yrs) 150000  30  80 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 5 yrs) 150000  30  90 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 4 yrs) 150000  30  90 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs) 10000  30  95 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 3 yrs) 150000  30  80 
Bankwest Simple Home Loan **Special** (P & I) - Owner Occupied 20000  30  90 
Home Package Plus Fixed **Special Offer** (P & I) - Owner Occupied(Fixed 3 yrs) 150000  30  80 
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 3 yrs) 20000  30  95 
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 3 yrs) 20000  30  80 
Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 1 yrs) 150000  30  75 
Basic Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs) 150000  30   
Basic Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs) 150000  30   
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 1 yrs) 150000  30   
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs) 150000  30   
Standard Variable (Pricing Tool) (Min Discretionary Discount) (With Offset) (P&I) - Owner Occupied 250000  30   
Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs) 150000  30   
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 1 yrs)$1,069.20  $763.71 
Standard Variable (Pricing Tool) (Min Discretionary Discount) (No Offset) (P&I) - Owner Occupied$1,024.65  $731.89 
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 2 yrs)$1,247.40  $891.00 
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 2 yrs)$1,247.40  $891.00 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 5 yrs)$980.10  $700.07 
Fixed Rate Loan (Interest Only) - Investment(Fixed 2 yrs)$1,113.75  $795.54 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Investment(Fixed 3 yrs)$1,069.20  $763.71 
Home Package Plus Variable **Special Offer** (Construction) (P & I ) - Owner Occupied$1,069.20  $763.71 
Home Package Plus Variable **Special Offer** (P & I) - Owner Occupied$1,069.20  $763.71 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 2 yrs)$1,113.75  $795.54 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 5 yrs)$1,113.75  $795.54 
Fixed Rate Loan (Split with Orange Advantage) (P & I) - Owner Occupied(Fixed 4 yrs)$1,113.75  $795.54 
Your Way Plus Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)$1,069.20  $763.71 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 3 yrs)$1,113.75  $795.54 
Bankwest Simple Home Loan **Special** (P & I) - Owner Occupied$1,158.30  $827.36 
Home Package Plus Fixed **Special Offer** (P & I) - Owner Occupied(Fixed 3 yrs)$1,069.20  $763.71 
Standard Fixed (WA Brokers Only) (Interest Only) - Owner Occupied(Fixed 3 yrs)$1,247.40  $891.00 
Standard Fixed (WA Brokers Only) (P & I) - Owner Occupied(Fixed 3 yrs)$1,247.40  $891.00 
Premium Package Home Loan Fixed (P & I) - Owner Occupied(Fixed 1 yrs)$1,069.20  $763.71 
Basic Home Loan Fixed (Interest Only) - Owner Occupied(Fixed 2 yrs)$1,158.30  $827.36 
Basic Home Loan Fixed (Interest Only) - Investment(Fixed 2 yrs)$1,158.30  $827.36 
Fixed Rate Loan (Interest Only) - Owner Occupied(Fixed 1 yrs)$1,113.75  $795.54 
Home Advantage Fixed (Existing Customers Only) (P & I) - Investment(Fixed 2 yrs)$980.10  $700.07 
Standard Variable (Pricing Tool) (Min Discretionary Discount) (With Offset) (P&I) - Owner Occupied$1,024.65  $731.89 
Fixed Rate Loan (P & I) - Investment(Fixed 1 yrs)$1,113.75  $795.54 
Lender Product Name Current Customers Refund First Time Customers Refund
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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