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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Basic Home Loan (Interest Only) - Investment 6.14 6.19 - 0 - - - 2,434.32 $66,254 $1,247
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs) 9.87 8.39 5.99 48 5.99 5.99 - 2,395.63 $66,259 $1,069
Basic Variable 80 (P&I) - Owner Occupied 6.14 6.19 - 0 - - - 2,434.32 $66,272 $1,069
Offset Variable 70 (P&I) - Owner Occupied 6.14 6.19 - 0 - - - 2,434.32 $66,272 $1,069
Orange Advantage Variable (P & I) - Investment 6.04 6.33 - 0 - - - 2,408.50 $66,279 $1,114
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied 6.19 6.20 - 0 - - - 2,447.28 $66,311 $1,158
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied 6.19 6.20 - 0 - - - 2,447.28 $66,311 $1,158
Back to Basics Variable **Special Offer** (Interest Only) - Investment 6.21 6.21 - 0 - - - 2,452.47 $66,334 $1,069
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment 6.21 6.21 - 0 - - - 2,452.47 $66,334 $1,069
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs) 6.10 6.17 6.24 12 6.14 6.14 5.94 2,460.27 $66,374 $1,069
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs) 5.89 6.30 6.04 36 - - - 2,408.50 $66,376 $1,069
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 2 yrs) 5.89 6.29 6.09 24 - - - 2,421.40 $66,387 $1,069
Professional Package Fixed (P & I) - Investment(Fixed 2 yrs) 6.69 6.80 5.65 24 5.65 5.70 - 2,308.94 $66,436 $1,158
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 3 yrs) 8.27 7.79 5.59 36 5.59 5.59 5.99 2,293.79 $66,457 $1,158
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs) 9.07 8.05 5.59 36 - - - 2,293.79 $66,457 $1,069
Mortgage Simplifier Home Loan (Interest Only) - Investment 6.19 6.21 - 0 - - - 2,447.28 $66,461 $1,114
Bankwest Simple Home Loan **Special** (P & I) - Investment 6.19 6.21 - 0 - - - 2,447.28 $66,461 $1,158
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs) 6.84 6.71 5.79 24 5.79 5.79 6.19 2,344.47 $66,485 $1,158
Standard Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs) 9.04 7.85 6.09 60 5.89 5.89 - 2,421.40 $66,582 $980
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 5 yrs) 7.04 6.75 6.19 60 5.79 5.79 6.19 2,447.28 $66,591 $1,158
Tailored Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 6.84 6.64 6.19 60 5.79 5.79 6.19 2,447.28 $66,591 $1,158
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 5 yrs) 7.04 6.75 6.19 60 5.79 5.79 6.19 2,447.28 $66,591 $1,158
Premium Package Home Loan Variable (P & I) - Investment 6.10 6.36 - 0 - - - 2,423.98 $66,599 $1,069
Discount Variable (Existing Customers Only) (Interest Only) - Investment 6.19 6.23 - 0 - - - 2,447.28 $66,621 $980
Flexible Home Loan Variable (Member Package) (P & I) - Investment 6.04 6.40 - 0 - - - 2,408.50 $66,659 $1,069
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Basic Home Loan (Interest Only) - Investment   0.00  
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs)  0.00  
Basic Variable 80 (P&I) - Owner Occupied  0.00  
Offset Variable 70 (P&I) - Owner Occupied  0.00  
Orange Advantage Variable (P & I) - Investment  0.00  
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied   0.00  
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied   0.00  
Back to Basics Variable **Special Offer** (Interest Only) - Investment   0.00  
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment   0.00  
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs)  0.00  
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 2 yrs)  0.00  
Professional Package Fixed (P & I) - Investment(Fixed 2 yrs)  0.00  
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 3 yrs)  0.00  
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs)  0.00  
Mortgage Simplifier Home Loan (Interest Only) - Investment  0.00  
Bankwest Simple Home Loan **Special** (P & I) - Investment  0.00  
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)  0.00  
Standard Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Tailored Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)  0.00  
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 5 yrs)  0.00  
Premium Package Home Loan Variable (P & I) - Investment  0.00  
Discount Variable (Existing Customers Only) (Interest Only) - Investment  0.00  
Flexible Home Loan Variable (Member Package) (P & I) - Investment  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Basic Home Loan (Interest Only) - Investment 702.50  0.00  0.00  400.00 
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs) 450.00  0.00  0.00  350.00 
Basic Variable 80 (P&I) - Owner Occupied 721.00  0.00  0.00  550.00 
Offset Variable 70 (P&I) - Owner Occupied 721.00  0.00  0.00  550.00 
Orange Advantage Variable (P & I) - Investment 350.00  299.00  0.00  250.00 
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied 200.00  0.00  0.00  350.00 
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied 200.00  0.00  0.00  350.00 
Back to Basics Variable **Special Offer** (Interest Only) - Investment 0.00  0.00  0.00  350.00 
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment 0.00  0.00  0.00  350.00 
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs) 721.00  0.00  0.00  550.00 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs) 250.00  395.00  0.00  350.00 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 2 yrs) 250.00  395.00  0.00  350.00 
Professional Package Fixed (P & I) - Investment(Fixed 2 yrs) 295.00  349.00  0.00  390.00 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 3 yrs) 0.00  395.00  0.00  350.00 
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs) 450.00  0.00  0.00  350.00 
Mortgage Simplifier Home Loan (Interest Only) - Investment 350.00  0.00  0.00  250.00 
Bankwest Simple Home Loan **Special** (P & I) - Investment 350.00  0.00  0.00  338.20 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs) 0.00  0.00  8.00  350.00 
Standard Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs) 1,110.00  0.00  8.00  345.00 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 5 yrs) 0.00  0.00  8.00  350.00 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 0.00  0.00  8.00  350.00 
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 5 yrs) 0.00  0.00  8.00  350.00 
Premium Package Home Loan Variable (P & I) - Investment 0.00  299.00  0.00  300.00 
Discount Variable (Existing Customers Only) (Interest Only) - Investment 510.00  0.00  0.00  345.00 
Flexible Home Loan Variable (Member Package) (P & I) - Investment 250.00  395.00  0.00  350.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Basic Home Loan (Interest Only) - Investment 50000  30  90 
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs) 40000  30  80 
Basic Variable 80 (P&I) - Owner Occupied 50000  30  80 
Offset Variable 70 (P&I) - Owner Occupied 50000  30  70 
Orange Advantage Variable (P & I) - Investment 150000  30  60 
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied 10000  30  80 
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied 10000  30  90 
Back to Basics Variable **Special Offer** (Interest Only) - Investment 150000  30  60 
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment 150000  30  70 
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs) 50000  30  80 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs) 40000  30  90 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 2 yrs) 40000  30  95 
Professional Package Fixed (P & I) - Investment(Fixed 2 yrs) 100000  30  80 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 3 yrs) 150000  30  90 
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs) 40000  30  80 
Mortgage Simplifier Home Loan (Interest Only) - Investment 150000  30  60 
Bankwest Simple Home Loan **Special** (P & I) - Investment 20000  30  60 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs) 20000  30  90 
Standard Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs) 20000  30  90 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 5 yrs) 20000  30  90 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 20000  30  90 
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 5 yrs) 20000  30  60 
Premium Package Home Loan Variable (P & I) - Investment 150000  30  85 
Discount Variable (Existing Customers Only) (Interest Only) - Investment 150000  30  70 
Flexible Home Loan Variable (Member Package) (P & I) - Investment 40000  30  90 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Basic Home Loan (Interest Only) - Investment $1,247.40  $891.00 
Flexible Home Loan Fixed (Interest Only) - Investment(Fixed 4 yrs)$1,069.20  $763.71 
Basic Variable 80 (P&I) - Owner Occupied$1,069.20  $763.71 
Offset Variable 70 (P&I) - Owner Occupied$1,069.20  $763.71 
Orange Advantage Variable (P & I) - Investment$1,113.75  $795.54 
Extra Variable (Lifetime Discount) (P & I) - Owner Occupied $1,158.30  $827.36 
Extra Variable (Lifetime Discount) (Construction) (P & I) - Owner Occupied $1,158.30  $827.36 
Back to Basics Variable **Special Offer** (Interest Only) - Investment $1,069.20  $763.71 
Back to Basics Variable **Special Offer** (Construction) (Interest Only) - Investment $1,069.20  $763.71 
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs)$1,069.20  $763.71 
Flexible Home Loan 3 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 3 yrs)$1,069.20  $763.71 
Flexible Home Loan 2 Year Fixed (Member Package) (P & I) - Owner Occupied(Fixed 2 yrs)$1,069.20  $763.71 
Professional Package Fixed (P & I) - Investment(Fixed 2 yrs)$1,158.30  $827.36 
NAB Choice Package Fixed (Existing Package Only) (P & I) - Investment(Fixed 3 yrs)$1,158.30  $827.36 
Flexible Home Loan 3 Year Fixed (P & I) - Investment(Fixed 3 yrs)$1,069.20  $763.71 
Mortgage Simplifier Home Loan (Interest Only) - Investment$1,113.75  $795.54 
Bankwest Simple Home Loan **Special** (P & I) - Investment$1,158.30  $827.36 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 2 yrs)$1,158.30  $827.36 
Standard Fixed (Existing Customers Only) (Interest Only) - Investment(Fixed 5 yrs)$980.10  $700.07 
Tailored Home Loan Fixed (Interest Only) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
Tailored Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
Tailored Home Loan Fixed (Interest in Advance) - Investment (Fixed 5 yrs)$1,158.30  $827.36 
Premium Package Home Loan Variable (P & I) - Investment$1,069.20  $763.71 
Discount Variable (Existing Customers Only) (Interest Only) - Investment$980.10  $700.07 
Flexible Home Loan Variable (Member Package) (P & I) - Investment$1,069.20  $763.71 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 10 of 83
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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