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Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost At
  • 1 year
  • 2 years
  • 3 years
  • 4 years
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Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs) 5.85 5.90 5.84 12 5.74 5.79 5.74 2,357.21 $62,997 $1,069
Home Loan Package Fixed (P & I) - Investment(Fixed 2 yrs) 5.74 6.00 5.79 24 5.79 - - 2,344.47 $63,031 $1,158
Basic Home Loan Fixed (P & I) - Investment(Fixed 4 yrs) 5.74 5.82 5.89 48 - 5.89 - 2,369.99 $63,037 $1,158
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 6.44 6.52 5.59 36 5.55 5.59 - 2,293.79 $63,060 $1,158
Basic Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 5.74 5.83 5.89 60 - 5.89 - 2,369.99 $63,111 $1,158
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 2 yrs) 5.99 5.98 5.84 24 5.84 5.84 - 2,357.21 $63,124 $1,247
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 2 yrs) 5.99 5.98 5.84 24 5.84 5.84 - 2,357.21 $63,124 $1,247
Home Loan Package Fixed (P & I) - Investment(Fixed 3 yrs) 5.74 6.00 5.79 36 5.79 - - 2,344.47 $63,143 $1,158
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs) 6.29 6.25 5.64 24 5.64 5.59 5.99 2,306.42 $63,146 $1,158
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 8.82 7.53 5.89 60 5.89 - - 2,369.99 $63,211 $1,069
Basic Home Loan Variable (Interest Only) - Investment 5.89 5.92 - 0 - - - 2,369.99 $63,211 $1,069
Basic Home Loan Variable (Interest Only) - Owner Occupied 5.90 5.92 - 0 - - - 2,372.55 $63,222 $1,158
Basic Home Loan Variable (Interest Only) - Investment 5.90 5.92 - 0 - - - 2,372.55 $63,222 $1,158
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs) 5.89 6.21 5.64 24 - - - 2,306.42 $63,236 $1,069
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 5.90 6.10 5.79 60 5.59 5.59 5.79 2,344.47 $63,237 $1,158
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs) 5.90 6.10 5.79 60 5.59 5.59 5.79 2,344.47 $63,237 $1,158
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 5.64 5.97 6.04 12 5.90 5.90 6.19 2,408.50 $63,290 $1,069
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 5.90 6.10 5.79 48 5.59 5.59 5.79 2,344.47 $63,292 $1,158
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs) 5.90 6.10 5.79 48 5.59 5.59 5.79 2,344.47 $63,292 $1,158
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs) 5.79 6.14 5.74 60 5.74 5.74 - 2,331.75 $63,316 $1,069
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,069
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied 5.94 5.94 - 0 - - - 2,382.79 $63,318 $891
Home Package Plus Variable **Special Offer** (P & I) - Investment 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,069
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,158
Base Home Loan Variable (P & I) - Owner Occupied 5.94 5.94 - 0 - - - 2,382.79 $63,318 $1,158
Lender Product Name VARIABLE Comparison Rate INTRO FIXED RATES Initial Monthly Payment Total Cost Refund Up To
Intro Rate Term (months) 2 Yr 3 Yr 5 Yr
Lender Product Name Redraw Redraw Fee 100% Offset
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs)  0.00  
Home Loan Package Fixed (P & I) - Investment(Fixed 2 yrs)  0.00  
Basic Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)  0.00  
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)  0.00  
Basic Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)  0.00  
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 2 yrs)  0.00  
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 2 yrs)  0.00  
Home Loan Package Fixed (P & I) - Investment(Fixed 3 yrs)  0.00  
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs)  0.00  
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)  0.00  
Basic Home Loan Variable (Interest Only) - Investment  0.00  
Basic Home Loan Variable (Interest Only) - Owner Occupied   0.00  
Basic Home Loan Variable (Interest Only) - Investment  0.00  
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs)  0.00  
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)  0.00  
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs)  0.00  
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs)  0.00  
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment  0.00  
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied  0.00  
Home Package Plus Variable **Special Offer** (P & I) - Investment  0.00  
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied  0.00  
Base Home Loan Variable (P & I) - Owner Occupied  0.00  
Lender Product Name Redraw Redraw Fee 100% Offset
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs) 721.00  0.00  0.00  550.00 
Home Loan Package Fixed (P & I) - Investment(Fixed 2 yrs) 350.00  248.00  0.00  400.00 
Basic Home Loan Fixed (P & I) - Investment(Fixed 4 yrs) 350.00  0.00  0.00  400.00 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 295.00  349.00  0.00  390.00 
Basic Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 350.00  0.00  0.00  400.00 
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 2 yrs) 300.00  0.00  0.00  0.00 
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 2 yrs) 300.00  0.00  0.00  0.00 
Home Loan Package Fixed (P & I) - Investment(Fixed 3 yrs) 350.00  248.00  0.00  400.00 
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs) 0.00  0.00  8.00  350.00 
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 450.00  0.00  0.00  350.00 
Basic Home Loan Variable (Interest Only) - Investment 450.00  0.00  0.00  350.00 
Basic Home Loan Variable (Interest Only) - Owner Occupied 350.00  0.00  0.00  400.00 
Basic Home Loan Variable (Interest Only) - Investment 350.00  0.00  0.00  400.00 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs) 250.00  395.00  0.00  350.00 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 350.00  248.00  0.00  400.00 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs) 350.00  248.00  0.00  400.00 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 250.00  300.00  0.00  250.00 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 350.00  248.00  0.00  400.00 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs) 350.00  248.00  0.00  400.00 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs) 250.00  395.00  0.00  350.00 
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment 0.00  0.00  0.00  350.00 
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied 0.00  0.00  0.00  350.00 
Home Package Plus Variable **Special Offer** (P & I) - Investment 0.00  0.00  0.00  350.00 
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied 0.00  0.00  0.00  350.00 
Base Home Loan Variable (P & I) - Owner Occupied 0.00  0.00  0.00  350.00 
Lender Product Name Upfront Fee Annual Fee Monthly Fee Discharge Fee
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs) 50000  30  80 
Home Loan Package Fixed (P & I) - Investment(Fixed 2 yrs) 150000  30  70 
Basic Home Loan Fixed (P & I) - Investment(Fixed 4 yrs) 150000  30  70 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs) 100000  30  80 
Basic Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 150000  30  70 
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 2 yrs) 20000  30  80 
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 2 yrs) 20000  30  80 
Home Loan Package Fixed (P & I) - Investment(Fixed 3 yrs) 150000  30  70 
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs) 20000  30  80 
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs) 40000  30  80 
Basic Home Loan Variable (Interest Only) - Investment 40000  30  80 
Basic Home Loan Variable (Interest Only) - Owner Occupied 150000  30  70 
Basic Home Loan Variable (Interest Only) - Investment 150000  30  70 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs) 40000  30  90 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs) 150000  30  80 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs) 150000  30  80 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs) 10000  30  80 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs) 150000  30  80 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs) 150000  30  80 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs) 40000  30  90 
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment 150000  30  90 
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied 25000  30  80 
Home Package Plus Variable **Special Offer** (P & I) - Investment 150000  30  70 
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied 20000  30  95 
Base Home Loan Variable (P & I) - Owner Occupied 20000  30  95 
Lender Product Name Minimum Loan Amount Maximum Loan Term Max LVR Owner
Lender Product Name Current Customers Refund First Time Customers Refund
Fixed Rate (P & I) - Owner Occupied(Fixed 1 yrs)$1,069.20  $763.71 
Home Loan Package Fixed (P & I) - Investment(Fixed 2 yrs)$1,158.30  $827.36 
Basic Home Loan Fixed (P & I) - Investment(Fixed 4 yrs)$1,158.30  $827.36 
Professional Package Fixed (P & I) - Owner Occupied(Fixed 3 yrs)$1,158.30  $827.36 
Basic Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
Standard Fixed (WA Brokers Only) (P & I) - Investment(Fixed 2 yrs)$1,247.40  $891.00 
Standard Fixed (WA Brokers Only) (Interest Only) - Investment(Fixed 2 yrs)$1,247.40  $891.00 
Home Loan Package Fixed (P & I) - Investment(Fixed 3 yrs)$1,158.30  $827.36 
Tailored Home Loan Fixed (P & I) - Owner Occupied (Fixed 2 yrs)$1,158.30  $827.36 
Flexible Home Loan Fixed (P & I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Basic Home Loan Variable (Interest Only) - Investment$1,069.20  $763.71 
Basic Home Loan Variable (Interest Only) - Owner Occupied $1,158.30  $827.36 
Basic Home Loan Variable (Interest Only) - Investment$1,158.30  $827.36 
Flexible Home Loan 2 Year Fixed (Member Package) (Interest Only) - Investment(Fixed 2 yrs)$1,069.20  $763.71 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 5 yrs)$1,158.30  $827.36 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 5 yrs)$1,158.30  $827.36 
Your Way Plus Home Loan Fixed (Interest Only) - Investment(Fixed 1 yrs)$1,069.20  $763.71 
Home Loan Package Fixed (Interest Only) - Owner Occupied(Fixed 4 yrs)$1,158.30  $827.36 
Home Loan Package Fixed (Interest Only) - Investment(Fixed 4 yrs)$1,158.30  $827.36 
Flexible Home Loan Fixed (Member Package) (P & I) - Investment(Fixed 5 yrs)$1,069.20  $763.71 
Home Package Plus Variable **Special Offer** (Construction) (P & I) - Investment$1,069.20  $763.71 
Flexi First Option Variable (New Lending Special Offer) (P & I) - Owner Occupied$891.00  $636.43 
Home Package Plus Variable **Special Offer** (P & I) - Investment$1,069.20  $763.71 
Base Home Loan Variable (HGS only) (P & I) - Owner Occupied$1,158.30  $827.36 
Base Home Loan Variable (P & I) - Owner Occupied$1,158.30  $827.36 
Lender Product Name Current Customers Refund First Time Customers Refund
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Page 8 of 82
The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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