Category Archives: Negative Gearing

Keyword: Negative Gearing

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Loan Amount:

Bank:

Total Cost (Number of Years)

LENDER	PRODUCT NAME	VARIABLE	COMP RATE	INTRO RATE	INITIAL TERM(mnths)	TOTAL COST	REFUND UP TO
	Your Way Home Loan Basic Variable (P & I) - Owner Occupied	5.64	5.70	0	0	$60,830	$764
	& Basic Home Loan Variable (WA Only) (P & I) - Owner Occupied	5.79	5.79	0	0	$61,647	$891
	Green Offset Home Loan (P&I) - Investment	5.74	5.80	5.74	5	$61,812	$764
	Discount Variable (P & I) - Owner Occupied	5.79	5.83	0	0	$62,157	$700
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	5.84	5.85	0	0	$62,204	$764
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	5.84	5.86	0	0	$62,503	$796
	Basic Home Loan Variable (P & I) - Owner Occupied	5.89	5.92	0	0	$63,111	$827
	Pepper Essential Fixed (P & I) - Owner Occupied	6.29	8.81	9.29	10	$63,130	$764
	Basic Home Loan (P&I) - Owner Occupied	5.89	5.94	0	0	$63,364	$891
	Essential Home Loan (P & I) - Investment	5.94	5.97	0	0	$63,613	$827
	Green Plus Home Loan (P&I) - Owner Occupied	5.79	6.09	0	0	$63,617	$764
	Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	5.79	6.14	0	0	$63,622	$636
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	5.79	6.15	0	0	$63,722	$827
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	5.79	6.15	0	0	$63,722	$827
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	5.79	6.15	0	0	$63,722	$827
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LENDER	PRODUCT NAME	REDRAW FEE
	Your Way Home Loan Basic Variable (P & I) - Owner Occupied	0.00
	& Basic Home Loan Variable (WA Only) (P & I) - Owner Occupied	0.00
	Green Offset Home Loan (P&I) - Investment	0.00
	Discount Variable (P & I) - Owner Occupied	0.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	0.00
	Basic Home Loan Variable (P & I) - Owner Occupied	0.00
	Pepper Essential Fixed (P & I) - Owner Occupied	0.00
	Basic Home Loan (P&I) - Owner Occupied	0.00
	Essential Home Loan (P & I) - Investment	0.00
	Green Plus Home Loan (P&I) - Owner Occupied	0.00
	Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	0.00
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	0.00
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	0.00
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	0.00
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LENDER	PRODUCT NAME	UPFRONT FEE	ANNUAL FEE	MONTHLY FEE
	Your Way Home Loan Basic Variable (P & I) - Owner Occupied	850.00	0.00	$0.00
	& Basic Home Loan Variable (WA Only) (P & I) - Owner Occupied	0.00	0.00	$0.00
	Green Offset Home Loan (P&I) - Investment	721.00	0.00	$0.00
	Discount Variable (P & I) - Owner Occupied	510.00	0.00	$0.00
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	0.00	0.00	$0.00
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	299.00	0.00	$0.00
	Basic Home Loan Variable (P & I) - Owner Occupied	350.00	0.00	$0.00
	Pepper Essential Fixed (P & I) - Owner Occupied	1,679.00	0.00	$10.00
	Basic Home Loan (P&I) - Owner Occupied	603.00	0.00	$0.00
	Essential Home Loan (P & I) - Investment	295.00	0.00	$0.00
	Green Plus Home Loan (P&I) - Owner Occupied	475.00	0.00	$0.00
	Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	0.00	0.00	$0.00
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	100.00	0.00	$0.00
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	100.00	0.00	$0.00
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	100.00	0.00	$0.00
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LENDER	PRODUCT NAME	MINIMUM LOAN AMOUNT	MAXIMUM LOAN TERM	MAX LVR
	Your Way Home Loan Basic Variable (P & I) - Owner Occupied	150000	30	95
	& Basic Home Loan Variable (WA Only) (P & I) - Owner Occupied	20000	30	80
	Green Offset Home Loan (P&I) - Investment	50000	30	90
	Discount Variable (P & I) - Owner Occupied	150000	30	80
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	150000	30	80
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	50000	30	95
	Basic Home Loan Variable (P & I) - Owner Occupied	150000	30	70
	Pepper Essential Fixed (P & I) - Owner Occupied	100000	30	95
	Basic Home Loan (P&I) - Owner Occupied	50000	30	70
	Essential Home Loan (P & I) - Investment	250000	30	80
	Green Plus Home Loan (P&I) - Owner Occupied	250000	30	80
	Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	150000	30	70
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	150000	30	70
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	150000	30	70
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	150000	30	80
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LENDER	PRODUCT NAME	Current Customers Refund	First Time Customers Refund
	Your Way Home Loan Basic Variable (P & I) - Owner Occupied	763.71	763.71
	& Basic Home Loan Variable (WA Only) (P & I) - Owner Occupied	891.00	891.00
	Green Offset Home Loan (P&I) - Investment	763.71	763.71
	Discount Variable (P & I) - Owner Occupied	700.07	700.07
	Back to Basics Variable Special Offer (Construction) (P & I) - Owner Occupied	763.71	763.71
	Mortgage Simplifier Home Loan (P & I) - Owner Occupied	795.54	795.54
	Basic Home Loan Variable (P & I) - Owner Occupied	827.36	827.36
	Pepper Essential Fixed (P & I) - Owner Occupied	763.71	763.71
	Basic Home Loan (P&I) - Owner Occupied	891.00	891.00
	Essential Home Loan (P & I) - Investment	827.36	827.36
	Green Plus Home Loan (P&I) - Owner Occupied	763.71	763.71
	Rocket Premier Advantage (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	636.43	636.43
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	827.36	827.36
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	827.36	827.36
	Advantage Package (Pricing Tool) (Min. Discretionary Rate) (P & I) - Owner Occupied	827.36	827.36
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The comparison rate is based on a loan of $150,000 for a term of 25 years. WARNING. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

YOUR CASH BACK

Calculate Refund

LENDER	REFUND UP TO
	$1,158
	$1,158
	$1,025
	$891
	$1,158
	$1,158
	$1,158
	$1,158
	$1,069
	$1,158
	$1,069
	$1,158
	$1,069
	$1,069
	$1,069
	$980

Cash Back Mortgage

Here at Cash Back Mortgage we believe in giving customers a great deal, so apart from giving free expert advice from our experienced mortgage brokers we also refund up to 70% of the upfront commission we receive from our lenders to you! This has to be the highest upfront commission refund in Australia. We dare you to find a better deal!

You would have thought refunding up to 70% of the upfront commission would be enough, think again!

So we decided to assist customers in researching home loans by putting all the tools and information a mortgage broker has access to on the web! With access to all this information and product comparison tools, it will help you make an informed financial decision about your home loan.When you are ready call us to get started on the application and claim Your Refund.